Home health care insurance companies focus on providing coverage for health services delivered in patients' homes. This industry includes private insurance firms, governmental organizations, and specialized providers that cover medical care, nursing services, and therapy options. As more individuals prefer to receive care at home, the demand for comprehensive insurance policies in this sector is growing. Innovations in telehealth and remote monitoring are reshaping how services are delivered, making it easier for patients to access necessary care while remaining in familiar surroundings. This shift underscores a broader trend toward personalized health management and cost-effective solutions for aging populations.


This list features notable home health care insurance companies, ranging from small agencies to large firms with international reach. Companies include established names like Mutual of Omaha and emerging players like Decent. Situated across continents—and founded from 1942 to 2018—these companies specialize in offering crucial products such as health, long-term care, and Medicare solutions. The workforce varies significantly, highlighting industry adaptability and growth potential. The commitment to tailoring services for growing home care demands demonstrates an evolving insurance market that prioritizes flexibility and consumer needs.


Read on to discover more about the top home health care insurance companies.


Top 21 Home Health Care Insurance Companies


1. SegurCaixa Adeslas


SegurCaixa Adeslas is a private insurance company based in Madrid, Spain, founded in 1942. With a workforce of over 2,000 employees, the company specializes in a variety of insurance products, including health, home, and business insurance. It primarily serves individual consumers and businesses, providing essential coverage tailored to the specific needs of its clients. SegurCaixa Adeslas operates exclusively in Spain, where it has established a significant presence in the health insurance market. The company boasts a vast network of over 51,000 medical professionals and more than 200 private hospitals, ensuring comprehensive access to healthcare services for its policyholders. Their health insurance offerings include various plans that cater to different demographics, including families and businesses, which enhances their relevance in the home health care insurance sector.


2. Bupa Australia & New Zealand

  • Website: bupa.com.au
  • Ownership type: Private
  • Headquarters: Melbourne, Victoria, Australia
  • Founded year: 2003
  • Headcount: 10001+
  • LinkedIn: bupa-australia

Bupa Australia & New Zealand, founded in 2003 and based in Melbourne, Victoria, operates as a private health insurance provider. With over 10,000 employees, the company serves a broad customer base, offering a variety of health insurance products tailored to meet the needs of individuals and families. Bupa's services extend beyond traditional health insurance to include dental care, optical services, and aged care, reflecting their commitment to comprehensive healthcare solutions. The company operates on a membership model, providing rewards and discounts to long-term members, which enhances customer loyalty and satisfaction. Notably, Bupa has introduced innovative programs like the Ramsay Connect Virtual Heart Failure Service, which allows patients to receive care and support from home, showcasing their focus on integrating technology into healthcare delivery.


3. Prevent Senior

  • Website: preventsenior.com.br
  • Ownership type: Private
  • Headquarters: Sao Paulo, Sao Paulo, Brazil
  • Employee distribution: Brazil 100%
  • Founded year: 1997
  • Headcount: 10001+
  • LinkedIn: prevent-senior

Prevent Senior, founded in 1997 and based in São Paulo, Brazil, is a private healthcare provider dedicated to serving the elderly population. The company offers tailored health insurance plans and operates an extensive network of hospitals and clinics, primarily under the Sancta Maggiore brand. With over 10,000 employees, Prevent Senior has established itself as a significant player in the Brazilian healthcare market, focusing on the unique health needs of older adults. They provide a range of services, including specialized medical care in areas such as cardiology, oncology, and rehabilitation. Their commitment to innovation and quality care is evident in their continuous investment in technology and the expansion of their healthcare facilities. Prevent Senior currently serves more than 550,000 beneficiaries across major Brazilian cities, ensuring accessible healthcare for its clients.


4. Medicus

  • Website: medicus.com.ar
  • Ownership type: Private
  • Headquarters: Buenos Aires, Buenos Aires, Argentina
  • Employee distribution: Argentina 97%, Other 3%
  • Founded year: 1971
  • Headcount: 1001-5000
  • LinkedIn: medicus-s.a.

Medicus, founded in 1971 and based in Buenos Aires, Argentina, is a private healthcare provider with a workforce of over 2,100 employees. The company specializes in offering a variety of medical services, including health insurance plans and home care. Medicus is dedicated to ensuring that individuals and families have access to essential healthcare services, including urgent care and medical professionals. Their operations are primarily focused in Argentina, where they have established a network of medical centers and services. The company emphasizes quality in healthcare delivery, making it a significant player in the home health care insurance sector.


5. Colmédica

  • Website: colmedica.com
  • Ownership type: Private
  • Headquarters: Bogota, Bogota, Colombia
  • Employee distribution: Colombia 100%
  • Founded year: 1990
  • Headcount: 1001-5000
  • LinkedIn: colmedica

Colmédica Medicina Prepagada S.A., founded in 1990, is a prominent healthcare provider based in Bogotá, Colombia. The company offers pre-paid medical plans designed to provide accessible and timely healthcare solutions to individuals and families. With a workforce of over 2,400 employees, Colmédica operates a network of medical centers strategically located throughout Colombia, ensuring that users can access specialized medical consultations and diagnostic support. Their services extend beyond traditional healthcare, incorporating home healthcare options that allow for 24/7 medical attention. Colmédica's commitment to quality care is reflected in their extensive range of plans, which include coverage for various medical specialties and conditions, making them a significant player in the Colombian healthcare sector.


6. Decent

  • Website: decent.com
  • Ownership type: Venture Capital
  • Headquarters: Austin, Texas, United States (USA)
  • Employee distribution: India 57%, United States (USA) 29%, Bangladesh 14%
  • Latest funding: Series A, $1.0M, December 2021
  • Founded year: 2018
  • Headcount: 11-50
  • LinkedIn: decenthealth

Decent, founded in 2018 and based in Austin, Texas, is a healthcare provider that offers health plans and home health care services. The company is focused on integrating home health care with primary care to improve patient care delivery. This integration allows for a seamless continuum of care, which is particularly beneficial for patients with chronic conditions or those requiring ongoing support. Decent serves a variety of customers, including individuals seeking health coverage, employers providing benefits, and healthcare professionals facilitating care. The company has received $1 million in funding through a Series A round, which enhances its capacity to innovate and expand its services in the healthcare market.


7. Vhi

  • Website: vhi.ie
  • Ownership type: Private
  • Headquarters: Kilkenny, Kilkenny, Ireland
  • Employee distribution: Ireland 100%
  • Founded year: 1957
  • Headcount: 1001-5000
  • LinkedIn: vhi-healthcare

Vhi Healthcare, established in 1957 and based in Kilkenny, Ireland, is a private health insurance provider with a workforce of over 1,500 employees. The company offers a broad spectrum of health insurance products, including health, dental, travel, and life insurance. Vhi serves individuals, families, and businesses, ensuring access to essential healthcare services. Their innovative approach includes the Vhi 360 Health Network, which provides urgent care, health checks, and lifestyle support. Vhi also emphasizes mental health care and has developed digital health services that allow members to access clinical care from home. With a customer base of approximately one million, Vhi plays a crucial role in the Irish health insurance market, focusing on quality care and customer support.


8. Reserve National Insurance Company

  • Website: reservenational.com
  • Ownership type: Corporate
  • Headquarters: Oklahoma City, Oklahoma, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: $90.0M, August 2022
  • Founded year: 1956
  • Headcount: 5001-10000
  • LinkedIn: reserve-national-insurance-company

Reserve National Insurance Company, operating under the brand MedMutual Protect, is an insurance provider based in Oklahoma City, Oklahoma. Founded in 1956, the company has built a reputation for offering a variety of health insurance products tailored to meet the needs of individuals, families, and businesses. Their product lineup includes accident insurance, dental and vision coverage, Medicare supplement plans, and notably, home health care insurance. In 2022, Reserve National joined the Medical Mutual family, enhancing its capabilities and resources in the health insurance sector. The company has received significant funding, amounting to $90 million in August 2022, which underscores its ongoing commitment to growth and service improvement. With a strong focus on customer guidance, Reserve National aims to help clients navigate the complexities of health insurance, ensuring they find the right coverage for their unique situations.


9. JSC Interteach

  • Website: interteach.kz
  • Ownership type: Private
  • Headquarters: Almaty, Almaty, Kazakhstan
  • Employee distribution: Kazakhstan 100%
  • Founded year: 1989
  • Headcount: 1001-5000
  • LinkedIn: interteach-corporation

JSC Interteach, established in 1989, is a private healthcare provider and insurance company based in Almaty, Kazakhstan. The company has built a robust network of clinics and offers a wide array of medical services, including home health care. Interteach caters to both individual consumers and corporate clients, providing essential health coverage and medical assistance. Their services include medical consultations, emergency care, and specialized treatments, ensuring that clients receive comprehensive healthcare solutions. The company has been recognized by the World Health Organization, highlighting its commitment to international standards in healthcare. With a workforce of over 1,600 employees and a presence across major cities in Kazakhstan, Interteach is well-positioned to meet the healthcare needs of its clients. They have established partnerships with various international assistance companies, enhancing their service offerings and operational capabilities.


10. Mature Health Services, Inc.


Mature Health Services, Inc. is an insurance agency based in the United States, founded in 1994. The company focuses on providing financial protection and insurance solutions specifically for mature individuals. Their product range includes Medicare supplements, life insurance, long-term care insurance, and home health care insurance. With a dedicated team of licensed professionals, Mature Health Services aims to assist clients in navigating the complexities of healthcare costs and securing their financial future. They have served over 25,000 clients and have acted as consultants to numerous insurance agencies, showcasing their expertise in the field. The agency emphasizes personalized assistance, ensuring that clients receive tailored coverage that meets their unique needs. Their home health care insurance is particularly noteworthy, as it addresses the critical gaps left by Medicare, allowing individuals to receive necessary nursing care in their homes. This focus on home health care reflects the increasing trend of aging individuals preferring to stay in their homes while receiving care.


11. Shk & Associates


Shk & Associates is an insurance agency based in Anderson, South Carolina, founded in 2011. With a team of 16 employees, the agency specializes in offering a variety of life and health insurance products. Their portfolio includes Medicare plans, specialized medical coverage, and home health care insurance, catering to individuals and families seeking financial protection against health-related expenses. The agency boasts over 145 years of combined experience in the insurance industry, which enhances their ability to provide tailored solutions to meet client needs. Shk & Associates is dedicated to educating clients about their options, ensuring they make informed decisions regarding their health care coverage.


12. COBER Medicina Privada


COBER Medicina Privada, founded in 2011 and based in Buenos Aires, Argentina, operates as a private healthcare provider and insurance company. With a workforce of around 22 employees, COBER focuses on delivering a range of medical coverage plans tailored to individuals and families. The company emphasizes the use of technology to enhance healthcare access, offering services such as emergency care, home visits, and psychological support. Their business model is designed to meet the comprehensive health needs of their customers, ensuring that they have access to essential medical services. COBER's commitment to patient care is evident in their extensive coverage options, which include home health services, making them a relevant player in the home health care insurance sector.


13. Mutual of Omaha

  • Website: mutualofomaha.com
  • Ownership type: Corporate
  • Headquarters: Omaha, Nebraska, United States (USA)
  • Employee distribution: United States (USA) 99%
  • Latest funding: March 2024
  • Founded year: 1909
  • Headcount: 1001-5000
  • LinkedIn: mutual-of-omaha

Mutual of Omaha Insurance Company, founded in 1909 and based in Omaha, Nebraska, is a corporate entity that provides a wide array of insurance and financial services. With a workforce of over 8,700 employees, the company serves individuals, families, and businesses across the United States. Their product lineup includes life insurance, Medicare solutions, and notably, long-term care coverage, which is essential for those needing assistance with daily living activities. Mutual of Omaha's long-standing history and commitment to helping clients manage health-related expenses and financial risks underscore their relevance in the insurance market. They also offer resources and guidance on Medicare and hospice care, further demonstrating their involvement in the home health care sector.


14. Vitality

  • Website: vitality.co.uk
  • Ownership type: Private
  • Headquarters: London, England, United Kingdom (UK)
  • Employee distribution: United Kingdom (UK) 92%, South Africa 7%
  • Latest funding: Other (Grant), $31,000, February 2017
  • Founded year: 2004
  • Headcount: 1001-5000
  • LinkedIn: vitalityuk

Vitality is a private health and life insurance provider based in London, UK, founded in 2004. The company employs approximately 2,394 people and operates primarily in the UK, with a small presence in South Africa. Vitality offers a variety of insurance products, including health insurance, life insurance, and wellness programs. Their unique Shared Value Insurance model aims to create mutual benefits for both the company and its customers, promoting a healthier lifestyle among members. Vitality has received recognition for its health insurance products, which are rated 5 stars by Defaqto, and it emphasizes rewards for healthy living, such as discounts on gym memberships and fitness trackers. The company has also been involved in community health initiatives and sports sponsorships, further solidifying its commitment to health and wellness in society.


15. Sanitas Krankenversicherung

  • Website: sanitas.com
  • Ownership type: Private
  • Headquarters: Zurich, Zurich, Switzerland
  • Employee distribution: Switzerland 100%
  • Founded year: 1958
  • Headcount: 501-1000
  • LinkedIn: sanitas-krankenversicherung

Sanitas Krankenversicherung, founded in 1958 and based in Zurich, Switzerland, is a private health insurance provider with a workforce of approximately 707 employees. The company specializes in offering a range of health insurance plans, including basic and supplementary insurance, tailored to meet the needs of individuals looking to manage their healthcare expenses effectively. Sanitas operates primarily through an online portal, allowing customers to handle their insurance matters efficiently. Their services include wellness programs, health advice, and a notable home care guide, which provides assistance for home health care needs. With over 800,000 satisfied customers, Sanitas has established itself as a significant player in the Swiss health insurance market, focusing on customer satisfaction and innovative service delivery.


16. Unimed Campinas

  • Website: unimedcampinas.com.br
  • Ownership type: Private
  • Headquarters: Campinas, Sao Paulo, Brazil
  • Employee distribution: Brazil 100%
  • Founded year: 1970
  • Headcount: 1001-5000
  • LinkedIn: unimed-campinas

Unimed Campinas, founded in 1970, operates as a private healthcare provider and health insurance company based in Campinas, Sao Paulo, Brazil. With a workforce of approximately 1,927 employees, the company is dedicated to delivering a range of health plans and medical services tailored to the needs of individuals and families. Unimed Campinas emphasizes accessible healthcare solutions, which include not only traditional medical services but also wellness programs and emergency care. Their commitment to quality healthcare is reflected in their participation in the Índice de Desempenho da Saúde Suplementar (IDSS), a program that evaluates the performance of health insurance operators in Brazil. This involvement showcases their dedication to maintaining high standards in the health insurance industry, although they have not reported any recent funding activities.


17. Colsanitas

  • Website: colsanitas.com
  • Ownership type: Private
  • Headquarters: Puerto Salgar, Bogota, Colombia
  • Employee distribution: Colombia 100%
  • Founded year: 1980
  • Headcount: 10001+
  • LinkedIn: colsanitas-s-a-

Colsanitas, founded in 1980 and based in Puerto Salgar, Bogotá, Colombia, is a private health insurance and medical service provider. The company specializes in prepaid medical plans and health programs tailored for individuals and families. Colsanitas is dedicated to delivering quality healthcare services, which include medical and psychological consultations, and emphasizes access to essential health services across various regions of Colombia. With a workforce of over 4,300 employees, Colsanitas operates a robust network of medical professionals and facilities, ensuring comprehensive care for its users. The company also offers specialized programs, including home health care, which further solidifies its role in the health insurance sector. Colsanitas is backed by the Keralty group, enhancing its operational capabilities and service delivery.


18. MEDICARE Portugal

  • Website: medicare.pt
  • Ownership type: Private
  • Headquarters: Lisbon, Lisbon, Portugal
  • Employee distribution: Portugal 72%, Angola 28%
  • Founded year: 2006
  • Headcount: 201-500
  • LinkedIn: medicare-portugal

MEDICARE Portugal, founded in 2006 and based in Lisbon, is a private health insurance provider with a workforce of approximately 369 employees. The company specializes in offering various health plans tailored to individuals and families, ensuring access to essential medical services. Their offerings include home doctor visits, nutritional consultations, and a unique Medicare Club program that provides members with discounts and additional benefits. With a significant presence in Portugal and a growing footprint in Angola, MEDICARE Portugal is committed to making healthcare more accessible and affordable. The company has not reported any funding, indicating a self-sustained operational model. Their innovative approach to health insurance, particularly in home health care services, positions them as a relevant player in the industry.


19. Humana Ecuador

  • Website: humana.med.ec
  • Ownership type: Private
  • Headquarters: Quito, Pichincha, Ecuador
  • Employee distribution: Ecuador 98%, Other 2%
  • Founded year: 1994
  • Headcount: 201-500
  • LinkedIn: humanamed

Humana Ecuador, officially known as Humana S.A., is a private health insurance provider based in Quito, Ecuador. Founded in 1994, the company has developed a robust portfolio of prepaid medical services and health plans tailored for individuals, families, and businesses. Humana's offerings include comprehensive health coverage that features emergency services, telemedicine, and notably, home healthcare services. The company operates through an extensive network of medical providers, ensuring that its customers have access to quality healthcare across the country. With a workforce of approximately 433 employees, Humana has established itself as a significant player in the Ecuadorian health insurance market, serving over 200,000 affiliates. Their commitment to quality is underscored by their ISO 9001 certification, which reflects their focus on customer satisfaction and service excellence. Humana also engages in social initiatives, providing medical assistance to underprivileged children through partnerships with organizations like Fundación Metrofraternidad.


20. VGM Insurance Services

  • Website: vgminsurance.com
  • Ownership type: Private
  • Headquarters: Waterloo, Iowa, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1990
  • Headcount: 51-200
  • LinkedIn: vgm-insurance

VGM Insurance Services, founded in 1990 and based in Waterloo, Iowa, is a private insurance company that specializes in providing tailored insurance solutions for niche markets, particularly in the healthcare sector. The company focuses on home medical equipment, home health and hospice, and physical therapy, among other areas. VGM Insurance prides itself on building long-term relationships with its clients, offering comprehensive coverage options and risk management resources. Their expertise in the home health care industry is evident in their specialized programs designed to meet the unique needs of home health and hospice providers. With a dedicated team and a commitment to customer service, VGM Insurance aims to provide protection beyond standard policies, ensuring that their clients can navigate the complexities of the healthcare landscape with confidence.


21. American Senior Benefits

  • Website: americanseniorbenefits.com
  • Ownership type: Corporate
  • Headquarters: Olathe, Kansas, United States (USA)
  • Employee distribution: United States (USA) 99%
  • Latest funding: July 2019
  • Founded year: 2005
  • Headcount: 1001-5000
  • LinkedIn: american-senior-benefits

American Senior Benefits, based in Olathe, Kansas, is an insurance agency that specializes in offering insurance and financial solutions specifically designed for seniors. Founded in 2005, the company has grown significantly, operating through a network of over 1,800 affiliated agents across more than 165 locations nationwide. They provide a wide array of products, including Medicare supplements, life insurance, long-term care insurance, and retirement planning services. Their approach combines the strengths of independent and career insurance agencies, allowing agents to offer tailored solutions from a broad portfolio of respected carriers. This hybrid model supports agents with training and resources, enabling them to meet the unique needs of their clients effectively. American Senior Benefits emphasizes a customer-centric philosophy, aiming to assist seniors in navigating their insurance options and making informed decisions about their financial futures.



Home Health Care Insurance Insights: Key Companies


CompanyHeadquarterSizeFoundedOwnership
SegurCaixa AdeslasMadrid, Madrid, Spain1001-50001942Private
Bupa Australia & New ZealandMelbourne, Victoria, Australia10001+2003Private
Prevent SeniorSao Paulo, Sao Paulo, Brazil10001+1997Private
MedicusBuenos Aires, Buenos Aires, Argentina1001-50001971Private
ColmédicaBogota, Bogota, Colombia1001-50001990Private
DecentAustin, Texas, United States (USA)11-502018Venture Capital
VhiKilkenny, Kilkenny, Ireland1001-50001957Private
Reserve National Insurance CompanyOklahoma City, Oklahoma, United States (USA)5001-100001956Corporate
JSC InterteachAlmaty, Almaty, Kazakhstan1001-50001989Private
Mature Health Services, Inc.United States (USA)11-501994Corporate
Shk & AssociatesAnderson, South Carolina, United States (USA)11-502011Private
COBER Medicina PrivadaBuenos Aires, Buenos Aires, Argentina51-2002011Private
Mutual of OmahaOmaha, Nebraska, United States (USA)1001-50001909Corporate
VitalityLondon, England, United Kingdom (UK)1001-50002004Private
Sanitas KrankenversicherungZurich, Zurich, Switzerland501-10001958Private
Unimed CampinasCampinas, Sao Paulo, Brazil1001-50001970Private
ColsanitasPuerto Salgar, Bogota, Colombia10001+1980Private
MEDICARE PortugalLisbon, Lisbon, Portugal201-5002006Private
Humana EcuadorQuito, Pichincha, Ecuador201-5001994Private
VGM Insurance ServicesWaterloo, Iowa, United States (USA)51-2001990Private
American Senior BenefitsOlathe, Kansas, United States (USA)1001-50002005Corporate


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