The health insurance industry in France focuses on providing a safety net for medical expenses, helping individuals and families manage healthcare costs. Companies range from large multinational providers to smaller regional firms, each offering unique products such as complementary health coverage, preventive care, and specialized services. With the growing emphasis on digital solutions and telehealth, the industry is evolving to meet modern healthcare demands, appealing more to tech-savvy consumers. Additionally, social health needs are being integrated into insurance products, creating room for innovation while ensuring essential services remain accessible at various price points.


This list highlights 23 distinctive health insurance companies from France, showcasing a mix of well-established providers and emerging players since their founding from as early as 1920. Ranging from fewer than 50 employees to over 10,000, these companies are headquartered in vibrant regions, including Paris and Toulouse. Specializations among these firms cover individual and group health plans, complementary insurance, and financial services with a focus on tailored solutions for both individuals and businesses.


Continue reading to explore the top health insurance companies in France.


Top 23 Health Insurance Companies in France


1. Bupa Global

  • Website: bupaglobal.com
  • Ownership type: Corporate
  • Headquarters: France
  • Employee distribution: United Kingdom (UK) 41%, Egypt 28%, United Arab Emirates 13%, Other 19%
  • Latest funding: June 2024
  • Founded year: 1971
  • Headcount: 1001-5000
  • LinkedIn: bupa-global

Bupa Global is an international health insurance provider based in France, with a workforce of approximately 1,899 employees. Established in 1971, the company specializes in international private health insurance plans that cater to individuals, families, and businesses. Bupa Global is known for its premium healthcare services, which include direct access to a global network of medical professionals and facilities, ensuring that clients receive timely care without the hassle of long wait times. Their offerings also include mental health coverage and innovative services like Global Virtual Care, allowing clients to consult with doctors anytime, anywhere. Bupa Global's commitment to quality healthcare is evident in its focus on preventive care and support for pre-existing conditions, depending on policy terms. The company has a significant presence in various countries, with a notable employee distribution in the UK, Egypt, and the UAE, reflecting its international operational scope.


2. Ag2r La Mondiale

  • Website: ag2rlamondiale.fr
  • Ownership type: Private
  • Headquarters: Paris, Île-De-France, France
  • Employee distribution: France 97%, Other 3%
  • Founded year: 2008
  • Headcount: 10001+
  • LinkedIn: ag2r-la-mondiale

Ag2r La Mondiale, founded in 2008 and based in Paris, is a private insurance and financial services provider. The company offers a variety of products, prominently featuring health insurance, life insurance, retirement plans, and savings solutions. With a workforce of over 10,000 employees, Ag2r La Mondiale serves a significant portion of the French population, focusing on both individual consumers and businesses. Their health insurance offerings include complementary health plans, hospitalization guarantees, and tailored solutions for specific groups, such as agents of the Ministry of Agriculture. The company emphasizes the importance of financial security and health management, providing clients with resources and advice to navigate their insurance needs effectively. Ag2r La Mondiale's commitment to health insurance is evident in their extensive range of services and their proactive approach to client support.


3. La Mutuelle Générale

  • Website: lamutuellegenerale.fr
  • Ownership type: Private
  • Headquarters: Paris, Île-De-France, France
  • Employee distribution: France 98%, Other 2%
  • Founded year: 1945
  • Headcount: 1001-5000
  • LinkedIn: la-mutuelle-g-n-rale

La Mutuelle Générale, based in Paris, Île-De-France, is a private health insurance provider that has been operational since 1945. With a workforce of over 1,100 employees, the company offers a variety of insurance products, including health, life, and accident insurance, catering to both individual clients and businesses. It prides itself on providing personalized solutions that meet the specific needs of its customers. The company has a strong commitment to social responsibility, dedicating resources to community initiatives and maintaining a governance structure that emphasizes member engagement. La Mutuelle Générale has garnered a reputation for customer satisfaction, with 92% of its members expressing contentment with its services. It currently protects approximately 1.4 million individuals and collaborates with over 12,000 businesses, showcasing its significant role in the health insurance market in France.


4. CCMO Mutuelle

  • Website: ccmo.fr
  • Ownership type: Private
  • Headquarters: Beauvais, Hauts-De-France, France
  • Employee distribution: France 100%
  • Founded year: 1943
  • Headcount: 51-200
  • LinkedIn: ccmo-mutuelle

CCMO Mutuelle, founded in 1943, is a private health insurance provider located in Beauvais, Hauts-de-France, France. The company specializes in offering a range of health coverage options designed to protect individuals, families, and businesses from health-related financial risks. Their services include various insurance products, such as complementary health insurance and pre-emptive coverage plans. CCMO Mutuelle is dedicated to serving the local community, with all employees based in France. They have established a reputation for quality, as evidenced by their recent recognition with the Label d’Excellence 2024 for their health plans. This label highlights their commitment to providing high-quality insurance solutions. The company operates multiple regional agencies, ensuring accessibility and personalized service for their clients. Their focus on specific demographics, including young people, families, seniors, and professionals, showcases their adaptability and responsiveness to market needs.


5. Alan

  • Website: alan.com
  • Ownership type: Private Equity
  • Headquarters: Paris, Île-De-France, France
  • Employee distribution: France 80%, Spain 10%, Belgium 8%, Other 2%
  • Latest funding: Series E-K, $193.3M, September 2024
  • Founded year: 2016
  • Headcount: 501-1000
  • LinkedIn: avec-alan

Alan is a health insurance provider based in Paris, France, founded in 2016. The company offers comprehensive health insurance solutions and wellness services tailored for businesses and individuals. Alan aims to simplify health insurance management while enhancing employee well-being through innovative digital services. They cater to a variety of sectors, including independent workers, small businesses, and large corporations. With a workforce of approximately 1,145 employees, Alan has established a significant presence in France, Spain, and Belgium. The company has recently secured funding of €193 million in a Series E-K round in September 2024, indicating strong investor confidence in their business model and growth potential. Alan's services include rapid reimbursements, access to healthcare professionals via their app, and a focus on preventive care, making them a notable player in the health insurance industry.


6. Lamie mutuelle

  • Website: lamie-mutuelle.com
  • Ownership type: Private
  • Headquarters: Paris, Île-De-France, France
  • Employee distribution: France 100%
  • Founded year: 1920
  • Headcount: 11-50
  • LinkedIn: lamie-mutuelle

Lamie mutuelle, based in Paris, Île-De-France, has been a player in the health insurance industry since its inception in 1920. This private company, with a workforce of 11-50 employees, provides a variety of health insurance services, including hospitalization benefits and financial protection for dependents. Their offerings cater to a wide audience, including individuals, families, and businesses, with a strong emphasis on making healthcare accessible and affordable. Lamie mutuelle has embraced digital solutions, allowing members to manage their health insurance needs efficiently. They boast a member base of over 43,000, indicating a solid market presence. The company also engages in community initiatives, partnering with athletes and supporting health-related causes, which enhances their visibility and relevance in the industry.


7. Repam Assurances

  • Website: repam.fr
  • Ownership type: Private
  • Headquarters: Fontaines-Sur-Saône, Auvergne-Rhône-Alpes, France
  • Employee distribution: France 100%
  • Founded year: 1995
  • Headcount: 51-200
  • LinkedIn: repam-assurances

Repam Assurances, based in Fontaines-Sur-Saône, Auvergne-Rhône-Alpes, France, is a private insurance company founded in 1995. With a workforce of approximately 93 employees, the company focuses on health and financial services, offering a variety of products that include health insurance, complementary health coverage, and other insurance solutions for both individuals and businesses. Repam Assurances is dedicated to providing essential financial protection against health-related expenses, which is crucial in today's healthcare environment. They serve a wide range of clients, including expatriates and self-employed individuals, and have developed specific plans to meet the unique needs of these groups. Their commitment to quality service and tailored coverage options positions them as a relevant player in the health insurance industry.


8. santeo

  • Website: santeo.net
  • Ownership type: Private
  • Headquarters: Paris, Île-De-France, France
  • Founded year: 1992
  • Headcount: 11-50
  • LinkedIn: santeo

Santéo, founded in 1992 and located in Paris, Île-de-France, is a private health insurance provider that specializes in a range of health insurance products. The company caters to both individual and collective health insurance needs, offering services that include prevention and borrower insurance. Santéo's clientele includes employees, self-employed individuals, and retirees, reflecting its adaptability to various consumer needs. The company also provides an online comparison tool, allowing users to evaluate different health insurance options and find suitable coverage. This feature enhances its relevance in the market, as it empowers consumers to make informed decisions about their health insurance. Santéo has maintained a steady presence in the industry for over three decades, demonstrating its commitment to helping clients secure adequate health coverage.


9. Muta Santé

  • Website: muta-sante.fr
  • Ownership type: Private
  • Headquarters: Brunstatt-Didenheim, Grand Est, France
  • Employee distribution: France 100%
  • Founded year: 1994
  • Headcount: 51-200
  • LinkedIn: muta-sant%c3%a9

Muta Santé, founded in 1994 and headquartered in Brunstatt-Didenheim, Grand Est, France, is a private health insurance provider. The company specializes in offering a variety of health and social protection services, including complementary health insurance and retirement savings plans. Muta Santé caters to both individual consumers and businesses, helping them manage medical expenses and secure financial stability in health-related matters. With a workforce of approximately 60 employees, the company operates entirely within France, emphasizing its local presence and commitment to the community. Muta Santé is also recognized for its adherence to the regulatory framework governing mutual insurance companies in France, being registered under the Code of the Mutuality. Their services are designed to meet the needs of various groups, including retirees, young professionals, and independent workers, showcasing their adaptability in a competitive market.


10. APRIL International

  • Website: april-international.com
  • Ownership type: Corporate
  • Headquarters: Paris, Île-De-France, France
  • Employee distribution: France 64%, Thailand 10%, United Kingdom (UK) 9%, Other 17%
  • Latest funding: November 2007
  • Founded year: 1975
  • Headcount: 201-500
  • LinkedIn: april-international

APRIL International, based in Paris, France, is an insurance provider that specializes in international health insurance. Founded in 1975, the company has built a reputation for offering tailored insurance plans for expatriates, students, and travelers. With a workforce of around 251 employees, APRIL International operates in over 180 countries, serving more than 150,000 policyholders. The company is committed to facilitating access to healthcare services for individuals abroad, ensuring that they receive necessary medical attention without the burden of high costs. Their digital approach includes a mobile app that streamlines claims processing and provides telehealth services, reflecting their focus on innovation in customer service. APRIL International has established a significant network of healthcare professionals, boasting over 2 million partners, which enhances their service delivery. The company has not reported any recent funding, indicating stability and self-sufficiency in its operations.


11. Malakoff Médéric Humanis


Malakoff Médéric Humanis is a private health insurance and financial services company based in Paris, Île-De-France, France. Established in 2019, the company specializes in health mutuals, retirement plans, and various insurance products. It serves a broad clientele, including individuals, businesses, and organizations, by providing tailored solutions that address their specific health coverage and financial security needs. The company is actively involved in promoting social protection and offers services that support health and well-being, such as teleconsultations and preventive health measures. Malakoff Médéric Humanis also emphasizes its commitment to corporate social responsibility, focusing on environmental sustainability and ethical practices in its operations.


12. Malakoff Mederic


Malakoff Mederic, now known as Malakoff Humanis, is a private insurance and financial services provider based in Paris, France. Founded in 1995, the company specializes in health and supplementary insurance, alongside retirement and savings services. Malakoff Humanis serves a wide range of clients, including businesses and individual consumers, helping them manage health-related expenses and secure financial stability. The company plays a crucial role in the French insurance market, offering tailored solutions that address the specific needs of its clients. Their commitment to providing comprehensive insurance solutions positions them as a relevant entity in the health insurance sector, contributing to the overall well-being of their policyholders.


13. Génération

  • Website: generation.fr
  • Ownership type: Private
  • Headquarters: Quimper, Brittany, France
  • Employee distribution: France 74%, Portugal 26%
  • Founded year: 1996
  • Headcount: 1001-5000
  • LinkedIn: generation

Génération, founded in 1996 and based in Quimper, Brittany, France, is a private insurance company that specializes in health and welfare protection services. With a workforce of around 606 employees, the company operates primarily in France and Portugal. Génération provides both collective and individual health insurance solutions, catering to businesses and consumers alike. Their mission is to simplify health management and ensure reliable coverage for their clients. The company has established a significant footprint in the industry, managing contracts for over 2.4 million beneficiaries in health and 1.1 million employees in welfare. Génération is part of the Adelaïde group, which focuses on insurance intermediation and distribution. Their innovative approach includes the use of digital platforms to enhance contract management and customer engagement, making them a relevant player in the health insurance market.


14. CPMS - Centre de Prévoyance Médico-Sociale

  • Website: cpms.fr
  • Ownership type: Private
  • Headquarters: Paris, Île-De-France, France
  • Employee distribution: France 96%, Other 4%
  • Founded year: 1948
  • Headcount: 51-200
  • LinkedIn: cpms-assurance

CPMS - Centre de Prévoyance Médico-Sociale, established in 1948, is a private health insurance provider based in Paris, France. The company specializes in health and social protection, assisting both individuals and businesses in navigating health expenses and accessing necessary healthcare services. CPMS operates through a user-friendly digital platform, which streamlines health management for its clients. Their offerings include teleconsultation services, ensuring that customers can receive medical advice and care remotely. With a dedicated team of professionals, CPMS emphasizes personalized service and modern management of health insurance contracts. The company is also committed to corporate social responsibility, focusing on transparency and equality within its workforce. CPMS has maintained a strong presence in the health insurance market, adapting to the evolving needs of its clients while upholding its core values of accessibility and support.


15. April Immobilier

  • Website: april.fr
  • Ownership type: Private Equity
  • Headquarters: Lyon, Auvergne-Rhône-Alpes, France
  • Latest funding: $2.4B, November 2022
  • Founded year: 2002
  • Headcount: 11-50
  • LinkedIn: april-immobilier

April Immobilier, founded in 2002 and based in Lyon, France, is a private equity-owned insurance company with a workforce of around 18 employees. The company specializes in a wide array of insurance products, prominently featuring health insurance. Their offerings include various health plans such as APRIL Tranquillité Santé, APRIL Santé Zen, and APRIL Santé Globale+, catering to different needs and budgets. April Immobilier emphasizes online operations, allowing customers to obtain quotes and manage their insurance easily. The company has received significant funding, amounting to approximately 2.4 billion euros in late 2022, indicating strong investor confidence in their business model and growth potential. This funding supports their ongoing efforts to enhance their service offerings and customer experience in the health insurance sector.


16. Gie Adrea Services

  • Website: adrea.fr
  • Ownership type: Private
  • Headquarters: Paris, Île-De-France, France
  • Employee distribution: France 98%, United States (USA) 2%
  • Founded year: 1999
  • Headcount: 1001-5000
  • LinkedIn: adrea-mutuelle

Gie Adrea Services, known as AÉSIO mutuelle, is a private health insurance provider based in Paris, Île-De-France, France. Established in 1999, the company specializes in health insurance and financial services, offering a range of products that include health mutuals, life insurance, and retirement plans. AÉSIO mutuelle serves a broad clientele, including individuals, independent professionals, and businesses, with a focus on providing tailored solutions to meet their specific needs. The company operates through a combination of online services and personal consultations, ensuring accessibility and personalized support for its clients. With a workforce of around 179 employees, AÉSIO mutuelle has built a reputation for reliability, as evidenced by high customer satisfaction rates, with 88% of clients willing to recommend their services. The company is committed to improving the daily lives of its members and adapting its offerings to the evolving needs of the market.


17. Ucr

  • Website: ucr.fr
  • Ownership type: Private
  • Headquarters: Cambrai, Hauts-De-France, France
  • Employee distribution: France 80%, United States (USA) 10%, Costa Rica 10%
  • Founded year: 1988
  • Headcount: 51-200
  • LinkedIn: ucrassurances

Ucr, based in Cambrai, Hauts-De-France, France, is a private insurance company that has been operating since 1988. With a workforce of around 170 employees, Ucr specializes in health insurance and related services. The company offers a variety of insurance products, including complementary health insurance tailored for families, seniors, and young adults, as well as pet insurance and legal protection. Ucr prides itself on its customer service, promising rapid reimbursements within 48 hours and a network that eliminates upfront costs for many healthcare services. Their commitment to client satisfaction is evident in their proactive approach to feedback and service delivery. Operating primarily in France, Ucr also engages in community initiatives, such as supporting health awareness campaigns. This involvement reflects their dedication to not just providing insurance, but also contributing positively to public health.


18. Avenir Mutuelle

  • Website: avenirmutuelle.com
  • Ownership type: Private
  • Headquarters: Paris, Île-De-France, France
  • Employee distribution: France 100%
  • Founded year: 1939
  • Headcount: 11-50
  • LinkedIn: avenir-mutuelle

Avenir Mutuelle, based in Paris, Île-De-France, has been providing health insurance solutions since its establishment in 1939. The company operates as a private entity with a modest team of around 24 employees. Avenir Mutuelle specializes in a range of health insurance products, including individual, family, and senior plans, as well as supplementary insurance and retirement solutions. They cater to both consumers and businesses, focusing on tailored insurance solutions that help manage healthcare costs effectively. Their offerings include specific plans for seniors, families, and independent professionals, demonstrating their commitment to addressing the unique needs of various client segments. Avenir Mutuelle's long history and specialized focus make it a relevant player in the health insurance market.


19. Cgrm

  • Website: cgrm.fr
  • Ownership type: Private
  • Headquarters: Dunkirk, Hauts-De-France, France
  • Employee distribution: France 100%
  • Founded year: 1984
  • Headcount: 51-200
  • LinkedIn: cgrm

Cgrm, based in Dunkirk, Hauts-De-France, France, is a private insurance company that has been operational since 1984. It specializes in health insurance and social risk management, providing services that include health reimbursements, employee benefits management, and teleconsultation. Cgrm aims to simplify the complexities associated with health insurance and reimbursement processes for individuals, businesses, and health professionals. The company has developed innovative solutions such as the ROC system, which automates and streamlines the reimbursement process, enhancing efficiency for its clients. Cgrm's commitment to improving customer service is evident through its use of technology, including a virtual assistant and a mobile application that facilitates communication and document management. With a workforce of approximately 95 employees, Cgrm operates entirely within France, focusing on the local market's needs and challenges.


20. Mutaero

  • Website: mutaero.net
  • Ownership type: Private
  • Headquarters: Toulouse, Occitanie, France
  • Employee distribution: France 100%
  • Founded year: 1985
  • Headcount: 11-50
  • LinkedIn: mutaero

Mutaero, founded in 1985 and based in Toulouse, Occitanie, France, is a private insurance company specializing in health mutual insurance. With a workforce of 21 employees, Mutaero caters to a wide range of clients, including individuals, businesses, and organizations. The company offers various insurance products, such as health mutual insurance, automobile insurance, and teleassistance services. Mutaero is committed to helping clients manage health-related costs and emergencies through accessible insurance solutions. Their services include 24/7 assistance, teleconsultation, and a network of care providers, which enhance their value proposition in the health insurance sector. Mutaero also emphasizes social responsibility and community engagement, further solidifying its role in the health insurance industry.


21. France Mutuelle

  • Website: francemutuelle.fr
  • Ownership type: Private
  • Headquarters: Paris, Île-De-France, France
  • Employee distribution: France 100%
  • Founded year: 1936
  • Headcount: 51-200
  • LinkedIn: francemutuelle

France Mutuelle, based in Paris, Île-De-France, has been a significant player in the health insurance sector since its founding in 1936. With a workforce of approximately 83 employees, the company specializes in offering a variety of health coverage options designed for individuals, families, and businesses. Their product offerings include tailored plans for young people, families, seniors, and specific provisions for public service agents and independent professionals. France Mutuelle emphasizes financial protection against medical expenses and promotes overall well-being through its services. The company has established partnerships with over 787 local and territorial communities, protecting more than 26,000 individuals under labeled contracts. Their commitment to customer service is reflected in their high satisfaction ratings and the availability of resources such as webinars and guides to assist clients in navigating health insurance complexities.


22. Néoliane


Néoliane Santé & Prévoyance is a private insurance provider located in Nice, Provence-Alpes-Côte D'Azur, France. Established in 2010, the company specializes in health and prevention services, offering a variety of health insurance products designed to protect individuals and families from health-related risks and financial uncertainties. Their product range includes options for individual health coverage, as well as various forms of life and accident insurance. Néoliane emphasizes the importance of customer-centric solutions, aiming to provide innovative and flexible insurance plans that cater to the specific needs of their clients. The company collaborates with recognized partners to ensure high-quality service delivery, reinforcing their position in the health insurance market. With a workforce of around 50 employees, Néoliane operates exclusively in France, focusing on the local market to provide tailored insurance solutions.


23. Mobilité Mutuelle - Groupe Malakoff Humanis

  • Website: mobilitemutuelle.fr
  • Ownership type: Private
  • Headquarters: Boulogne-Billancourt, Île-De-France, France
  • Employee distribution: France 100%
  • Founded year: 1911
  • Headcount: 51-200
  • LinkedIn: mutuelle-renault

Mobilité Mutuelle - Groupe Malakoff Humanis, based in Boulogne-Billancourt, Île-De-France, is a private health insurance provider established in 1911. The company offers a range of health coverage options tailored for individuals, businesses, and retirees, with a particular focus on the automotive and mobility sectors. Mobilité Mutuelle aims to provide financial protection and access to healthcare services through various insurance plans, including standard health coverage and additional services like funeral insurance and death benefits. The company emphasizes a high rate of redistribution, averaging 88.1%, which indicates a strong commitment to returning value to its members. With a workforce of around 70 employees, Mobilité Mutuelle operates exclusively in France, ensuring a localized approach to health insurance needs.



Health Insurance Insights: Key Companies in France


CompanyHeadquarterSizeFoundedOwnership
Bupa GlobalFrance1001-50001971Corporate
Ag2r La MondialeParis, Île-De-France, France10001+2008Private
La Mutuelle GénéraleParis, Île-De-France, France1001-50001945Private
CCMO MutuelleBeauvais, Hauts-De-France, France51-2001943Private
AlanParis, Île-De-France, France501-10002016Private Equity
Lamie mutuelleParis, Île-De-France, France11-501920Private
Repam AssurancesFontaines-Sur-Saône, Auvergne-Rhône-Alpes, France51-2001995Private
santeoParis, Île-De-France, France11-501992Private
Muta SantéBrunstatt-Didenheim, Grand Est, France51-2001994Private
APRIL InternationalParis, Île-De-France, France201-5001975Corporate
Malakoff Médéric HumanisParis, Île-De-France, France10001+2019Private
Malakoff MedericParis, Île-De-France, France5001-100001995Private
GénérationQuimper, Brittany, France1001-50001996Private
CPMS - Centre de Prévoyance Médico-SocialeParis, Île-De-France, France51-2001948Private
April ImmobilierLyon, Auvergne-Rhône-Alpes, France11-502002Private Equity
Gie Adrea ServicesParis, Île-De-France, France1001-50001999Private
UcrCambrai, Hauts-De-France, France51-2001988Private
Avenir MutuelleParis, Île-De-France, France11-501939Private
CgrmDunkirk, Hauts-De-France, France51-2001984Private
MutaeroToulouse, Occitanie, France11-501985Private
France MutuelleParis, Île-De-France, France51-2001936Private
NéolianeNice, Provence-Alpes-Côte D'Azur, France11-502010Private
Mobilité Mutuelle - Groupe Malakoff HumanisBoulogne-Billancourt, Île-De-France, France51-2001911Private


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