The home insurance market in Massachusetts features a robust array of providers, catering to the insurance needs of homeowners and renters alike. Companies in this sector offer tailored coverage for property damage, liability risks, and natural disasters. Innovations like digital quotes and claims processes are reshaping how consumers engage with their insurance providers. With highly competitive pricing and unique policy features becoming standard, insurers continuously refine their offerings to attract and retain policyholders. Trends indicate an increasing focus on personalized service and leveraging technology to enhance customer experience and streamline operations.


This list highlights 21 notable home insurance companies in Massachusetts, ranging from small family-owned agencies to the larger corporate entities. These firms, primarily rooted in Boston and surrounding areas, were established between 1912 and 2022. They provide various insurance solutions, covering homeowners and renters, life policies, and more. Noteworthy is the blend of independent and corporate ownership within the industry, emphasizing personal service while adapting to modern consumer needs.


Continue reading to discover the top home insurance companies in Massachusetts.


Top 21 Home Insurance Companies in Massachusetts


1. Arbella Insurance Group

  • Website: arbella.com
  • Ownership type: Private
  • Headquarters: Quincy, Massachusetts, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: $45,000, November 2013
  • Founded year: 1988
  • Headcount: 501-1000
  • LinkedIn: arbella-insurance-group

Arbella Insurance Group, headquartered in Quincy, Massachusetts, is a private insurance company that specializes in property and casualty insurance. Established in 1988, Arbella has built a strong presence in the New England market, offering a variety of insurance products including auto, home, and business insurance. The company operates through a network of local independent agents, which allows them to provide personalized service and tailored coverage options to their customers. Arbella has achieved an A rating from AM Best, reflecting its financial strength and reliability. With over $800 million in revenue and approximately $1.8 billion in assets, Arbella is well-positioned in the industry. The company is also recognized for its community involvement, supporting local organizations through the Arbella Insurance Foundation. This commitment to both customer service and community engagement underscores Arbella's role as a significant player in the insurance sector.


2. Liberty Mutual Insurance Company


Liberty Mutual Insurance Company, founded in 2018 and based in Boston, Massachusetts, is a private insurance provider that offers a wide array of insurance products. These include auto, property, life, and identity theft insurance, catering to both individual consumers and businesses. The company focuses on providing customized coverage solutions to protect assets and mitigate financial risks. Liberty Mutual is particularly active in the home insurance sector, offering tailored policies for homeowners, renters, and landlords. Their online platform facilitates easy access to quotes and policy management, reflecting their commitment to customer service. With a workforce of around 26 employees on LinkedIn, Liberty Mutual operates with a focus on innovation and responsiveness to market needs, positioning itself as a relevant player in the insurance industry.


3. Comparion Insurance Agency


Comparion Insurance Agency, founded in 2022 and based in Boston, Massachusetts, is a private insurance agency that specializes in personal lines insurance. With a workforce of approximately 1,751 employees, the agency operates through a network of local agents across the United States. These agents provide personalized assistance to clients, helping them navigate the complexities of insurance and find the best coverage options for their needs. Comparion offers a variety of insurance products, including auto, home, life, and specialty insurance. The agency prides itself on simplifying the insurance process for individuals and families, ensuring that clients receive expert advice tailored to their unique situations. As one of the largest personal lines agencies in the U.S. by premium, Comparion is positioned to serve a significant number of customers seeking home insurance and other related products.


4. Homesite Insurance

  • Website: go.homesite.com
  • Ownership type: Corporate
  • Headquarters: Boston, Massachusetts, United States (USA)
  • Employee distribution: United States (USA) 99%
  • Latest funding: February 2024
  • Founded year: 1997
  • Headcount: 1001-5000
  • LinkedIn: homesite-insurance

Homesite Insurance, headquartered in Boston, Massachusetts, is a property and casualty insurance company that has been operational since 1997. The firm specializes in a range of insurance products, including home, renters, condo, auto, and pet insurance. Homesite is known for its innovative approach, being one of the first companies to allow customers to purchase insurance directly online in a single visit. This focus on technology enables customers to obtain quotes and manage their policies conveniently through an online platform. Homesite serves individuals, families, and businesses, providing tailored insurance solutions to protect against financial loss from unexpected events. The company is an affiliate of American Family Insurance, which enhances its market presence and operational capabilities. Homesite also emphasizes community support and customer service, particularly during challenging times, such as severe weather events.


5. Silverio Insurance Group

  • Website: silverioinsurance.com
  • Ownership type: Private
  • Headquarters: Lawrence, Massachusetts, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1986
  • Headcount: 11-50
  • LinkedIn: silverio-insurance

Silverio Insurance Group, founded in 1986, is a private insurance agency based in Lawrence, Massachusetts. The company specializes in providing a wide array of insurance products, including auto, home, and business insurance. With a dedicated team of agents, Silverio Insurance aims to assist both individual consumers and businesses in managing risks and protecting their assets through customized insurance solutions. Their focus on customer service is evident in their mission to build lasting relationships with clients, ensuring they receive the guidance needed to make informed insurance decisions. Silverio Insurance operates multiple offices across New England, enhancing their ability to serve local communities effectively. The agency's commitment to quality service and comprehensive coverage options positions it as a noteworthy player in the home insurance market.


6. Bender Hatch Insurance

  • Website: benderhatch.com
  • Ownership type: Family Owned
  • Headquarters: Boston, Massachusetts, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1912
  • Headcount: 11-50
  • LinkedIn: benderhatchinsurance

Bender Hatch Insurance, based in Boston, Massachusetts, is a family-owned insurance agency with a rich history dating back to 1912. The agency offers a comprehensive range of insurance products, including auto, home, condo, business, life, and flood insurance. They pride themselves on providing tailored insurance solutions to both individual consumers and businesses, ensuring that clients receive the coverage that best fits their needs. Bender Hatch is known for its commitment to exceptional customer service, with dedicated representatives available to assist clients throughout the insurance process. The agency is actively involved in the insurance community, with team members participating in industry events and continuing education programs. They also engage in community support initiatives, demonstrating a commitment to giving back. Bender Hatch Insurance represents several highly rated insurance carriers, allowing them to offer competitive pricing and quality coverage options to their clients.


7. Dolan & Maloney Insurance Agency LLC

  • Website: dmia.com
  • Ownership type: Family Owned
  • Headquarters: Westborough, Massachusetts, United States (USA)
  • Employee distribution: United States (USA) 73%, India 27%
  • Founded year: 1983
  • Headcount: 1-10
  • LinkedIn: dolan-%26-maloney-insurance-agency-llc

Dolan & Maloney Insurance Agency LLC, established in 1983, is a family-owned insurance agency based in Westborough, Massachusetts. The agency specializes in a variety of insurance products, including auto, home, life, and commercial insurance. With a focus on personal service, Dolan & Maloney aims to provide clients with tailored insurance solutions that protect against financial loss from various risks. The agency has built a reputation for its knowledgeable staff and commitment to customer satisfaction, serving both individual consumers and businesses. Their history reflects a strong community presence, and they are licensed to operate in multiple states, including Massachusetts, Connecticut, Vermont, Maine, Rhode Island, New York, and New Jersey. Dolan & Maloney's independent status allows them to partner with various insurance companies, ensuring they can find the best coverage options for their clients' unique needs.


8. E.A Stevens Company, Inc.

  • Website: eastevensins.com
  • Ownership type: Private
  • Headquarters: Middleton, Massachusetts, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1903
  • Headcount: 11-50
  • LinkedIn: e-a-stevens-comapny-inc

E.A Stevens Company, Inc. is an independent insurance agency based in Middleton, Massachusetts. Founded in 1903 by Ezra A. Stevens, the agency has a rich history of serving the insurance needs of individuals and businesses in Massachusetts. The company offers a wide array of insurance products, including homeowners, renters, and life insurance, as well as commercial insurance solutions. E.A Stevens Company prides itself on its ability to provide personalized service, working closely with clients to find the right coverage at competitive prices. They represent several regional and national insurance carriers, which allows them to offer a variety of options tailored to the specific needs of their clients. The agency recently consolidated its operations into a modern facility in Middleton, enhancing its service capabilities with upgraded technology and a dedicated team. This commitment to service and community involvement underscores their relevance in the insurance industry.


9. Partners Insurance Group, LLC


Partners Insurance Group, LLC, now known as BayCoast Insurance, is an insurance agency based in Swansea, Massachusetts. Founded in 1994, the company specializes in a wide array of insurance products, including auto, home, life, health, and business insurance. As an independent agency, BayCoast Insurance collaborates with multiple reputable insurance carriers to provide tailored solutions that meet the unique needs of both individual consumers and businesses. Their commitment to customer service is evident in their approach, where they prioritize understanding client needs and delivering customized coverage options. The agency has built a solid reputation in the community, supported by positive customer feedback and a focus on long-term relationships. BayCoast Insurance operates several locations throughout Southeastern Massachusetts and Rhode Island, enhancing their accessibility to clients in the region.


10. Ksk Insurance Inc

  • Website: kskinsuranceco.com
  • Ownership type: Private
  • Headquarters: Easthampton, Massachusetts, United States (USA)
  • Employee distribution: Thailand 100%
  • Founded year: 1980
  • Headcount: 11-50
  • LinkedIn: ksk-insurance-inc

Ksk Insurance Inc, based in Easthampton, Massachusetts, has been serving clients since its establishment in 1980. The agency specializes in various insurance products, including auto, home, business, and life insurance. With a team of 11-50 employees, Ksk Insurance emphasizes personalized service, ensuring that clients receive tailored solutions to meet their specific needs. Their home insurance offerings include comprehensive coverage options, with a notable feature of 100% guaranteed replacement for homes in the event of total loss. This commitment to customer service and satisfaction has fostered a loyal client base. Ksk Insurance operates primarily in Massachusetts, catering to both individual consumers and businesses, and is affiliated with several professional insurance organizations, enhancing its credibility in the industry.


11. Herlihy Insurance Group

  • Website: herlihygroup.com
  • Ownership type: Private
  • Headquarters: Worcester, Massachusetts, United States (USA)
  • Employee distribution: United States (USA) 90%, United Kingdom (UK) 10%
  • Founded year: 1927
  • Headcount: 11-50
  • LinkedIn: herlihy-insurance-group

Herlihy Insurance Group, based in Worcester, Massachusetts, is a private insurance agency that has been serving clients since 1927. The company specializes in providing a variety of personal and business insurance solutions, including home, auto, and life insurance, as well as financial services. With a team of approximately 30 employees, Herlihy Insurance Group prides itself on being a trusted advisor to its clients, offering tailored insurance solutions that meet individual needs. The agency emphasizes personalized service and community involvement, actively participating in local charitable initiatives. Their commitment to client advocacy, especially during claims processes, further enhances their reputation in the industry. Herlihy Insurance Group has built a strong client base, with 4,000 personal lines clients and 1,200 commercial clients, reflecting their established presence and reliability in the insurance market.


12. Openly

  • Website: openly.com
  • Ownership type: Venture Capital
  • Headquarters: Boston, Massachusetts, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: Other (Debt), $70.0M, January 2025
  • Founded year: 2017
  • Headcount: 201-500
  • LinkedIn: openlyinc

Openly is an insurance provider based in Boston, Massachusetts, specializing in homeowners insurance. Established in 2017, the company aims to simplify the insurance process for both agents and consumers. Openly offers a range of customizable insurance policies through independent agents, focusing on comprehensive coverage that meets the specific needs of homeowners and landlords. The company has developed a technology-driven platform that allows for quick quoting and policy activation, requiring minimal information from potential clients. Openly's policies include unique coverage options, such as guaranteed replacement cost coverage and endorsements for home-sharing activities. With a workforce of approximately 343 employees, Openly has expanded its reach to 24 states, demonstrating its growth and commitment to modernizing the insurance experience. The company has also secured $70 million in funding, indicating strong financial backing and confidence from investors in its business model and future prospects.


13. Insurify

  • Website: insurify.com
  • Ownership type: Venture Capital
  • Headquarters: Cambridge, Massachusetts, United States (USA)
  • Employee distribution: United States (USA) 72%, Bulgaria 27%, Other 1%
  • Latest funding: Series B, $100.0M, September 2021
  • Founded year: 2013
  • Headcount: 51-200
  • LinkedIn: insurify

Insurify, founded in 2013 and based in Cambridge, Massachusetts, operates as a digital insurance agent focused on simplifying the insurance shopping experience. The company allows consumers to compare various types of insurance, including home, car, renters, and pet insurance, by providing real-time quotes from over 100 insurers. Insurify is a licensed agency in all 50 states, ensuring that it can serve a wide range of customers across the country. With a workforce of approximately 190 employees, the company has raised significant funding, totaling $100 million in its last Series B round in September 2021. Insurify's mission is to empower consumers by making insurance shopping quick and easy, ultimately helping them save money and find the best coverage for their needs.


14. Kaplansky Insurance

  • Website: kaplansky.com
  • Ownership type: Corporate
  • Headquarters: Needham, Massachusetts, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: January 2025
  • Founded year: 1974
  • Headcount: 51-200
  • LinkedIn: kaplansky-insurance

Kaplansky Insurance, founded in 1974 and based in Needham, Massachusetts, operates as an independent insurance agency. With a workforce of approximately 89 employees, the company specializes in a wide array of personal and business insurance products, including home, auto, and commercial coverage. Kaplansky Insurance prides itself on its customer-centric approach, emphasizing the importance of choice and personalized service. They collaborate with various top-rated regional and national insurance companies, enabling them to provide clients with tailored coverage options that meet individual needs. The agency's commitment to community engagement and advocacy for clients further solidifies its role in the insurance industry, making it a relevant player in the home insurance market.


15. Guardian Insurance LLC.

  • Website: guardian-insure.com
  • Ownership type: Private
  • Headquarters: Easton, Massachusetts, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2021
  • Headcount: 1-10
  • LinkedIn: guardian-insure

Guardian Insurance LLC is an insurance agency based in Easton, Massachusetts, that provides a variety of insurance products, including auto, home, life, and business insurance. Established in 2021, the company aims to assist both individual consumers and businesses in managing risks and safeguarding their financial interests. With a focus on customer service, Guardian Insurance emphasizes helping clients save money and protect their assets. They operate primarily in the Massachusetts area, serving local communities with personalized insurance solutions. Despite being a small agency with a limited number of employees, they strive to offer comprehensive insurance services, including home insurance, which is a critical component of their product lineup.


16. Fitts Insurance Agency, Inc.

  • Website: fittsinsurance.com
  • Ownership type: Family Owned
  • Headquarters: Southborough, Massachusetts, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1932
  • Headcount: 11-50
  • LinkedIn: fitts-insurance-agency-inc-

Fitts Insurance Agency, Inc., based in Southborough, Massachusetts, has been serving clients since 1932. This family-owned agency specializes in a wide range of insurance products, including personal and business insurance. They provide essential coverage options such as homeowners, renters, and flood insurance, catering to both individual consumers and businesses. Fitts Insurance emphasizes customer service, aiming to simplify the insurance process through online quotes and efficient claims management. Their commitment to building long-term relationships with clients is evident in the positive feedback they receive, showcasing their dedication to understanding and meeting the unique needs of their customers. The agency operates exclusively within the United States, ensuring a focused approach to the local market.


17. Leslie S. Ray Insurance Agency

  • Website: leslieray.com
  • Ownership type: Private
  • Headquarters: Beverly, Massachusetts, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1954
  • Headcount: 11-50
  • LinkedIn: leslie-s-ray-insurance-agency

Leslie S. Ray Insurance Agency, Inc. is a private insurance agency based in Beverly, Massachusetts, with a history dating back to 1954. The agency specializes in a variety of insurance products, including personal, business, and life insurance. With a dedicated team of 15 employees, they focus on providing tailored insurance solutions to both individual consumers and businesses. The agency is particularly noted for its home insurance offerings, which include homeowners, condo, and renters insurance. Their commitment to personalized service is evident in their consultative approach, where they strive to understand the unique needs of their clients. Leslie S. Ray Insurance Agency has been recognized as a Five Star Agency, a designation awarded for consistently demonstrating excellence in service and knowledge. They are also a member of the Insurance Services of New England (ISNE), which allows them to access a broader range of insurance markets, enhancing their ability to meet client needs. The agency operates primarily in Massachusetts, serving various communities including Beverly, Salem, and Hamilton.


18. Morse Insurance Agency, Inc.

  • Website: morseins.com
  • Ownership type: Family Owned
  • Headquarters: Easton, Massachusetts, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1950
  • Headcount: 11-50
  • LinkedIn: morse-insurance-agency-inc-_2

Morse Insurance Agency, Inc. is a family-owned insurance agency based in Easton, Massachusetts, with a history dating back to 1950. The agency specializes in providing a wide range of personal and business insurance products, including home insurance, car insurance, and commercial insurance. With a focus on delivering tailored insurance solutions, Morse Insurance aims to protect individuals, families, and businesses against various risks. The agency prides itself on its commitment to customer service, offering knowledgeable advice and competitive rates. With four office locations in Southeastern Massachusetts, Morse Insurance has established itself as a trusted provider in the local community, serving generations of clients with a personalized approach to insurance. Their involvement in the industry is marked by a dedication to understanding the unique needs of their clients and providing comprehensive coverage options from top regional and national insurance carriers.


19. Lapointe Insurance

  • Website: lapointeins.com
  • Ownership type: Private
  • Headquarters: Fall River, Massachusetts, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1960
  • Headcount: 11-50
  • LinkedIn: lapointe-insurance

Lapointe Insurance, based in Fall River, Massachusetts, has been serving clients since 1960. This independent insurance agency specializes in a variety of insurance products, including home, auto, business, and life insurance. With a focus on the New England region, they cater to both individual consumers and businesses. The agency prides itself on providing tailored insurance solutions, ensuring that clients receive coverage that fits their unique needs and budgets. Their team of experienced agents actively shops around with major insurance carriers to secure the best rates for their clients. Lapointe Insurance is recognized for its commitment to customer service, emphasizing efficiency and personalized attention. They have established a reputation for being responsive and accessible, with a fully digital process that simplifies obtaining quotes and managing policies. Their dedication to community involvement and client education further solidifies their standing in the insurance industry.


20. Choice Insurance Agency, Inc.


Choice Insurance Agency, Inc., based in Fitchburg, Massachusetts, has been serving clients since 1918. This independent insurance agency specializes in providing a wide array of insurance products tailored to both personal and business needs. Their offerings include homeowners insurance, car insurance, health insurance, and various types of commercial insurance. By working with multiple insurance carriers, Choice Insurance ensures that clients receive customized coverage options that fit their specific requirements. The agency prides itself on its customer-focused service, emphasizing the importance of understanding client needs and delivering appropriate solutions. With a century of experience, Choice Insurance has built a reputation for reliability and responsiveness, making it a trusted partner for individuals and businesses seeking insurance coverage.


21. Almeida & Carlson Insurance Agency


Almeida & Carlson Insurance Agency, established in 1976, is a family-owned insurance agency based in Sandwich, Massachusetts. With a dedicated team of 16 employees, the agency specializes in a range of insurance products, including home, auto, marine, and business insurance. They serve both individual consumers and businesses throughout Southeastern Massachusetts and Cape Cod. The agency prides itself on its friendly service and professional guidance, helping clients navigate the complexities of insurance coverage. Almeida & Carlson represents a carefully selected group of financially sound insurance companies, ensuring competitive premiums and reliable service. Their commitment to monitoring the performance of these carriers allows them to provide clients with the best possible options for their insurance needs. The agency actively engages with the community and is a member of various local chambers of commerce, further solidifying its presence in the region.



Home Insurance Insights: Key Companies in Massachusetts


CompanyHeadquarterSizeFoundedOwnership
Arbella Insurance GroupQuincy, Massachusetts, United States (USA)501-10001988Private
Liberty Mutual Insurance CompanyBoston, Massachusetts, United States (USA)501-10002018Private
Comparion Insurance AgencyBoston, Massachusetts, United States (USA)1001-50002022Private
Homesite InsuranceBoston, Massachusetts, United States (USA)1001-50001997Corporate
Silverio Insurance GroupLawrence, Massachusetts, United States (USA)11-501986Private
Bender Hatch InsuranceBoston, Massachusetts, United States (USA)11-501912Family Owned
Dolan & Maloney Insurance Agency LLCWestborough, Massachusetts, United States (USA)1-101983Family Owned
E.A Stevens Company, Inc.Middleton, Massachusetts, United States (USA)11-501903Private
Partners Insurance Group, LLCSwansea, Massachusetts, United States (USA)11-501994Corporate
Ksk Insurance IncEasthampton, Massachusetts, United States (USA)11-501980Private
Herlihy Insurance GroupWorcester, Massachusetts, United States (USA)11-501927Private
OpenlyBoston, Massachusetts, United States (USA)201-5002017Venture Capital
InsurifyCambridge, Massachusetts, United States (USA)51-2002013Venture Capital
Kaplansky InsuranceNeedham, Massachusetts, United States (USA)51-2001974Corporate
Guardian Insurance LLC.Easton, Massachusetts, United States (USA)1-102021Private
Fitts Insurance Agency, Inc.Southborough, Massachusetts, United States (USA)11-501932Family Owned
Leslie S. Ray Insurance AgencyBeverly, Massachusetts, United States (USA)11-501954Private
Morse Insurance Agency, Inc.Easton, Massachusetts, United States (USA)11-501950Family Owned
Lapointe InsuranceFall River, Massachusetts, United States (USA)11-501960Private
Choice Insurance Agency, Inc.Fitchburg, Massachusetts, United States (USA)1-101918Private
Almeida & Carlson Insurance AgencySandwich, Massachusetts, United States (USA)11-501976Family Owned


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