The auto insurance industry in California is a robust sector providing essential coverage for vehicle owners. It comprises a mix of large corporations, regional agencies, and innovative insurtech startups. Companies here offer various products, from traditional policies to more specialized coverage like pay-per-mile options. As technology advances, many are adopting digital solutions, streamlining the claims process and enhancing customer experience. The shift towards telematics and customized insurance to fit individual driving behaviors reveals a critical trend aimed at improving affordability and convenience for consumers. The market is expected to expand as awareness and demand for personalized insurance services increase.


This list features 22 auto insurance companies located in California, ranging from large enterprises like Farmers Insurance, established in 1928, to smaller agencies such as Rapid Insurance, founded in 2012. With a blend of sizes, from small firms with fewer than 10 employees to those with over 10,000, these companies offer various services, including comprehensive auto, home, and commercial insurance products. Collectively, they focus on meeting the diverse needs of consumers and businesses, catering to specialized insurance demands while maintaining a strong local presence.


Read on to discover the top auto insurance companies in California.


Top 22 Auto Insurance Companies in California


1. Farmers Insurance

  • Website: farmers.com
  • Ownership type: Private
  • Headquarters: Los Angeles, California, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: Other (Debt), $300.0M, October 2024
  • Founded year: 1928
  • Headcount: 10001+
  • LinkedIn: farmers-insurance

Farmers Insurance, founded in 1928 and headquartered in Los Angeles, California, is a prominent insurance provider that offers a wide array of insurance products. These include auto, home, life, and business insurance, catering to both individual consumers and small businesses. Farmers Insurance is dedicated to helping clients manage risks and protect their assets through customized insurance solutions. The company operates through a vast network of agents, ensuring that customers receive personalized service and support. Farmers has also recently secured $300 million in funding, indicating ongoing investment in their operations and services. With over 43,000 employees, Farmers Insurance is well-positioned to serve a large customer base across the United States, making it a relevant player in the auto insurance sector.


2. Fred Loya Insurance Agency

  • Website: fredloya.com
  • Ownership type: Private
  • Headquarters: Oxnard, California, United States (USA)
  • Employee distribution: United States (USA) 99%, Other 1%
  • Founded year: 1974
  • Headcount: 1001-5000
  • LinkedIn: fred-loya-insurance-agency

Fred Loya Insurance Agency, based in Oxnard, California, is a private insurance company specializing in auto insurance coverage. Established in 1974, the agency has grown from a single storefront in El Paso, Texas, to a network of over 800 offices across 12 states, including California, Texas, and New Mexico. The company offers a range of auto insurance policies, including liability, comprehensive, and collision coverage, tailored to meet the needs of individual consumers. Fred Loya Insurance is known for its commitment to affordability, providing flexible payment options and immediate coverage without requiring a credit check. The agency has successfully sold over 4.5 million policies, reflecting its significant role in the auto insurance market. Their approach emphasizes local service, with many offices located in supermarkets and retail spaces, making it convenient for customers to access insurance services. Fred Loya Insurance Agency continues to focus on delivering competitive rates and excellent customer service, which has contributed to its growth and reputation in the industry.


3. Confie

  • Website: confie.com
  • Ownership type: Corporate
  • Headquarters: Huntington Beach, California, United States (USA)
  • Employee distribution: Mexico 52%, United States (USA) 48%
  • Latest funding: April 2021
  • Founded year: 2008
  • Headcount: 1001-5000
  • LinkedIn: confie-

Confie, established in 2008 and headquartered in Huntington Beach, California, operates as a prominent insurance agency specializing in personal lines. The company offers a wide array of insurance products, including auto, home, life, and commercial insurance. Confie serves individual consumers and small businesses, focusing on both standard and high-risk insurance markets. With a robust infrastructure and a commitment to customer service, Confie has grown to operate over 1,250 locations across 27 states, catering to more than 1.1 million customers. The company has formed partnerships with over 160 national and regional carriers, allowing them to provide tailored insurance solutions. Confie's strategic growth has been bolstered by acquisitions, enhancing their market presence and operational capabilities. Their emphasis on accessibility and customer engagement through various service channels further solidifies their position in the insurance industry.


4. Metromile

  • Website: metromile.com
  • Ownership type: Corporate
  • Headquarters: San Francisco, California, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: $145.0M, November 2021
  • Founded year: 2011
  • Headcount: 201-500
  • LinkedIn: metromile

Metromile, founded in 2011 and based in San Francisco, California, specializes in pay-per-mile car insurance. This innovative model allows customers to pay a low monthly base rate plus a fee for each mile driven, making it particularly appealing for those who drive infrequently. The company offers a range of coverage options, including comprehensive, liability, collision, and roadside assistance, tailored to meet the needs of individual car owners. Metromile has garnered attention for its technology-driven approach, utilizing machine learning to enhance customer experience and streamline claims processing. In November 2021, the company secured $145 million in funding, further solidifying its position in the market. Recently, Metromile became part of Lemonade, Inc., which may provide additional resources and support for its growth in the auto insurance industry.


5. Young Insurance Agency


Young Insurance Agency, based in Burbank, California, has been serving clients since its establishment in 1995. The agency offers a variety of insurance products, including auto, home, life, health, and commercial auto insurance. With a team that boasts over 28 years of combined experience in the insurance industry, Young Insurance Agency is dedicated to providing tailored insurance solutions to both individual consumers and businesses. Their philosophy centers on prioritizing client needs, ensuring that clients receive the best possible coverage at competitive rates. The agency's commitment to honesty and integrity has earned them trust within the community, making them a reliable choice for those seeking insurance services. Young Insurance Agency actively engages with clients to understand their unique requirements, helping them navigate the complexities of insurance coverage effectively.


6. Insurance.com

  • Website: insurance.com
  • Ownership type: Corporate
  • Headquarters: Foster City, California, United States (USA)
  • Employee distribution: United States (USA) 50%, Indonesia 25%, India 25%
  • Latest funding: July 2010
  • Founded year: 2001
  • Headcount: 11-50
  • LinkedIn: insurance.com

Insurance.com, founded in 2001 and based in Foster City, California, is an insurance agency that specializes in providing a platform for consumers to compare and purchase various types of insurance, including auto, home, health, and life insurance. The company aims to simplify the insurance buying process by offering tools and expert guidance tailored to individual needs. With a workforce of approximately 201 employees, Insurance.com has established itself as a significant player in the insurance market, assisting over one million vehicles in securing coverage. Their website features a comprehensive array of resources, including calculators and guides, to help consumers make informed decisions about their insurance options. Insurance.com is not affiliated with any governmental agency, ensuring that their services are independent and focused on consumer needs.


7. Hanasab Insurance Services, Inc.

  • Website: hanasabinsurance.com
  • Ownership type: Corporate
  • Headquarters: Los Angeles, California, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: December 2022
  • Founded year: 1996
  • Headcount: 11-50
  • LinkedIn: his-risk-management

Hanasab Insurance Services, Inc. is an insurance agency based in Los Angeles, California, founded in 1996. The company specializes in a variety of insurance products, including auto, homeowners, business, and life insurance. With a team of 22 employees, Hanasab Insurance aims to provide tailored insurance solutions to meet the unique needs of its clients. They focus on exceptional service and effective risk management, helping clients protect themselves from unforeseen financial losses. Hanasab Insurance has established a reputation for catering to both individual consumers and businesses, ensuring that their insurance needs are met with precision and care. Their access to multiple A-rated, admitted carriers allows them to offer competitive pricing and comprehensive coverage options, particularly in the auto insurance sector. The company has not reported any funding, indicating a self-sustained operational model.


8. Cover

  • Website: cover.com
  • Ownership type: Venture Capital
  • Headquarters: San Francisco, California, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: Series B, January 2021
  • Founded year: 2016
  • Headcount: 51-200
  • LinkedIn: cover-.

Cover is an insurtech company based in San Francisco, California, founded in 2016. The company aims to improve financial well-being for individuals and families by providing a platform that simplifies the process of obtaining various types of insurance, including auto, home, life, and renters insurance. By utilizing technology and automation, Cover matches customers with policies that suit their needs, sourcing options from over 30 different insurance providers. Their platform allows users to receive tailored quotes and manage their policies efficiently. Cover's commitment to innovation, efficiency, and trust is evident in their operations, as they strive to educate customers and deliver peace of mind through their expertise in the insurance market. The company has received venture capital funding, indicating investor confidence in their business model and growth potential.


9. Rapid Insurance

  • Website: erapidinsurance.com
  • Ownership type: Private
  • Headquarters: Burbank, California, United States (USA)
  • Employee distribution: Mexico 100%
  • Founded year: 2012
  • Headcount: 1-10
  • LinkedIn: rapid-insurance

Rapid Insurance, founded in 2012 and based in Burbank, California, is a private insurance agency that specializes in a variety of insurance products, including auto, business, and homeowners insurance. With a small team of around 19 employees, the agency aims to serve both individual consumers and businesses by offering customized coverage options to mitigate financial risks associated with accidents and damages. Their commitment to friendly service and prompt quotes reflects their focus on customer satisfaction. Rapid Insurance operates primarily in California, Texas, and Arizona, providing a range of insurance lines that cater to different needs, including auto, motorcycle, and trucking insurance. The agency emphasizes its independent status, which allows it to offer a variety of options to clients without being tied to a single insurance provider.


10. CarInsurance.com

  • Website: carinsurance.com
  • Ownership type: Corporate
  • Headquarters: Foster City, California, United States (USA)
  • Latest funding: November 2010
  • Founded year: 2003
  • Headcount: 11-50
  • LinkedIn: carinsurance.com

CarInsurance.com, founded in 2003 and based in Foster City, California, operates as an insurance agency dedicated to the auto insurance sector. The company specializes in offering car insurance quotes and facilitating comparisons among various insurance providers. By providing tools such as a car insurance calculator and state-specific insurance information, CarInsurance.com aims to simplify the process for consumers looking to secure competitive rates and appropriate coverage. Their website features a wealth of resources, including guides on different types of coverage, tips for saving on premiums, and insights into average insurance rates across states. This focus on consumer education and accessibility highlights their role in the auto insurance industry, making it easier for individuals to navigate their options and make informed choices regarding their insurance needs.


11. Crescenta Valley Insurance

  • Website: cvins.com
  • Ownership type: Private
  • Headquarters: La Crescenta-Montrose, California, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1969
  • Headcount: 11-50
  • LinkedIn: crescenta-valley-insurance

Crescenta Valley Insurance, established in 1969, operates as an independent insurance agency based in La Crescenta, California. With a team of 11-50 employees, the agency specializes in a variety of insurance products, including auto, home, life, business, and restaurant insurance. They pride themselves on their customer-centric approach, emphasizing personal relationships and community involvement. The agency is recognized as the largest writer of Mercury Auto Insurance in the Glendale and Foothill area, showcasing their expertise in auto insurance. Their staff is experienced and dedicated to helping clients navigate their insurance needs, ensuring that they receive the best possible coverage at competitive rates. Crescenta Valley Insurance actively supports local organizations and community initiatives, further solidifying their commitment to the area they serve. They do not report any recent funding, indicating a stable, self-sustaining business model.


12. Prime Insurance Services, Inc.


Prime Insurance Services, Inc., founded in 1997 and based in Irvine, California, is a private insurance agency that provides a wide array of insurance products. Their offerings include auto, home, life, health, and commercial insurance, catering to both individual consumers and businesses. The company prides itself on delivering tailored insurance solutions that address the financial risks associated with unforeseen events. With a focus on customer service, Prime Insurance Services aims to simplify the insurance process for its clients. They have established partnerships with recognized carriers, ensuring that they can offer competitive rates and reliable coverage. The agency's small size, with a team of around 17 employees, allows for personalized service, which can be a significant advantage in the insurance market. Their commitment to customer satisfaction and their extensive experience in the industry position them as a relevant player in the auto insurance sector.


13. Ferraro Insurance Agency Inc


Ferraro Insurance Agency Inc, operating under the State Farm brand, is an insurance agency based in Huntington Beach, California. Founded in 1979, the agency has built a reputation for providing essential insurance products, including auto, homeowners, and business insurance. With a team of approximately 23 employees, the agency focuses on delivering personalized service to its clients, helping them navigate their insurance needs. The agency's affiliation with State Farm allows it to offer a wide range of coverage options and benefits, ensuring that clients receive tailored solutions to protect their assets. Ferraro Insurance Agency Inc is dedicated to serving the local community, emphasizing the importance of safeguarding properties and personal belongings against various risks.


14. Russo Insurance Agency


Russo Insurance Agency, based in Roseville, California, has been serving clients since 1985. This privately owned agency specializes in a wide array of insurance products, including auto, home, and life insurance. With a small team of knowledgeable advisors, Russo Insurance Agency prides itself on delivering personalized service to both individual consumers and businesses. They focus on understanding the unique needs of their clients, providing tailored insurance solutions to help manage risks effectively. The agency has built a reputation for excellent customer service, as reflected in numerous testimonials from satisfied clients. Their experience in the industry, combined with a commitment to customer satisfaction, positions them as a relevant player in the auto insurance sector.


15. AIS Insurance

  • Website: aisinsurance.com
  • Ownership type: Corporate
  • Headquarters: Irvine, California, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: $120.0M, October 2008
  • Founded year: 1968
  • Headcount: 501-1000
  • LinkedIn: ais-insurance

AIS Insurance, based in Irvine, California, is an insurance agency that has been operational since 1968. With a workforce of around 500 to 1,000 employees, the company specializes in a broad spectrum of insurance products, prominently featuring auto insurance. AIS Insurance serves both individual consumers and businesses, helping them manage risks and protect their assets through tailored insurance solutions. The agency collaborates with various insurance carriers to offer competitive rates and coverage options, ensuring that clients can find suitable policies for their needs. Their offerings include not only standard auto insurance but also specialized products such as rideshare insurance and coverage for classic cars. AIS Insurance has built a reputation for customer service, with a focus on providing clients with the best possible insurance solutions. Their long-standing presence in the market and commitment to helping customers save on insurance further solidify their role in the industry.


16. AA Lares Insurance Services, Inc.

  • Website: laresinsurance.com
  • Ownership type: Family Owned
  • Headquarters: Orange, California, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2000
  • Headcount: 11-50
  • LinkedIn: aa-lares-insurance-services

AA Lares Insurance Services, Inc. is a family-owned insurance agency based in Orange, California, founded in 2000. With a team of 11 to 50 employees, the agency specializes in providing a variety of personal and business insurance products, including auto, homeowners, and life insurance. The company serves both individual consumers and businesses, focusing on risk management and asset protection through tailored insurance solutions. Over the years, AA Lares Insurance has insured over 20,000 households and works with more than 53 A-rated insurance carriers, showcasing their ability to offer competitive options to clients. Their commitment to community service and customer satisfaction is evident in their referral rewards program and positive client testimonials. They operate in six states, including California, Nevada, Arizona, Oregon, Washington, and Texas, indicating a regional presence in the insurance market.


17. MPX Insurance Services, Inc.

  • Website: mpxinsurance.com
  • Ownership type: Private
  • Headquarters: Aliso Viejo, California, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2004
  • Headcount: 1-10
  • LinkedIn: mpx-insurance-services-inc-

MPX Insurance Services, Inc., based in Aliso Viejo, California, is a private insurance agency founded in 2004. The company specializes in a range of insurance products, including automobile, homeowners, life, and commercial insurance. With a small team of around 17 employees, MPX Insurance Services emphasizes personalized customer service, aiming to assist both individual consumers and businesses in navigating the complexities of insurance coverage. Their independent status allows them to work with various insurance carriers, enabling them to provide tailored solutions that meet specific client needs. The agency has built a reputation for being responsive and knowledgeable, as evidenced by numerous positive customer testimonials. MPX Insurance Services is dedicated to helping clients secure appropriate coverage while ensuring a smooth and informative experience throughout the insurance process.


18. Lewis and Lewis Insurance Agency, Inc.


Lewis and Lewis Insurance Agency, Inc., founded in 1983, is a private insurance agency based in Los Angeles, California. The company specializes in providing Mexican auto insurance tailored for tourists, ensuring that travelers have the necessary coverage while driving in Mexico. Their offerings include various insurance products such as auto, medical, and life insurance, catering primarily to the needs of travelers. With a focus on customer service, Lewis and Lewis has built a reputation for reliability over its 41 years in business. They are known for their competitive pricing and comprehensive coverage options, which include liability, medical payments, and legal defense. The agency operates under the auspices of Qualitas Compania de Seguros, a prominent insurer in Mexico, which further enhances their credibility in the market. Their commitment to customer relationships is evident, as many clients have remained with them for years, relying on their expertise and support for insurance needs while traveling in Mexico.


19. All-Risks Insurance Brokers Limited

  • Website: all-risks.com
  • Ownership type: Corporate
  • Headquarters: Windsor, California, United States (USA)
  • Employee distribution: Canada 98%, Other 2%
  • Latest funding: March 2024
  • Founded year: 1954
  • Headcount: 51-200
  • LinkedIn: all-risks-insurance-brokers-limited

All-Risks Insurance Brokers Limited, founded in 1954, is an insurance brokerage based in Windsor, Ontario. The company specializes in a variety of insurance products, including auto, home, life, and business insurance. With a workforce of approximately 274 employees, All-Risks operates numerous locations throughout Ontario, providing personalized service to both individual consumers and businesses. Their approach emphasizes building relationships with reputable insurance providers, allowing them to offer competitive premiums and tailored solutions. The company prides itself on avoiding the impersonal nature of call centers, ensuring that clients receive assistance from familiar voices. This commitment to customer service and their extensive experience in the industry positions them as a relevant player in the auto insurance market.


20. MexiPass International Insurance Services


MexiPass International Insurance Services, founded in 1989 and based in Pasadena, California, is a private insurance agency that specializes in providing tailored insurance solutions for American and foreign residents in Mexico. With over three decades of experience, MexiPass has established itself as a Managing General Agent (MGA) and Underwriting Manager, focusing on personal and commercial insurance products, including auto, home, and liability coverage. The company operates through a network of appointed producers, ensuring that clients receive the best possible service and coverage options. MexiPass is particularly known for its unique approach to Mexican auto insurance, offering policies that align with U.S. standards and addressing the specific needs of foreign nationals. Their commitment to quality and customer service has allowed them to build strong relationships with reputable international insurance carriers, enhancing their product offerings. MexiPass has sold over 250,000 policies and has a significant presence in both the U.S. and Mexico, with a balanced employee distribution across both countries.


21. Kessler Alair Insurance Services, Inc.


Kessler Alair Insurance Services, Inc. is an independent insurance agency based in Rancho Cucamonga, California, with additional offices in Upland, Newport Beach, Laguna Niguel, and Lehi, Utah. Founded in 1923, the agency has built a reputation for providing a wide range of insurance products, including auto, home, business, health, and life insurance. With a dedicated team of around 27 employees, many of whom have been with the company for over 15 years, Kessler Alair emphasizes exceptional customer service and a family-oriented approach. They work with reputable insurance companies to offer tailored solutions that meet the unique needs of both individual consumers and businesses. Their focus on auto insurance is particularly notable, as they claim expertise in finding affordable and comprehensive coverage for California residents. Kessler Alair is also licensed to operate in multiple states, enhancing their ability to serve clients with varying insurance needs across the nation.


22. Tri County Insurance Services

  • Website: tcinsur.com
  • Ownership type: Private
  • Headquarters: Los Angeles, California, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1981
  • Headcount: 11-50
  • LinkedIn: tri-county-insurance-services

Tri County Insurance Services is a privately owned insurance agency based in Woodland Hills, California. Founded in 1981, the company has built a reputation for providing tailored insurance solutions to both individuals and businesses. Their offerings include a wide array of insurance products, with a strong emphasis on auto insurance. The agency prides itself on delivering personalized service, ensuring that clients receive the attention and support they need to manage their insurance needs effectively. With a team of knowledgeable professionals, Tri County Insurance Services aims to create policies that fit the unique requirements of each client. Their commitment to service and expertise in the insurance field has allowed them to maintain a loyal customer base over the years.



Auto Insurance Insights: Key Companies in California


CompanyHeadquarterSizeFoundedOwnership
Farmers InsuranceLos Angeles, California, United States (USA)10001+1928Private
Fred Loya Insurance AgencyOxnard, California, United States (USA)1001-50001974Private
ConfieHuntington Beach, California, United States (USA)1001-50002008Corporate
MetromileSan Francisco, California, United States (USA)201-5002011Corporate
Young Insurance AgencyBurbank, California, United States (USA)201-5001995Private
Insurance.comFoster City, California, United States (USA)11-502001Corporate
Hanasab Insurance Services, Inc.Los Angeles, California, United States (USA)11-501996Corporate
CoverSan Francisco, California, United States (USA)51-2002016Venture Capital
Rapid InsuranceBurbank, California, United States (USA)1-102012Private
CarInsurance.comFoster City, California, United States (USA)11-502003Corporate
Crescenta Valley InsuranceLa Crescenta-Montrose, California, United States (USA)11-501969Private
Prime Insurance Services, Inc.Irvine, California, United States (USA)1-101997Private
Ferraro Insurance Agency IncHuntington Beach, California, United States (USA)11-501979Private
Russo Insurance AgencyRoseville, California, United States (USA)1-101985Private
AIS InsuranceIrvine, California, United States (USA)501-10001968Corporate
AA Lares Insurance Services, Inc.Orange, California, United States (USA)11-502000Family Owned
MPX Insurance Services, Inc.Aliso Viejo, California, United States (USA)1-102004Private
Lewis and Lewis Insurance Agency, Inc.Los Angeles, California, United States (USA)1-101983Private
All-Risks Insurance Brokers LimitedWindsor, California, United States (USA)51-2001954Corporate
MexiPass International Insurance ServicesPasadena, California, United States (USA)1-101989Private
Kessler Alair Insurance Services, Inc.Rancho Cucamonga, California, United States (USA)11-501923Family Owned
Tri County Insurance ServicesLos Angeles, California, United States (USA)11-501981Private


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