Home insurance companies in Alabama play a critical role in protecting property owners against unforeseen risks, from natural disasters to theft. These companies vary in size and service offerings, ranging from large-scale insurers to local agencies, each providing a mix of home, auto, and specialized insurances. Emerging trends in the industry include the use of technology for policy management and claims processing, aiming for enhanced customer experiences. Additionally, as climate change intensifies, insurers are adapting coverage options to mitigate the increased risks related to weather events, reflecting a proactive shift within the industry.


The Alabama home insurance companies featured in this list vary significantly in size and history. From well-established firms with decades of experience, such as Alfa Insurance founded in 1946, to newer agencies like Aligned Insurance Agency, founded in 2020, these companies reflect a mix of local expertise and broader market reach. Their specializations cover everything from homeowners insurance to comprehensive policies for commercial clients, showcasing a strong emphasis on customer service and tailored solutions across the state.


Continue reading to discover the top home insurance companies in Alabama.


Top 23 Home Insurance Companies in Alabama


1. Alfa Insurance

  • Website: alfainsurance.com
  • Ownership type: Private
  • Headquarters: Montgomery, Alabama, United States (USA)
  • Employee distribution: United States (USA) 98%, Other 2%
  • Founded year: 1946
  • Headcount: 1001-5000
  • LinkedIn: alfa-insurance

Alfa Insurance, headquartered in Montgomery, Alabama, has been serving customers since 1946. The company provides a variety of insurance products, including auto, home, life, farm, and health insurance. With a workforce of over 2,000 employees, Alfa Insurance primarily operates in Alabama, Georgia, and Mississippi, catering to the insurance needs of residents in these states. The company emphasizes personalized service and community engagement, reflecting its roots in the Alabama Farmers Federation. Alfa Insurance has received an A (Excellent) rating from A.M. Best, indicating strong financial health and a commitment to improving its services. Their home insurance policies are designed to protect homeowners and their assets, showcasing their relevance in the home insurance sector.


2. South Shore Insurance Agency


South Shore Insurance Agency (SSIA) is a privately owned insurance agency based in Foley, Alabama, established in 2012. With a team of 19 employees, SSIA provides a wide array of insurance products, including homeowners insurance, condo insurance, and flood insurance, catering to both individual and business clients. The agency operates across several states, including Alabama, Mississippi, Florida, South Carolina, and Tennessee, allowing them to serve a broad customer base. As an independent agency, SSIA collaborates with various reputable insurance carriers to offer competitive rates and comprehensive coverage options. Their commitment to customer service is evident in their promise to treat clients as individuals rather than mere policyholders. Additionally, SSIA is actively involved in community initiatives, such as sponsoring oyster gardening programs to support local ecosystems, showcasing their dedication to both their clients and the environment.


3. Pritchett-Moore Insurance, Inc.

  • Website: pm-insurance.com
  • Ownership type: Private
  • Headquarters: Tuscaloosa, Alabama, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1934
  • Headcount: 51-200
  • LinkedIn: pm-insurance

Pritchett-Moore Insurance, Inc. is an insurance agency based in Tuscaloosa, Alabama, with a history dating back to 1934. The company specializes in a wide array of insurance products, including home, auto, life, and commercial insurance. They cater to both individual consumers and businesses, providing customized insurance solutions designed to mitigate various risks and financial losses. As an independent agency, Pritchett-Moore Insurance prides itself on offering unbiased advice and a personalized approach to insurance. Their team is dedicated to understanding the unique needs of each client, ensuring that they receive the most appropriate coverage. The agency's long-standing presence in the industry and commitment to client service position it as a reliable option for those seeking home insurance.


4. The Insurance Center of Tuscaloosa


The Insurance Center of Tuscaloosa is an independent insurance agency located in Tuscaloosa, Alabama. Founded in 1957, the agency has built a reputation for offering a wide array of insurance products, including auto, home, life, business, health, and recreational insurance. They cater to both individual consumers and businesses, focusing on customized insurance solutions that help manage risks and protect assets. The agency prides itself on its local expertise and a strong commitment to customer service, which sets it apart in the competitive insurance market. Their team of experienced agents is dedicated to guiding clients through the complexities of insurance, ensuring that they receive the best coverage options tailored to their unique needs. The Insurance Center's long-standing presence in the industry reflects its stability and reliability, making it a trusted partner for many in the Tuscaloosa community.


5. Starke Agency

  • Website: starkeagency.com
  • Ownership type: Private
  • Headquarters: Montgomery, Alabama, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1929
  • Headcount: 11-50
  • LinkedIn: starke-agency-inc-

Starke Agency, LLC is an insurance agency based in Montgomery, Alabama, with a history spanning over 90 years. Founded in 1929, the agency specializes in providing a variety of insurance and risk management solutions tailored for both individuals and businesses. Their offerings include home insurance, life insurance, auto insurance, and business insurance. Starke Agency prides itself on its commitment to client service, ensuring that clients receive personalized attention and comprehensive coverage options. The agency is also actively involved in the community, supporting numerous local organizations and initiatives. With a team of licensed professionals, many of whom hold advanced designations, Starke Agency emphasizes continuous education and operational excellence in its service delivery.


6. Byars|Wright Insurance

  • Website: byarswright.com
  • Ownership type: Family Owned
  • Headquarters: Jasper, Alabama, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1946
  • Headcount: 51-200
  • LinkedIn: byars-wright-insurance

Byars|Wright Insurance, established in 1946, is a family-owned independent insurance agency based in Jasper, Alabama. The agency provides a comprehensive range of insurance services tailored to both commercial and personal needs. With six offices across central Alabama, Byars|Wright has developed a strong local presence and a reputation for understanding the unique needs of its clients. The agency emphasizes relationship-building and personalized service, ensuring that clients receive tailored insurance solutions. As part of Higginbotham, one of the largest independent insurance firms in the U.S., Byars|Wright benefits from extensive resources while maintaining a local touch. The agency has been recognized as a Best Practices Agency by the Independent Insurance Agents and Brokers of America since 2016 and has consistently ranked among the best companies to work for in Alabama, highlighting its commitment to employee satisfaction and customer service.


7. Harmon Dennis Bradshaw, Inc.


Harmon Dennis Bradshaw, Inc. is an independent insurance agency based in Montgomery, Alabama, with additional offices in Birmingham, Troy, and Duluth, Georgia. Founded in 1977, the company has built a reputation for providing comprehensive insurance solutions to both businesses and individuals across the United States and Mexico. They specialize in various types of insurance, including personal insurance, business insurance, and employee benefits. Their personal insurance offerings include home insurance, auto insurance, and flood insurance, among others. The agency prides itself on its ability to assess unique client needs and deliver tailored insurance solutions. With a focus on risk management and loss control, Harmon Dennis Bradshaw, Inc. aims to protect clients from unforeseen events while ensuring peace of mind. Their independent status allows them to represent multiple insurance carriers, providing clients with a variety of coverage options and price points. The agency's commitment to customer service and expert advice has helped them maintain a strong client base over the years.


8. Slingluff United Insurance

  • Website: slingluffunited.com
  • Ownership type: Private
  • Headquarters: Dothan, Alabama, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1928
  • Headcount: 11-50
  • LinkedIn: slingluffunitedinsurance

Slingluff United Insurance, based in Dothan, Alabama, has been serving the insurance needs of individuals and businesses since its founding in 1928. With a team of 22 employees, the agency specializes in a variety of insurance products, including home, auto, business, and life insurance. Their approach emphasizes building strong relationships with clients, treating them as neighbors and friends rather than mere policyholders. This personal touch is reflected in their commitment to understanding the unique needs of each customer and providing tailored insurance solutions. As a Trusted Choice® agency, Slingluff United Insurance has access to over 30 insurance carriers, allowing them to offer competitive pricing and a broad selection of products. Their focus on customer advocacy and education further enhances their reputation in the industry, making them a reliable option for those seeking home insurance.


9. Peck-Glasgow Insurance Agency


Peck-Glasgow Insurance Agency, established in 1922, operates as an independent insurance agency based in Hartselle, Alabama. With a dedicated team of insurance professionals, the agency specializes in personal and business insurance products, including home insurance. Their approach emphasizes understanding the unique needs of clients, allowing them to provide customized insurance solutions. Over the years, Peck-Glasgow has built a robust network of insurance carriers, enabling them to offer competitive rates and options that may not be available through larger corporations. The agency has received recognition for its operational excellence, being included in the Best Practices Study multiple times. This acknowledgment highlights their commitment to quality service and customer satisfaction. With offices in multiple locations across Alabama, Peck-Glasgow continues to serve individuals and businesses, ensuring they have the necessary coverage to protect against various risks.


10. Schutz Insurance

  • Website: schutzinsurance.com
  • Ownership type: Private
  • Headquarters: Hartford, Alabama, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2008
  • Headcount: 11-50
  • LinkedIn: schutz-insurance

Schutz Insurance Agency, founded in 2008 and based in Hartford, Alabama, is a private insurance agency that provides a range of insurance products, including personal, commercial, and farm & crop insurance. With a team of 17 employees, the agency prides itself on delivering personalized service to individuals, families, and businesses. Schutz Insurance operates multiple offices across Alabama, Florida, Georgia, Mississippi, and Tennessee, allowing them to serve a broad client base. Their independent status enables them to compare various insurance products from multiple carriers, ensuring clients receive optimal coverage tailored to their specific needs. The agency emphasizes quick quoting, proactive service, and claims advocacy, which are essential elements in building trust and reliability in the insurance market.


11. Burkholder Insurance, Inc.

  • Website: burkholderins.com
  • Ownership type: Family Owned
  • Headquarters: Mobile, Alabama, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1951
  • Headcount: 11-50
  • LinkedIn: burkholder-insurance-inc

Burkholder Insurance, Inc. is an independent insurance agency based in Mobile, Alabama, established in 1951. With a dedicated team of 15 employees, the agency serves individuals, families, and businesses across South Alabama and neighboring states. They offer a comprehensive range of personal insurance products, including home, auto, and life insurance, as well as commercial insurance services. Their approach emphasizes understanding client needs and providing customized insurance solutions. As a partner of Higginbotham, one of the nation's largest independent insurance firms, Burkholder Insurance benefits from a wealth of resources while maintaining a strong focus on personal service. Their long-standing presence in the industry and commitment to client care position them as a relevant player in the home insurance market.


12. Walker Insurance Agency

  • Website: walkerins.biz
  • Ownership type: Private
  • Headquarters: Daphne, Alabama, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2016
  • Headcount: 1-10
  • LinkedIn: walker-insurance-agency-bama

Walker Insurance Agency, located in Daphne, Alabama, is an independent insurance agency that specializes in offering a wide range of personal and commercial insurance products. Since its inception in 2016, the agency has focused on providing tailored insurance solutions to both individual consumers and businesses in the South Alabama region. They offer various types of insurance, including home insurance, auto insurance, and business insurance, among others. The agency prides itself on its partnerships with several A-rated national and regional carriers, which enables them to present competitive coverage options to their clients. The team at Walker Insurance Agency is actively involved in the local community, with leadership participating in charitable organizations and local associations, further enhancing their reputation and connection within the area. Their commitment to customer service is evident in their approach to insurance, emphasizing personalized attention and support for clients' unique needs.


13. Aligned Insurance Agency


Aligned Insurance Agency, based in Gadsden, Alabama, is a family-owned insurance agency founded in 2020. With a team of 15 employees, the agency specializes in providing a variety of insurance products, including personal and business insurance, workers' compensation, and HR services. They cater to both individual consumers and businesses, helping clients manage risks and protect against financial losses through customized insurance solutions. Their offerings include home insurance, auto insurance, life insurance, and more, reflecting their commitment to serving the insurance needs of their community. Aligned Insurance Agency emphasizes a personalized approach, working closely with clients to understand their unique requirements and ensure they receive appropriate coverage. They also maintain a blog that provides insights and tips related to home insurance and other insurance topics, further demonstrating their engagement in the industry.


14. Peacock Insurance

  • Website: peacockins.com
  • Ownership type: Private
  • Headquarters: Gardendale, Alabama, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1979
  • Headcount: 1-10
  • LinkedIn: peacock-insurance

Peacock Insurance, based in Gardendale, Alabama, has been a player in the insurance industry since 1979. This privately owned agency specializes in a variety of insurance services, including home insurance, auto insurance, and coverage for churches and non-profit organizations. With a small team of around 16 employees, Peacock Insurance prides itself on providing personalized service to its clients. The agency operates as an independent insurance provider, which allows them to select from a range of reputable insurance carriers to find the best coverage options for their clients. Their commitment to understanding the unique needs of their customers has helped them build a loyal client base in Alabama and surrounding states. They also emphasize the importance of tailored insurance solutions, ensuring that clients receive coverage that fits their specific circumstances. Customer reviews highlight their integrity and dedication to service, further solidifying their standing in the local insurance market.


15. Palomar Insurance Corporation

  • Website: palomarins.com
  • Ownership type: Private
  • Headquarters: Montgomery, Alabama, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1954
  • Headcount: 51-200
  • LinkedIn: palomar-insurance-corporation

Palomar Insurance Corporation, based in Montgomery, Alabama, has been serving clients since its founding in 1954. As an independent insurance agency, it provides a wide array of insurance services, including commercial, transportation, and personal insurance. The company is dedicated to helping both businesses and individuals manage risks and protect their assets through customized insurance solutions. With a workforce of approximately 109 employees, Palomar operates multiple locations across the Southeast, including offices in Alabama, Georgia, and Mississippi. Their personal insurance offerings include home insurance, auto insurance, and life insurance, among others. Palomar's commitment to customer service is evident in their approach to claims management and community involvement, as they actively support various local organizations. This engagement reflects their dedication to not only their clients but also the communities they serve.


16. Thompson Insurance, Inc.

  • Website: thomins.com
  • Ownership type: Family Owned
  • Headquarters: Montgomery, Alabama, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1963
  • Headcount: 11-50
  • LinkedIn: thompson-insurance-inc.

Thompson Insurance, Inc. is a family-owned insurance agency based in Montgomery, Alabama, with a secondary office in Birmingham. Founded in 1963, the company has built a strong foundation in the insurance industry, providing a variety of insurance solutions that cater to both businesses and individual consumers. Their offerings include personal insurance products such as home, auto, and motorcycle insurance, alongside business insurance and employee benefits. With a team that boasts over 100 years of combined industry knowledge, Thompson Insurance emphasizes exceptional service and community involvement. They are committed to helping clients manage risks and protect their assets through tailored insurance products. Their independent status allows them to partner with various insurance companies, providing clients with multiple options to suit their needs. This adaptability and focus on customer service have earned them numerous awards over the years, reflecting their dedication to the industry and their clients.


17. The National Security Group, Inc.


The National Security Group, Inc., founded in 1947 and based in Elba, Alabama, is an insurance company that provides a range of insurance products, including life, health, and property insurance. The company is dedicated to helping individuals and families achieve financial security through its various coverage options. With a workforce of approximately 66 employees, National Security Group emphasizes clarity in its policies and efficiency in claims processing. They offer specialized home insurance products, such as Limited Homeowner's and Vacant Property policies, designed for unique situations that standard policies may not cover. Their commitment to customer service is reflected in their prompt claims handling and the ease of obtaining their insurance products. In January 2022, the company secured funding amounting to $41.4 million, which may enhance its operational capabilities and service offerings.


18. Schneider Insurance Agency, Inc.


Schneider Insurance Agency, Inc., based in Mobile, Alabama, has been serving clients since 1959. With over 64 years of experience, the agency specializes in providing tailored insurance solutions for both businesses and individuals. They focus on personal insurance, including home insurance, auto insurance, and high net worth coverage, ensuring that clients can protect their valuable assets. Schneider Insurance prides itself on its independent status, which allows them to offer a wide array of options from various insurance providers. This independence, combined with a commitment to understanding client needs, positions them as a trusted partner in risk management. The agency has built a reputation for excellence, supported by positive client testimonials that highlight their thoroughness and responsiveness. Schneider Insurance Agency continues to adapt to the evolving needs of its clients, making it a relevant player in the home insurance sector.


19. Lyon Fry Cadden Insurance Inc

  • Website: lyonfrycadden.com
  • Ownership type: Corporate
  • Headquarters: Mobile, Alabama, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: April 2022
  • Founded year: 1905
  • Headcount: 11-50
  • LinkedIn: lyon-fry-cadden-insurance-inc

Lyon Fry Cadden Insurance Inc, based in Mobile, Alabama, is a well-established insurance agency that has been serving clients since its founding in 1905. With a team of experienced professionals, the agency specializes in a wide array of insurance products, including personal insurance, business insurance, and surety bonds. Their personal insurance offerings include homeowners insurance, auto insurance, and specialized coverage for high-value homes. Lyon Fry Cadden prides itself on its customer-centric approach, emphasizing ongoing support and tailored solutions to meet the unique needs of both individual and business clients. The agency has been recognized for its operational excellence and has formed a strategic partnership with Higginbotham, a significant player in the insurance industry, which further enhances its service capabilities. This partnership allows Lyon Fry Cadden to leverage additional resources while maintaining a personal touch in client interactions.


20. The Prewitt Group

  • Website: prewitt.group
  • Ownership type: Family Owned
  • Headquarters: Birmingham, Alabama, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1974
  • Headcount: 11-50
  • LinkedIn: j.r.-prewitt-%26-associates

The Prewitt Group, established in 1974, is a family-owned insurance agency based in Birmingham, Alabama. With a team of around 54 employees, the company has built a reputation for providing customized risk management solutions for both businesses and individuals. Their service portfolio includes a range of insurance products, notably personal insurance, which covers home, auto, and valuable items. The agency prides itself on its customer-centric approach, ensuring that clients receive tailored advice and support throughout the insurance process. The Prewitt Group has maintained a strong presence in the insurance industry for over four decades, adapting to changes and continuously seeking to meet the evolving needs of their clients. Their commitment to integrity and service excellence has fostered long-term relationships with clients, making them a trusted choice for personal insurance needs.


21. Goggans Insurance

  • Website: goggansinsurance.com
  • Ownership type: Private
  • Headquarters: Fort Payne, Alabama, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1987
  • Headcount: 11-50
  • LinkedIn: goggans-insurance

Goggans Insurance, based in Fort Payne, Alabama, has been serving the insurance needs of individuals and businesses since its establishment in 1987. The agency provides a variety of insurance products, including homeowners insurance, auto insurance, life insurance, and business insurance. With a team of knowledgeable professionals, Goggans Insurance emphasizes personalized service, ensuring that clients receive tailored insurance solutions that meet their specific needs. The agency's focus on the Alabama market allows them to understand local risks and requirements, enhancing their ability to protect clients effectively. Goggans Insurance operates with a commitment to quality customer service, striving to create a positive experience for those seeking coverage.


22. Flowers Insurance Agency


Flowers Insurance Agency, based in Dothan, Alabama, has been serving clients since its founding in 1953. This private insurance agency specializes in a range of insurance products, including personal, life, and commercial insurance, as well as employee benefits. With a dedicated team of approximately 36 employees, the agency focuses on providing tailored insurance solutions to both individual consumers and businesses. Their commitment to personalized service is evident in their approach to home insurance, where they emphasize the importance of understanding clients' unique needs. Flowers Insurance Agency is a member of the WRM Group, which allows them to represent several reputable insurance companies known for their financial stability and reliable claims service. This affiliation enhances their ability to offer comprehensive coverage options and support to their clients. The agency also prioritizes client education, providing resources and tools to help clients make informed decisions about their insurance needs.


23. Greenhalgh Insurance Agency


Greenhalgh Insurance Agency, Inc., based in Birmingham, Alabama, has been serving clients since its establishment in 1937. Founded by Ted Greenhalgh, the agency has built a reputation for integrity and customer service over the decades. The agency is family-owned, with multiple generations involved in its operations, ensuring a continuity of values and commitment to the community. Greenhalgh Insurance specializes in various insurance products, including personal insurance, which encompasses homeowners and renters coverage, as well as commercial insurance, cyber liability, and surety bonds. Their team is dedicated to providing tailored insurance solutions, emphasizing risk management to help clients protect their assets effectively. The agency is licensed in over 20 states, allowing them to serve a broad client base while maintaining a local touch. Their involvement in the insurance industry is marked by a focus on excellence and a commitment to understanding the unique needs of each client.



Home Insurance Insights: Key Companies in Alabama


CompanyHeadquarterSizeFoundedOwnership
Alfa InsuranceMontgomery, Alabama, United States (USA)1001-50001946Private
South Shore Insurance AgencyFoley, Alabama, United States (USA)11-502012Private
Pritchett-Moore Insurance, Inc.Tuscaloosa, Alabama, United States (USA)51-2001934Private
The Insurance Center of TuscaloosaTuscaloosa, Alabama, United States (USA)11-501957Private
Starke AgencyMontgomery, Alabama, United States (USA)11-501929Private
Byars|Wright InsuranceJasper, Alabama, United States (USA)51-2001946Family Owned
Harmon Dennis Bradshaw, Inc.Montgomery, Alabama, United States (USA)51-2001977Private
Slingluff United InsuranceDothan, Alabama, United States (USA)11-501928Private
Peck-Glasgow Insurance AgencyHartselle, Alabama, United States (USA)11-501922Private
Schutz InsuranceHartford, Alabama, United States (USA)11-502008Private
Burkholder Insurance, Inc.Mobile, Alabama, United States (USA)11-501951Family Owned
Walker Insurance AgencyDaphne, Alabama, United States (USA)1-102016Private
Aligned Insurance AgencyGadsden, Alabama, United States (USA)11-502020Family Owned
Peacock InsuranceGardendale, Alabama, United States (USA)1-101979Private
Palomar Insurance CorporationMontgomery, Alabama, United States (USA)51-2001954Private
Thompson Insurance, Inc.Montgomery, Alabama, United States (USA)11-501963Family Owned
The National Security Group, Inc.Elba, Alabama, United States (USA)51-2001947Corporate
Schneider Insurance Agency, Inc.Mobile, Alabama, United States (USA)11-501959Private
Lyon Fry Cadden Insurance IncMobile, Alabama, United States (USA)11-501905Corporate
The Prewitt GroupBirmingham, Alabama, United States (USA)11-501974Family Owned
Goggans InsuranceFort Payne, Alabama, United States (USA)11-501987Private
Flowers Insurance AgencyDothan, Alabama, United States (USA)11-501953Private
Greenhalgh Insurance AgencyBirmingham, Alabama, United States (USA)11-501937Family Owned


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