The home insurance sector in Texas serves as a safeguard for property owners, providing peace of mind through coverage against damage and loss. Companies range from large agencies to family-owned operations, offering tailored insurance products such as homeowner policies, renters insurance, and flood coverage. As technology evolves, the industry is shifting towards digital solutions, enabling easier access to policy management and claims processing. Notably, many companies are focusing on personalized customer service and transparency in response to changing consumer expectations, reinforcing the connection with their clients.


This list features a selection of 23 home insurance providers based in Texas, varying in size and years of establishment. Companies range from grassroots agencies like Edmonds Insurance Agency, founded in 1983, up to more recent entrants such as YourPolicy, established in 2021. Their locations stretch across the state, including major hubs like Dallas and Houston. Each company tailors its offerings to meet specific client needs, specializing in essential products like home insurance and renters coverage, showcasing both established practices and fresh perspectives in the insurance arena.


Continue reading to discover top home insurance companies in Texas.


Top 23 Home Insurance Companies in Texas


1. Texas Farm Bureau Insurance Companies


Texas Farm Bureau Insurance Companies, based in Waco, Texas, has been serving customers since 1950. This private insurance agency provides a variety of insurance products, including auto, home, farm, ranch, and life insurance. The company operates through a network of agents, ensuring that clients receive tailored service and support. Texas Farm Bureau Insurance is particularly noted for its customer satisfaction, having been recognized as #1 in customer satisfaction among auto insurers in Texas for 12 out of the last 13 years. This focus on customer service likely extends to their home insurance offerings, making them a relevant player in the market. The company is dedicated to helping consumers protect their assets and manage risks effectively, which is essential in the home insurance sector.


2. Homeowners of America Insurance Company

  • Website: hoaic.com
  • Ownership type: Corporate
  • Headquarters: Irving, Texas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: $100.0M, January 2021
  • Founded year: 2006
  • Headcount: 51-200
  • LinkedIn: hoaic

Homeowners of America Insurance Company (HOAIC) is an insurance provider based in Irving, Texas, specializing in homeowners and renters insurance. Established in 2006, the company has grown to serve a substantial number of policyholders, surpassing 50,000 by 2010. HOAIC offers a range of insurance products, including home, condo, and flood insurance, aimed at safeguarding customers' properties and personal belongings. The company operates through a network of independent agents, ensuring personalized service and expert guidance for clients navigating their insurance needs. HOAIC has received significant funding, with a notable $100 million raised in January 2021, underscoring its growth potential and market relevance. The company is committed to providing quality products and exceptional customer service, with a dedicated claims team available 24/7 to assist policyholders during stressful times. Recently, HOAIC was awarded an 'A' rating by Demotech, Inc., highlighting its financial strength and reliability in fulfilling its obligations to policyholders.


3. Edmonds Insurance Agency

  • Website: edmondsins.com
  • Ownership type: Private
  • Headquarters: Waller, Texas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1983
  • Headcount: 11-50
  • LinkedIn: edmonds-insurance

Edmonds Insurance Agency, founded in 1983, is a private insurance agency based in Waller, Texas. With a workforce of 11 to 50 employees, the agency has established itself as a reliable provider of various insurance products, including auto, home, business, and life insurance. The agency serves both individual consumers and businesses, focusing on delivering essential coverage to protect against financial losses. Edmonds Insurance operates multiple locations, including Waller, Hempstead, Brenham, Tomball, and Montgomery, which enhances their accessibility to clients. Their partnerships with over 30 insurance providers enable them to offer tailored coverage options, ensuring that clients receive the best possible solutions for their insurance needs. The agency prides itself on its customer service, aiming to provide affordable options and comprehensive coverage to its community.


4. Texan Insurance

  • Website: texaninsurance.com
  • Ownership type: Family Owned
  • Headquarters: Houston, Texas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1985
  • Headcount: 51-200
  • LinkedIn: texan-insurance

Texan Insurance, based in Houston, Texas, is a family-owned insurance agency founded in 1985. With a workforce of approximately 64 employees, the agency specializes in a wide array of insurance products, prominently featuring home insurance. They cater to both individual consumers and businesses, providing essential coverage to mitigate various risks. Texan Insurance prides itself on delivering tailored insurance solutions, ensuring that clients receive the protection they need for their homes and other assets. Their focus on customer service is reflected in numerous client testimonials, which commend their agents for being knowledgeable, responsive, and dedicated to finding the best coverage options. The agency has also received accolades, such as being recognized as one of the top homeowner’s insurance agencies in Baytown, further solidifying its reputation in the industry.


5. CoVerica Insurance

  • Website: coverica.com
  • Ownership type: Private
  • Headquarters: Dallas, Texas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1983
  • Headcount: 51-200
  • LinkedIn: coverica

CoVerica Insurance, based in Dallas, Texas, is an independent insurance agency founded in 1983. With a workforce of approximately 91 employees, the company specializes in providing a wide array of personal and commercial insurance products. Their offerings include homeowners insurance, auto insurance, life insurance, and coverage for high net worth individuals, among others. CoVerica prides itself on simplifying the insurance process for clients, ensuring they receive tailored solutions that meet their specific needs. The agency has been recognized for its excellence in service, having received the Best Practices Agency Award six consecutive times from the Independent Insurance Agents Brokers of America. This accolade is awarded to only a small fraction of insurance agencies nationwide, underscoring CoVerica's commitment to quality service. The company operates in 37 states, leveraging its national buying power to provide competitive pricing and comprehensive coverage options. CoVerica's mission emphasizes building trust and delivering value to clients, which is reflected in their high customer satisfaction ratings and positive testimonials from policyholders.


6. TGS Insurance

  • Website: tgsinsurance.com
  • Ownership type: Private
  • Headquarters: Houston, Texas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2015
  • Headcount: 11-50
  • LinkedIn: tgsinsurance

TGS Insurance Agency, based in Houston, Texas, is a private insurance agency founded in 2015. With a team of 11 to 50 employees, the agency specializes in a variety of insurance products, including home, auto, RV, ATV, and boat insurance, as well as renters insurance. TGS Insurance aims to provide affordable and comprehensive insurance solutions to protect clients' assets and manage risks associated with property and vehicle ownership. The agency is known for its innovative approach, leveraging technology to streamline the insurance process and enhance the client experience. TGS Insurance partners with several reputable carriers, allowing them to offer competitive rates and a range of policy options. Their commitment to community involvement and customer satisfaction is evident through their positive reviews and active engagement in the insurance industry.


7. YourPolicy

  • Website: your-policy.com
  • Ownership type: Private
  • Headquarters: Austin, Texas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2021
  • Headcount: 51-200
  • LinkedIn: yourpolicy

YourPolicy, based in Austin, Texas, is a private insurance agency that began operations in 2021. The company specializes in a variety of insurance products, including auto, home, life, and commercial insurance. They cater to both individual consumers and businesses, aiming to provide customized insurance solutions that protect assets and ensure financial security. YourPolicy simplifies the insurance process by leveraging a network of over 100 top-rated carriers, allowing them to offer competitive quotes and tailored policies. Their focus on customer service is evident in their commitment to personalized consultations and support throughout the insurance selection process. As a relatively new entrant, YourPolicy is still establishing its reputation in the industry, but it actively engages with clients to meet their insurance needs.


8. Heimer Insurance

  • Website: heimerinsurance.com
  • Ownership type: Private
  • Headquarters: San Antonio, Texas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2001
  • Headcount: 11-50
  • LinkedIn: heimer-insurance-svc

Heimer Insurance, based in San Antonio, Texas, is an independent insurance agency that has been serving clients since 2001. The company specializes in a range of insurance products, including home, auto, life, renters, and flood insurance. By operating independently, Heimer Insurance can offer clients competitive quotes from various insurance providers, ensuring that they receive coverage tailored to their specific needs. The agency prides itself on its commitment to customer service, as evidenced by numerous positive testimonials from satisfied clients. With a team of licensed professional advisors and a growing presence across 40 states, Heimer Insurance aims to safeguard what matters most to its clients by providing comprehensive insurance solutions. Their focus on personal attention and ethical standards has helped them build a solid reputation in the industry.


9. Bockmon Insurance Agency


Bockmon Insurance Agency, founded in 1974 by Harthia W. Bockmon, operates primarily in Northeast Texas. With a workforce of 34 employees, the agency has expanded its reach through multiple locations, including Daingerfield, Hughes Springs, and Longview. The agency provides a variety of insurance products, prominently featuring home insurance, auto insurance, life insurance, and health insurance. Their approach emphasizes personalized service, aiming to meet the specific needs of their clients. Bockmon Insurance Agency has built a reputation for reliability and customer care, which is essential in the insurance industry. They represent several major insurance carriers, allowing them to offer tailored coverage options to their clients. This adaptability and focus on customer service have contributed to their sustained relevance in the insurance market.


10. Lee Insurance Agency, Inc.


Lee Insurance Agency, Inc., based in Humble, Texas, has been providing insurance solutions since 1952. This privately owned agency specializes in both personal and commercial insurance products, catering to individual consumers and businesses alike. With a workforce of approximately 54 employees, the agency emphasizes customer service and aims to deliver tailored coverage options that protect against various risks. Their offerings include homeowners insurance, renters insurance, and condo insurance, among other personal insurance products. Lee Insurance Agency is also a member of the Independent Insurance Agents of Texas, which underscores their commitment to industry standards and best practices. The agency prides itself on partnering with reputable insurance companies to ensure clients receive quality service and support, particularly in claims assistance. Their long history and focus on local service position them as a relevant entity in the home insurance sector.


11. EIA | Commercial & Personal Insurance Agency

  • Website: ellisinsure.com
  • Ownership type: Family Owned
  • Headquarters: San Antonio, Texas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1980
  • Headcount: 11-50
  • LinkedIn: eia

EIA | Commercial & Personal Insurance Agency, founded in 1980, is a family-owned insurance agency located in San Antonio, Texas. With a dedicated team of 24 employees, the agency specializes in providing a variety of insurance products, including home, auto, and commercial insurance. Over the years, EIA has built a reputation for its commitment to customer service and community involvement. They focus on understanding the unique needs of their clients, ensuring that each policy is tailored to provide adequate protection against potential risks. Their extensive experience in the industry allows them to offer valuable insights and guidance to homeowners, making the insurance process smoother and more comprehensible. EIA actively engages with the local community, fostering trust and reliability among its clientele, which is crucial in the insurance sector.


12. Hill Insurance Agency LP

  • Website: hillinstexas.com
  • Ownership type: Private
  • Headquarters: Wills Point, Texas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1991
  • Headcount: 1-10
  • LinkedIn: hill-insurance-agency-lp

Hill Insurance Agency LP, founded in 1991, is a private insurance agency based in Wills Point, Texas. The agency was established when Don and Lynda Hill acquired Bob Brown Insurance, with a mission to serve the insurance needs of their community. Over the years, the agency has expanded to include locations in Emory and Forney, Texas, and has maintained a strong focus on personal service and integrity. Hill Insurance Agency LP provides a variety of insurance products, including auto, home, and health insurance. The agency prides itself on helping clients understand their coverage options and ensuring they receive the protection they need. The agency has built a reputation for excellence within its community and has received recognition among Allstate Agencies. Currently managed by the next generation of the Hill family, the agency continues to uphold the values of honesty and customer care that were established by its founders.


13. S & T Duran Insurance


S & T Duran Insurance Agency, founded in 1989, is a private insurance agency based in Austin, Texas. With a small team of 1-10 employees, the agency specializes in providing a variety of insurance products, including auto, home, and business insurance. They cater to both individual consumers and businesses, emphasizing personalized service to help clients find the right coverage for their specific needs. The agency operates with a customer-centric approach, utilizing online tools for quotes and account management, which enhances accessibility for clients. Their commitment to service is reflected in numerous positive customer testimonials, highlighting their responsiveness and professionalism. S & T Duran Insurance Agency positions itself as an independent agency that prioritizes the interests of its clients over larger insurance corporations, aiming to deliver tailored solutions that meet the unique circumstances of each customer.


14. Dagley Insurance


Dagley Insurance Agency, LLC, based in Katy, Texas, was founded in 2001 by Nathan Dagley. Initially a Nationwide Insurance Agency, it grew to become one of the largest agencies of its kind before transitioning to an independent brokerage in 2017. This shift allowed Dagley Insurance to partner with a variety of insurance carriers, enhancing their ability to meet the unique needs of their clients. The agency provides a comprehensive suite of insurance products, including home, auto, life, and business insurance. With a focus on customer service, Dagley Insurance assigns dedicated account managers to clients, ensuring personalized support and guidance. The agency operates in 47 states and Washington D.C., reflecting its broad reach and commitment to serving a wide clientele. In April 2021, Dagley Insurance secured $9.82 million in funding, indicating investor confidence in its growth potential and operational model.


15. Quality Insurance


Quality Insurance of Houston is a private insurance agency founded in 2012 by Ricardo Peralta and Yasmin Murga. Located in Houston, Texas, the company specializes in a variety of insurance products, including home, auto, life, health, and business insurance. With a small team of around 39 employees, Quality Insurance focuses on delivering personalized service to both individual consumers and businesses. Their mission is to help clients protect their assets and manage financial risks effectively. The agency prides itself on its commitment to customer satisfaction, offering tailored solutions to meet the unique needs of its clients. Quality Insurance has established itself as a reliable option for homeowners seeking insurance coverage in the Houston area, emphasizing the importance of protecting loved ones and property.


16. Moore Insurance Agency

  • Website: thinkmooreinsurance.com
  • Ownership type: Private
  • Headquarters: Killeen, Texas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2015
  • Headcount: 1-10
  • LinkedIn: thinkmooreinsurance

Moore Insurance Agency, founded in 2015 and based in Killeen, Texas, is a private insurance agency that specializes in a wide array of insurance products. The agency caters to both individual consumers and businesses, offering services that include auto, home, health, life, and business insurance. With a focus on helping clients manage risks and protect their assets, Moore Insurance Agency provides tailored insurance solutions designed to meet the unique needs of their customers. The agency operates with a small team, emphasizing personalized service and community engagement. Their website serves as a resource for clients, offering quotes, policy management, and educational content about various insurance products. Moore Insurance Agency is dedicated to building relationships with clients, ensuring they receive the support and guidance necessary to navigate their insurance needs effectively.


17. Insurance Solutions Group

  • Website: isgdfw.com
  • Ownership type: Private
  • Headquarters: North Richland Hills, Texas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2008
  • Headcount: 11-50
  • LinkedIn: isg-insurance-solutions-group-llc

Insurance Solutions Group (ISG) is an independent insurance agency based in North Richland Hills, Texas, established in 2008. The agency specializes in a variety of insurance products, including home, auto, renters, and business insurance. With a dedicated team of experienced agents, ISG aims to simplify the insurance process for both individual consumers and businesses. They emphasize a client-centric approach, ensuring that each policyholder receives personalized attention and tailored solutions to meet their specific needs. ISG has built a reputation for exceptional customer service, focusing on trust and reliability. The agency serves a significant number of clients in the Dallas-Fort Worth area and is licensed to write business in all states, allowing them to cater to a broader audience. Their commitment to innovation and client satisfaction is evident in their operational practices, making them a noteworthy entity in the insurance industry.


18. HARCO Insurance Services

  • Website: harco-ins.com
  • Ownership type: Corporate
  • Headquarters: Houston, Texas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: January 2022
  • Founded year: 1969
  • Headcount: 11-50
  • LinkedIn: harco-insurance-services

HARCO Insurance Services, operating under the name Brown & Brown Lone Star, is an independent insurance agency based in Houston, Texas. Founded in 1969, the company has built a reputation for providing a wide array of personal and business insurance products. Their offerings include auto, home, and commercial insurance, catering to both individual consumers and businesses across Texas. HARCO prides itself on delivering tailored insurance solutions, supported by a dedicated team of professionals who emphasize customer service and relationship-building. The agency is committed to community involvement and education, ensuring their team remains knowledgeable and equipped to meet the evolving needs of their clients. With a focus on personal insurance, including homeowners insurance, HARCO is well-positioned to serve the local market effectively.


19. Hawk's Bay Insurance Group Inc


Hawk's Bay Insurance Group Inc, founded in 2015 and based in Irving, Texas, is a private insurance agency that specializes in providing a variety of insurance products, including home, auto, life, and business insurance. The company serves both individual consumers and businesses, focusing on risk management and asset protection through customized insurance solutions. With a team of experienced professionals, Hawk's Bay Insurance aims to deliver personalized service, ensuring that clients receive the right coverage tailored to their specific needs. They represent over 50 highly rated insurance providers, which allows them to offer competitive quotes and comprehensive options. Operating in multiple states, the agency has positioned itself as a growing entity in the insurance sector, dedicated to client education and support.


20. Magnum Choice Insurance Agency Inc


Magnum Choice Insurance Agency Inc, founded in 2005 and based in Plano, Texas, is an independent insurance agency that specializes in providing a wide array of personal and business insurance products. The agency serves clients primarily in Texas and California, focusing on delivering tailored insurance solutions that meet the unique needs of individuals and businesses. With a dedicated team of professionals, Magnum Choice emphasizes customer service, helping clients navigate the complexities of the insurance market to secure the best coverage at competitive rates. Their offerings include various personal insurance options, such as homeowners insurance, auto insurance, and life insurance, as well as commercial insurance products. The agency's independent status allows them to partner with multiple insurance carriers, ensuring clients have access to a range of choices for their insurance needs.


21. Alinsco Insurance

  • Website: alinsco.com
  • Ownership type: Private
  • Headquarters: Fort Worth, Texas, United States (USA)
  • Founded year: 2003
  • Headcount: 51-200
  • LinkedIn: insurancetx

Alinsco Insurance, officially known as Alinsco MGA, Inc., is an insurance agency based in Fort Worth, Texas. Established in 2003, the company specializes in providing home and auto insurance services tailored to the needs of Texas residents. Alinsco offers a range of products and services, including claims filing, ID card printing, and agent requests, which facilitate the management of insurance needs for their clients. The agency emphasizes customer service and accessibility, as evidenced by their user-friendly website and mobile app. Alinsco's focus on educating homeowners through blog posts and tips on home maintenance and insurance further demonstrates their commitment to supporting their clients in protecting their assets. With a workforce of approximately 94 employees, Alinsco operates as a private entity, maintaining a significant presence in the Texas insurance market.


22. SafeGuard Insurance Agency

  • Website: safeguardnow.com
  • Ownership type: Private
  • Headquarters: Mcallen, Texas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2001
  • Headcount: 11-50
  • LinkedIn: safeguardnow

SafeGuard Insurance Agency, based in McAllen, Texas, has been providing insurance solutions since its establishment in 2001. The agency specializes in a variety of insurance products, prominently featuring home insurance, alongside auto, life, and business insurance. With a team of 11 to 50 employees, SafeGuard emphasizes personalized service, aiming to cater to the unique needs of both individual consumers and businesses. Their independent agency status allows them to work with multiple insurance carriers, enabling clients to compare options and select the best coverage for their circumstances. The agency has built a reputation for attentive customer service, which is reflected in their claim of having assisted over 20,000 families in securing the right insurance solutions. SafeGuard's commitment to adapting coverage as clients' needs change further underscores their focus on customer satisfaction and long-term relationships in the insurance industry.


23. Miller & Miller Insurance Agency


Miller & Miller Insurance Agency, based in New Braunfels, Texas, has been serving clients since 1984. This independent insurance agency specializes in a wide array of insurance products, including home, auto, life, and health insurance. With a team of licensed professionals, they emphasize strong customer relationships and community ties. The agency prides itself on providing excellent service and competitive pricing, ensuring that clients receive tailored coverage that meets their specific needs. They represent multiple top-rated insurance carriers, which allows them to offer a variety of options to their clients. Their commitment to accessibility and customer service is evident in their proactive approach to claims assistance and policy management. Miller & Miller Insurance Agency is dedicated to helping both individuals and businesses navigate their insurance needs effectively.



Home Insurance Insights: Key Companies in Texas


CompanyHeadquarterSizeFoundedOwnership
Texas Farm Bureau Insurance CompaniesWaco, Texas, United States (USA)501-10001950Private
Homeowners of America Insurance CompanyIrving, Texas, United States (USA)51-2002006Corporate
Edmonds Insurance AgencyWaller, Texas, United States (USA)11-501983Private
Texan InsuranceHouston, Texas, United States (USA)51-2001985Family Owned
CoVerica InsuranceDallas, Texas, United States (USA)51-2001983Private
TGS InsuranceHouston, Texas, United States (USA)11-502015Private
YourPolicyAustin, Texas, United States (USA)51-2002021Private
Heimer InsuranceSan Antonio, Texas, United States (USA)11-502001Private
Bockmon Insurance AgencyLongview, Texas, United States (USA)11-501974Private
Lee Insurance Agency, Inc.Humble, Texas, United States (USA)11-501952Private
EIA | Commercial & Personal Insurance AgencySan Antonio, Texas, United States (USA)11-501980Family Owned
Hill Insurance Agency LPWills Point, Texas, United States (USA)1-101991Private
S & T Duran InsuranceAustin, Texas, United States (USA)1-101989Private
Dagley InsuranceKaty, Texas, United States (USA)11-502001Corporate
Quality InsuranceHouston, Texas, United States (USA)1-102011Private
Moore Insurance AgencyKilleen, Texas, United States (USA)1-102015Private
Insurance Solutions GroupNorth Richland Hills, Texas, United States (USA)11-502008Private
HARCO Insurance ServicesHouston, Texas, United States (USA)11-501969Corporate
Hawk's Bay Insurance Group IncIrving, Texas, United States (USA)11-502015Private
Magnum Choice Insurance Agency IncPlano, Texas, United States (USA)11-502005Private
Alinsco InsuranceFort Worth, Texas, United States (USA)51-2002003Private
SafeGuard Insurance AgencyMcallen, Texas, United States (USA)11-502001Private
Miller & Miller Insurance AgencyNew Braunfels, Texas, United States (USA)11-501984Private


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