Top 24 Home Insurance Companies in Michigan

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Top 24 Home Insurance Companies in Michigan Main

Top 24 Home Insurance Companies in Michigan

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Top 24 Home Insurance Companies in Michigan Main
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The home insurance industry in Michigan plays a crucial role in protecting homeowners from unforeseen risks. These companies offer policies that shield assets against theft, damage, and other liabilities. As natural disasters become more prevalent due to climate change, a growing demand for comprehensive coverage has emerged. Companies are adapting by offering tailored options that cater to specific homeowner needs. Additionally, leveraging technology to improve customer service is a rising trend, making it easier to manage policies and file claims. This evolution in offerings indicates a promising trajectory for the sector.


The companies featured in this list range in size from small independent agencies to larger corporate entities. Headquartered across Michigan, these firms boast varying years of establishment, some dating back to the early 20th century. Many focus on specific sectors, such as auto and homeowner insurance, while others offer a broader range of coverage. This variety allows consumers access to tailored insurance solutions designed to meet individual and community needs. Companies like Auto-Owners Insurance and Farm Bureau exemplify the strong local foundation characteristic of this industry.


Continue reading to discover the top home insurance companies in Michigan.


Top 24 Home Insurance Companies in Michigan


1. Auto-Owners Insurance

  • Website: auto-owners.com
  • Ownership type: Private
  • Headquarters: Lansing, Michigan, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1916
  • Headcount: 5001-10000
  • LinkedIn: auto-owners-insurance

Auto-Owners Insurance, based in Lansing, Michigan, has been a significant player in the insurance industry since its founding in 1916. The company provides a wide array of insurance products, including home, auto, life, and business insurance. They cater to both individual consumers and businesses, helping clients manage risks and protect their assets through tailored insurance solutions. Auto-Owners operates through a network of independent agents across multiple states, ensuring that customers receive personalized service and local expertise. The company is recognized for its financial stability, holding an A++ (Superior) rating from AM Best, which underscores its reliability in fulfilling policyholder claims. Auto-Owners is also committed to community engagement, actively participating in initiatives that support local causes and enhance customer relationships. Their focus on customer service is reflected in their awards for claims management, further solidifying their position in the insurance market.


2. Farm Bureau

  • Website: farmbureauinsurance-mi.com
  • Ownership type: Private
  • Headquarters: Coldwater, Michigan, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1949
  • Headcount: 201-500
  • LinkedIn: farm-bureau

Farm Bureau, officially known as the Michigan Farm Bureau Family of Companies, is an insurance provider based in Coldwater, Michigan. Founded in 1949, the company has established itself as a significant player in the insurance industry, offering a wide array of products that include auto, home, life, health, business, and farm insurance. With a workforce of approximately 427 employees, Farm Bureau focuses on delivering tailored insurance solutions to individuals, families, and businesses across Michigan. Their home insurance offerings include homeowners, renters, and specialized policies for unique properties like lake estates and mobile homes. The company emphasizes community engagement and support for Michigan's agricultural sector, reflecting its roots and commitment to local needs. This focus on regional service and understanding of customer requirements positions Farm Bureau as a relevant option for home insurance in Michigan.


3. Mason Insurance Agency, Inc


Mason Insurance Agency, Inc, based in Mason, Michigan, has been serving the insurance needs of individuals and businesses since its inception in 1946. With a team of approximately 20 employees, the agency specializes in a wide array of insurance products, including auto, home, life, and health insurance. As an independent agency, Mason Insurance connects clients with over 15 different insurance providers, ensuring that they can find the best rates and coverage options tailored to their specific needs. The agency's focus on customer service and community involvement has solidified its reputation in the Greater Lansing area. They provide essential coverage to protect against financial risks, making them a reliable partner for clients looking for comprehensive insurance solutions.


4. Compass Insurance Agency

  • Website: compass-insurance-agency.com
  • Ownership type: Corporate
  • Headquarters: Grand Rapids, Michigan, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: March 2024
  • Founded year: 2002
  • Headcount: 11-50
  • LinkedIn: compass-insurance-agency

Compass Insurance Agency, founded in 2002 and based in Grand Rapids, Michigan, is an insurance agency that provides a wide array of insurance products. Their offerings include auto, home, business, health, and life insurance, catering to individuals, families, and businesses throughout Michigan. With a team of approximately 30 employees, Compass Insurance Agency emphasizes personalized service, ensuring that clients receive tailored advice and coverage options that meet their specific needs. The agency has established itself as a trusted partner in the local community, focusing on helping clients navigate the complexities of insurance. They are particularly noted for their home insurance products, which include homeowners, renters, and flood insurance, addressing the unique risks faced by Michigan residents. Their approach to comparing quotes from over 20 insurance providers allows clients to find the best coverage at competitive rates, reinforcing their commitment to customer satisfaction.


5. Farm Bureau Insurance of Michigan


Farm Bureau Insurance of Michigan, part of the Michigan Farm Bureau Family of Companies, has been serving the insurance needs of individuals, families, and businesses since its inception in 1949. Based in Lansing, Michigan, the company provides a wide array of insurance products, including auto, home, life, health, business, and farm insurance. Their home insurance offerings include homeowners, renters, and specialized policies like Lake Estate® Insurance and Country Estate Insurance, catering to the unique needs of Michigan residents. The company prides itself on delivering peace of mind through comprehensive insurance solutions, and it actively engages with the community, particularly in supporting Michigan's agricultural sector. This involvement not only enhances their brand but also strengthens their connection with local customers, making them a relevant player in the home insurance market.


6. Mt. Pleasant Agency

  • Website: mtpleasantagency.com
  • Ownership type: Private
  • Headquarters: Mount Pleasant, Michigan, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1959
  • Headcount: 11-50
  • LinkedIn: mt-pleasant-agency-inc

Mt. Pleasant Agency, Inc. is an independent insurance agency based in Mount Pleasant, Michigan, established in 1959. With a team of 16 employees, the agency specializes in a wide array of insurance products, including auto, home, business, and life insurance. They cater to both individual consumers and businesses, providing tailored insurance solutions to help manage risks and protect assets. The agency prides itself on its customer service and community involvement, having been recognized as a trusted provider in the Michigan insurance market. They represent 14 different insurance companies, allowing them to offer a variety of options to their clients. Their commitment to integrity, trust, and education is evident in their approach to client relationships, ensuring that customers understand their insurance needs. Furthermore, the agency has been active in community support initiatives, such as their Giving Tuesday project, which allocates funds to local organizations, showcasing their dedication to the community they serve.


7. Cantor Insurance Group

  • Website: cantorinsurance.com
  • Ownership type: Private
  • Headquarters: Southfield, Michigan, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2004
  • Headcount: 11-50
  • LinkedIn: cantor-insurance

Cantor Insurance Group, founded in 2004 and based in Southfield, Michigan, operates as a private insurance agency with a dedicated team of 16 employees. The company offers a comprehensive suite of insurance products, including home, auto, life, health, and commercial insurance. They cater to both individual consumers and businesses, providing tailored insurance solutions designed to protect assets and manage risks effectively. Cantor Insurance Group prides itself on its customer-centric approach, ensuring that clients receive personalized attention and support throughout their insurance journey. Their agents are knowledgeable about the unique risks faced by residents in Michigan, allowing them to offer relevant advice and coverage options. The agency has built a reputation for reliability and responsiveness, as evidenced by numerous positive client testimonials. They represent a select group of reputable insurers, ensuring that clients have access to quality coverage options. Overall, Cantor Insurance Group is positioned as a trusted partner in the insurance industry, particularly in the home insurance sector.


8. Barrett Insurance

  • Website: barrettins.com
  • Ownership type: Private
  • Headquarters: Jonesville, Michigan, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2001
  • Headcount: 1-10
  • LinkedIn: barrett-insurance

Barrett Insurance Agency, based in Jonesville, Michigan, is a privately owned insurance agency founded in 2001. The agency specializes in a variety of insurance products, including auto, home, life, and health insurance. With a small team of licensed agents, Barrett Insurance emphasizes personalized service and education, helping clients understand their coverage options. The agency is committed to community involvement, actively participating in local organizations such as the Exchange Club and Rotary. They also recognize local students through initiatives like the 'Student of the Week Award of Excellence.' This community focus, combined with their independent status, allows them to shop for the best coverage options from multiple providers, enhancing their service offerings in the home insurance sector.


9. Rathbun Insurance

  • Website: rathbunagency.com
  • Ownership type: Private
  • Headquarters: Lansing, Michigan, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1956
  • Headcount: 11-50
  • LinkedIn: the-rathbun-agency-inc-

Rathbun Insurance is an independent insurance agency based in Lansing, Michigan, founded in 1956. The agency provides a variety of insurance products, including home, auto, life, business, and contractor insurance. Rathbun Insurance focuses on serving both individual consumers and businesses, helping them find tailored insurance solutions to protect their assets and manage risks effectively. The agency prides itself on its local, independent status, emphasizing personalized service and a commitment to understanding the unique needs of its clients. With a team that boasts over 200 years of combined experience in the insurance industry, Rathbun Insurance aims to simplify the complexities of insurance for its customers. Additionally, the agency is actively involved in community initiatives, contributing to local non-profits through its 'Quotes for a Cause' program, which supports various organizations each month. This community engagement reflects their commitment to making a positive impact beyond just providing insurance services.


10. Lenz-Balder Insurance

  • Website: lenzbalderins.com
  • Ownership type: Private
  • Headquarters: Holland, Michigan, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1962
  • Headcount: 11-50
  • LinkedIn: lenzbalderinsurance

Lenz-Balder Insurance, based in Holland, Michigan, is a private insurance agency that has been serving clients since 1962. The agency specializes in a wide array of personal and commercial insurance products, with a strong emphasis on homeowners insurance. Their offerings include various types of home insurance, such as secondary home insurance, rental homes, high-value homes, and builders risk insurance. Lenz-Balder Insurance operates as an independent agency, which means they are not tied to any single insurance provider. This independence allows them to assess the needs of their clients and match them with the most appropriate insurance solutions from a carefully vetted selection of financially sound carriers. The agency prides itself on delivering exceptional customer service and maintaining strong relationships with clients, which is crucial in the insurance industry. With a dedicated team of professionals, Lenz-Balder Insurance continues to adapt to the evolving needs of its clientele, ensuring they remain a relevant player in the insurance market.


11. Trumble Insurance Agency

  • Website: trumbleagency.com
  • Ownership type: Private
  • Headquarters: Hastings, Michigan, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1976
  • Headcount: 11-50
  • LinkedIn: trumble-insurance-agency

Trumble Insurance Agency, founded in 1976 and based in Hastings, Michigan, is a private insurance agency that specializes in personal insurance products. With a dedicated team of 16 employees, the agency focuses on providing home, auto, and life insurance solutions tailored to the unique needs of individuals and families. Their mission is to alleviate clients' stress by offering exceptional service and customized insurance options. Trumble Insurance Agency prides itself on its community involvement, with agents who are deeply rooted in the local area. They represent top insurance carriers in Michigan, ensuring that clients receive competitive coverage and claims experiences. The agency's commitment to integrity and customer satisfaction is evident in their proactive approach to client service, making them a relevant player in the home insurance market.


12. Chupp Insurance Agency

  • Website: chuppinsurance.com
  • Ownership type: Private
  • Headquarters: Sturgis, Michigan, United States (USA)
  • Employee distribution: Egypt 70%, United States (USA) 30%
  • Founded year: 1960
  • Headcount: 1-10
  • LinkedIn: chupp-insurance-agency

Chupp Insurance Agency, based in Sturgis, Michigan, has been serving the insurance needs of individuals and businesses since its founding in 1960. The agency specializes in a variety of insurance products, including auto, home, farm, business, and church insurance. With a dedicated team of professionals, Chupp Insurance Agency aims to help clients manage risks and protect their assets through customized insurance solutions. They provide homeowners insurance that covers various aspects of home protection, ensuring that clients can safeguard their most valuable investments. The agency operates primarily in Michigan and Indiana, catering to the unique needs of local residents and businesses. Their focus on personal service and community involvement has established them as a trusted resource for insurance in their region.


13. Jensen Insurance Agency

  • Website: jensenagency.com
  • Ownership type: Private
  • Headquarters: Madison Heights, Michigan, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1959
  • Headcount: 1-10
  • LinkedIn: jensen-insurance-agency

Jensen Insurance Agency, based in Madison Heights, Michigan, has been serving the insurance needs of individuals and businesses since 1956. Founded by Bill Jensen Sr., the agency has evolved into a family-operated business, with Bill Jensen Jr. and Kenny Jensen continuing the legacy. They offer a variety of insurance products, including auto, home, life, and business insurance, tailored to meet the unique needs of their clients. The agency prides itself on its independent status, allowing them to craft insurance solutions that best fit their customers. Their commitment to customer service is evident in their personalized approach, which includes analyzing insurance needs and recommending appropriate coverage. With a focus on the local community, Jensen Insurance Agency has built a reputation for reliability and trustworthiness over the decades.


14. American Casualty Insurance Agency

  • Website: acitx.com
  • Ownership type: Family Owned
  • Headquarters: Taylor, Michigan, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1981
  • Headcount: 1-10
  • LinkedIn: american-casualty-insurance-agency

American Casualty Insurance Agency, based in Taylor, Michigan, is a family-owned insurance agency founded in 1981. Operating under the Acrisure brand, the agency provides a wide array of personal and business insurance solutions, including home, auto, life, health, and business insurance. With a dedicated team of around 24 employees, they focus on delivering personalized insurance products and services to both individual consumers and businesses. Their approach emphasizes understanding client needs and managing risks effectively. The agency has built a reputation for its commitment to customer service and tailored solutions, making it a relevant player in the home insurance sector.


15. The Mary Stucko Agency, Farm Bureau Insurance


The Mary Stucko Agency, part of the Michigan Farm Bureau Family of Companies, operates primarily in Meridian Charter Township, Michigan. Founded in 2008, the agency offers a comprehensive range of insurance products, including home, auto, life, health, business, and farm insurance. With a focus on serving individuals, families, and businesses, the agency emphasizes the importance of protecting assets and managing risks. Their home insurance offerings include homeowners insurance, renters insurance, and specialized policies for mobile homes and lake estates. The agency's commitment to the agricultural community is evident in their tailored insurance solutions for farmers, reflecting their deep understanding of local needs. The agency has not reported any funding, indicating a stable, self-sustained operation. Their active engagement in the community and dedication to customer service further solidify their position in the insurance industry.


16. Lakeside Insurance


Lakeside Insurance, established in 1978, is a private insurance agency located in Clinton Township, Michigan. With a team of 16 employees, the agency specializes in providing a variety of insurance products, including auto, home, life, and business insurance. Lakeside Insurance operates as an independent agency, which allows them to work with multiple insurance carriers to offer clients competitive pricing and quality coverage tailored to their specific needs. The agency has built a reputation for its commitment to customer service, emphasizing the importance of establishing long-term relationships with clients. Their extensive experience in the industry positions them as a knowledgeable resource for individuals and businesses seeking to manage risks and protect their assets effectively.


17. Bene Assicurazioni

  • Website: bene.it
  • Ownership type: Private
  • Headquarters: Milan, Michigan, United States (USA)
  • Employee distribution: Italy 98%, Albania 2%
  • Founded year: 2016
  • Headcount: 51-200
  • LinkedIn: bene-assicurazioni

Bene Assicurazioni, founded in 2016 and based in Milan, Michigan, is a private insurance company that provides a variety of insurance products, including home, auto, travel, and pet insurance. With a workforce of approximately 380 employees, the company has established a significant presence in the Italian market, where 98% of its operations are based. Bene Assicurazioni leverages a digital platform that enables customers to obtain quotes and manage their policies online, reflecting a modern approach to insurance. The company emphasizes customer service and ease of access, with over 400 agencies across Italy to assist clients. Its innovative strategies include the use of technology to streamline processes and enhance customer experience, positioning it as a relevant player in the insurance industry.


18. Stone Insurance Agency


Stone Insurance Agency, based in Deckerville, Michigan, has been serving clients since 1959. As a family-owned business, they pride themselves on providing personalized insurance solutions that cater to the unique needs of both individuals and businesses. Their offerings include home insurance, auto insurance, business insurance, and life insurance, among others. The agency emphasizes the importance of understanding client requirements and tailoring coverage accordingly. With a small team of dedicated professionals, Stone Insurance Agency aims to build lasting relationships with their clients, ensuring they receive the best possible service and support. Their commitment to the community and customer satisfaction has helped them maintain relevance in the insurance industry for over six decades.


19. My Member Insurance Agency


My Member Insurance Agency (MMIA), based in Saginaw, Michigan, is a private insurance agency founded in 2015. With a team of 11 to 50 employees, MMIA offers a range of insurance products, including home, auto, health, life, and dental insurance, as well as business and farm insurance. The agency serves both individual consumers and businesses, providing tailored insurance solutions to protect assets and manage risks effectively. MMIA is committed to delivering competitive insurance products and exceptional customer service, ensuring clients can safeguard what matters most. As an affiliate of Frankenmuth Credit Union, MMIA benefits from a strong partnership that enhances its service offerings and market reach. The agency is licensed to operate in Michigan and has established multiple branches to better serve its clientele.


20. Howey & Associates Insurance

  • Website: howey-insurance.com
  • Ownership type: Private
  • Headquarters: Woodhaven, Michigan, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1953
  • Headcount: 11-50
  • LinkedIn: howey-insurance

Howey & Associates Insurance, founded in 1953, is an independent insurance agency based in Woodhaven, Michigan. The agency specializes in providing a variety of insurance solutions, including personal insurance, business insurance, and employee benefits. Their personal insurance offerings prominently feature home insurance, which is a critical component of their service portfolio. The agency prides itself on its ability to tailor insurance products to meet the unique needs of individuals, businesses, and organizations. With a team of licensed insurance advisors, Howey & Associates Insurance emphasizes a client-focused approach, ensuring that customers receive the best coverage options available. Their commitment to service is reflected in the positive feedback from clients, highlighting their effectiveness in managing insurance needs. The agency operates solely within the United States, maintaining a strong local presence in Michigan.


21. Ieuter Insurance Group

  • Website: ieuter.com
  • Ownership type: Private
  • Headquarters: Midland, Michigan, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1940
  • Headcount: 11-50
  • LinkedIn: ieuter-insurance-group

Ieuter Insurance Group is an independent insurance agency based in Midland, Michigan, established in 1940. With a dedicated team of 48 employees, the agency specializes in a wide array of insurance products, including personal, business, life, and specialty insurance. They cater to both individuals and businesses, focusing on customized insurance solutions that meet specific needs. The agency is licensed in nearly every state, which broadens its reach and ability to serve clients across the country. Their commitment to customer service is evident through numerous positive testimonials, showcasing their responsiveness and expertise in the insurance field. Ieuter Insurance Group's extensive offerings include homeowner insurance, auto insurance, and various business insurance products, making them a relevant player in the home insurance sector.


22. Pioneer State Mutual Insurance Company

  • Website: psmic.com
  • Ownership type: Private
  • Headquarters: Flint, Michigan, United States (USA)
  • Employee distribution: United States (USA) 97%, Philippines 3%
  • Founded year: 1908
  • Headcount: 51-200
  • LinkedIn: pioneer-state-mutual

Pioneer State Mutual Insurance Company, based in Flint, Michigan, has been a steadfast provider of property-casualty insurance since its inception in 1908. With a workforce of approximately 157 employees, the company specializes in a range of insurance products, including home, auto, farm, and business insurance. Their operations are primarily focused on serving individuals and businesses within Michigan, utilizing a network of independent agents to deliver customized insurance solutions. Pioneer State Mutual prides itself on its commitment to customer service, emphasizing compassion, integrity, and excellence in its interactions with policyholders. The company has maintained an A+ (Superior) rating from A.M. Best for over six decades, underscoring its financial stability and reliability in the insurance industry. This strong financial foundation, combined with a century of experience, positions Pioneer State Mutual as a trusted choice for homeowners seeking insurance coverage.


23. Security First Insurance


Security First Insurance Agency, based in Flint, Michigan, has been serving clients since 1924. This private insurance agency specializes in a variety of insurance products, including home, auto, trucking, and business insurance. With a team of experienced insurance and risk advisors, they aim to protect the assets and futures of both individual consumers and businesses. Their focus on personalized service and risk management reflects their commitment to understanding and addressing the unique needs of their clients. The agency operates with a relatively small team of 11-50 employees, which allows for a more tailored approach to customer service. Security First Insurance represents multiple insurance companies, providing clients with options that best suit their needs. Their long history in the industry and local expertise position them as a relevant player in the home insurance market.


24. Hemlock Insurance Group

  • Website: hemlockins.com
  • Ownership type: Private
  • Headquarters: Whitmore Lake, Michigan, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2020
  • Headcount: 11-50
  • LinkedIn: hemlock-insurance-group

Hemlock Insurance Group is a family-owned, independent insurance agency based in Whitmore Lake, Michigan. Founded in 2020, the agency has quickly established itself in the insurance industry, boasting a team with over 85 years of combined experience. They provide a wide array of insurance services, including auto, home, commercial, life, and health insurance. Hemlock Insurance Group is licensed across multiple Midwest states and works with numerous national and regional carriers, allowing them to offer tailored solutions to their clients. Their focus on customer service is evident in their consultative approach, helping clients understand their insurance needs and navigate the complexities of coverage options. The agency is also committed to community support, contributing to various non-profits and local organizations, which reflects their dedication to the areas they serve.



Home Insurance Insights: Key Companies in Michigan


CompanyHeadquarterSizeFoundedOwnership
Auto-Owners InsuranceLansing, Michigan, United States (USA)5001-100001916Private
Farm BureauColdwater, Michigan, United States (USA)201-5001949Private
Mason Insurance Agency, IncMason, Michigan, United States (USA)11-501946Private
Compass Insurance AgencyGrand Rapids, Michigan, United States (USA)11-502002Corporate
Farm Bureau Insurance of MichiganLansing, Michigan, United States (USA)1001-50001949Private
Mt. Pleasant AgencyMount Pleasant, Michigan, United States (USA)11-501959Private
Cantor Insurance GroupSouthfield, Michigan, United States (USA)11-502004Private
Barrett InsuranceJonesville, Michigan, United States (USA)1-102001Private
Rathbun InsuranceLansing, Michigan, United States (USA)11-501956Private
Lenz-Balder InsuranceHolland, Michigan, United States (USA)11-501962Private
Trumble Insurance AgencyHastings, Michigan, United States (USA)11-501976Private
Chupp Insurance AgencySturgis, Michigan, United States (USA)1-101960Private
Jensen Insurance AgencyMadison Heights, Michigan, United States (USA)1-101959Private
American Casualty Insurance AgencyTaylor, Michigan, United States (USA)1-101981Family Owned
The Mary Stucko Agency, Farm Bureau InsuranceMeridian Charter Township, Michigan, United States (USA)1-102008Private
Lakeside InsuranceClinton Township, Michigan, United States (USA)11-501978Private
Bene AssicurazioniMilan, Michigan, United States (USA)51-2002016Private
Stone Insurance AgencyDeckerville, Michigan, United States (USA)1-101959Family Owned
My Member Insurance AgencySaginaw, Michigan, United States (USA)11-502015Private
Howey & Associates InsuranceWoodhaven, Michigan, United States (USA)11-501953Private
Ieuter Insurance GroupMidland, Michigan, United States (USA)11-501940Private
Pioneer State Mutual Insurance CompanyFlint, Michigan, United States (USA)51-2001908Private
Security First InsuranceFlint, Michigan, United States (USA)11-501924Private
Hemlock Insurance GroupWhitmore Lake, Michigan, United States (USA)11-502020Private


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