The health insurance industry in South Carolina is vital for maintaining the well-being of its residents. Companies range from large private providers to specialized agencies, offering products like individual and family plans, Medicare options, and employer-sponsored insurance. As healthcare costs continue to rise, these companies focus on delivering affordable solutions while enhancing member engagement through innovative services. The shift towards digital health solutions, preventative care, and personalized member experiences signifies how the industry is adapting to evolving consumer expectations and regulations, driving a competitive landscape filled with opportunity.

This article reviews 24 health insurance companies based in South Carolina, with establishments ranging from 1932 to 2014. These firms, including Colonial Life and Ambetter Health Insurance, vary in size and offer a diverse mix of services, from Medicare plans to employee benefits. Their headquarters are primarily in urban centers like Columbia and Charleston, reflecting a strategic approach to local markets and increased accessibility. This diverse array demonstrates the agility and specialization within the industry, as companies aim to meet the multitude of healthcare needs for individuals and businesses alike.

Continue reading to explore the top health insurance companies in South Carolina.

Top 24 Health Insurance Companies in South Carolina

1. Colonial Life

• Website: coloniallife.com
• Ownership type: Private
• Headquarters: Columbia, South Carolina, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1939
• Headcount: 1001-5000
• LinkedIn: colonial-life

Colonial Life & Accident Insurance Company, founded in 1939 and based in Columbia, South Carolina, specializes in voluntary benefits that help individuals and businesses manage financial risks associated with health-related incidents. With a workforce of over 7,800 employees, Colonial Life serves more than 4.5 million policyholders across the United States. The company offers a range of products, including disability, life, accident, and critical illness insurance, primarily through employer-sponsored plans. This approach not only enhances employee benefits but also aids businesses in attracting and retaining talent. Colonial Life has a strong presence in the public sector, providing coverage to over 500,000 public employees in various states and municipalities. Their commitment to education and support for both employers and employees is evident in their resources aimed at simplifying the benefits enrollment process and enhancing understanding of available options.

2. Ambetter Health Insurance

• Website: ambetterhealth.com
• Ownership type: Private
• Headquarters: Columbia, South Carolina, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2014
• Headcount: 51-200
• LinkedIn: ambetter-health-insurance

Ambetter Health Insurance, based in Columbia, South Carolina, is a private health insurance provider that has been operational since 2014. The company offers a range of health plans tailored to meet the needs of individuals and families, including medical, vision, and dental coverage. Ambetter Health is dedicated to providing affordable healthcare solutions, ensuring access to essential medical services and wellness programs. With a presence in 29 states, the company serves a significant number of members, focusing on cost-effective options and member engagement through various programs. Their initiatives, such as the My Health Pays Rewards program and virtual 24/7 care, reflect a proactive approach to healthcare management and member support. Ambetter Health is a subsidiary of Centene Corporation, which further solidifies its position in the health insurance market.

3. United Healthcare Medicare Solutions

• Website: uhcmedicaresolutions.com
• Ownership type: Private
• Headquarters: Hilton Head Island, South Carolina, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1985
• Headcount: 51-200
• LinkedIn: united-healthcare-medicare-solutions

United Healthcare Medicare Solutions, based in Hilton Head Island, South Carolina, is a private health insurance provider that has been operational since 1985. The company specializes in Medicare, Medicaid, and individual health insurance plans, catering primarily to consumers seeking affordable healthcare coverage. They focus on helping clients manage healthcare costs effectively while ensuring access to necessary medical services. United Healthcare Medicare Solutions is particularly known for its Medicare Advantage plans, which offer additional benefits beyond Original Medicare, including care management programs and support for chronic conditions. Their commitment to customer service is evident through their user-friendly app and various resources designed to assist members in navigating their healthcare options. With a workforce of approximately 1,109 employees, the company maintains a strong presence across the United States, emphasizing its dedication to serving the healthcare needs of its members.

4. David M. Gilston Insurance Agency, Inc.

• Website: dgilston.com
• Ownership type: Private
• Headquarters: Charleston, South Carolina, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1962
• Headcount: 11-50
• LinkedIn: david-m.-gilston-insurance-agency-inc.

David M. Gilston Insurance Agency, Inc. is a private insurance agency based in Charleston, South Carolina, with additional locations in Columbia and Greenville. Founded in 1962, the agency has built a reputation for its specialization in health insurance products. They offer a wide array of services, including individual and family health insurance, Medicare options, and workplace group insurance. The agency serves a diverse clientele, including individuals, families, and businesses, helping them navigate the complexities of health insurance. With a team of knowledgeable agents, David M. Gilston Insurance Agency provides personalized assistance to clients, ensuring they find the right coverage to meet their specific needs. Their commitment to customer service and extensive experience in the industry make them a notable entity in the health insurance sector.

5. Absolute Total Care

• Website: absolutetotalcare.com
• Ownership type: Private
• Headquarters: Columbia, South Carolina, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2006
• Headcount: 51-200
• LinkedIn: absolute-total-care

Absolute Total Care, founded in 2006 and based in Columbia, South Carolina, is a private health insurance provider dedicated to offering a variety of health insurance programs. The company specializes in Medicaid and Medicare services, aiming to assist individuals and families in accessing affordable healthcare solutions. Through its plans, such as Ambetter Health Insurance Marketplace and Healthy Connections Medicaid, Absolute Total Care seeks to enhance community health by providing essential medical coverage and support. The company operates with a focus on quality improvement and member resources, ensuring that its services meet the needs of its members. With a workforce of around 54 employees, Absolute Total Care is a smaller player in the health insurance industry, yet it plays a significant role in the local market by catering to underserved populations and facilitating access to necessary healthcare services.

6. BlueChoice HealthPlan of South Carolina, Inc.

• Website: bluechoicesc.com
• Ownership type: Private
• Headquarters: Columbia, South Carolina, United States (USA)
• Founded year: 1984
• Headcount: 51-200
• LinkedIn: bluechoice-healthplan-of-south-carolina-inc.

BlueChoice HealthPlan of South Carolina, Inc. is a health insurance provider based in Columbia, South Carolina. Founded in 1984, the company has grown to serve a substantial number of members across the state. BlueChoice offers a variety of health coverage options, including plans for individuals, families, and small to large businesses. Their emphasis on preventive care is evident through programs like Great Expectations®, which educates members on health management and encourages healthy lifestyle changes. The company is recognized for its commitment to customer service and innovation, continuously adapting to meet the evolving needs of its members. BlueChoice is an independent licensee of the Blue Cross Blue Shield Association, which adds to its credibility in the industry. The company has maintained an A+ financial strength rating from AM Best for over two decades, underscoring its stability and reliability in providing health insurance services.

7. Drexel & Associates

• Website: drexelandassociates.com
• Ownership type: Family Owned
• Headquarters: Conway, South Carolina, United States (USA)
• Founded year: 1987
• Headcount: 11-50
• LinkedIn: sparks-toyota

Drexel & Associates is an insurance agency based in Conway, South Carolina, founded in 1987. The company specializes in health insurance and employee benefits, catering to both businesses and individuals. They provide a wide array of products, including group health insurance, individual health plans, and Medicare solutions. With a team of 37 employees, Drexel & Associates emphasizes personalized service, helping clients navigate the complexities of health insurance. They represent multiple insurance carriers, allowing them to offer a variety of plans tailored to the unique needs of their clients. Their focus on comprehensive analysis and detailed quoting reflects their commitment to delivering value in a rapidly changing insurance market.

8. Insurance Advantage, LLC

• Website: theiateam.com
• Ownership type: Private
• Headquarters: West Columbia, South Carolina, United States (USA)
• Founded year: 2010
• Headcount: 1-10
• LinkedIn: insurance-advantage-llc

Insurance Advantage, LLC, based in West Columbia, South Carolina, is a private insurance agency established in 2010. The company specializes in health insurance and offers a range of products including Medicare, life insurance, long-term care, and dental and vision coverage. With a small team of around 19 employees, Insurance Advantage prides itself on providing personalized service to its clients. They focus on understanding the unique needs of individuals and businesses, helping them navigate the often complex world of insurance. Their approach includes face-to-face consultations, ensuring that clients receive tailored solutions that fit their specific circumstances. The agency also assists clients in accessing subsidies under the Affordable Care Act, making health insurance more affordable for many. While they do not report any funding, their commitment to customer service and expertise in the insurance field positions them as a valuable resource for those seeking health insurance solutions.

9. TCC Benefits Administrator

• Website: tccba.com
• Ownership type: Private
• Headquarters: Charleston, South Carolina, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1972
• Headcount: 51-200
• LinkedIn: tcc-of-south-carolina

TCC Benefits Administrator, based in Charleston, South Carolina, has been a player in the health insurance industry since 1972. The company operates as a full-service third-party administrator, providing a variety of health insurance solutions tailored to the needs of both small and large employers. Their offerings include self-funded plans, fully-insured products, limited benefit plans, and ancillary services such as dental and vision coverage. TCC also administers flexible spending accounts and health reimbursement arrangements, helping employers manage employee health benefits effectively. With a focus on customer service and a commitment to adapting to market changes, TCC has built a reputation for reliability and expertise in the health insurance sector.

10. Shk & Associates

• Website: shkassociates.com
• Ownership type: Private
• Headquarters: Anderson, South Carolina, United States (USA)
• Founded year: 2011
• Headcount: 11-50
• LinkedIn: shk-%26-associates

Shk & Associates is an insurance agency based in Anderson, South Carolina, founded in 2011. The company offers a variety of life and health insurance products, with a particular emphasis on Medicare plans and specialized medical coverage. They cater to individuals and families seeking financial protection against health-related expenses and uncertainties in life. With a team that boasts over 145 years of combined experience, Shk & Associates aims to provide personalized insurance solutions tailored to the unique needs of their clients. Their offerings include Medicare Advantage plans, Medicare Supplement insurance, and various specialized medical plans such as dental, vision, and long-term care insurance. The agency operates primarily in the southeastern United States, focusing on the states of South Carolina, Georgia, and North Carolina.

11. American Benefit Services, Inc.

• Website: absfmo.com
• Ownership type: Family Owned
• Headquarters: Charleston, South Carolina, United States (USA)
• Founded year: 1993
• Headcount: 11-50
• LinkedIn: american-benefit-services-inc-

American Benefit Services, Inc. (ABS), founded in 1993 and based in Charleston, South Carolina, is a family-owned healthcare service provider. The company specializes in Medicare-related products, offering a range of insurance options including Medicare Advantage and Supplements. ABS is dedicated to helping seniors navigate their healthcare needs, providing them with the necessary tools and resources to make informed decisions. In addition to serving seniors, ABS plays a vital role in the training and support of agents in the healthcare market through its ABS University program. This initiative equips agents with essential knowledge and skills to effectively assist clients. ABS partners with major insurance carriers such as UnitedHealthcare, Humana, and Cigna, ensuring a broad selection of products for their clients. The company also engages in community outreach to connect underserved populations with necessary healthcare resources, demonstrating its commitment to social responsibility within the healthcare sector.

12. The Alpine Agency

• Website: alpineagency.com
• Ownership type: Private
• Headquarters: Columbia, South Carolina, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1997
• Headcount: 1-10
• LinkedIn: the-alpine-agency

The Alpine Agency, founded in 1997 and based in Columbia, South Carolina, is a private health insurance agency dedicated to assisting individuals and businesses in securing appropriate health coverage. With a small team of 1-10 employees, the agency prides itself on offering personalized service to its clients. They provide a range of insurance products, including employer health plans for small and large groups, individual health insurance, Medicare solutions, and supplemental insurance options. The agency's mission is to simplify the often complex world of health insurance, ensuring that clients can make informed decisions about their coverage. Their local expertise in South Carolina allows them to cater specifically to the needs of their community, making them a valuable resource for those navigating health insurance options.

13. Companion Life Insurance Company

• Website: companionlife.com
• Ownership type: Corporate
• Headquarters: Columbia, South Carolina, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: $218.0M, August 2014
• Founded year: 1970
• Headcount: 201-500
• LinkedIn: companion-life-insurance-company

Companion Life Insurance Company, established in 1971 and based in Columbia, South Carolina, is an insurance provider that specializes in accident and health insurance, stop loss insurance, and employee benefits. With a workforce of approximately 218 employees, the company has built a solid reputation for financial strength and customer service. Companion Life offers a range of customizable insurance products designed to enhance employee benefits packages, which is increasingly important for businesses aiming to attract and retain talent. Their offerings include limited benefit health insurance plans, short-term medical insurance, and various employee benefit options such as disability and dental insurance. The company has also expanded its reach through partnerships with agents and general agents across the United States, ensuring that their products are accessible to a wide audience. Companion Life's commitment to innovation and customer service is evident in their approach to insurance, where they prioritize relationships and responsiveness to client needs.

14. Planned Administrators, Inc. (PAI)

• Website: paisc.com
• Ownership type: Private
• Headquarters: Columbia, South Carolina, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1981
• Headcount: 201-500
• LinkedIn: planned-administrators-inc-pai

Planned Administrators, Inc. (PAI), founded in 1981 and based in Columbia, South Carolina, is a private healthcare administrator. The company specializes in self-funded health benefit administration, wellness programs, and pharmacy benefit management. PAI serves both businesses and consumers, offering customized solutions to meet various health coverage needs. With a workforce of 201-500 employees, PAI operates across all 50 states, ensuring comprehensive support for its clients. Their services include health coaching, telehealth options, and pharmacy benefit management, which are crucial in today's healthcare environment. PAI's commitment to innovation and client service is evident in their approach to health benefit administration, making them a notable player in the health insurance industry.

15. Southern Benefit Systems

• Website: southernbenefitsystems.com
• Ownership type: Private
• Headquarters: Fountain Inn, South Carolina, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2010
• Headcount: 1-10
• LinkedIn: southern-benefit-systems

Southern Benefit Systems, founded in 2010 and based in Fountain Inn, South Carolina, is a private healthcare benefits provider. The company specializes in creating customized employee healthcare solutions tailored to the needs of private companies, non-profits, and government contractors. With a team boasting over 75 years of combined experience in the health insurance industry, Southern Benefit Systems aims to transform the healthcare benefits experience by focusing on cost reduction and employee satisfaction. Their services include high-quality healthcare plans, prescription drug assistance, medical bill assessment, and compliance support for government contracts. The company has not reported any funding, indicating it operates independently without external financial backing. Southern Benefit Systems is dedicated to identifying inefficiencies in traditional healthcare programs and providing innovative solutions that enhance employee loyalty and reduce overall healthcare costs.

16. Gibson and Associates Insurance, Inc.

• Website: gibsoninsurance.net
• Ownership type: Family Owned
• Headquarters: Irmo, South Carolina, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1980
• Headcount: 11-50
• LinkedIn: gibson-and-associatesins

Gibson and Associates Insurance, Inc. is an insurance brokerage based in Irmo, South Carolina, founded in 1980 by James David Gibson III. The company has built a reputation for specializing in employee benefits and insurance solutions, serving a variety of clients including businesses, associations, and individuals across the Carolinas. With a dedicated team of professionals, Gibson and Associates focuses on providing tailored health plans, retirement options, and various types of insurance, including dental, vision, life, and disability insurance. The firm prides itself on its client-centric approach, ensuring high levels of satisfaction and support. They have maintained long-term relationships with clients, including the first three they insured in 1980, showcasing their commitment to service. The company operates with a mission to positively impact clients' lives and foster authentic relationships through innovative healthcare solutions. Their partnerships with organizations like the TRUE Network further enhance their ability to deliver effective insurance solutions.

17. Senior Benefits Center, LLC

• Website: seniorbenefits.us
• Ownership type: Private
• Headquarters: Rock Hill, South Carolina, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2012
• Headcount: 51-200
• LinkedIn: senior-benefits-center-llc

Senior Benefits Center, LLC, founded in 2012 and based in Rock Hill, South Carolina, is dedicated to serving the insurance needs of the senior population. The company provides a range of services, including assistance with Medicare, healthcare, life insurance, and financial services. As a broker, Senior Benefits Center helps clients navigate the complexities of insurance options, ensuring they find the right coverage without incurring direct costs for their services. Their agents are licensed and trained to offer personalized support, making it easier for seniors to understand their options and access the benefits available to them. The company emphasizes a client-first approach, treating each individual with care and respect, akin to how one would treat family. This commitment to service is particularly important as the senior demographic continues to grow, with many individuals seeking guidance on how to manage their health and financial needs effectively.

18. The Cason Group, Inc.

• Website: thecasongroup.com
• Ownership type: Private
• Headquarters: Columbia, South Carolina, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1991
• Headcount: 51-200
• LinkedIn: the-cason-group-inc.

The Cason Group, Inc., founded in 1991 and based in Columbia, South Carolina, operates as an insurance agency that specializes in financial services, particularly in group benefits and individual medical insurance. The company serves as a vital resource for insurance advisors, providing them with tailored solutions, educational resources, and administrative support to enhance their offerings to clients. With a workforce of approximately 200 employees, The Cason Group has expanded its operations across several states, demonstrating its commitment to serving a broad network of insurance professionals. Their focus on delivering customized support and maintaining strong relationships with carrier partners underscores their role in the health insurance industry. The Cason Group's approach includes offering comprehensive back-office support, marketing assistance, and ongoing education, which are essential for insurance advisors navigating the complexities of health insurance products.

19. Advantage Insurance, LLC

• Website: advantageinsurance.net
• Ownership type: Private
• Headquarters: Rock Hill, South Carolina, United States (USA)
• Founded year: 1999
• Headcount: 1-10
• LinkedIn: advantage-insurance-llc

Advantage Insurance, LLC, based in Rock Hill, South Carolina, is a private insurance agency founded in 1999. With a small team of dedicated professionals, the company specializes in Medicare Insurance, including Medicare Supplement (Medigap) plans, Medicare Advantage plans, and Medicare Part D (prescription drug) coverage. They also offer home and auto insurance, but their primary focus is on assisting seniors in navigating the complexities of Medicare. The agency prides itself on providing personalized service, ensuring that clients receive tailored advice and support in selecting the right coverage. Derrick Gainey, the owner and a Certified Senior Advisor, leads the team with over 25 years of experience in the insurance industry. Advantage Insurance has established itself as a trusted resource for retirees in South Carolina and North Carolina, conducting educational seminars and collaborating with local businesses to enhance their service offerings. The agency represents several top-rated carriers, allowing them to provide clients with a range of options to meet their unique needs.

20. David A. Crotts & Associates

• Website: dcrotts.com
• Ownership type: Private
• Headquarters: Greenwood, South Carolina, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1979
• Headcount: 11-50
• LinkedIn: david-crotts-%26-associates

David A. Crotts & Associates, established in 1979, is a private insurance agency located in Greenwood, South Carolina. With a team of 24 employees, the agency specializes in a variety of insurance products, including property and casualty insurance, life insurance, and health insurance. They cater to both individual consumers and businesses, providing tailored insurance solutions to manage risks effectively. The agency is particularly noted for its health insurance offerings, which include Affordable Care Act plans, Medicare supplemental plans, and critical illness insurance. As a member of the Correll Insurance Group, they leverage strong carrier relationships to offer competitive options in the health insurance market. Their independent status allows them to provide personalized service, helping clients navigate the complexities of health insurance coverage.

21. Southeastern Insurance Consultants, LLC

• Website: siconsultants.com
• Ownership type: Private
• Headquarters: Irmo, South Carolina, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2000
• Headcount: 11-50
• LinkedIn: southeastern-insurance-consultants-llc

Southeastern Insurance Consultants, LLC, founded in 2000 and based in Irmo, South Carolina, is a private insurance agency that provides a comprehensive array of insurance services. The company focuses on employee benefits, commercial and personal insurance, and administrative compliance services. They cater to a variety of clients, including businesses, law firms, and individual consumers, helping them navigate the complexities of insurance options and ensuring adherence to regulatory requirements. SIC has established partnerships with major insurance providers, such as Blue Cross Blue Shield of South Carolina, to offer competitive health insurance plans. Their team is composed of experienced professionals who are dedicated to delivering personalized service and tailored solutions to meet the unique needs of their clients. With a workforce of 31 employees, SIC emphasizes building strong relationships with clients to provide effective risk management and insurance solutions.

22. Peoples Underwriters, Inc.

• Website: peoplesunderwriters.com
• Ownership type: Private
• Headquarters: Conway, South Carolina, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1958
• Headcount: 11-50
• LinkedIn: peoples-underwriters-inc

Peoples Underwriters, Inc. is a private insurance agency based in Conway, South Carolina, with a history dating back to 1958. Founded by local business leaders, the agency has built a reputation for providing a range of insurance products, including health, life, home, and commercial insurance. With a team of 24 employees, they operate from two locations in Conway and Myrtle Beach, emphasizing personalized service and community engagement. The agency is a member of the Independent Insurance Agents and Brokers of America and has been recognized as a Best Practices Agency for over 15 years. Their partnership with The George Agency enhances their health insurance offerings, allowing them to cater to both individual and business clients in the region. Peoples Underwriters is committed to understanding the unique needs of their clients and providing tailored insurance solutions.

23. Correll Insurance Group of Hilton Head

• Website: coastalplains.com
• Ownership type: Private
• Headquarters: Hilton Head Island, South Carolina, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1984
• Headcount: 11-50
• LinkedIn: cigofhh

Correll Insurance Group of Hilton Head is a private insurance agency established in 1984, located in Hilton Head Island, South Carolina. With a team of approximately 40 employees, the agency specializes in a wide array of insurance products, including homeowner's insurance, commercial property insurance, and notably, health insurance options such as Medicare plans and Affordable Care Act coverage. The agency prides itself on personalized service, aiming to understand the unique needs of its clients in the Lowcountry of South Carolina. As a Trusted Choice® independent agency, Correll represents multiple insurance carriers, allowing them to offer tailored solutions rather than a one-size-fits-all approach. Their commitment to educating clients about their insurance options and navigating the complexities of health insurance is a key aspect of their service. Correll Insurance Group has built a reputation for reliability and community involvement, making them a trusted resource for individuals and businesses seeking comprehensive insurance solutions.

24. Creech Roddey Watson Insurance

• Website: crwins.com
• Ownership type: Private
• Headquarters: Sumter, South Carolina, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1932
• Headcount: 11-50
• LinkedIn: creech-roddey-watson-ins

Creech Roddey Watson Insurance, established in 1932, is an independent insurance agency based in Sumter, South Carolina. With a team of 24 employees, the agency specializes in a variety of insurance products, including health, auto, home, life, and pet insurance. They cater to both individual consumers and businesses, providing customized insurance solutions to meet specific needs. As an independent agency, they represent multiple insurance carriers, allowing them to offer clients a range of options and competitive pricing. Their commitment to quality service and long-term relationships with clients is evident in their approach to assessing needs and developing tailored insurance policies. The agency emphasizes the importance of local service and community ties, which enhances their ability to serve clients effectively. They also provide free quotes and consultations, making it easier for potential clients to explore their insurance options.

Health Insurance Insights: Key Companies in South Carolina

Want to Find More Health Insurance Companies?

With Inven you'll also get to know the company's:

• Detailed Ownership: Who owns the company? Is it a public or private company? What is the ownership structure?
• Contact data: Who are the founders and CEO's? What are their emails and phone numbers?
• Financials: How do these companies perform financially? What are their revenues and profit margins?

...and a lot more!