Top 23 Home Insurance Companies in South Carolina

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Top 23 Home Insurance Companies in South Carolina Main

Top 23 Home Insurance Companies in South Carolina

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Top 23 Home Insurance Companies in South Carolina Main
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In South Carolina, home insurance companies cater to homeowners seeking protection against risks like fire, theft, and natural disasters. These agencies, both independent and corporate, offer a range of policies from basic coverage to comprehensive plans including flood and vacation home insurance. The industry is adapting to evolving risks influenced by climate change, increasing demand for bundling policies, and a growing focus on customer service. Insurers are leveraging technology for efficient claims processing and enhanced customer interaction, which is expected to shape the future of the industry. As the market evolves, understanding individual needs remains paramount.


This list highlights 23 key home insurance companies in South Carolina. The agencies range in size from small teams of a few employees to larger firms with hundreds on staff. They have established their headquarters in various locations, including Port Royal, Spartanburg, and Mount Pleasant, with founding years spanning from as early as 1906 to 2020. Each company emphasizes tailored insurance solutions, focusing on home coverage, while also providing additional services like auto and commercial insurance.


Continue reading to discover top home insurance companies in South Carolina.


Top 23 Home Insurance Companies in South Carolina


1. Lowcountry Insurance


Lowcountry Insurance Services, based in Port Royal, South Carolina, has been serving the insurance needs of the local community since 1977. As an independent insurance agency, they specialize in a range of personal and commercial insurance products, with a strong emphasis on homeowners insurance. The agency prides itself on building personal relationships with clients, ensuring that they receive tailored coverage options that fit their unique circumstances. Lowcountry Insurance represents over 200 insurance companies, allowing them to offer a variety of policies that cater to different needs, including flood insurance and vacation home insurance. Their affiliation with Correll Insurance Group provides additional support and resources, enhancing their ability to serve clients effectively. The agency's focus on customer service and risk management positions them as a trusted partner for individuals and businesses in the Beaufort area and beyond.


2. Independent Insurance Brokers & Associates

  • Website: scinb.com
  • Ownership type: Family Owned
  • Headquarters: Irmo, South Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2002
  • Headcount: 11-50
  • LinkedIn: independent-insurance-brokers-inc

Independent Insurance Brokers & Associates, based in Irmo, South Carolina, is a family-owned insurance agency founded in 2002. With a team that boasts over 100 years of combined insurance experience, the agency specializes in providing a variety of insurance services, including home, auto, business, life, and recreational insurance. Their independent status allows them to work with multiple nationally recognized insurance carriers, which enables them to create customized insurance plans tailored to the unique circumstances of each client. The agency prides itself on delivering personalized customer service, ensuring that clients receive direct support from knowledgeable agents rather than navigating through automated systems. This commitment to client care is reflected in positive testimonials from satisfied customers, highlighting their responsiveness and dedication to helping clients manage risks effectively.


3. Compass Insurance Group LLC

  • Website: compassinsurance.biz
  • Ownership type: Private
  • Headquarters: Spartanburg, South Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2005
  • Headcount: 11-50
  • LinkedIn: quest-insurance-group

Compass Insurance Group LLC, based in Spartanburg, South Carolina, is a private insurance agency founded in 2005. With a team of 11 to 50 employees, the company specializes in a variety of insurance products, including auto, home, commercial, and life insurance. They cater to both individual consumers and businesses, focusing on personalized service and competitive pricing. As an independent agency, Compass Insurance Group has the ability to compare quotes from multiple national carriers, allowing them to offer tailored insurance solutions that protect clients from financial loss due to various risks. Their commitment to understanding each client's unique needs and providing appropriate coverage options has established them as a trusted partner in the insurance industry. The agency has also expanded its reach through recent mergers, enhancing its service offerings and expertise.


4. Correll Insurance Group

  • Website: correllinsurance.com
  • Ownership type: Corporate
  • Headquarters: Spartanburg, South Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: March 2023
  • Founded year: 1931
  • Headcount: 201-500
  • LinkedIn: correll-insurance-group

Correll Insurance Group, founded in 1931, is an insurance agency based in Spartanburg, South Carolina. The company specializes in providing a variety of personal and business insurance products, including homeowners insurance, car insurance, and flood insurance. With a workforce of approximately 105 employees, Correll Insurance Group serves individuals and businesses primarily in the Carolinas, Tennessee, Kentucky, Arkansas, and Mississippi. Their independent agency model allows them to represent multiple insurance carriers, enabling them to offer customized coverage options tailored to the specific needs of their clients. The firm prides itself on fostering strong relationships with clients, ensuring they receive the best possible service and support in navigating their insurance choices. Correll Insurance Group has built a reputation for reliability and trustworthiness, making it a respected player in the insurance industry.


5. Ai Insurance Services

  • Website: aiinsure.com
  • Ownership type: Private
  • Headquarters: North Charleston, South Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2008
  • Headcount: 11-50
  • LinkedIn: ai-insurance-services

Ai Insurance Services, founded in 2008 and based in North Charleston, South Carolina, is a veteran-owned and operated independent insurance agency. The company specializes in a wide array of insurance products, including home, auto, commercial, and life insurance. With a team of multilingual insurance experts, Ai Insurance Services aims to provide tailored solutions that protect both individual consumers and businesses. The agency has established branch offices across several states, including South Carolina, North Carolina, Georgia, Texas, and Virginia, which allows them to serve a broader clientele. Their strategic partnerships with multiple insurance carriers enable them to offer competitive policies that meet the specific needs of their clients. The company prides itself on its customer service, as evidenced by numerous positive client testimonials. Ai Insurance Services is committed to helping clients manage risks and protect their assets effectively.


6. Schirmer Insurance Group, LLC

  • Website: sigsc.com
  • Ownership type: Private
  • Headquarters: Mount Pleasant, South Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1983
  • Headcount: 11-50
  • LinkedIn: schirmer-insurance-group-llc-

Schirmer Insurance Group, LLC, based in Mount Pleasant, South Carolina, is an insurance agency that has been serving clients since 1983. With a team of 19 employees, the company specializes in a variety of personal and business insurance services, including auto, home, and commercial insurance. They are licensed to operate in multiple states, including South Carolina, North Carolina, Tennessee, Virginia, Georgia, Massachusetts, Alabama, and Ohio. Schirmer Insurance Group focuses on providing tailored insurance solutions to help clients manage risks and protect their assets. The agency is also actively involved in community service, celebrating its 40th anniversary in 2023 by partnering with local charities and engaging in various community activities. This commitment to community and customer service positions them as a relevant player in the home insurance market.


7. Parks Insurance Agency

  • Website: park.ca
  • Ownership type: Family Owned
  • Headquarters: Rock Hill, South Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2021
  • Headcount: 11-50
  • LinkedIn: parks-insurance-agency

Parks Insurance Agency, based in Rock Hill, South Carolina, is a family-owned insurance broker that specializes in a wide array of insurance products. Founded in 2021, the agency has quickly positioned itself as a provider of tailored insurance solutions, including home, auto, business, and life insurance. With a dedicated team of 20 employees, Parks Insurance focuses on delivering personalized service to both individual consumers and businesses. Their home insurance offerings cover various types of residences, such as single-family homes, condos, and seasonal properties. The agency prides itself on understanding the unique needs of its clients and providing them with the best coverage options available. Although it has not received any funding, its commitment to customer service and community engagement reflects a strong foundation for growth in the insurance industry.


8. Auto Insurance Specialist


Auto Insurance Specialist, established in 1984, operates as an independent insurance agency in Greenville, South Carolina. With a small team of around 36 employees, the agency prides itself on providing personalized service to both individual consumers and businesses. They offer a range of insurance products, including auto, homeowners, renters, and business insurance. The agency emphasizes local engagement and customer satisfaction, aiming to deliver tailored coverage solutions that meet the specific needs of their clients. Their approach involves shopping multiple insurance providers to find competitive rates and suitable coverage options for their customers. This strategy reflects their commitment to ensuring that clients receive the best possible value for their insurance needs. Auto Insurance Specialist has been serving the Greenville area and surrounding regions for several decades, establishing a reputation for reliability and customer-focused service.


9. Affordable Insurance Group


Affordable Insurance Group is a private insurance agency located in Columbia, South Carolina, established in 1985. With a small team of around 26 employees, the agency specializes in providing a variety of insurance products, including auto, home, life, and business insurance. They primarily serve individual consumers and businesses in Columbia and the surrounding areas, such as Irmo, Chapin, and Lexington. The agency prides itself on offering personalized service, helping clients navigate their insurance needs by shopping for the best policies from a network of trusted providers. Their commitment to customer satisfaction is evident in their guarantee to re-quote protection if clients are dissatisfied with their coverage or rates. Although Affordable Insurance Group does not report any funding, their long-standing presence in the industry and focus on tailored insurance solutions highlight their role in the local insurance market.


10. Swamp Fox Agency

  • Website: swampfoxagency.com
  • Ownership type: Private
  • Headquarters: Moncks Corner, South Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1985
  • Headcount: 11-50
  • LinkedIn: swamp-fox-agency

Swamp Fox Agency, based in Moncks Corner, South Carolina, has been providing insurance solutions since 1985. With a team of approximately 40 employees, the agency focuses on offering personalized insurance services to individuals, families, and small businesses. Their portfolio includes home insurance, auto insurance, and specialized coverage for the forestry sector. Swamp Fox Agency prides itself on its customer-centric approach, ensuring that clients receive tailored insurance solutions that meet their unique needs. They operate primarily in the southeastern United States, serving states such as South Carolina, Alabama, Florida, Georgia, Mississippi, North Carolina, Virginia, and Washington D.C. The agency is recognized as the only endorsed insurance agency by the South Carolina Timber Producers Association, which underscores their expertise in forestry-related insurance. This endorsement reflects their commitment to understanding and addressing the specific needs of their clients, particularly in niche markets. Swamp Fox Agency aims to provide comprehensive coverage options while maintaining a strong focus on customer service and satisfaction.


11. Creech Roddey Watson Insurance

  • Website: crwins.com
  • Ownership type: Private
  • Headquarters: Sumter, South Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1932
  • Headcount: 11-50
  • LinkedIn: creech-roddey-watson-ins

Creech Roddey Watson Insurance, based in Sumter, South Carolina, is an independent insurance agency that has been serving clients since 1932. With a team of 24 employees, the agency specializes in a variety of insurance products, including home, auto, health, life, and pet insurance. Their focus on personalized service allows them to assess individual client needs and develop tailored insurance policies. As an independent agency, they represent multiple insurance carriers, which enables them to offer clients a range of options and competitive pricing. This approach not only fosters long-term relationships with clients but also positions them as a trusted advisor in navigating the complexities of insurance coverage. Their commitment to quality service and community ties further solidifies their role in the insurance industry.


12. Powdersville Insurance Agcy


Powdersville Insurance Agency, based in Easley, South Carolina, has been a fixture in the local insurance market since its establishment in 1979. This independent agency specializes in a variety of insurance products, including personal and commercial insurance, with a strong emphasis on home insurance. Powdersville Insurance prides itself on its personalized approach, ensuring that clients receive tailored coverage that meets their specific needs. The agency has built solid relationships with reputable insurance carriers, allowing it to offer competitive rates and quality coverage options. With a small team of dedicated professionals, Powdersville Insurance is well-positioned to understand and address the unique insurance needs of the Powdersville and Upstate South Carolina communities.


13. Southern Insurance Group LLC

  • Website: southerninsured.com
  • Ownership type: Private
  • Headquarters: Greenville, South Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2020
  • Headcount: 11-50
  • LinkedIn: southern-insurance-groupllc

Southern Insurance Group LLC, based in Greenville, South Carolina, is an independent insurance agency that provides a wide array of personal and business insurance solutions. Founded in 2020, the company has quickly gained traction in the insurance market, boasting a team with over 85 years of combined experience in the industry. They cater to both individuals and businesses, offering tailored coverage options that include homeowner insurance, auto insurance, and various types of liability insurance. Their commitment to customer service is highlighted by their participation in the RamseyTrusted program, which requires adherence to strict customer service standards. Southern Insurance Group serves clients across South Carolina, North Carolina, and Georgia, and has received numerous positive testimonials for their responsive and knowledgeable agents. The agency's focus on building trusted relationships with clients positions them as a reliable option for those seeking insurance solutions.


14. Peoples Underwriters, Inc.


Peoples Underwriters, Inc. is an independent insurance agency based in Conway, South Carolina, with additional operations in Myrtle Beach. Founded in 1958 by local business leaders, the agency has built a reputation for providing personalized insurance solutions to both individuals and businesses. With a team of dedicated agents, Peoples Underwriters focuses on delivering tailored coverage options that meet the specific needs of their clients. They offer a variety of insurance products, including homeowners, commercial, life, and health insurance. The agency is actively involved in the community, participating in service projects and civic activities, which underscores their commitment to local engagement. As a member of the Independent Insurance Agents and Brokers of America, they have maintained a Best Practices Agency status for over 15 years, reflecting their adherence to high standards in the insurance industry.


15. Correll Insurance Group of Hilton Head

  • Website: coastalplains.com
  • Ownership type: Private
  • Headquarters: Hilton Head Island, South Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1984
  • Headcount: 11-50
  • LinkedIn: cigofhh

Correll Insurance Group of Hilton Head is an insurance agency based in Hilton Head Island, South Carolina, established in 1984. The company specializes in a wide array of insurance products tailored for both individuals and businesses. Their offerings include homeowner's insurance, commercial property insurance, and Medicare plans, with a strong emphasis on personalized service. Correll Insurance Group is particularly noted for its expertise in high-value homes and coastal property insurance, addressing the unique challenges faced by homeowners in the Lowcountry region. The agency prides itself on building relationships with clients, ensuring that their insurance packages are customized to fit individual needs. With a team of knowledgeable agents, Correll Insurance Group has cultivated a reputation for reliability and responsiveness, making it a trusted choice for many in the community.


16. Palmetto Insurance Associates, LLC


Palmetto Insurance Associates, LLC, based in Anderson, South Carolina, is an independent insurance agency that has been serving clients since 1982. The agency was formed by merging three established insurance agencies, bringing together over seventy-five years of combined experience. With offices in Anderson, Belton, Clemson, and Greenville, Palmetto Insurance focuses on providing personal and business insurance solutions, including home, auto, life, and health insurance. They cater to both individuals and small businesses, emphasizing exceptional customer service and risk management. The agency is licensed to operate across the Southeast and collaborates with more than 200 insurance carriers, allowing them to offer tailored coverage options. Their commitment to client relationships and community engagement is reflected in their mission to provide the best value and service to their clients. Palmetto Insurance also engages in claims management and offers safety seminars, further demonstrating their proactive approach to client care.


17. Upchurch & Jowers Insurance Agency

  • Website: upjowers.com
  • Ownership type: Private
  • Headquarters: Camden, South Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1961
  • Headcount: 11-50
  • LinkedIn: upchurch-jowers-insurance-agency

Upchurch & Jowers Insurance Agency, based in Camden, South Carolina, has been serving the insurance needs of individuals and businesses since its inception in 1961. As a full-service independent agency, they offer a variety of personal and commercial insurance products, including home, auto, and liability insurance. The agency prides itself on its ability to provide tailored insurance solutions that protect clients against various risks. With a team boasting over 260 years of combined experience, Upchurch & Jowers emphasizes finding the best coverage at competitive prices. Their independent status allows them to shop across numerous insurance companies, ensuring clients receive optimal value for their coverage needs. The agency's commitment to customer service and expertise positions them as a reliable partner in the insurance industry.


18. Statewide Insurance Group, Inc.


Statewide Insurance Group, Inc., based in Myrtle Beach, South Carolina, is an independent insurance agency that has been serving clients since 1993. With a team of approximately 28 employees, the agency specializes in a wide array of personal and business insurance products. Their offerings include homeowners insurance, renters insurance, auto insurance, and health insurance, among others. Statewide Insurance Group prides itself on its commitment to providing tailored insurance solutions that meet the unique needs of both individual consumers and businesses. They emphasize superior customer service, aiming to exceed client expectations at every interaction. As a Trusted Choice® insurance agency, they leverage relationships with multiple top-rated insurance carriers, allowing them to craft policies that fit the specific requirements of their clients. This approach not only enhances their relevance in the insurance industry but also positions them as a reliable option for those seeking home insurance.


19. The Turner Agency, Inc.

  • Website: turneragencyinc.com
  • Ownership type: Private
  • Headquarters: Greenville, South Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1962
  • Headcount: 11-50
  • LinkedIn: the-turner-agency-inc-

The Turner Agency, Inc., based in Greenville, South Carolina, is an independent insurance agency that has been serving clients since 1962. With a team of approximately 42 employees, the agency focuses on providing a wide array of insurance products, including business, personal, and life insurance. Their personal insurance offerings prominently feature home insurance, catering to the needs of individual clients. The agency prides itself on delivering personalized service and effective risk management solutions, ensuring that clients receive the attention and care they deserve. As a Trusted Choice agent, The Turner Agency represents multiple insurance companies, which allows them to provide clients with a broad selection of coverage options. Their commitment to customer service is evident in their approach, where they prioritize building long-term relationships with clients and offering sound advice tailored to their unique situations.


20. Peoples First Insurance


Peoples First Insurance, based in Rock Hill, South Carolina, is an independent insurance agency that has been serving clients since 1906. With a team of approximately 38 employees, the agency specializes in a wide array of insurance solutions, including personal, business, and employee benefits insurance. Their offerings include home insurance, auto insurance, renters insurance, and more, catering to both individual consumers and businesses. The agency prides itself on its consultative approach, helping clients navigate their unique risks and providing customized coverage options. Peoples First Insurance is also part of the Beyond Insurance Global Network, which connects them with a peer group of independent agencies, enhancing their ability to serve clients effectively. Their commitment to community service and client education further solidifies their role in the insurance industry.


21. CWS Insurance Agency Inc.

  • Website: cwsinsurance.com
  • Ownership type: Private
  • Headquarters: Spartanburg, South Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1923
  • Headcount: 11-50
  • LinkedIn: cws-insurance-agency-inc-

CWS Insurance Agency Inc., based in Spartanburg, South Carolina, has been serving clients since 1923. This private insurance agency specializes in providing a wide array of commercial and personal insurance solutions. With a team of dedicated professionals, CWS Insurance focuses on understanding the unique needs of its clients, ensuring that they receive tailored insurance products that protect against various risks. The agency has established strong relationships with top-rated insurance carriers, which enhances its ability to offer quality coverage options. CWS Insurance is not just about policies; it emphasizes community involvement and client service, striving to create long-lasting partnerships with its clients. Their personal insurance offerings include homeowners insurance, which is crucial for individuals looking to safeguard their homes and assets. The agency's commitment to service and community engagement positions it as a relevant player in the home insurance market.


22. Advisors Insurance Agency, LLC


Advisors Insurance Agency, LLC, founded in 2012 and based in Greer, South Carolina, operates as a private insurance agency. With a team of 18 employees, the agency specializes in a variety of insurance products, including auto, home, life, and business insurance. They cater to both individual consumers and businesses, emphasizing customized insurance solutions that meet the unique needs of their clients. Advisors Insurance Agency prides itself on exceptional customer service, as reflected in numerous positive client testimonials. The agency is also recognized as a RamseyTrusted Insurance Pro, which highlights their commitment to ethical practices and customer satisfaction. This endorsement from a well-known financial figure adds to their credibility in the insurance industry.


23. Seacoast Insurance, Inc

  • Website: seacoastinsurance.com
  • Ownership type: Family Owned
  • Headquarters: Hilton Head Island, South Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1981
  • Headcount: 11-50
  • LinkedIn: seacoast-insurance-services

Seacoast Insurance, Inc. is a family-owned insurance agency located in Hilton Head Island, South Carolina. Founded in 1981, the company has built a reputation for providing personalized insurance solutions tailored to the needs of its clients. As part of Acrisure, Seacoast Insurance offers a variety of insurance products, including home, auto, life, and health insurance. The agency focuses on risk management and asset protection, serving both individual consumers and businesses. With a dedicated team of professionals, Seacoast Insurance aims to deliver customized insurance solutions that meet the unique needs of its clients, particularly in the Southeast region of the United States.



Home Insurance Insights: Key Companies in South Carolina


CompanyHeadquarterSizeFoundedOwnership
Lowcountry InsurancePort Royal, South Carolina, United States (USA)11-501977Private
Independent Insurance Brokers & AssociatesIrmo, South Carolina, United States (USA)11-502002Family Owned
Compass Insurance Group LLCSpartanburg, South Carolina, United States (USA)11-502005Private
Correll Insurance GroupSpartanburg, South Carolina, United States (USA)201-5001931Corporate
Ai Insurance ServicesNorth Charleston, South Carolina, United States (USA)11-502008Private
Schirmer Insurance Group, LLCMount Pleasant, South Carolina, United States (USA)11-501983Private
Parks Insurance AgencyRock Hill, South Carolina, United States (USA)11-502021Family Owned
Auto Insurance SpecialistGreenville, South Carolina, United States (USA)1-101984Private
Affordable Insurance GroupColumbia, South Carolina, United States (USA)1-101985Private
Swamp Fox AgencyMoncks Corner, South Carolina, United States (USA)11-501985Private
Creech Roddey Watson InsuranceSumter, South Carolina, United States (USA)11-501932Private
Powdersville Insurance AgcyGreenville, South Carolina, United States (USA)1-101979Private
Southern Insurance Group LLCGreenville, South Carolina, United States (USA)11-502020Private
Peoples Underwriters, Inc.Conway, South Carolina, United States (USA)11-501958Private
Correll Insurance Group of Hilton HeadHilton Head Island, South Carolina, United States (USA)11-501984Private
Palmetto Insurance Associates, LLCAnderson, South Carolina, United States (USA)11-501982Corporate
Upchurch & Jowers Insurance AgencyCamden, South Carolina, United States (USA)11-501961Private
Statewide Insurance Group, Inc.Myrtle Beach, South Carolina, United States (USA)11-501993Private
The Turner Agency, Inc.Greenville, South Carolina, United States (USA)11-501962Private
Peoples First InsuranceRock Hill, South Carolina, United States (USA)11-501906Private
CWS Insurance Agency Inc.Spartanburg, South Carolina, United States (USA)11-501923Private
Advisors Insurance Agency, LLCGreer, South Carolina, United States (USA)11-502012Private
Seacoast Insurance, IncHilton Head Island, South Carolina, United States (USA)11-501981Family Owned


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Konsta Saastamoinen
Konsta Saastamoinen specializes in identifying high-fit opportunities across the private markets. At Inven, he focuses on turning scattered data into actionable insights for M&A professionals.
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