Life insurance companies in Missouri provide a range of financial products designed to offer protection against life's uncertainties. This industry features both large and small players, including private agencies, mutual companies, and corporate entities, each specializing in various types of coverage, from term life to permanent life insurance and retirement solutions. The industry is adapting to changing consumer demands and advancements in technology, leading to a surge in customizable policies and a shift towards online platforms for purchasing and managing insurance. As consumers seek tailored solutions, innovative approaches are likely to shape the future of life insurance in the state.


The list features 24 companies from Missouri's life insurance sector, varying in size from small agencies to larger corporate entities. Established between 1925 and 2022, these firms include mainstays like Shelter Insurance, with a workforce surpassing 4,000, to newer entrants like Impact Legacy Group, which prioritizes agent empowerment. Many specialize in life insurance combined with additional financial services, addressing the unique needs of their clients while contributing to the market's evolution.


Continue reading to discover the top life insurance companies in Missouri.


Top 24 Life Insurance Companies in Missouri


1. Shelter Insurance Companies


Shelter Insurance Companies, founded in 1946 and based in Columbia, Missouri, is a private insurance provider with a workforce of over 4,000 employees. The company specializes in a variety of insurance products, including auto, home, business, and notably, life insurance. Their life insurance offerings include term life, permanent life, and a unique Junior Special policy aimed at younger clients. Shelter Insurance operates through a network of agents, ensuring personalized service and tailored solutions for individuals, families, and businesses. The company has established a strong presence in the insurance market, focusing on customer relationships and community involvement, which enhances their reputation in the industry.


2. Impact Legacy Group


Impact Legacy Group, based in Springfield, Missouri, is an insurance agency and financial services provider that specializes in life insurance, Medicare products, and retirement solutions. Founded in 2022, the company aims to empower agents through training and mentorship, helping them build successful businesses in the insurance sector. Their model focuses on creating passive income opportunities for individuals seeking financial independence. Impact Legacy Group also emphasizes cross-selling opportunities among its agents, which can enhance their income potential. The company has positioned itself as a supportive community for agents, offering resources and events designed to foster growth and success in the insurance market.


3. Ozark National Life

  • Website: ozark-national.com
  • Ownership type: Corporate
  • Headquarters: Kansas City, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: October 2018
  • Founded year: 1964
  • Headcount: 51-200
  • LinkedIn: ozark-national-life

Ozark National Life Insurance Company, based in Kansas City, Missouri, has been a player in the life insurance industry since its inception in 1964. The company specializes in providing life insurance products and investment services, notably through its signature offering, The Balanced Program®. This program uniquely integrates life insurance coverage with mutual fund investments, allowing policyholders to plan for various life events, including long-term living, disability, or premature death. With over $5 billion in life insurance policies currently in force and operations spanning 29 states, Ozark National Life has established a solid presence in the market. The company is dedicated to helping individuals achieve financial security and peace of mind for their families, making it a relevant option for those seeking comprehensive life insurance solutions. Ozark National Life operates under the umbrella of National Western Life Group, which adds to its credibility and operational support.


4. Secure Insurance Group Powered by Lasting Mark

  • Website: secureinsurancegroup.com
  • Ownership type: Private
  • Headquarters: Springfield, Missouri, United States (USA)
  • Employee distribution: United States (USA) 95%, India 5%
  • Founded year: 2014
  • Headcount: 51-200
  • LinkedIn: secure-insurance-group

Secure Insurance Group Powered by Lasting Mark, founded in 2014, is an insurance agency based in Springfield, Missouri. The company offers a range of insurance products, prominently featuring life insurance, Medicare plans, retirement planning, health insurance, and property & casualty coverage. With a dedicated team of approximately 37 employees, Secure Insurance Group focuses on serving individuals, families, and business owners in Southwest Missouri. Their mission is to help clients secure their financial future through customized insurance solutions. The agency prides itself on its knowledgeable staff and commitment to customer service, as evidenced by positive client testimonials. They operate multiple offices in the region, enhancing their accessibility and community involvement. Secure Insurance Group's emphasis on education and informed decision-making further positions them as a relevant player in the life insurance sector.


5. First State Insurance Agency, Inc.

  • Website: fsiaonline.com
  • Ownership type: Private
  • Headquarters: Farmington, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1954
  • Headcount: 51-200
  • LinkedIn: trust-gdc

First State Insurance Agency, Inc. is a private insurance agency based in Farmington, Missouri, established in 1954. With a workforce of approximately 98 employees, the agency provides a wide array of insurance products, including life, auto, business, and health insurance. They cater to both individual clients and businesses, offering customized insurance solutions designed to manage risks and protect assets. The agency prides itself on its customer service, assisting clients in navigating their insurance needs effectively. First State Insurance Agency is licensed to operate in multiple states, including Missouri, Illinois, Ohio, and Oklahoma, and has built a reputation for being involved in the communities it serves. Their life insurance offerings include individual and group policies, long-term care, and disability insurance, reflecting their commitment to addressing the financial security of families and businesses alike.


6. Forrest T. Jones & Company

  • Website: ftj.com
  • Ownership type: Corporate
  • Headquarters: Kansas City, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: April 2018
  • Founded year: 1953
  • Headcount: 201-500
  • LinkedIn: forrest-t--jones

Forrest T. Jones & Company, based in Kansas City, Missouri, has been a significant player in the insurance industry since its inception in 1953. The company specializes in providing life and health insurance products, employee benefits, and group insurance programs primarily for members of associations and employer groups. With a workforce of approximately 258 employees, FTJ has developed a national marketing presence, serving over 80 national associations and employer groups, which collectively represent more than 1.5 million members. They collaborate with over 30 of the nation's most trusted insurance companies to deliver high-quality insurance plans, often featuring unique benefits tailored to specific professions. FTJ also offers third-party administration services and is recognized as a prominent health insurance broker in Missouri, managing insurance for more than 100 employer groups. Their affiliate, Fidelity Security Life Insurance Company, further strengthens their position in the market by providing specialty insurance products. The company prides itself on maintaining close relationships with clients, ensuring that they meet the evolving needs of their customers with a blend of modern technology and traditional service.


7. Certified Financial Planner

  • Website: billhouk.com
  • Ownership type: Private
  • Headquarters: Clinton, Missouri, United States (USA)
  • Employee distribution: India 42%, Indonesia 35%, United States (USA) 18%, Other 5%
  • Founded year: 1982
  • Headcount: 1-10
  • LinkedIn: certified-financial-planner

Certified Financial Planner, also known as the Bill Houk Agency, Inc., is a private insurance agency based in Clinton, Missouri. Founded in 1982, the agency specializes in providing insurance and financial services, including life insurance, health insurance, and retirement planning. The agency primarily caters to retirees, professionals, and business owners, assisting them in managing their financial futures and estate planning. Bill Houk, the founder, holds the Certified Financial Planner (CFP) designation and has built a reputation for integrity and client-focused service. The agency's team comprises professionals with backgrounds in claims management, banking, investing, and insurance, allowing them to offer comprehensive support to their clients. Despite its small size, the agency has established a solid client base across various states and countries, reflecting its commitment to personalized service and financial security.


8. Fidelity Security Life Insurance Company


Fidelity Security Life Insurance Company, based in Kansas City, Missouri, has been a family-owned entity since its establishment in 1969. The company specializes in a range of insurance products, including supplemental health, life and disability insurance, and annuities. With a workforce of approximately 65 employees, Fidelity Security Life has carved out a niche in providing essential financial protection to individuals and families during critical life events and health challenges. The company prides itself on its innovative insurance solutions and has built a strong reputation for reliability and customer service. Over the years, Fidelity has paid more than $9 billion in claims, underscoring its commitment to supporting policyholders in times of need. The company has demonstrated consistent financial growth, with a 6.4% increase in capital and surplus in 2023, reflecting its solid financial foundation and operational stability. Fidelity Security Life continues to focus on meeting the evolving needs of its partners and policyholders, making it a relevant player in the life insurance industry.


9. Insurance Store, Inc.

  • Website: insurancestoreinc.com
  • Ownership type: Private
  • Headquarters: Chesterfield, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1976
  • Headcount: 11-50
  • LinkedIn: insurance-store-inc.

Insurance Store, Inc. is an independent insurance agency based in Chesterfield, Missouri, established in 1976. With a team of 11 to 50 employees, the agency provides a wide array of insurance products, including auto, home, life, and business insurance. They cater to both individual consumers and businesses, aiming to help clients manage risks and protect their assets through customized insurance solutions. The agency prides itself on delivering high-quality customer service, emphasizing integrity and personal attention. They represent multiple insurance companies, allowing them to offer competitive coverage options tailored to the specific needs of their clients. Their involvement in the life insurance sector is part of a broader strategy to provide comprehensive insurance services, ensuring that clients can find the right coverage for their unique situations.


10. Saxony Securities, Inc.

  • Website: saxonysecurities.com
  • Ownership type: Private
  • Headquarters: St. Louis, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2001
  • Headcount: 51-200
  • LinkedIn: saxony-securities-inc-

Saxony Securities, Inc., founded in 2001 and based in St. Louis, Missouri, operates as a private broker-dealer and insurance agency. The firm specializes in a range of financial services, prominently featuring life insurance, long-term disability, long-term care, and annuity products. Saxony serves both individual clients and financial advisors, assisting them in managing financial risks and incorporating insurance into their investment strategies. The company prides itself on being an independent entity, allowing for a transparent and objective platform for financial advisors to better serve their clients. With a team of experienced professionals, Saxony aims to provide comprehensive support and guidance in navigating various insurance policies and paperwork, reinforcing its role in the financial services industry.


11. Bui

  • Website: buiusa.com
  • Ownership type: Private
  • Headquarters: St. Louis, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1977
  • Headcount: 11-50
  • LinkedIn: brokerage-unlimited-inc.

Bui, based in St. Louis, Missouri, has been a player in the financial services industry since its founding in 1977. The company specializes in insurance and wealth management, focusing on life insurance, long-term care insurance, and annuities. Bui partners with financial advisors, providing them with essential back-office support and access to a wide range of highly-rated insurance carriers. Their services include advanced planning support, which is crucial for implementing effective wealth transfer and protection strategies. Bui's commitment to client-first values is evident in their approach, ensuring that recommendations are made in the best interest of clients. With a team of experienced professionals, Bui is equipped to handle both simple and complex insurance transactions, making them a valuable resource for financial advisors across the United States.


12. DeWitt Insurance Agency


Chas. W. DeWitt Insurance Agency, Inc., based in Chesterfield, Missouri, has been a fixture in the insurance industry since its establishment in 1925. This privately owned agency specializes in a variety of insurance products, including personal, life, health, group, and business insurance. DeWitt Insurance Agency prides itself on delivering customized insurance solutions that cater to the unique needs of individuals and businesses alike. Their approach is centered on exceptional customer service, ensuring that clients receive the support and guidance necessary throughout the insurance process. As a member of the American Agency Insurance Group and The Blue Chip Consortium L.L.C., the agency has access to a broad range of insurance products, allowing them to advocate effectively for their clients. Their team of professionals is dedicated to maintaining high standards of integrity and professionalism, making them a trusted choice for insurance needs in their community.


13. The Resource Center

  • Website: resourcecenterinc.com
  • Ownership type: Family Owned
  • Headquarters: Springfield, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2001
  • Headcount: 11-50
  • LinkedIn: the-resource-center-inc

The Resource Center, based in Springfield, Missouri, is a family-owned insurance agency and financial services provider established in 2001. With a team of 11 to 50 employees, they focus on delivering personalized insurance solutions, including life insurance, home, auto, and business insurance. Their approach emphasizes understanding clients' unique financial situations and goals, allowing them to tailor insurance and financial strategies accordingly. In addition to insurance, they offer financial planning services such as IRA accounts and wealth management, aiming to help individuals and families secure their financial futures. The Resource Center operates primarily in the Springfield and Branson areas, providing a local touch to their services. They have not reported any funding, indicating they are self-sustained and focused on organic growth.


14. Lakenan


Lakenan is an independent insurance agency based in St. Louis, Missouri, with a history dating back to 1938. The company operates under the umbrella of Sunstar Insurance Group and employs around 89 professionals. Lakenan provides a wide range of insurance services, including business insurance, employee benefits, personal risk management, and life insurance. Their approach is centered on understanding client needs and delivering customized solutions to manage risks effectively. With a strong focus on customer service, Lakenan aims to protect both businesses and families by offering tailored insurance products. They have built a reputation for expertise in various industries, including construction, hospitality, and technology, which enhances their ability to serve clients across different sectors.


15. MGI Risk Advisors

  • Website: mgi-risk.com
  • Ownership type: Private
  • Headquarters: St. Louis, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1981
  • Headcount: 51-200
  • LinkedIn: mgi-risk-advisors

MGI Risk Advisors, based in St. Louis, Missouri, has been serving clients since 1981. This private insurance agency specializes in a variety of insurance products, including business, personal, and life & health insurance. With a team of approximately 95 employees, MGI Risk Advisors prides itself on a personalized approach to risk management. They cater to both individual consumers and businesses, offering customized solutions to protect assets and manage uncertainties. Their brokers leverage decades of experience to navigate the complexities of insurance, ensuring clients receive tailored coverage that meets their specific needs. MGI Risk Advisors collaborates with many of America's largest insurance carriers, providing clients with access to a broad range of insurance options. Their commitment to trust, honesty, and integrity has been a cornerstone of their operations, fostering long-term relationships with clients and partners alike.


16. Compass Health Consultants

  • Website: chcagents.com
  • Ownership type: Private
  • Headquarters: Saint Charles, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2013
  • Headcount: 51-200
  • LinkedIn: compasshealthconsultants

Compass Health Consultants, based in Saint Charles, Missouri, is a private insurance agency founded in 2013. With a workforce of approximately 134 employees, the company specializes in offering a range of insurance products, including health, life, and group insurance. They cater to both individual clients and businesses, assisting them in securing necessary coverage to manage health-related expenses and ensure financial security. The agency emphasizes a client-centric approach, tailoring insurance plans to meet the unique needs of their customers. Their website indicates a robust support system for agents, including training and resources, which suggests a focus on empowering their team to effectively serve clients. However, there is no reported funding, indicating that they operate independently without external financial backing.


17. Weiss Insurance Agency, Inc.

  • Website: weiss-ins.com
  • Ownership type: Private
  • Headquarters: Chesterfield, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1905
  • Headcount: 51-200
  • LinkedIn: weiss-insurance

Weiss Insurance Agency, Inc., based in Chesterfield, Missouri, is a family-owned insurance agency that has been operational since 1905. The agency specializes in a wide array of insurance products, including auto, home, business, life, and health insurance. With a workforce of approximately 85 employees, Weiss Insurance serves clients across multiple states in the U.S., emphasizing personalized service and tailored insurance solutions. Their life insurance offerings include individual and group policies, long-term care insurance, and mortgage protection, showcasing their commitment to helping clients manage risks and protect their financial futures. Weiss Insurance is licensed in over 30 states and collaborates with top-ranked insurance companies to provide competitive pricing and comprehensive coverage options. Their focus on customer service and expertise in the insurance field positions them as a relevant player in the life insurance market.


18. Twin Lakes Insurance Agency

  • Website: twinlakesins.com
  • Ownership type: Private
  • Headquarters: Lee'S Summit, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1983
  • Headcount: 11-50
  • LinkedIn: twin-lakes-insurance-agency

Twin Lakes Insurance Agency, established in 1983, is a private insurance agency located in Lee's Summit, Missouri. With a workforce of approximately 43 employees, the agency has grown to become a prominent independent insurance provider in the region. It offers a wide array of insurance products, including life, health, auto, home, and business insurance. The agency prides itself on delivering personalized service and tailored insurance solutions to both individual consumers and businesses. Over the years, Twin Lakes has received recognition for its growth and service quality, being ranked among the top independent insurance agencies in the Greater Kansas City area. Their licensed staff is dedicated to providing superior value and service, ensuring that clients receive the best coverage options available.


19. GlobalGreen Insurance Agency

  • Website: ggiausa.com
  • Ownership type: Private
  • Headquarters: Chesterfield, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2006
  • Headcount: 501-1000
  • LinkedIn: globalgreen-insurance-agency

GlobalGreen Insurance Agency, founded in 2006 and based in Chesterfield, Missouri, is a private insurance agency that provides a range of insurance products, including life insurance. The agency serves both individual consumers and businesses, focusing on tailored solutions to manage risks and protect assets. Operating through a franchise model, GlobalGreen empowers independent agents to leverage its brand while offering personalized service to clients. The agency emphasizes the importance of local relationships, ensuring that agents are familiar with their clients' needs. This approach fosters trust and enhances customer satisfaction. GlobalGreen's commitment to investing in its franchisees and providing them with the necessary tools and resources positions it as a competitive player in the insurance market.


20. Corner Stone Insurance Agency


Corner Stone Insurance Agency, established in 1945, is a private insurance agency located in Southwest City, Missouri. With a small team of 1-10 employees, the agency provides a range of insurance products, including home, auto, life, and farm insurance. They cater to both individual consumers and businesses, focusing on tailored insurance solutions to mitigate various risks. The agency operates primarily in the southwest region of Missouri and surrounding states, emphasizing a commitment to 'Hometown service' and personalized customer care. Their independent status allows them to shop around for the best insurance options for their clients, adapting to changing needs and market conditions. While they do offer life insurance, it is one of several products in their portfolio, and their overall focus seems to be on providing comprehensive insurance services rather than specializing solely in life insurance.


21. Lang Insurance

  • Website: langinsurance.com
  • Ownership type: Private
  • Headquarters: Saint Charles, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1989
  • Headcount: 11-50
  • LinkedIn: lang-insurance-service-inc.

Lang Insurance, founded in 1989 and based in Saint Charles, Missouri, is a private insurance agency with a team of approximately 36 employees. The agency provides a range of insurance products, including auto, home, business, and life insurance. They cater to both individual consumers and businesses, emphasizing personalized service and tailored insurance solutions to help clients manage risks and protect their assets. Lang Insurance operates as an independent agency, which allows them to work with multiple insurance carriers, providing clients with various coverage options. Their commitment to customer service is evident in their approach, where they prioritize understanding the unique needs of each client. This focus on building long-term relationships has helped them maintain a presence in the local community for over 40 years, making them a trusted choice for many in Missouri.


22. Senior Health Solutions


Senior Health Solutions, based in Saint Charles, Missouri, is a private insurance agency founded in 2011. The company specializes in healthcare and financial planning services specifically designed for seniors. They offer a range of products, including Medicare supplements, long-term care insurance, and various life insurance options, with a particular emphasis on final expense life insurance. This focus addresses the unique needs of seniors, who often require assistance in managing healthcare costs and planning for their financial futures. Senior Health Solutions prides itself on providing personalized service, ensuring that clients receive tailored advice and solutions that fit their specific situations. The agency operates primarily in the United States, with a strong presence in the St. Louis area, and is committed to helping seniors navigate their insurance options effectively.


23. Hawkins Harrison Insurance


Hawkins Harrison Insurance, founded in 1956, is a family-owned insurance agency based in Edina, Missouri. With a team of 24 dedicated employees, the agency specializes in a wide range of insurance products, including auto, business, farm, home, life, and worker's compensation insurance. They serve both individual consumers and businesses, emphasizing personalized service tailored to the unique needs of their clients. The agency operates multiple locations across Missouri, allowing them to cater to a broad client base. Their commitment to quality customer service is reflected in numerous positive testimonials from satisfied clients, highlighting their responsiveness and willingness to assist with insurance needs. Hawkins Harrison Insurance has maintained a strong presence in the insurance industry for over six decades, demonstrating stability and reliability in their offerings.


24. Focus Insurance


Focus Insurance, based in Eureka, Missouri, has been serving clients since its establishment in 1999. The agency provides a wide array of insurance products, including auto, home, commercial, and life insurance. With a team of approximately 30 employees, Focus Insurance caters to both individual consumers and businesses, helping them secure appropriate coverage for their assets and liabilities. The agency operates primarily in Missouri but extends its services across 38 states, showcasing its ability to reach a broader market. Focus Insurance emphasizes personalized service, aiming to guide clients through the complexities of insurance policies to ensure they find the right coverage for their needs. Their website features tools for obtaining quotes and managing policies, reflecting a commitment to customer service and accessibility.



Life Insurance Insights: Key Companies in Missouri


CompanyHeadquarterSizeFoundedOwnership
Shelter Insurance CompaniesColumbia, Missouri, United States (USA)1001-50001946Private
Impact Legacy GroupSpringfield, Missouri, United States (USA)1001-50002022Private
Ozark National LifeKansas City, Missouri, United States (USA)51-2001964Corporate
Secure Insurance Group Powered by Lasting MarkSpringfield, Missouri, United States (USA)51-2002014Private
First State Insurance Agency, Inc.Farmington, Missouri, United States (USA)51-2001954Private
Forrest T. Jones & CompanyKansas City, Missouri, United States (USA)201-5001953Corporate
Certified Financial PlannerClinton, Missouri, United States (USA)1-101982Private
Fidelity Security Life Insurance CompanyKansas City, Missouri, United States (USA)51-2001969Family Owned
Insurance Store, Inc.Chesterfield, Missouri, United States (USA)11-501976Private
Saxony Securities, Inc.St. Louis, Missouri, United States (USA)51-2002001Private
BuiSt. Louis, Missouri, United States (USA)11-501977Private
DeWitt Insurance AgencyChesterfield, Missouri, United States (USA)11-501925Private
The Resource CenterSpringfield, Missouri, United States (USA)11-502001Family Owned
LakenanSt. Louis, Missouri, United States (USA)51-2001938Private
MGI Risk AdvisorsSt. Louis, Missouri, United States (USA)51-2001981Private
Compass Health ConsultantsSaint Charles, Missouri, United States (USA)51-2002013Private
Weiss Insurance Agency, Inc.Chesterfield, Missouri, United States (USA)51-2001905Private
Twin Lakes Insurance AgencyLee'S Summit, Missouri, United States (USA)11-501983Private
GlobalGreen Insurance AgencyChesterfield, Missouri, United States (USA)501-10002006Private
Corner Stone Insurance AgencySouthwest City, Missouri, United States (USA)1-101945Private
Lang InsuranceSaint Charles, Missouri, United States (USA)11-501989Private
Senior Health SolutionsSaint Charles, Missouri, United States (USA)51-2002011Private
Hawkins Harrison InsuranceEdina, Missouri, United States (USA)11-501956Private
Focus InsuranceEureka, Missouri, United States (USA)11-501999Private


Want to Find More Life Insurance Companies?

If you want to find more companies that provide term life, permanent life, and retirement solutions you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.

With Inven you'll also get to know the company's:

  • Detailed Ownership: Who owns the company? Is it a public or private company? What is the ownership structure?
  • Contact data: Who are the founders and CEO's? What are their emails and phone numbers?
  • Financials: How do these companies perform financially? What are their revenues and profit margins?

...and a lot more!