The pet insurance sector focuses on providing financial security to pet owners facing unexpected veterinary costs. Companies in this industry offer varied products, including coverage for accidents, illnesses, and wellness care for pets. As veterinary fees continue to rise, demand for pet insurance remains strong, encouraging innovation within policies and service delivery. Many firms are enhancing customer experience through ease of claims processes, telehealth options, and digital platforms. This growth marks a shift towards more personalized insurance solutions, ensuring owners can access necessary care without undue financial stress.

This list features 22 notable pet insurance providers, ranging from small startups to established players, each contributing to the sector. Companies span locations from the U.S. to the UK and offer specialized services, including wellness care and extensive accident coverage. Founded as early as 1976, they reflect their evolution in response to increasing veterinary expenses and changing consumer needs. With sizes varying from a handful of employees to over 1,000, these companies illustrate a robust market accommodating all pet owners' needs.

Discover insights about the top pet insurance companies.

Top 22 Pet Insurance Companies

1. Embrace Pet Insurance

• Website: embracepetinsurance.com
• Ownership type: Private Equity
• Headquarters: Cleveland, Ohio, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: $1.5B, November 2023
• Founded year: 2004
• Headcount: 201-500
• LinkedIn: embrace-pet-insurance

Embrace Pet Insurance, based in Cleveland, Ohio, is a private equity-backed company that specializes in pet insurance. Since its inception in 2004, Embrace has focused on providing pet owners with financial support for unexpected veterinary expenses. They offer a range of insurance products, including coverage for dogs and cats, wellness plans, and dental insurance. Embrace distinguishes itself by allowing customers to manage their policies and claims through an online platform, enhancing user experience. The company has also made strides in customer service, with features like 24/7 telehealth support and a quick claims process. Recently, Embrace secured a substantial funding round, reflecting strong investor interest and confidence in their growth trajectory. With over 500,000 pets covered, Embrace is dedicated to improving pet health and ensuring that pet owners can afford necessary care without financial strain.

2. Healthy Paws Pet Insurance & Foundation

• Website: healthypawspetinsurance.com
• Ownership type: Corporate
• Headquarters: Bellevue, Washington, United States (USA)
• Latest funding: April 2024
• Founded year: 2009
• Headcount: 51-200
• LinkedIn: healthy-paws-pet-insurance-and-healthy-paws-foundation

Healthy Paws Pet Insurance & Foundation, based in Bellevue, Washington, is a pet insurance provider that specializes in offering comprehensive insurance plans for dogs and cats. Founded in 2009, the company aims to provide pet owners with financial protection against unexpected veterinary expenses, ensuring that they can afford necessary medical care for their pets. Healthy Paws covers a wide array of conditions, including accidents, illnesses, cancer treatments, and hereditary conditions, which are crucial for pet owners. The company has garnered a strong reputation, being recognized as the #1 customer-rated pet insurance plan for seven years running. Their claims process is designed to be user-friendly, with most claims being processed within two days, which is a significant advantage for pet owners in need of quick reimbursements. Furthermore, Healthy Paws is committed to animal welfare through its foundation, which supports charitable initiatives aimed at helping pets in need. This involvement in the community enhances their standing in the pet insurance industry.

3. Petplan Pet Insurance (North America)

• Website: gopetplan.com
• Ownership type: Private Equity
• Headquarters: New York, New York, United States (USA)
• Latest funding: October 2019
• Founded year: 2003
• Headcount: 201-500
• LinkedIn: petplan-pet-insurance-usa-

Petplan Pet Insurance (North America), also known as Fetch Pet Insurance, is a pet insurance provider based in New York City. Established in 2003, the company specializes in offering extensive coverage for veterinary expenses related to accidents and illnesses for both dogs and cats. Petplan allows pet owners to customize their insurance plans, ensuring that they can select coverage that meets their specific needs. The company has made strides in enhancing customer experience by providing an easy-to-use mobile app for claims submission and tracking. Petplan's policies cover a wide array of veterinary services, including emergency care, surgeries, and even alternative therapies. They also address common concerns such as pre-existing conditions and hereditary issues, which are often excluded by other providers. With a workforce of around 110 employees, Petplan continues to be an active participant in the pet insurance industry, focusing on delivering value and support to pet owners.

4. Petplan UK

• Website: petplan.co.uk
• Ownership type: Private
• Headquarters: Datchet, England, United Kingdom (UK)
• Employee distribution: United Kingdom (UK) 88%, India 12%
• Founded year: 1976
• Headcount: 501-1000
• LinkedIn: petplanuk

Petplan UK, based in Datchet, England, is a private pet insurance provider that has been operational since 1976. The company specializes in offering various insurance products tailored for pets, including dogs, cats, and rabbits. Petplan UK aims to provide pet owners with financial protection against veterinary costs, which is a significant concern for many pet owners. Beyond insurance, the company is dedicated to educating pet owners through valuable pet care advice, helping them maintain their pets' health and wellbeing. Petplan UK also collaborates with over 1,200 animal charities across the UK, contributing funds to support animal welfare initiatives. This involvement highlights their commitment to the pet community and enhances their reputation within the industry.

5. Fetch Pet Insurance

• Website: fetchpet.com
• Ownership type: Private
• Headquarters: New York, New York, United States (USA)
• Employee distribution: United States (USA) 99%, Other 1%
• Founded year: 2003
• Headcount: 201-500
• LinkedIn: fetch-pet-insurance

Fetch Pet Insurance, based in New York City, is a private pet insurance provider that has been serving pet owners since its establishment in 2003. The company specializes in offering comprehensive insurance plans for dogs and cats across the United States and Canada. Fetch provides a variety of coverage options, including accident and illness plans, wellness care, and dental coverage, which help pet owners manage unexpected veterinary expenses. The company operates primarily through an online platform, facilitating easy access to quotes and claims submissions. Fetch has positioned itself as a customer-centric organization, with a focus on transparency and comprehensive coverage, which includes unique offerings such as coverage for pre-existing conditions and breed-specific issues. Their commitment to customer service is reflected in their high ratings on platforms like Trustpilot. Fetch also engages in community initiatives, partnering with shelters and veterinary organizations to promote pet health and welfare.

6. ManyPets

• Website: manypets.com
• Ownership type: Private Equity
• Headquarters: London, England, United Kingdom (UK)
• Employee distribution: United Kingdom (UK) 83%, United States (USA) 12%, Sweden 4%
• Latest funding: Series D, $350.0M, June 2021
• Founded year: 2017
• Headcount: 501-1000
• LinkedIn: bought-by-many

ManyPets, founded in 2017 and based in London, UK, is a pet insurance provider dedicated to alleviating the financial burdens associated with pet healthcare. The company offers a range of insurance plans tailored for both dogs and cats, covering veterinary expenses related to accidents and illnesses. In addition to traditional insurance, ManyPets provides a wellness plan that addresses routine care needs. With a workforce of approximately 405 employees, ManyPets operates primarily in the UK, with a growing presence in the United States and Sweden. The company has successfully raised $350 million in funding as of June 2021, reflecting strong investor interest and confidence in its business model. ManyPets aims to simplify the pet insurance process, ensuring that pet owners can focus on their pets' well-being without the stress of unexpected veterinary costs.

7. Animal Friends

• Website: animalfriends.co.uk
• Ownership type: Private
• Headquarters: Amesbury, England, United Kingdom (UK)
• Employee distribution: United Kingdom (UK) 94%, United States (USA) 6%
• Founded year: 1998
• Headcount: 201-500
• LinkedIn: animal-friends

Animal Friends Insurance Services Limited, based in Amesbury, England, has been providing pet insurance since its inception in 1998. The company specializes in offering a range of insurance products for dogs, cats, and horses, focusing on financial protection against veterinary costs. Their policy options include lifetime coverage, accident-only plans, and tailored solutions for puppies and older pets. Animal Friends is also committed to animal welfare, having donated over £8.5 million to more than 800 animal charities and conservancies worldwide. This philanthropic approach not only supports vulnerable animals but also resonates with pet owners who value corporate social responsibility. With a workforce of approximately 409 employees, Animal Friends continues to be an active participant in the pet insurance industry, providing accessible and affordable coverage to pet owners across the UK.

8. Bought By Many

• Website: boughtbymany.com
• Ownership type: Private
• Headquarters: London, England, United Kingdom (UK)
• Founded year: 2012
• Headcount: 201-500
• LinkedIn: bought-by-many

Bought By Many, now branded as ManyPets, is a pet insurance provider based in London, UK. Established in 2012, the company focuses on delivering a range of insurance products tailored for pet owners, including dog and cat insurance, multi-pet policies, and preventative care options. ManyPets aims to alleviate the financial burden of veterinary costs, ensuring that pets receive necessary medical attention without overwhelming expenses. The company has gained recognition for its customer-centric policies, which were developed after listening to thousands of pet owners. ManyPets also offers unique features such as unlimited video vet consultations and flexible coverage options for pre-existing conditions. Their commitment to customer service and innovation has earned them accolades, including the Moneyfacts Pet Insurance Provider of the Year award for 2021, 2022, and 2024. This involvement in the pet insurance industry highlights their active role in providing valuable services to pet owners.

9. Santévet

• Website: santevet.com
• Ownership type: Private Equity
• Headquarters: Lyon, Auvergne-Rhône-Alpes, France
• Employee distribution: France 84%, Spain 12%, Germany 3%, Other 1%
• Latest funding: $170.5M, February 2022
• Founded year: 2003
• Headcount: 201-500
• LinkedIn: sant-vet

Santévet, based in Lyon, France, is a private equity-backed pet insurance provider that has been operational since 2003. The company specializes in offering comprehensive health insurance plans tailored for dogs, cats, and various other companion animals. With a focus on ensuring that pet owners can afford necessary veterinary care, Santévet has successfully insured over 700,000 animals, demonstrating its significant presence in the market. The company emphasizes a customer-centric approach, providing services such as emergency assistance and a mobile application for managing insurance claims. In February 2022, Santévet secured funding amounting to approximately €170 million, reflecting strong investor interest and confidence in its business model. The company also engages in initiatives aimed at improving animal welfare, further solidifying its role in the pet insurance industry.

10. PetFirst Pet Insurance a MetLife Company

• Website: petfirst.com
• Ownership type: Corporate
• Headquarters: Jeffersonville, Indiana, United States (USA)
• Latest funding: December 2019
• Founded year: 2004
• Headcount: 51-200
• LinkedIn: petfirst-healthcare

PetFirst Pet Insurance, a MetLife Company, is based in Jeffersonville, Indiana, and has been operational since 2004. The company specializes in pet insurance, providing coverage for unexpected veterinary expenses for dogs and cats. PetFirst aims to alleviate the financial burden of medical costs for pet owners, offering customizable insurance plans that include preventive care options. Their policies are designed to ensure that pets receive necessary medical attention without the stress of high costs. PetFirst has garnered positive feedback from customers, highlighting their efficient claims process and responsive customer service. The company also emphasizes its commitment to animal welfare through various partnerships and initiatives. As part of MetLife, PetFirst benefits from the resources and reputation of a major player in the insurance sector, further solidifying its position in the pet insurance industry.

11. Agria Pet Insurance

• Website: agriapet.co.uk
• Ownership type: Private
• Headquarters: Aylesbury, England, United Kingdom (UK)
• Employee distribution: United Kingdom (UK) 93%, Norway 2%, Ireland 2%, Other 2%
• Founded year: 2009
• Headcount: 51-200
• LinkedIn: agria-pet-insurance

Agria Pet Insurance, founded in 2009 and based in Aylesbury, England, is a private company that specializes in providing lifetime insurance coverage for pets, including dogs, cats, rabbits, and horses. With a workforce of approximately 138 employees, Agria has established itself as a trusted provider in the UK pet insurance market. The company is notable for its commitment to animal welfare, collaborating with over 500 animal rescues and welfare organizations. Agria has protected more than 100,000 adopted pets through its initiatives, offering free insurance for the first five weeks post-adoption. The firm has also been recognized for its customer service, with 96% of customers recommending their services. Agria is the only pet insurer endorsed by Crufts and has a strong focus on sustainability, being the UK's first carbon-positive insurer. Their policies are designed to provide peace of mind for pet owners, ensuring that pets receive necessary veterinary care without the burden of escalating costs.

12. More Than

• Website: morethan.com
• Ownership type: Private
• Headquarters: Horsham, England, United Kingdom (UK)
• Founded year: 2001
• Headcount: 1001-5000
• LinkedIn: more-th-n

More Than, established in 2001 and based in Horsham, England, is an insurance provider that specializes in pet insurance. The company offers a variety of insurance products tailored for pet owners, including coverage for cats and dogs, as well as multi-pet insurance options. Their business model is designed to provide peace of mind to consumers by helping them manage the financial risks associated with veterinary care. Recently, More Than has undergone significant changes, including the cessation of new business quotes and the transfer of existing policies to Royal & Sun Alliance Insurance Ltd (RSA). This transition indicates a shift in their operational focus, which may impact their standing in the pet insurance market.

13. Pumpkin

• Website: pumpkin.care
• Ownership type: Private Equity
• Headquarters: New York, New York, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: May 2023
• Founded year: 2019
• Headcount: 51-200
• LinkedIn: pumpkinpets

Pumpkin is a pet insurance provider based in New York, New York, established in 2019. The company specializes in offering comprehensive insurance plans for dogs and cats, covering a wide range of accidents and illnesses. In addition to standard insurance offerings, Pumpkin provides optional wellness packages designed to help pet owners manage routine veterinary care costs. This dual approach allows them to cater to both unexpected medical needs and preventive care, appealing to a broad audience of pet owners. With a workforce of approximately 197 employees, Pumpkin has positioned itself as a notable player in the pet insurance sector. The company emphasizes customer satisfaction, as evidenced by positive reviews highlighting its efficient claims process and responsive customer service. Pumpkin's commitment to inclusivity is reflected in its policies, which do not impose upper age limits or breed restrictions, ensuring that all pets can receive coverage. This focus on comprehensive care and customer-centric service underscores Pumpkin's relevance in the pet insurance market.

14. Petplan Australasia

• Website: petplan.com.au
• Ownership type: Private
• Headquarters: Tullamarine, Victoria, Australia
• Founded year: 1976
• Headcount: 51-200
• LinkedIn: petplan-australasia-pty-ltd

Petplan Australasia, now operating under the Petcover Group, is a pet insurance provider based in Tullamarine, Victoria, Australia. Founded in 1976, the company has built a reputation for offering a range of insurance policies tailored to various pets, including dogs, cats, horses, and exotic animals. Petplan aims to provide pet owners with peace of mind by covering unexpected veterinary expenses. With over 40 years of experience in the industry, they have developed a strong understanding of pet owners' needs. The company has insured hundreds of thousands of pets and boasts a claims payout rate of 93%, with many claims processed quickly. Their policies include coverage for veterinary fees, alternative treatments, and third-party liability, making them a comprehensive option for pet insurance.

15. Pets Plus Us

• Website: petsplusus.com
• Ownership type: Corporate
• Headquarters: Oakville, Ontario, Canada
• Employee distribution: Canada 100%
• Latest funding: April 2016
• Founded year: 2013
• Headcount: 11-50
• LinkedIn: pets-plus-us

Pets Plus Us, based in Oakville, Ontario, is a pet insurance provider that has been operational since 2013. The company specializes in offering a range of insurance plans tailored for pet owners in Canada, focusing on managing veterinary expenses through various coverage options. Their offerings include accident and illness insurance, wellness care, and educational resources aimed at empowering pet owners. Pets Plus Us is committed to enhancing the pet ownership experience, providing valuable resources, and ensuring that pets receive necessary care. The company has also made significant contributions to the community, donating over $250,000 to animal welfare organizations and supporting veterinary education. With a strong emphasis on customer service, Pets Plus Us aims to simplify the insurance process for pet owners, allowing them to prioritize their pets' health and happiness.

16. Pinnacle Pet Group

• Website: pinnaclepetgroup.com
• Ownership type: Private
• Headquarters: United Kingdom (UK)
• Employee distribution: United Kingdom (UK) 90%, France 8%, Other 2%
• Founded year: 1971
• Headcount: 201-500
• LinkedIn: cardif-pinnacle

Pinnacle Pet Group, established in 2021, is a private pet insurance and healthcare service provider based in the United Kingdom. The company operates across several European countries, including France, the Netherlands, Belgium, and Germany, and is dedicated to enhancing the relationship between pets and their owners through a variety of insurance products and veterinary services. With a workforce of approximately 1,400 employees, Pinnacle Pet Group supports over 2 million pets. The company has made notable strides in the industry, including recent acquisitions such as Animal Friends, a well-regarded UK pet insurance provider, and HD Assurances, which will help expand their footprint in the French market. Their commitment to innovation and customer service positions them as a relevant entity in the pet insurance landscape.

17. Animalia

• Website: animalia.pet
• Ownership type: Private
• Headquarters: New York, New York, United States (USA)
• Employee distribution: Israel 50%, United States (USA) 50%
• Founded year: 2021
• Headcount: 51-200
• LinkedIn: animalia-pet-insurance

Animalia is a pet insurance provider based in New York, New York, established in 2021. The company specializes in offering comprehensive health insurance plans for dogs and cats, aiming to alleviate the financial burden of veterinary care for pet owners. With a workforce of around 21 employees, Animalia operates with a balanced presence in both the United States and Israel. The company emphasizes a customer-centric approach, as evidenced by numerous positive reviews highlighting their efficient claims process and responsive customer service. Animalia's insurance plans cover a wide array of veterinary services, including diagnostics, surgeries, and even alternative care options, reflecting their commitment to providing thorough support for pet health. Their innovative approach and focus on community engagement further enhance their relevance in the pet insurance sector.

18. Pets Best Insurance Services, LLC

• Website: petsbest.com
• Ownership type: Corporate
• Headquarters: Scottsdale, Arizona, United States (USA)
• Employee distribution: United States (USA) 99%, Other 1%
• Latest funding: March 2024
• Founded year: 2005
• Headcount: 201-500
• LinkedIn: pets-best-insurance

Pets Best Insurance Services, LLC, based in Scottsdale, Arizona, is a pet insurance provider that has been operational since 2005. The company specializes in offering various insurance plans tailored for dogs and cats, including wellness plans aimed at preventive care. Pets Best primarily operates through an online platform, allowing pet owners to obtain quotes and access customer service support efficiently. With a workforce of approximately 308 employees, the company has maintained a strong presence in the pet insurance industry, focusing on helping pet owners manage veterinary expenses. Their services include a 24/7 emergency vet hotline and direct vet pay options, enhancing the customer experience. Pets Best is underwritten by reputable insurance companies, ensuring that they can meet their financial obligations to policyholders. The company is also a part of Synchrony Health and Wellness solutions, which adds to its credibility in the market.

19. AGILA Haustierversicherung AG

• Website: agila.de
• Ownership type: Corporate
• Headquarters: Hanover, Lower Saxony, Germany
• Employee distribution: Germany 100%
• Latest funding: July 2022
• Founded year: 1994
• Headcount: 51-200
• LinkedIn: agila-haustierversicherung-ag

AGILA Haustierversicherung AG, based in Hanover, Lower Saxony, Germany, is a corporate entity specializing in pet insurance. Founded in 1994, the company focuses on providing health and liability insurance for dogs and cats. With a workforce of approximately 98 employees, AGILA has established itself as a significant player in the pet insurance market, catering to nearly 500,000 customers. The company offers a range of insurance products designed to alleviate the financial burden of veterinary care and liability claims associated with pet ownership. AGILA operates through a user-friendly customer portal and mobile app, enhancing accessibility and support for its clients. The company has received accolades for its customer service and claims processing, indicating a strong commitment to customer satisfaction and industry standards.

20. ASPCA Pet Health Insurance

• Website: aspcapetinsurance.com
• Ownership type: Private
• Headquarters: Akron, Ohio, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1997
• Headcount: 201-500
• LinkedIn: cfpetinsurance

ASPCA Pet Health Insurance, founded in 1997 and based in Akron, Ohio, is a private pet insurance provider dedicated to offering financial protection for pet owners against veterinary expenses. The company provides various insurance plans that cover accidents, illnesses, and preventive care, catering to the needs of dog and cat owners alike. As a strategic partner of the ASPCA since 2006, they emphasize reliability and affordability in their coverage options. Their services include a straightforward claims process, allowing pet owners to submit claims via a mobile app, and they offer a 30-day money-back guarantee. ASPCA Pet Health Insurance is underwritten by reputable insurance companies, ensuring a solid backing for their policies. They focus on helping pet parents manage the costs associated with veterinary care, thereby promoting the health and well-being of pets across the United States.

21. Agria Dyreforsikring

• Website: agria.no
• Ownership type: Private
• Headquarters: Oslo, Oslo, Norway
• Employee distribution: Norway 85%, Denmark 15%
• Founded year: 2004
• Headcount: 11-50
• LinkedIn: agria-dyreforsikring

Agria Dyreforsikring, founded in 2004 and based in Oslo, Norway, is a private company that specializes exclusively in animal insurance. As a subsidiary of Länsförsäkringar, Agria provides a range of insurance products tailored for pets, including veterinary, life, and specialty insurance for dogs, cats, horses, and small animals. The company operates not only in Norway but also extends its services to several other countries, including Sweden, Denmark, Finland, and the UK. Agria is committed to ensuring that pet owners can provide the best care for their animals without the burden of high veterinary costs. They have implemented a direct claims process that allows for quick settlements, enhancing customer experience. Agria also engages in sustainability initiatives, reflecting a commitment to responsible business practices and animal welfare. Their focus on research and development in the field of animal health further underscores their dedication to the industry.

22. Petline Insurance Company

• Website: petlineinsurance.com
• Ownership type: Corporate
• Headquarters: Winnipeg, Manitoba, Canada
• Employee distribution: Canada 100%
• Latest funding: January 2017
• Founded year: 1989
• Headcount: 51-200
• LinkedIn: petline-insurance

Petline Insurance Company, based in Winnipeg, Manitoba, has been a dedicated player in the pet health insurance market since its inception in 1989. As the first and only licensed insurance company in Canada to focus exclusively on pet health insurance, Petline has carved out a niche that emphasizes responsible pet ownership and the importance of veterinary care. The company offers a range of products designed to alleviate the financial burden of veterinary costs for pet owners. Their flagship brand, Petsecure, is recognized as the largest pet insurance provider in Canada, offering comprehensive coverage options that include preventive care. In addition to Petsecure, Petline underwrites several other pet insurance programs, catering to various customer needs. The company prides itself on its customer service, employing a team of licensed insurance advisors and animal health technicians to ensure efficient claims processing and support. With a strong commitment to promoting pet health and wellness, Petline Insurance Company continues to play a significant role in the pet insurance industry.

Pet Insurance Insights: Key Companies

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