Home insurance in Connecticut is essential for safeguarding residents against potential property loss and liability risks. Companies in this sector range from large corporate agencies to independent, family-owned firms, each offering distinct insurance products like homeowner and renter policies. The industry is adapting to contemporary challenges, including climate change and evolving consumer expectations for digital services. The focus is shifting toward innovation, transparency, and education, providing clients with a better understanding of their risks and coverage options. As the market evolves, insurers are likely to enhance their services to meet growing consumer demands for personalized solutions.


The companies featured in this list vary in size from small independent agencies to corporate-backed organizations. Most were established in the early to mid-20th century and are headquartered across Connecticut towns like Putnam and New Haven. They specialize in home insurance, providing tailored coverage for homeowners and renters alike. Many agencies focus on distinct aspects, such as customer service or specific insurance risks, ensuring clients receive nuanced, expert care based on their individual needs.


Read on to discover the top home insurance companies in Connecticut.


Top 24 Home Insurance Companies in Connecticut


1. Gerardi Hilb Group

  • Website: gerardionline.com
  • Ownership type: Corporate
  • Headquarters: Putnam, Connecticut, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: October 2021
  • Founded year: 1907
  • Headcount: 11-50
  • LinkedIn: gerardi-insurance-srvcs

Gerardi Hilb Group, based in Putnam, Connecticut, has been a fixture in the insurance industry since its founding in 1907. The company operates primarily through Gerardi Insurance Services, which provides a variety of insurance products, including homeowner's insurance, auto insurance, and life insurance. With a team of 22 employees, they emphasize personalized service, ensuring that clients receive tailored insurance solutions that meet their specific needs. Gerardi Hilb Group is dedicated to protecting consumers from financial risks associated with property loss and health expenses. Their website features resources aimed at educating clients about disaster preparedness and the intricacies of insurance policies, reinforcing their commitment to client care and informed decision-making. This proactive approach positions them as a trusted partner for individuals seeking comprehensive insurance coverage.


2. L.H. Brenner, Inc. and Thompson & Peck, Inc.


L.H. Brenner, Inc. and Thompson & Peck, Inc. is a private insurance agency based in New Haven, Connecticut, with a history dating back to 1927. The agency specializes in a wide array of insurance products, including personal insurance, business insurance, and franchise insurance. They cater to both individual consumers and businesses, ensuring that clients have access to essential coverage against various risks. The agency prides itself on its customer service, aiming to make the insurance process straightforward and efficient. With a team of experienced agents, L.H. Brenner Insurance actively participates in the insurance industry, representing multiple high-quality carriers, which allows them to offer competitive pricing and comprehensive coverage options. Their commitment to client satisfaction is evident in their long-term relationships with customers, many of whom have been with the agency for over a decade.


3. Street Smart


Street Smart is an independent insurance agency based in Hamden, Connecticut, established in 1983. The agency specializes in a range of insurance products, including home, auto, life, and business insurance. With a small team of dedicated professionals, Street Smart emphasizes personalized service, ensuring that clients receive tailored insurance solutions that meet their specific needs. They conduct thorough assessments to help clients understand their coverage requirements, particularly in the home insurance sector, where they offer policies for homeowners, renters, and condo owners. Street Smart is actively involved in the local community, supporting small businesses and nonprofit organizations, which enhances their reputation and client relationships. Their approach to insurance is rooted in a commitment to protecting clients' futures through adequate coverage and risk management.


4. DiMatteo Insurance

  • Website: dimatteoinsurance.com
  • Ownership type: Family Owned
  • Headquarters: Shelton, Connecticut, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1960
  • Headcount: 11-50
  • LinkedIn: dimatteo-insurance

DiMatteo Insurance is a family-owned insurance agency based in Shelton, Connecticut, founded in 1960. The company specializes in a variety of personal and commercial insurance products, including home insurance, auto insurance, and life insurance. With a dedicated team of approximately 34 employees, DiMatteo Insurance emphasizes building strong relationships with clients to effectively meet their insurance needs. Their approach focuses on personalized service, ensuring that clients receive tailored solutions that fit their unique circumstances. While the company does not report any recent funding, its long history and commitment to customer service position it as a relevant player in the home insurance market.


5. Abbate Insurance Associates, Inc.

  • Website: abbateins.com
  • Ownership type: Private
  • Headquarters: New Haven, Connecticut, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1975
  • Headcount: 11-50
  • LinkedIn: abbate-insurance-associates

Abbate Insurance Associates, Inc. is a private insurance agency based in New Haven, Connecticut, founded in 1975. With a team of 11 to 50 employees, the agency specializes in a variety of insurance products, including auto, home, life, and commercial insurance. They cater to both individual consumers and businesses, focusing on risk management and asset protection through customized insurance solutions. Abbate Insurance is a member of the Renaissance Alliance and Associated Risk Managers International, which broadens their access to a wide array of insurance products and services. Their commitment to client service is evident in their approach, where each client is assigned a dedicated representative to handle their account. This personalized attention, combined with their extensive experience in the industry, positions them as a reliable option for those seeking home insurance. The agency also engages in community service through initiatives like Linens of Love, which reflects their commitment to social responsibility.


6. Fairfield County Bank Insurance Services, LLC

  • Website: fcbins.com
  • Ownership type: Corporate
  • Headquarters: Ridgefield, Connecticut, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: December 2024
  • Founded year: 1922
  • Headcount: 51-200
  • LinkedIn: fairfield-county-bank-insurance-services

Fairfield County Bank Insurance Services, LLC, established in 1922, operates as an independent insurance agency based in Ridgefield, Connecticut. The company offers a variety of insurance products, including home, auto, life, and business insurance. With a dedicated team of professionals, they provide tailored coverage solutions designed to meet the unique needs of both individual consumers and businesses. Their commitment to personalized service is evident in their approach to client relationships, ensuring that customers receive the support they need throughout the insurance process. The agency has a strong presence in Connecticut and New York, with additional licensing across numerous states, allowing them to serve a broader clientele. Their focus on community engagement and customer care further solidifies their role in the insurance industry.


7. Nicholas/Tobin Insurance

  • Website: ntins.com
  • Ownership type: Private
  • Headquarters: New Milford, Connecticut, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1979
  • Headcount: 11-50
  • LinkedIn: nicholas-tobin-%26-associates

Nicholas/Tobin Insurance, founded in 1979, is a private insurance agency based in New Milford, Connecticut. With a team of 15 employees, the agency specializes in providing a wide array of insurance products, including personal and business insurance. They serve both individual consumers and businesses, emphasizing customized solutions to protect assets and manage risks effectively. The agency operates in 24 states and has built a reputation for quality service and local expertise. Their knowledgeable team conducts thorough risk assessments and collaborates with top-rated insurance carriers to offer clients the best options for homeowners insurance and other personal insurance needs. Their commitment to 24/7 service and support further enhances their appeal to clients seeking reliable insurance solutions.


8. Courtika

  • Website: macarrierecourtika.com
  • Ownership type: Private
  • Headquarters: Granby, Connecticut, United States (USA)
  • Employee distribution: Canada 85%, United Kingdom (UK) 11%, Morocco 4%
  • Founded year: 1971
  • Headcount: 51-200
  • LinkedIn: courtika

Courtika Assurances Inc, based in Granby, Connecticut, is a private insurance brokerage founded in 1971. With a workforce of approximately 81 employees, the company specializes in offering a variety of insurance products, including automobile, home, and travel insurance, catering to both individual consumers and businesses. Courtika is dedicated to providing tailored insurance solutions that help clients manage risks and protect their assets. The company operates through multiple branches and emphasizes strong customer service throughout the insurance process. Their commitment to client satisfaction is evident in their approach, which includes personalized consultations and support during claims. Courtika collaborates with various insurance partners, primarily Intact Assurance, to deliver competitive coverage options to their clients.


9. Ferguson & McGuire Insurance

  • Website: fergusonmcguire.com
  • Ownership type: Private
  • Headquarters: Wallingford, Connecticut, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1938
  • Headcount: 11-50
  • LinkedIn: ferguson-%26-mcguire

Ferguson & McGuire Insurance, founded in 1938, is a private insurance agency based in Wallingford, Connecticut. The company specializes in providing a wide array of personal and business insurance products, with a strong focus on home insurance. Their approach is centered on understanding the unique needs of their clients, allowing them to craft customized insurance solutions that protect assets and mitigate risks. Ferguson & McGuire prides itself on delivering personalized service, ensuring that clients receive the attention and care they deserve. The agency maintains strategic partnerships with top-rated insurance carriers, which enables them to offer competitive rates and comprehensive coverage options. With a dedicated team of insurance professionals, Ferguson & McGuire is committed to educating clients about their insurance choices and providing peace of mind through effective risk management.


10. Byrnes Agency, Inc.

  • Website: byrnesagency.com
  • Ownership type: Corporate
  • Headquarters: Killingly, Connecticut, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: January 2025
  • Founded year: 1932
  • Headcount: 11-50
  • LinkedIn: byrnes-agency-inc-

Byrnes Agency, Inc., based in Killingly, Connecticut, has been serving clients since 1932. This insurance agency specializes in a wide array of insurance products, including personal, business, and life insurance. They cater to both individual consumers and businesses, providing customized solutions to mitigate various risks. Byrnes Agency prides itself on its customer service, ensuring that clients receive personal attention and responsive support. Their offerings include homeowners insurance, which is essential for protecting residential properties. The agency has established itself as a significant player in Eastern Connecticut, expanding its services beyond local borders while maintaining a strong focus on community engagement and client relationships. With a team of dedicated professionals, Byrnes Agency aims to understand the unique needs of each client, delivering sound and cost-effective insurance solutions.


11. Newberry Insurance Group


Newberry Insurance Group, based in South Windsor, Connecticut, has been serving clients since 1913. This independent insurance agency offers a wide array of personal and business insurance products, with a strong emphasis on home insurance. They cater to both individual consumers and businesses, providing customized insurance solutions designed to manage risk and protect assets. The agency collaborates with a network of seven agencies, enhancing its ability to represent numerous insurance carriers, which allows them to offer competitive rates and comprehensive coverage options. Newberry Insurance Group is licensed in several states, including Connecticut, Florida, Massachusetts, Maine, New York, Rhode Island, and South Carolina, further extending its reach in the insurance market. Their focus on customer service is evident through numerous positive reviews, showcasing their dedication to meeting client needs effectively.


12. May, Bonee & Clark

  • Website: mayboneeclark.com
  • Ownership type: Corporate
  • Headquarters: Glastonbury, Connecticut, United States (USA)
  • Latest funding: April 2023
  • Founded year: 1985
  • Headcount: 11-50
  • LinkedIn: may-bonee-%26-walsh

May, Bonee & Clark Insurance, based in Glastonbury, Connecticut, has been serving the insurance needs of individuals and businesses since 1985. The agency specializes in a wide array of personal and business insurance products, with a strong emphasis on homeowner and auto insurance. Their approach is consultative, ensuring that clients receive tailored insurance solutions that effectively manage risks and protect assets. The agency prides itself on its local expertise and commitment to community service, actively supporting various charitable organizations and events. With a team of knowledgeable professionals, May, Bonee & Clark aims to provide superior service and build lasting relationships with their clients, making them a trusted choice for insurance in Connecticut and New England.


13. Tracy Driscoll Insurance & Financial Service


Tracy Driscoll Insurance & Financial Service, based in Bristol, Connecticut, has been serving clients since 1920. This insurance agency provides a variety of insurance products, including auto, home, life, and health insurance. They cater to both individual consumers and businesses, focusing on risk management and asset protection through customized insurance solutions. The agency prides itself on its commitment to community engagement, supporting local initiatives through scholarships and donations. Their team consists of seasoned professionals who prioritize understanding clients' unique needs, ensuring that they receive the most suitable coverage. As independent agents, they have the flexibility to select the best insurance carriers for their clients, enhancing their ability to deliver tailored solutions.


14. North American Underwriters


North American Underwriters (NAU) is an independent insurance agency based in Farmington, Connecticut, established in 1967. With a team of 11 to 50 employees, NAU specializes in a variety of insurance products, prominently featuring personal insurance options such as homeowners insurance, auto insurance, and life insurance. The agency prides itself on understanding the unique needs of its clients, whether they are individuals or businesses, and aims to provide tailored coverage solutions that protect against various risks. NAU operates in several states, including Connecticut, Arizona, and Massachusetts, and emphasizes exceptional customer service, as evidenced by numerous positive client testimonials. Their agents are dedicated to reviewing and adjusting coverage as life circumstances change, ensuring that clients receive the best possible protection. NAU's focus on personal service and competitive pricing positions them as a relevant player in the home insurance market.


15. sundel & milford inc.

  • Website: sundelmilford.com
  • Ownership type: Private
  • Headquarters: Waterbury, Connecticut, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1949
  • Headcount: 11-50
  • LinkedIn: sundel-%26-milford-inc-

Sundel & Milford Inc. is an independent insurance agency based in Waterbury, Connecticut, established in 1949. The agency specializes in providing a range of insurance products, including home insurance, auto insurance, business insurance, and life insurance. With a dedicated team of experienced agents, Sundel & Milford focuses on delivering personalized insurance solutions tailored to the unique needs of their clients. They pride themselves on their customer service, treating clients like family and ensuring that they receive the best possible coverage at competitive rates. The agency operates solely within the United States, with a strong emphasis on serving the Connecticut market. Their long-standing presence in the industry and commitment to customer satisfaction make them a notable option for individuals and businesses seeking insurance coverage.


16. Rand Insurance Inc.

  • Website: randinsurance.com
  • Ownership type: Family Owned
  • Headquarters: Greenwich, Connecticut, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1938
  • Headcount: 11-50
  • LinkedIn: rand-insurance

Rand Insurance Inc. is a family-owned insurance agency based in Greenwich, Connecticut, with a history dating back to 1938. The company specializes in a wide array of insurance products, including personal insurance such as home, auto, and renters insurance, as well as commercial insurance and employee benefits. With a dedicated team of approximately 34 employees, Rand Insurance Inc. serves clients across various sectors, helping them manage risks and protect their assets. The agency operates primarily in the Northeast, providing tailored insurance solutions that cater to the unique needs of its clients. Their long-standing experience in the industry positions them as a knowledgeable player in the home insurance market, making them a viable option for individuals seeking coverage.


17. Nicholson Associates, Inc.

  • Website: nicholsonassoc.com
  • Ownership type: Family Owned
  • Headquarters: Milford, Connecticut, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1958
  • Headcount: 11-50
  • LinkedIn: nicholson-associates-inc

Nicholson Associates, Inc. is a family-owned insurance agency based in Milford, Connecticut, established in 1958. With over 50 years of experience, the agency has evolved to include second and third generation family members, reflecting a deep-rooted commitment to the community and their clients. Nicholson Associates offers a comprehensive range of insurance products, including auto, home, business, life, and health insurance. They serve both individual consumers and businesses, helping clients manage risks and protect their assets through tailored insurance solutions. The agency represents 27 different insurance companies, such as SAFECO, Travelers, and The Hartford, which allows them to provide a variety of options to meet the unique needs of their clients. Their focus on personalized service and the ability to customize insurance programs further enhances their relevance in the home insurance sector.


18. Koverage Insurance Group, LLC


Koverage Insurance Group, LLC, founded in 2017 and based in Enfield, Connecticut, is an independent insurance agency that provides a comprehensive suite of insurance solutions. The company specializes in personal insurance, including home insurance, auto insurance, and high net worth insurance, as well as business insurance and employee benefits. With a focus on building strong client relationships, Koverage Insurance Group aims to deliver tailored coverage options that protect against various risks. The agency operates across multiple states, including Connecticut, South Carolina, and Florida, and is licensed in 26 states nationwide. Their team of expert agents combines local knowledge with technological advancements to enhance the client experience, ensuring that customers receive the coverage they need. Koverage Insurance Group has not reported any funding, indicating that it operates as a privately held entity without external financial backing.


19. Sava Insurance Group

  • Website: savainsurance.com
  • Ownership type: Family Owned
  • Headquarters: Waterford, Connecticut, United States (USA)
  • Employee distribution: United States (USA) 40%, Croatia 20%, Montenegro 20%, Other 20%
  • Founded year: 1980
  • Headcount: 11-50
  • LinkedIn: sava-insurance

Sava Insurance Group, based in Waterford, Connecticut, is a family-owned insurance agency that has been serving clients since 1980. The company specializes in providing personal insurance solutions, including home, auto, and life insurance. Sava Insurance Group operates as part of Acrisure, a network of insurance agencies that emphasizes personalized service and local expertise. This affiliation allows Sava to leverage broader resources while maintaining a focus on individual client needs. The agency prides itself on its commitment to helping clients manage risks and protect their assets through tailored insurance solutions. With a dedicated team and a strong local presence, Sava Insurance Group aims to deliver quality service and support to its clients in the home insurance market.


20. Security First Insurance Group


Security First Insurance Group, based in Waterbury, Connecticut, is a family-owned insurance agency founded in 1984. The company specializes in providing personal insurance solutions, including home, auto, and flood insurance. With a dedicated team of around 21 employees, they focus on delivering personalized service to their clients. Security First Insurance Group aims to help individuals and families protect their assets through tailored insurance products. Their commitment to customer service and risk management reflects their understanding of the unique needs of homeowners in today's market.


21. StateChoice Insurance

  • Website: statechoice.com
  • Ownership type: Private
  • Headquarters: West Hartford, Connecticut, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2004
  • Headcount: 11-50
  • LinkedIn: statechoice

StateChoice Insurance, founded in 2004 and based in West Hartford, Connecticut, is an independent insurance agency that provides a range of business and personal insurance solutions. With a dedicated team of around 15 employees, the agency emphasizes personalized service, aiming to help clients navigate the complexities of insurance coverage. They serve both individual consumers and businesses, offering products such as home insurance, auto insurance, and specialized business insurance. StateChoice Insurance operates from multiple locations, including Stamford, CT, and San Antonio, TX, and is licensed to provide services in several states. Their approach focuses on building relationships with clients, ensuring they understand their policies and the importance of appropriate coverage. This client-centric philosophy is supported by positive feedback from customers, highlighting their commitment to service and support in the insurance process.


22. ACBI Insurance

  • Website: acbi-ins.com
  • Ownership type: Family Owned
  • Headquarters: Shelton, Connecticut, United States (USA)
  • Founded year: 2003
  • Headcount: 11-50
  • LinkedIn: acbi-insurance

ACBI Insurance, known as Cross Insurance, is a family-owned insurance agency based in Shelton, Connecticut. Founded in 2003, the company has grown to operate over 40 branches across the Northeast, providing a wide array of insurance products. Their offerings include personal insurance such as home, auto, and life insurance, as well as commercial insurance and employee benefits. Cross Insurance prides itself on delivering tailored insurance solutions to individuals, businesses, and educational institutions. The agency has built a reputation for its customer-centric approach, focusing on understanding and managing risks to protect clients' assets. With a dedicated team of professionals, ACBI Insurance is well-positioned to serve the home insurance market effectively.


23. Bouvier Insurance

  • Website: binsurance.com
  • Ownership type: Private
  • Headquarters: West Hartford, Connecticut, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1959
  • Headcount: 51-200
  • LinkedIn: bouvier-insurance

Bouvier Insurance, established in 1959, is a private insurance agency based in West Hartford, Connecticut. The company provides a wide array of insurance services, including personal, commercial, life, and health insurance. With multiple locations across the United States, including branches in Nashville, TN, and Atlanta, GA, Bouvier Insurance serves individuals, businesses, and organizations. They are particularly noted for their expertise in condo insurance, claiming to be the largest insurer of condo associations in New England. The agency prides itself on delivering tailored coverage solutions and exceptional customer service, which has helped them build a strong reputation over the years. Their commitment to integrity and community service is evident in their operations, and they actively engage with clients to ensure their insurance needs are met effectively.


24. Global Indemnity Insurance Agency, Inc.


Global Indemnity Insurance Agency, Inc., founded in 1988 and based in Farmington, Connecticut, is a private insurance agency that provides a wide array of insurance products. The company serves both businesses and individual consumers, offering tailored solutions to manage risks and protect assets. With a dedicated team of professionals, Global Indemnity focuses on building relationships with clients, ensuring that their insurance needs are met with personalized attention. Their offerings include business insurance, personal insurance, life and health insurance, and notably, home insurance. The agency operates primarily in New Jersey and extends its services to neighboring states such as New York, Delaware, Pennsylvania, Connecticut, Maryland, Texas, and California. Despite not having reported any funding, Global Indemnity Insurance Agency has maintained a presence in the insurance industry for over three decades, showcasing its commitment to providing comprehensive coverage options.



Home Insurance Insights: Key Companies in Connecticut


CompanyHeadquarterSizeFoundedOwnership
Gerardi Hilb GroupPutnam, Connecticut, United States (USA)11-501907Corporate
L.H. Brenner, Inc. and Thompson & Peck, Inc.New Haven, Connecticut, United States (USA)11-501927Private
Street SmartHamden, Connecticut, United States (USA)1-101983Private
DiMatteo InsuranceShelton, Connecticut, United States (USA)11-501960Family Owned
Abbate Insurance Associates, Inc.New Haven, Connecticut, United States (USA)11-501975Private
Fairfield County Bank Insurance Services, LLCRidgefield, Connecticut, United States (USA)51-2001922Corporate
Nicholas/Tobin InsuranceNew Milford, Connecticut, United States (USA)11-501979Private
CourtikaGranby, Connecticut, United States (USA)51-2001971Private
Ferguson & McGuire InsuranceWallingford, Connecticut, United States (USA)11-501938Private
Byrnes Agency, Inc.Killingly, Connecticut, United States (USA)11-501932Corporate
Newberry Insurance GroupSouth Windsor, Connecticut, United States (USA)11-501913Private
May, Bonee & ClarkGlastonbury, Connecticut, United States (USA)11-501985Corporate
Tracy Driscoll Insurance & Financial ServiceBristol, Connecticut, United States (USA)11-501920Corporate
North American UnderwritersFarmington, Connecticut, United States (USA)11-501967Private
sundel & milford inc.Waterbury, Connecticut, United States (USA)11-501949Private
Rand Insurance Inc.Greenwich, Connecticut, United States (USA)11-501938Family Owned
Nicholson Associates, Inc.Milford, Connecticut, United States (USA)11-501958Family Owned
Koverage Insurance Group, LLCEnfield, Connecticut, United States (USA)11-502017Private
Sava Insurance GroupWaterford, Connecticut, United States (USA)11-501980Family Owned
Security First Insurance GroupWaterbury, Connecticut, United States (USA)11-501984Family Owned
StateChoice InsuranceWest Hartford, Connecticut, United States (USA)11-502004Private
ACBI InsuranceShelton, Connecticut, United States (USA)11-502003Family Owned
Bouvier InsuranceWest Hartford, Connecticut, United States (USA)51-2001959Private
Global Indemnity Insurance Agency, Inc.Farmington, Connecticut, United States (USA)11-501988Private


Want to Find More Home Insurance Companies?

If you want to find more companies that offer coverage for home, auto, and life insurance you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.

With Inven you'll also get to know the company's:

  • Detailed Ownership: Who owns the company? Is it a public or private company? What is the ownership structure?
  • Contact data: Who are the founders and CEO's? What are their emails and phone numbers?
  • Financials: How do these companies perform financially? What are their revenues and profit margins?

...and a lot more!