Auto insurance in New Jersey includes various companies providing coverage for vehicle protection and liability management. The industry encompasses private agencies, corporate entities, and independent brokers that serve personal and commercial clients. New Jersey, with its unique insurance regulations and distinct requirements, often sees companies adapt their offerings to meet specific consumer needs. Digital transformation is reshaping how policies are sold, with many agencies incorporating technology for streamlined processes and enhanced customer engagement. As the market increasingly prioritizes personalization and digital capabilities, innovative insurance solutions are predicted to grow in importance.


The companies in this list range from well-established agencies founded as early as 1903 to newer entrants like World Insurance Associates, founded in 2012. Many operate in diverse locations across New Jersey, employing teams of various sizes—some having up to 5,000 employees, while others are small family-owned agencies. Their specializations cover a wide array of insurance services, including auto, home, and business insurance, catering to both individual consumers and businesses alike.


Read on to discover the top auto insurance companies in New Jersey.


Top 22 Auto Insurance Companies in New Jersey


1. NJM Insurance Group

  • Website: njm.com
  • Ownership type: Private
  • Headquarters: Ewing Township, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1913
  • Headcount: 1001-5000
  • LinkedIn: njm-insurance-group

NJM Insurance Group, based in Ewing Township, New Jersey, is a private insurance company that has been operational since 1913. The company offers a variety of insurance products, with a strong emphasis on personal auto insurance, homeowners insurance, and commercial insurance. NJM serves both individual consumers and businesses, providing essential coverage to protect against various risks and liabilities. The company is recognized for its commitment to customer satisfaction, particularly in claims handling, having received accolades from J.D. Power for its auto claims experience. With a workforce of approximately 1,963 employees, NJM maintains a significant presence in the insurance industry, focusing on delivering quality service and support to its policyholders. The company does not report any recent funding, indicating stability and self-sufficiency in its operations.


2. World Insurance Associates LLC

  • Website: worldinsurance.com
  • Ownership type: Private Equity
  • Headquarters: Woodbridge Township, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: Other (Debt), August 2023
  • Founded year: 2012
  • Headcount: 1001-5000
  • LinkedIn: world-insurance-associates-llc

World Insurance Associates LLC, founded in 2012 and based in Woodbridge Township, New Jersey, operates as an insurance agency that provides a wide array of business and personal insurance products. With a workforce of over 1,200 employees, the company serves both businesses and individual consumers, helping them manage risks and protect their assets through customized insurance solutions. Their offerings include auto insurance, home insurance, life insurance, and various business insurance products. The company prides itself on building strong local relationships while leveraging a large portfolio of quality products from major providers. This approach allows them to cater to the unique needs of their clients effectively. World Insurance Associates has grown significantly since its inception, now boasting over 300,000 clients and more than 300 locations across the United States, reflecting its active engagement in the insurance industry.


3. Johl & Company

  • Website: johl.com
  • Ownership type: Private
  • Headquarters: Westwood, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1963
  • Headcount: 11-50
  • LinkedIn: johlandcompany

Johl & Company, based in Westwood, New Jersey, is an insurance agency that has been serving clients since 1963. The agency offers a comprehensive range of insurance products, including auto, homeowners, life, and health insurance. They cater to both individual consumers and businesses, helping clients manage risks associated with personal and commercial activities. Johl & Company prides itself on its customer service, aiming to provide tailored insurance solutions that meet the specific needs of its clients. The agency is deeply rooted in the local community, emphasizing its commitment to supporting residents and businesses in Westwood and surrounding areas. Their focus on personalized service and community involvement reflects their dedication to building long-term relationships with clients. Johl & Company operates without reported funding, indicating a self-sustained business model.


4. M&C Insurance Agency, Inc.

  • Website: mandcinsurance.com
  • Ownership type: Private
  • Headquarters: Pennsauken Township, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1984
  • Headcount: 11-50
  • LinkedIn: m%26c-insurance-agency-inc.

M&C Insurance Agency, Inc. is an independent insurance agency based in Pennsauken Township, New Jersey, established in 1984. With a dedicated team of approximately 37 employees, the agency specializes in a wide array of insurance products, including personal, commercial, life, and health insurance. Their services cater to both individual consumers and businesses, focusing on risk management and asset protection through customized insurance solutions. M&C Insurance Agency has built strong relationships with several national and regional insurance carriers, enabling them to provide competitive pricing and comprehensive coverage options. Their commitment to community service is evident through their involvement in local initiatives and support for youth programs. The agency operates multiple locations across New Jersey and the surrounding states, ensuring accessibility and personalized service for their clients.


5. American Collectors Insurance

  • Website: americancollectors.com
  • Ownership type: Corporate
  • Headquarters: Cherry Hill, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: January 2014
  • Founded year: 1976
  • Headcount: 51-200
  • LinkedIn: american-collectors-insurance

American Collectors Insurance, based in Cherry Hill, New Jersey, has been a prominent player in the collector vehicle insurance market since its founding in 1976. The company specializes in providing insurance solutions tailored specifically for classic cars, motorcycles, and various collectibles. Their policies are designed to meet the unique needs of car enthusiasts, offering features like Agreed Value coverage, which ensures that collectors receive a fair payout in the event of a total loss. With a dedicated team of insurance specialists, American Collectors Insurance emphasizes personalized service and support, which is reflected in their high customer satisfaction ratings. They also engage with the collector community through events, resources, and partnerships, further solidifying their position in the industry.


6. J. Byrne Agency

  • Website: jbyrneagency.com
  • Ownership type: Family Owned
  • Headquarters: Wildwood, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1946
  • Headcount: 51-200
  • LinkedIn: j.-byrne-agency-inc.

J. Byrne Agency, based in Wildwood, New Jersey, has been serving clients since 1946. This family-owned agency specializes in a range of insurance products, including auto, homeowners, life, and business insurance. They cater to both individual consumers and businesses, ensuring that their clients have the necessary coverage to protect their assets and manage risks effectively. The agency is also known for its community involvement, contributing to local causes and engaging in initiatives that support the well-being of their community. Their focus on customer satisfaction is highlighted by positive client testimonials, showcasing their dedication to providing quality service and building lasting relationships. J. Byrne Agency operates multiple locations in New Jersey and Florida, further extending their reach and accessibility to clients.


7. Insurance Agencies, Inc


Insurance Agencies, Inc. (IAI) is a private insurance agency based in Northfield, New Jersey, founded in 1988. The agency provides a wide array of insurance products, including auto, home, life, health, and business insurance. IAI serves both individual consumers and businesses, emphasizing personalized service and competitive pricing. The agency operates multiple locations in New Jersey and is licensed in several states, including New York, Pennsylvania, and Florida. IAI collaborates with a variety of respected insurance carriers, allowing them to offer tailored coverage options to their clients. Their commitment to exceptional customer service is evident in their operational philosophy, which prioritizes understanding client needs and delivering timely, efficient service. IAI also invests in employee training and development, ensuring that their staff is knowledgeable and capable of providing informed assistance to clients. The agency has a history of community involvement, supporting various charitable organizations and initiatives.


8. JBL Trinity Group, Ltd.

  • Website: jbltrinity.com
  • Ownership type: Corporate
  • Headquarters: Atlantic Highlands, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: January 2024
  • Founded year: 1997
  • Headcount: 11-50
  • LinkedIn: jbl-trinity-group-ltd.

JBL Trinity Group, Ltd., founded in 1997 and based in Atlantic Highlands, New Jersey, operates as an insurance agency specializing in a wide array of insurance products, including auto, home, and commercial insurance. With a team of 11 to 50 employees, the company serves both individual consumers and businesses, providing essential coverage to mitigate various risks and liabilities. Their services include offering free, comparative quotes from multiple insurance carriers, allowing clients to find optimal rates and coverage tailored to their needs. JBL Trinity Group, Ltd. is committed to customer satisfaction, as evidenced by positive reviews from clients. The company primarily serves the New Jersey area, including towns like Atlantic Highlands, Rumson, Fair Haven, and Red Bank, ensuring localized expertise in their offerings.


9. Otterstedt Insurance Agency

  • Website: otterstedt.com
  • Ownership type: Private
  • Headquarters: Englewood Cliffs, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1919
  • Headcount: 51-200
  • LinkedIn: otterstedt-insurance-agency

Otterstedt Insurance Agency, based in Englewood Cliffs, New Jersey, has been serving clients since 1919. This private insurance agency specializes in a wide array of personal and business insurance products, with a strong emphasis on auto insurance. They cater to both individual consumers and businesses, providing customized solutions to meet specific insurance needs. The agency prides itself on its personalized service, helping clients navigate their insurance options effectively. With a workforce of 51-200 employees, Otterstedt has built a reputation for responsiveness and customer care, as evidenced by numerous positive testimonials. Their long history and commitment to client satisfaction have established them as a trusted choice in the insurance market.


10. PRIME Insurance Agency

  • Website: primeins.com
  • Ownership type: Private
  • Headquarters: Lakewood, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2001
  • Headcount: 11-50
  • LinkedIn: prime-insurance-agency

PRIME Insurance Agency, founded in 2001 and based in Lakewood, New Jersey, operates as an independent insurance agency. With a team of 26 employees, the agency specializes in a variety of insurance products, prominently featuring auto insurance. They cater to both individual consumers and businesses, focusing on customized coverage to effectively manage risks and protect assets. The agency has expanded its operations to include offices in New York, enhancing its service area. PRIME Insurance Agency prides itself on delivering exceptional customer service, with a commitment to accessibility and responsiveness. Their reputation is bolstered by positive client feedback, highlighting their dedication to providing comprehensive and affordable insurance solutions. The agency has established partnerships with numerous insurance companies, allowing them to offer competitive quotes and tailored policies to meet the unique needs of their clients.


11. Allwood Forlenza Agency

  • Website: afcainsurance.com
  • Ownership type: Private
  • Headquarters: Fairfield, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1939
  • Headcount: 11-50
  • LinkedIn: allwood-forlenza-agency

Allwood Forlenza Agency, based in Fairfield, New Jersey, has been providing insurance solutions since its founding in 1939. With a team of 19 employees, the agency specializes in a wide array of insurance products, including personal and commercial insurance, health insurance, and financial services. Their auto insurance offerings include essential coverages such as liability, comprehensive, and collision, along with additional services like roadside assistance and rental reimbursement. The agency prides itself on a hands-on approach, conducting on-site assessments and offering in-house claims support to ensure clients receive tailored solutions and prompt assistance. This commitment to service has allowed Allwood Forlenza Agency to maintain relevance in the competitive insurance market for over 70 years.


12. Stuber Insurance Agency

  • Website: stuberinsurance.com
  • Ownership type: Family Owned
  • Headquarters: Hackettstown, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1982
  • Headcount: 11-50
  • LinkedIn: stuber-insurance-agency

Stuber Insurance Agency, based in Hackettstown, New Jersey, has been serving clients since its founding in 1982. As a family-owned business, it prides itself on providing personalized service and a wide array of insurance products, including auto, homeowners, and business insurance. The agency represents a carefully selected group of financially sound insurance companies, allowing them to offer competitive pricing and comprehensive coverage options. Stuber Insurance Agency is committed to quick and fair claim settlements, which is crucial in building trust with clients. Their involvement in the community and support for local initiatives further solidifies their standing as a dedicated service provider in the insurance sector. With a focus on accessibility and customer satisfaction, they have established a loyal customer base over the years.


13. J.C. Taylor Insurance

  • Website: jctaylor.com
  • Ownership type: Private
  • Headquarters: Cherry Hill, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1947
  • Headcount: 51-200
  • LinkedIn: jc-taylor-antique-auto-agency-inc

J.C. Taylor Insurance, based in Cherry Hill, New Jersey, has been a prominent player in the collector car insurance sector since its founding in 1947. The company specializes in providing tailored insurance policies for antique, classic, vintage luxury, muscle cars, and hot rods. With a dedicated approach to serving collectors and enthusiasts, J.C. Taylor has built a reputation for understanding the unique needs of this market. Their policies often include features like Agreed Value coverage, ensuring that collectors receive fair compensation in the event of a total loss. Over the decades, J.C. Taylor has fostered strong ties with car clubs and events, notably the AACA, which has helped them maintain a robust presence in the collector car community. Their direct service model allows for efficient quotes, claims processing, and customer support, further enhancing their appeal to their target audience.


14. Liberty Insurance Associates


Liberty Insurance Associates, based in Millstone, New Jersey, is an independent insurance agency that has been serving clients since 1934. With a team of experienced agents, the company provides a comprehensive suite of insurance products, including auto insurance, home insurance, and various business insurance solutions. Their approach emphasizes client advocacy, ensuring that customers receive expert counsel tailored to their specific needs. Liberty Insurance Associates also engages in wealth management services, showcasing their commitment to helping clients secure their financial futures. The agency is actively involved in the community, supporting local organizations and initiatives, which further solidifies their reputation as a client-focused agency. Their independent status allows them to partner with multiple insurance carriers, providing clients with a range of options at competitive prices.


15. Heacock Classic Insurance

  • Website: heacockclassic.com
  • Ownership type: Corporate
  • Headquarters: Cherry Hill, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: March 2016
  • Founded year: 1989
  • Headcount: 11-50
  • LinkedIn: heacock-classic

Heacock Classic Insurance, founded in 1989 and based in Cherry Hill, New Jersey, specializes in providing insurance solutions for collector vehicles. The company offers tailored policies for a variety of vehicles, including antique, classic, modern collector, muscle, exotic, and race cars. Heacock Classic operates in 48 states across the U.S., catering primarily to car collectors who require specialized coverage to protect their valuable investments. The firm prides itself on its personalized service, employing licensed agents who understand the intricacies of collector vehicle insurance. They work closely with American Modern Insurance Group as their primary underwriter, ensuring that clients receive comprehensive coverage options. Heacock Classic also engages with the collector car community through events and publications, further solidifying its commitment to this niche market.


16. Harrah & Associates Inc


Harrah & Associates Inc. is a private insurance agency based in Trenton, New Jersey, founded in 1955. The company specializes in a wide array of insurance products, including personal, business, and life insurance. They serve individuals, families, and businesses, focusing on risk management through customized insurance solutions. As an independent agency, Harrah & Associates represents over 35 regional, national, and international insurance carriers, allowing them to offer competitive options tailored to client needs. Their commitment to customer service is evident in their approach to understanding client objectives and providing ongoing support. The agency has built a reputation for personalized service, with a team that boasts over 150 years of combined industry experience. They also engage in community service, supporting various local organizations, which reflects their commitment to the community they serve.


17. Henry O. Baker Insurance Group


Henry O. Baker Insurance Group, based in Dover, New Jersey, has been a fixture in the insurance industry since its founding in 1923. With a workforce of 36 employees, the company operates as a private insurance agency, providing a wide array of insurance products. Their offerings include business insurance, personal insurance, and employee benefits, with a notable focus on automobile insurance for both personal and commercial clients. Over the years, they have developed strong relationships with various insurance carriers, enabling them to offer tailored coverage solutions that meet the specific needs of their clients. Their commitment to customer service is reflected in positive testimonials from clients who appreciate the professional and courteous support they receive. With a century of experience, Henry O. Baker Insurance Group continues to serve clients across New Jersey and beyond, helping them manage risks through comprehensive insurance coverage.


18. Eastern Insurors / All Point Insurance Agency

  • Website: insurance-nj.com
  • Ownership type: Private
  • Headquarters: Midland Park, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1947
  • Headcount: 11-50
  • LinkedIn: eastern-insurors-llc

Eastern Insurors / All Point Insurance Agency, founded in 1947, is a private insurance agency based in Midland Park, New Jersey, with an additional office in Cape Coral, Florida. The agency specializes in a wide array of insurance products, prominently featuring auto insurance among its offerings. As an independent agency, Eastern Insurors is not tied to a single insurance carrier, which allows them to shop around for the best policies and rates for their clients. This independence enhances their ability to provide customized insurance solutions that meet the specific needs of both individual consumers and businesses. Their long history in the industry reflects a deep understanding of the insurance landscape, and they have built a reputation for excellent customer service, as evidenced by numerous positive client testimonials. The agency's focus on personal and business insurance, including auto, homeowners, and commercial coverage, positions them as a relevant player in the insurance market.


19. Pavese-McCormick Agency, Inc.

  • Website: pavesemccormick.com
  • Ownership type: Corporate
  • Headquarters: South Brunswick Township, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: June 2023
  • Founded year: 1933
  • Headcount: 11-50
  • LinkedIn: pavese-mccormick-agency-inc.

Pavese-McCormick Agency, Inc., operating under the name King Risk Partners, is an insurance agency based in South Brunswick Township, New Jersey. Founded in 1933, the agency has built a reputation for providing a wide array of insurance products, including auto, home, business, and life insurance. They cater to both individual consumers and businesses, focusing on personalized service and tailored insurance solutions to effectively manage risks and protect assets. King Risk Partners has been recognized for its expertise in personal and commercial insurance, and it operates across various industries, ensuring comprehensive coverage for its clients. Their approach includes in-depth consultations to create customized insurance plans, which reflects their commitment to understanding and meeting client needs. The agency has also been acknowledged as a Best Practices agency multiple times, highlighting their operational excellence in the insurance sector.


20. Trident Insurance Agency


Trident Insurance Agency, based in Cherry Hill, New Jersey, is an independent insurance agency that has been serving clients since 1906. The agency specializes in a comprehensive range of insurance products, including auto, home, and commercial insurance. With a focus on personalized service, Trident Insurance Agency collaborates with clients to understand their unique insurance needs and offers tailored solutions. They have established long-term relationships with various national and regional insurance carriers, which enhances their ability to provide clients with a variety of options. As a wholly-owned subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, Trident Insurance Agency benefits from a strong corporate structure and resources, allowing them to effectively navigate the complexities of the insurance market.


21. Reiner Insurance

  • Website: reinerinsurance.com
  • Ownership type: Private
  • Headquarters: Springfield, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1943
  • Headcount: 11-50
  • LinkedIn: warren-g-reiner-insurance

Reiner Insurance, established in 1943, is a private insurance agency based in Springfield, New Jersey. The company specializes in a wide array of insurance products, including auto, home, business, and specialty insurance. With a focus on personalized service, Reiner Insurance caters to both individual consumers and businesses, helping them safeguard their assets against various risks. The agency operates primarily in New Jersey, New York, and Pennsylvania, and prides itself on tailoring insurance solutions to meet the specific needs of its clients. Their knowledgeable agents work closely with customers to ensure they receive the best coverage at competitive rates. Reiner Insurance has built a reputation for reliability and customer satisfaction, making it a trusted choice for insurance needs in its service areas.


22. Kennedy & Ward Insurance Agency


Kennedy & Ward Insurance Agency, part of the Fraser Brothers Group LLC, is an insurance agency based in Tinton Falls, New Jersey. Founded in 1903, the agency has established itself as a significant player in the insurance market, providing a wide array of personal and commercial insurance services. Their offerings include auto insurance, home insurance, health insurance, and life insurance, as well as specialized commercial insurance products. The agency prides itself on understanding the unique needs of its clients, ensuring that they receive tailored insurance solutions. With a dedicated team of professionals, Kennedy & Ward aims to foster long-term relationships with clients, focusing on proactive service and comprehensive coverage assessments. Their commitment to client satisfaction and personalized service positions them well within the auto insurance sector.



Auto Insurance Insights: Key Companies in New Jersey


CompanyHeadquarterSizeFoundedOwnership
NJM Insurance GroupEwing Township, New Jersey, United States (USA)1001-50001913Private
World Insurance Associates LLCWoodbridge Township, New Jersey, United States (USA)1001-50002012Private Equity
Johl & CompanyWestwood, New Jersey, United States (USA)11-501963Private
M&C Insurance Agency, Inc.Pennsauken Township, New Jersey, United States (USA)11-501984Private
American Collectors InsuranceCherry Hill, New Jersey, United States (USA)51-2001976Corporate
J. Byrne AgencyWildwood, New Jersey, United States (USA)51-2001946Family Owned
Insurance Agencies, IncNorthfield, New Jersey, United States (USA)51-2001988Private
JBL Trinity Group, Ltd.Atlantic Highlands, New Jersey, United States (USA)11-501997Corporate
Otterstedt Insurance AgencyEnglewood Cliffs, New Jersey, United States (USA)51-2001919Private
PRIME Insurance AgencyLakewood, New Jersey, United States (USA)11-502001Private
Allwood Forlenza AgencyFairfield, New Jersey, United States (USA)11-501939Private
Stuber Insurance AgencyHackettstown, New Jersey, United States (USA)11-501982Family Owned
J.C. Taylor InsuranceCherry Hill, New Jersey, United States (USA)51-2001947Private
Liberty Insurance AssociatesMillstone, New Jersey, United States (USA)11-501934Private
Heacock Classic InsuranceCherry Hill, New Jersey, United States (USA)11-501989Corporate
Harrah & Associates IncTrenton, New Jersey, United States (USA)1-101955Private
Henry O. Baker Insurance GroupDover, New Jersey, United States (USA)11-501923Private
Eastern Insurors / All Point Insurance AgencyMidland Park, New Jersey, United States (USA)11-501947Private
Pavese-McCormick Agency, Inc.South Brunswick Township, New Jersey, United States (USA)11-501933Corporate
Trident Insurance AgencyCherry Hill, New Jersey, United States (USA)201-5001906Private
Reiner InsuranceSpringfield, New Jersey, United States (USA)11-501943Private
Kennedy & Ward Insurance AgencyTinton Falls, New Jersey, United States (USA)11-501903Private


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