The home insurance industry in Illinois features a range of providers catering to various customer needs. Companies offer protective coverage primarily for homeowners but also extend to renters, landlords, and additional assets like automobiles. Insurers are increasingly integrating technology, enhancing customer experience with user-friendly platforms for policy management and claims. This shift highlights the industry's response to changing consumer expectations. There is a growing emphasis on personalization in insurance solutions, reflecting a more tailored approach to risk management in homeowners’ financial planning.

This listing covers 25 notable home insurance companies based in Illinois, varying widely in size and history. Firms like State Farm, founded in 1922, and recent entrants like Kin Insurance, established in 2016, exhibit the breadth of options available. While most companies focus on residential coverage, others branch into auto and business insurance, aiding clients in navigating insurance complexities. Each agency brings unique strengths to the market, serving individuals and businesses across the state.

Continue reading to discover the top home insurance companies in Illinois.

Top 25 Home Insurance Companies in Illinois

1. State Farm

• Website: statefarm.com
• Ownership type: Private
• Headquarters: Bloomington, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1922
• Headcount: 10001+
• LinkedIn: state_farm

State Farm Insurance, founded in 1922 and headquartered in Bloomington, Illinois, is a prominent insurance and financial services provider. The company offers a wide array of insurance products, including auto, home, life, and health insurance, alongside investment services. State Farm caters to individuals, families, and small businesses, focusing on asset protection and risk management. With over 106,000 employees and a network of 19,000 agents, State Farm emphasizes personalized service and community involvement. The company has over 91 million policies and accounts, reflecting its substantial presence in the insurance market. State Farm's innovative Personal Price Plan aims to tailor insurance solutions to individual needs, further solidifying its role in the home insurance sector.

2. Encompass Insurance

• Website: encompassinsurance.com
• Ownership type: Private
• Headquarters: Northbrook, Illinois, United States (USA)
• Employee distribution: United States (USA) 99%, Other 1%
• Founded year: 1982
• Headcount: 501-1000
• LinkedIn: encompass-insurance

Encompass Insurance, based in Northbrook, Illinois, has been providing insurance solutions since its establishment in 1982. The company specializes in a variety of insurance products, including home and auto insurance, catering to both individual consumers and businesses. Encompass operates through a network of local agents, which allows them to deliver personalized service and support to their clients. This approach not only enhances customer experience but also fosters strong relationships within the communities they serve. The company is dedicated to protecting against various risks, ensuring that clients have the coverage they need for their homes and other assets. Encompass Insurance's focus on home insurance, along with their established history, positions them as a relevant player in the insurance sector.

3. Loman-Ray Insurance Group, LLC

• Website: lomanray.com
• Ownership type: Family Owned
• Headquarters: Champaign, Illinois, United States (USA)
• Founded year: 1981
• Headcount: 51-200
• LinkedIn: loman-ray-insurance-group-inc.

Loman-Ray Insurance Group, LLC, based in Champaign, Illinois, is a family-owned insurance agency that has been serving clients since 1981. The company specializes in a wide array of insurance products, including home, auto, health, commercial, life, and farm insurance. With a team of dedicated professionals, Loman-Ray focuses on providing tailored insurance solutions to both individuals and businesses. Their commitment to customer service is evident in their approach to home insurance, where they emphasize the importance of adequate coverage and personalized policies. The agency operates multiple locations across central Illinois, ensuring accessibility for their clients. Loman-Ray's experience and local knowledge position them as a reliable partner for those seeking to protect their assets and financial stability.

4. Northwest Insurance Network

• Website: northwestinsurance.com
• Ownership type: Corporate
• Headquarters: Chicago, Illinois, United States (USA)
• Latest funding: May 2021
• Founded year: 1958
• Headcount: 201-500
• LinkedIn: northwest-insurance-network

Northwest Insurance Network, based in Chicago, Illinois, is an insurance agency that has been serving clients since its founding in 1958. The company specializes in a wide range of insurance products, including auto, home, business, and life insurance. With a focus on both individual consumers and businesses, Northwest Insurance Network aims to help clients manage risks and protect their assets through customized insurance solutions. The agency prides itself on its independence, working with over 60 different carriers to ensure clients receive the best coverage at competitive rates. Their extensive experience in the industry, coupled with a commitment to customer service, positions them as a reliable option for those seeking home insurance and other insurance products.

5. NatGen Premier

• Website: natgenpremier.com
• Ownership type: Private
• Headquarters: Chicago, Illinois, United States (USA)
• Founded year: 2005
• Headcount: 5001-10000
• LinkedIn: natgenpremier

NatGen Premier, officially known as National General Premier Insurance, is an insurance provider based in Chicago, Illinois. Established in 2005, the company offers a variety of personal lines insurance products, including homeowners, auto, and renters insurance. NatGen Premier aims to protect consumers' assets from various risks through its comprehensive insurance solutions. The company has developed an online platform that allows customers to manage their policies efficiently and access support services, reflecting a commitment to customer convenience and service. With a workforce of between 5,001 and 10,000 employees, NatGen Premier is positioned to serve a significant number of clients in the insurance market.

6. Kin Insurance

• Website: kin.com
• Ownership type: Venture Capital
• Headquarters: Chicago, Illinois, United States (USA)
• Employee distribution: United States (USA) 99%, Other 1%
• Latest funding: Other (Debt), $200.0M, March 2025
• Founded year: 2016
• Headcount: 501-1000
• LinkedIn: kin-insurance

Kin Insurance, Inc. is an insurance provider based in Chicago, Illinois, specializing in home insurance products. Founded in 2016, the company has quickly gained traction in the industry by offering a range of coverage options, including homeowners, landlord, mobile home, and flood insurance. Kin's primary focus is on providing affordable insurance solutions to homeowners and landlords. They operate through a user-friendly, data-driven platform that allows customers to easily obtain quotes and manage their policies. Kin has received significant venture capital funding, with a recent amount of $200 million, which underscores the confidence investors have in their innovative approach to home insurance. The company is fully licensed and has established partnerships with financially stable reinsurers, ensuring that they can meet their customers' needs during both everyday claims and catastrophic events.

7. Insurance Navy Brokers

• Website: insurancenavy.com
• Ownership type: Private
• Headquarters: Palos Hills, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2012
• Headcount: 51-200
• LinkedIn: insurance-navy-brokers

Insurance Navy Brokers, founded in 2012 and based in Palos Hills, Illinois, is a private insurance agency that offers a variety of insurance products, including homeowners insurance, renters insurance, and auto insurance. The company operates through multiple storefronts and online, serving customers across several states including Illinois, Indiana, Texas, Georgia, California, and Nevada. Insurance Navy aims to simplify the insurance process for its clients by providing personalized assistance and competitive quotes. They partner with reputable insurance providers to ensure that customers receive the best possible coverage at affordable rates. The company prides itself on high-quality customer service and is dedicated to educating clients about their insurance options, regardless of their risk levels. With a workforce of around 35 employees, Insurance Navy is committed to helping customers navigate the often complex world of insurance.

8. Magnum Insurance

• Website: magnuminsurance.com
• Ownership type: Private
• Headquarters: Des Plaines, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1981
• Headcount: 201-500
• LinkedIn: magnum-insurance

Magnum Insurance, based in Des Plaines, Illinois, has been serving clients since 1981. This private insurance agency specializes in a variety of insurance products, including auto, home, business, and health insurance. With a workforce of approximately 201-500 employees, Magnum Insurance caters to both individual consumers and businesses, providing essential coverage to mitigate financial risks associated with accidents and damages. Their operations are bolstered by a user-friendly website and a mobile app, allowing clients to manage their policies and claims conveniently. The company has sold over 3 million insurance policies across several states, including Illinois, Indiana, Arizona, Nevada, New Mexico, and Texas, showcasing their reach and commitment to customer service. Magnum Insurance prides itself on offering affordable insurance solutions tailored to the needs of its clients, supported by independent and certified local agents.

9. Lee O'Keefe Insurance Agency

• Website: leeokeefe.com
• Ownership type: Private
• Headquarters: Springfield, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1934
• Headcount: 1-10
• LinkedIn: lee-o%27keefe-insurance-agency

Lee O'Keefe Insurance Agency Inc. is a privately owned insurance agency based in Springfield, Illinois, established in 1934. The agency specializes in a wide array of insurance services, including auto, home, business, life, health, and group benefits. With a small team of dedicated professionals, they focus on providing personalized insurance solutions to both individual consumers and businesses. Their independent status allows them to represent a carefully selected group of financially stable and reputable insurance companies, enabling them to offer clients competitive coverage options. The agency emphasizes building long-term relationships with clients and insurance carriers, ensuring that they meet the evolving needs of their customers. Their commitment to professional excellence and ethical standards is evident in their mission to provide superior risk management products and services.

10. RETA Insurance Agency

• Website: retainsurance.com
• Ownership type: Private
• Headquarters: Worth, Illinois, United States (USA)
• Founded year: 2009
• Headcount: 1-10
• LinkedIn: reta-insurance-agency

RETA Insurance Agency, founded in 2009, is a private insurance agency located in Worth, Illinois. With a small team of around 16 employees, the agency specializes in a range of insurance products, including auto, home, business, life, and health insurance. RETA Insurance aims to serve both individual consumers and businesses, providing essential coverage to protect against various financial risks. The agency emphasizes customer education, helping clients understand their insurance options and make informed choices. Operating primarily in Illinois, RETA Insurance Agency has established itself as a local resource for insurance needs, although it lacks the scale and national presence of larger competitors in the industry.

11. The Horton Group, a Marsh & McLennan Agency LLC Company

• Website: thehortongroup.com
• Ownership type: Corporate
• Headquarters: Orland Park, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: July 2024
• Founded year: 1971
• Headcount: 201-500
• LinkedIn: the-horton-group

The Horton Group, a Marsh & McLennan Agency LLC Company, is an insurance brokerage based in Orland Park, Illinois, founded in 1971. With a workforce of approximately 465 employees, the company provides a wide array of insurance products tailored to businesses, individuals, and organizations. Their offerings include business insurance, employee benefits, and personal insurance, with a notable focus on risk management and advisory services. The Horton Group emphasizes a people-first approach, ensuring that clients receive customized solutions to effectively manage their risks. Their personal insurance portfolio includes home insurance, which covers various types of residential properties, alongside other personal liability protections. The company operates multiple locations across the Midwest, enhancing their accessibility to clients. As part of Marsh & McLennan Agency LLC, they benefit from a larger network and resources, further solidifying their position in the insurance market.

12. Alcorn Insurance Agency, Inc.

• Website: alcorninsuranceagency.com
• Ownership type: Family Owned
• Headquarters: Centralia, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1963
• Headcount: 1-10
• LinkedIn: alcorn-insurance-agency

Alcorn Insurance Agency, Inc. is a family-owned insurance agency based in Centralia, Illinois, with a history dating back to 1963. The agency specializes in providing a wide array of insurance products tailored to individuals, families, and businesses. Their offerings include home insurance, auto insurance, and business insurance, among others. Alcorn Insurance Agency prides itself on a community-oriented approach, emphasizing the importance of educating clients about their insurance options. This focus on client education helps ensure that customers fully understand their coverage, which is particularly vital in the complex world of insurance. The agency operates independently, allowing them to represent multiple top-rated insurance carriers, thus providing clients with various options to suit their specific needs. With a small team of dedicated professionals, Alcorn Insurance Agency aims to deliver personalized service and support, making the insurance process as straightforward as possible for their clients.

13. Allstate Insurance: Calder Agency

• Website: agents.allstate.com
• Ownership type: Private
• Headquarters: Oswego, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1931
• Headcount: 11-50
• LinkedIn: allstate-insurance-calder-agency

Allstate Insurance: Calder Agency, based in Oswego, Illinois, is a private insurance agency that has been serving clients since its founding in 1931. As part of the Allstate network, the Calder Agency offers a comprehensive range of insurance products, including home, auto, life, and business insurance. The agency prides itself on providing personalized service, helping clients navigate their insurance needs with tailored solutions. With a team of 20 employees, they focus on building relationships within the community, ensuring that customers receive the support they need to protect their assets. The agency operates solely in the United States, emphasizing its commitment to local service and expertise in the insurance market.

14. Compass Insurance

• Website: compasscoverage.com
• Ownership type: Private Equity
• Headquarters: Fairbury, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: March 2018
• Founded year: 1952
• Headcount: 51-200
• LinkedIn: compass-insurance-partners

Compass Insurance, based in Fairbury, Illinois, is a private equity-owned insurance agency that has been serving clients since 1952. With a workforce of approximately 23 employees, the agency specializes in a variety of insurance products, including personal, business, and farm insurance. They cater to individuals, families, and businesses throughout Central Illinois, providing tailored insurance solutions to help manage risks and protect assets. Compass Insurance operates as an independent agency, which allows them to offer clients a range of options from multiple insurance companies. This flexibility is crucial in delivering customized coverage that meets the unique needs of their clients. The agency has established a strong local presence with multiple office locations, emphasizing their commitment to community service and customer support.

15. INSURHAUS Inc.

• Website: insurhaus.com
• Ownership type: Private
• Headquarters: Oakbrook Terrace, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2006
• Headcount: 11-50
• LinkedIn: insurhaus

INSURHAUS Inc., founded in 2006 and based in Oakbrook Terrace, Illinois, is an insurance brokerage that specializes in providing a variety of insurance products, including home, auto, business, and contractor insurance. With a team of 19 dedicated employees, the company focuses on risk management and insurance solutions tailored to both individual consumers and businesses. INSURHAUS prides itself on its commitment to professionalism and integrity, aiming to build long-term partnerships with clients. Their approach involves understanding client needs and offering competitive options from top insurance markets in the United States. The company has established relationships with several reputable insurance partners, enhancing its ability to provide comprehensive coverage options. While there is no reported funding, INSURHAUS continues to operate actively in the insurance industry, demonstrating its relevance and adaptability.

16. The Insurance Exchange, Ltd.

• Website: insxchg.com
• Ownership type: Family Owned
• Headquarters: South Holland, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1986
• Headcount: 11-50
• LinkedIn: the-insurance-exchange-ltd-

The Insurance Exchange, Ltd. is an independent insurance agency based in South Holland, Illinois, established in 1986. The agency specializes in providing a variety of insurance products, including home, auto, life, and business insurance. With a dedicated team of approximately 35 employees, The Insurance Exchange focuses on delivering exceptional customer service and tailored insurance solutions to both individuals and businesses. The agency is particularly noted for its commitment to creating career opportunities for minorities within the insurance industry. It operates in multiple states, including Illinois, Indiana, Ohio, Georgia, and Tennessee, and is licensed to conduct business in several others. The Insurance Exchange prides itself on its community involvement and aims to educate clients about insurance products while fostering a supportive environment for minority agents. This focus on community and customer service positions the agency as a relevant player in the home insurance market.

17. Lakeview Insurance Agency

• Website: lakeviewins.com
• Ownership type: Private
• Headquarters: Chicago, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1976
• Headcount: 11-50
• LinkedIn: lakeview-insurance-agency

Lakeview Insurance Agency, established in 1976, is an independent insurance agency based in Chicago, Illinois. The agency specializes in providing a wide array of insurance solutions, including personal, business, and employee benefits insurance. They primarily serve clients in Illinois, Indiana, Michigan, and Wisconsin, focusing on helping individuals, families, and businesses manage risks and protect their assets through customized coverage options. With a team of knowledgeable advisors, Lakeview Insurance emphasizes personalized service, ensuring clients receive the right insurance solutions tailored to their unique needs. The agency partners with over 25 insurance carriers, allowing them to offer a variety of policies and price points. Their commitment to client satisfaction is evident in their numerous positive reviews, highlighting their dedication to providing excellent service and support throughout the insurance process.

18. Zeiler Insurance Services, Inc.

• Website: zeiler.com
• Ownership type: Private
• Headquarters: Alsip, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1915
• Headcount: 11-50
• LinkedIn: zeiler-insurance-services-inc.

Zeiler Insurance Services, Inc. is an independent insurance agency based in Alsip, Illinois, with a history dating back to 1915. The company specializes in a wide array of insurance products, including home, auto, business, health, and life insurance. With a dedicated team of insurance specialists, Zeiler aims to provide tailored solutions that address the unique needs of both individual consumers and businesses. Their commitment to quality service is reflected in their proactive approach to risk management and customer support. Zeiler operates primarily in Illinois, Indiana, and Wisconsin, and has built a reputation for reliability and expertise in the insurance market. The agency's long-standing presence and focus on customer satisfaction position it as a noteworthy option for those seeking home insurance solutions.

19. Clemens Insurance

• Website: clemensinsurance.com
• Ownership type: Private
• Headquarters: Bloomington, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1948
• Headcount: 51-200
• LinkedIn: clemens-insurance

Clemens Insurance, based in Bloomington, Illinois, is a private insurance agency founded in 1948. With a workforce of approximately 39 employees, the agency has established itself as one of the prominent independent insurance agencies in downstate Illinois. Clemens Insurance provides a wide array of insurance solutions, including personal, business, and employee benefits insurance. They represent over 45 insurance companies, which allows them to offer tailored coverage options to individuals, businesses, and organizations. Their personal insurance offerings include home, auto, and Medicare insurance, among others. The agency emphasizes community involvement and has received positive feedback from clients, highlighting their responsive service and commitment to meeting customer needs. Clemens Insurance operates across multiple states, showcasing their capability to serve a broader market while maintaining a local touch.

20. Northern Insurance Group, LTD

• Website: northernins.com
• Ownership type: Private
• Headquarters: Plainfield, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1927
• Headcount: 11-50
• LinkedIn: northern-insurance-group-ltd

Northern Insurance Group, LTD, based in Plainfield, Illinois, has been serving clients since its inception in 1927. Originally starting as the Cornolo Insurance Agency, the company has evolved significantly over the decades. In 2005, it consolidated the efforts of several insurance professionals to enhance service delivery and product offerings. Northern Insurance provides a wide array of insurance solutions, including home, auto, business, health, and life insurance. Their home insurance policies cover various needs, from homeowners to renters, and they emphasize personalized service to ensure clients receive the best possible coverage. The company operates primarily in the Chicago area, allowing them to focus on local market dynamics and customer preferences. With a dedicated team of professionals, Northern Insurance aims to assist individuals and businesses in managing risks effectively and protecting their assets.

21. Purdum Gray Ingledue Beck, Inc.

• Website: macombinsurance.com
• Ownership type: Private
• Headquarters: Macomb, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1927
• Headcount: 11-50
• LinkedIn: purdum-gray-ingledue-inc.

Purdum Gray Ingledue Beck, Inc. is an insurance agency based in Macomb, Illinois, with a history dating back to 1927. The company specializes in providing a wide array of personal and commercial insurance products, including home, auto, life, and health insurance. They cater to both individual consumers and businesses, offering customized insurance solutions to meet specific needs. The agency emphasizes customer service and risk management, which has helped them build a reputation as a trusted provider in the insurance industry. Their website features a dedicated section for home insurance, highlighting their commitment to protecting one of the most significant assets for many individuals—their homes. The agency's long-standing presence and focus on community engagement further solidify their role in the local insurance market.

22. Insurance House Risk Solutions

• Website: inshouse.com
• Ownership type: Private
• Headquarters: Marion, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1985
• Headcount: 1-10
• LinkedIn: the-insurance-house

Insurance House Risk Solutions, based in Marion, Illinois, has been serving the community since 1985. This private insurance agency specializes in a wide array of insurance products, including auto, home, business, life, and health insurance. With a small team of around 36 employees, they focus on providing personalized service to both individual consumers and businesses. Their mission is to help clients manage risks and protect their financial futures through tailored insurance solutions. The agency prides itself on its local roots and commitment to customer satisfaction, aiming to treat clients like family. They offer various insurance quotes, including home insurance, earthquake insurance, and renters insurance, showcasing their involvement in the home insurance sector. Despite their limited size and regional focus, they have established a presence in the insurance market, particularly in Southern Illinois.

23. Porter-Hay Insurance

• Website: porterhayinsurance.com
• Ownership type: Private
• Headquarters: Alexis, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1926
• Headcount: 11-50
• LinkedIn: porter-hay-insurance

Porter-Hay Insurance, based in Alexis, Illinois, is a private insurance agency that has been serving clients since 1926. The company specializes in a wide array of insurance products, including personal, business, farm, and crop insurance. With a team of licensed professionals, Porter-Hay Insurance focuses on helping individuals, families, and businesses manage risks and protect their assets through customized insurance solutions. The agency operates multiple offices across Central and West Central Illinois, ensuring that their services are accessible to a diverse clientele. Their personal insurance offerings include home insurance, which is a significant aspect of their business. The agency prides itself on its long history of service and expertise, which has been built over decades of operation. Porter-Hay Insurance is a subsidiary of Midwest Bank, further solidifying its position in the insurance market.

24. Hausman-Kunkel Insurance

• Website: h-kinc.com
• Ownership type: Family Owned
• Headquarters: Roselle, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1966
• Headcount: 11-50
• LinkedIn: hausman-kunkel-inc.

Hausman-Kunkel Insurance, established in 1966, is a family-owned independent insurance agency based in Roselle, Illinois. With a dedicated team of around 21 employees, the agency specializes in providing a wide array of insurance products, including personal and business insurance solutions. They serve both individual consumers and businesses, helping clients navigate their unique risks and protect their assets through customized insurance coverage. The agency prides itself on exceptional customer service and industry expertise, which has fostered strong relationships within the community. Hausman-Kunkel Insurance is licensed to operate in multiple states, extending their reach beyond Illinois. Their commitment to client satisfaction and proactive service has earned them a reputation as a trusted advisor in the insurance market.

25. Bradish

• Website: bradish.com
• Ownership type: Family Owned
• Headquarters: Arlington Heights, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1990
• Headcount: 11-50
• LinkedIn: bradish-associates-ltd

Bradish Associates is an independent insurance agency based in Arlington Heights, Illinois, founded in 1990. With a dedicated team of 16 employees, the agency specializes in providing a wide array of personal and commercial insurance services. They cater to individuals, families, and businesses, helping clients navigate the complexities of insurance to find suitable policies that protect their assets and manage risks. Bradish is particularly noted for its home insurance offerings, where they assist clients in safeguarding their homes and belongings. The agency prides itself on its customer service, with numerous testimonials praising their responsiveness and expertise. Operating primarily in the greater Chicago area, Bradish has built a reputation for reliability and trustworthiness over the decades, making it a significant player in the local insurance market.

Home Insurance Insights: Key Companies in Illinois

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