Health insurance companies in Missouri play a critical role in providing coverage and care options for individuals and families. This sector includes a mix of major players and smaller firms, offering products such as Medicaid, Medicare, and private health plans. As healthcare needs evolve, these companies are increasingly focusing on digital solutions and personalized care to enhance patient experience. Notably, the integration of technology is transforming how health coverage is delivered, allowing for greater flexibility and responsiveness in meeting customer expectations.


The companies featured in this list include large organizations like HealthLink, Inc., founded in 1984, and smaller firms such as Denny & Assoc., which has been operational since 1982. These firms vary significantly in size, from those with over 10,000 employees to boutique agencies with only a handful. Their specialties include Medicaid, Medicare plans, and comprehensive private insurance solutions catered to both individuals and businesses across Missouri.


Continue reading to discover the top health insurance companies in Missouri.


Top 21 Health Insurance Companies Companies in Missouri


1. HealthLink, Inc.

  • Website: healthlink.com
  • Ownership type: Private
  • Headquarters: St. Louis, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1984
  • Headcount: 10001+
  • LinkedIn: healthlink-inc-

HealthLink, Inc. is a private health insurance provider based in St. Louis, Missouri, founded in 1984. The company offers group health plans and self-funded insurance solutions primarily to employers in Missouri, Illinois, and nearby states. HealthLink focuses on providing healthcare access through a network of local doctors and hospitals, ensuring that businesses can offer their employees comprehensive health coverage tailored to their specific needs. The company supports employers with various resources aimed at enhancing employee health and well-being, including educational materials and tools for managing health benefits. HealthLink is not an insurance company in the traditional sense; rather, it organizes independently contracted provider networks available to various payors of health benefits, including insurers and third-party administrators. This unique positioning allows HealthLink to cater to the specific requirements of its clients while maintaining a strong local presence.


2. Cox HealthPlans

  • Website: coxhealthplans.com
  • Ownership type: Private
  • Headquarters: Springfield, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1995
  • Headcount: 51-200
  • LinkedIn: cox-healthplans

Cox HealthPlans, founded in 1995, is a private health insurance provider located in Springfield, Missouri. The company specializes in offering a range of health coverage options, including group and individual plans, Medicare Advantage, and short-term medical plans. With a workforce of approximately 92 employees, Cox HealthPlans serves individuals, families, and businesses primarily in the Ozarks region. Their commitment to ensuring access to quality healthcare services is evident in their partnerships with local providers and their affiliation with CoxHealth, which is recognized as a top integrated health system. This connection allows Cox HealthPlans to deliver comprehensive care and support to its members, reinforcing their role in the local healthcare ecosystem.


3. Compass Health Consultants

  • Website: chcagents.com
  • Ownership type: Private
  • Headquarters: Saint Charles, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2013
  • Headcount: 51-200
  • LinkedIn: compasshealthconsultants

Compass Health Consultants, based in Saint Charles, Missouri, is a private insurance agency founded in 2013. With a workforce of approximately 134 employees, the company specializes in offering a range of insurance products, including health, life, and group insurance. It serves both individual clients and businesses, helping them secure essential coverage to manage health-related expenses and enhance financial security. The agency emphasizes personalized service, tailoring insurance plans to meet the specific needs of its clients. Compass Health Consultants also provides resources and training for agents, indicating a focus on building a knowledgeable workforce to better serve their customers. The absence of reported funding suggests that the company has been self-sustaining since its inception, relying on its operational model to grow within the health insurance market.


4. Home State Health Plan, Inc.


Home State Health Plan, Inc., founded in 2011 and based in St. Louis, Missouri, is a private health insurance provider dedicated to serving individuals and families through Medicaid and Medicare programs. The company operates primarily in Missouri, offering services under the MO HealthNet Managed Care and Ambetter brands. Home State Health focuses on delivering affordable health coverage tailored to the needs of low-income populations, ensuring access to essential healthcare services. Their offerings include comprehensive health plans that cater to children, pregnant women, and families, all at no cost to members. Additionally, Home State Health engages in community outreach initiatives, providing resources and support to enhance the health and well-being of its members. Their commitment to inclusivity is evident in programs that support LGBTQ youth and families, further solidifying their role in the healthcare industry.


5. Apollo Insurance Group


Apollo Insurance Group, founded in 2010 and based in Lee's Summit, Missouri, operates as a health insurance broker. The company specializes in offering a variety of health insurance plans, including individual, family, and group coverage, along with Medicare options. Apollo aims to assist both consumers and businesses in navigating the often complex world of health insurance, ensuring they find affordable and comprehensive coverage tailored to their specific needs. With a team of experienced agents, Apollo provides free broker services, allowing clients to access the same insurance plans they would find on their own, but with expert guidance. The company is licensed to operate in all 50 states, which broadens its reach and ability to serve a wide array of clients. Their commitment to positively impacting people's lives is reflected in their customer service approach, which has garnered positive testimonials from satisfied clients.


6. Group Benefit Services, Inc.

  • Website: gbs-tpa.com
  • Ownership type: Private
  • Headquarters: Springfield, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1992
  • Headcount: 11-50
  • LinkedIn: group-benefit-services-gbs-

Group Benefit Services, Inc. (GBS) is a private company based in Springfield, Missouri, that has been operating since 1992. The firm specializes in providing employee benefits and health insurance services, focusing on the administration of self-funded health plans. GBS partners with employers to design customized health plans that meet the unique needs of their workforce. With a team of approximately 45 employees, GBS emphasizes the importance of employee satisfaction and aims to simplify the complexities associated with health benefits. Their services include benefit administration, reinsurance coverage, cost containment strategies, and medical management, all aimed at delivering effective health insurance solutions. GBS also prioritizes compliance with regulations such as the Affordable Care Act (ACA), ensuring that their clients meet necessary legal requirements. The company operates entirely within the United States, serving a variety of businesses seeking to enhance their employee benefits offerings.


7. Essence Healthcare

  • Website: essencehealthcare.com
  • Ownership type: Private
  • Headquarters: Maryland Heights, Missouri, United States (USA)
  • Employee distribution: United States (USA) 95%, United Kingdom (UK) 3%, India 3%
  • Founded year: 2003
  • Headcount: 201-500
  • LinkedIn: essence-healthcare

Essence Healthcare, founded in 2003 and based in Maryland Heights, Missouri, is a private healthcare provider that specializes in Medicare Advantage plans. The company offers a variety of services designed to cater to the healthcare needs of seniors, including prescription drug coverage, dental, vision, and hearing benefits, as well as wellness programs. Essence Healthcare primarily serves Medicare beneficiaries, focusing on delivering affordable and comprehensive healthcare solutions. With a dedicated team of approximately 200 to 500 employees, the company has established itself as a significant player in the Medicare market, emphasizing personalized service and member satisfaction. Their plans have consistently received high ratings, reflecting their commitment to quality care and customer service.


8. Spring Venture Group

  • Website: springventuregroup.com
  • Ownership type: Private Equity
  • Headquarters: Kansas City, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: Other (Debt), $210.0M, April 2025
  • Founded year: 2009
  • Headcount: 1001-5000
  • LinkedIn: springventuregroup

Spring Venture Group, founded in 2009 and based in Kansas City, Missouri, operates as a health insurance brokerage firm. The company focuses on providing personalized support to individuals exploring their health insurance options, with a particular emphasis on Medicare-related products. They assist clients in understanding and comparing various health insurance carriers, ensuring that customers can make informed decisions about their coverage. Spring Venture Group is recognized for its innovative approach, utilizing technology, marketing, and analytics to enhance customer experience. The company has received significant funding, with a recent debt round totaling $210 million, which underscores its growth potential and commitment to improving service delivery. Their offerings include Medicare Supplement Insurance, Medicare Advantage Plans, and other health-related products, making them a relevant player in the health insurance market.


9. Senior Health Solutions


Senior Health Solutions, based in Saint Charles, Missouri, is a private insurance agency founded in 2011. The company specializes in healthcare and financial planning services for seniors, addressing the unique challenges faced by this demographic. They offer a range of products, including Medicare supplements, long-term care insurance, and life insurance, which are essential for managing healthcare costs and planning for financial stability in later years. With a team of licensed agents, Senior Health Solutions provides personalized attention to clients, ensuring that their specific needs are met. The agency operates primarily in the United States and has established itself as a trusted resource for seniors navigating their insurance options. Their focus on education and guidance helps clients make informed decisions about their health insurance and financial planning.


10. Denny & Assoc. Inc

  • Website: dtdinsurance.com
  • Ownership type: Family Owned
  • Headquarters: O'Fallon, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1982
  • Headcount: 1-10
  • LinkedIn: denny-%26-assoc.-inc

Denny & Assoc. Inc. is a family-run insurance agency based in O'Fallon, Missouri, with a focus on health insurance, employee benefits, and Medicare supplements. Founded in 1982, the company has built a reputation for providing tailored insurance solutions to both individuals and businesses in the Greater St. Louis area. The agency prides itself on its customer service, ensuring clients receive ongoing support and guidance through the complexities of insurance options. The team, which includes three generations of insurance brokers, is dedicated to staying informed about industry changes and helping clients make informed decisions. Denny & Assoc. Inc. has been recognized as one of the best health insurance brokers in the St. Louis area, reflecting their commitment to quality service and community engagement.


11. Fidelity Security Life Insurance Company


Fidelity Security Life Insurance Company, based in Kansas City, Missouri, has been a family-owned entity since its inception in 1969. With a workforce of approximately 65 employees, the company has carved out a niche in the insurance market by offering a range of products that include supplemental health, life and disability insurance, and annuities. Their supplemental health plans are designed to provide financial protection during health-related challenges, addressing the needs of individuals and families. Fidelity Security Life has demonstrated a commitment to innovation in insurance solutions, which has contributed to its strong reputation in the industry. The company has reported significant growth in its direct and assumed premiums, reflecting a robust demand for its products. Furthermore, Fidelity Security Life has maintained a conservative financial approach, ensuring a solid capital foundation that supports its policyholders. This stability is underscored by their impressive track record of claims paid, which has exceeded $9 billion, highlighting their reliability and dedication to customer service.


12. Osborn & Associates

  • Website: osbornassoc.com
  • Ownership type: Private
  • Headquarters: Springfield, Missouri, United States (USA)
  • Employee distribution: United States (USA) 67%, Ghana 33%
  • Founded year: 1993
  • Headcount: 1-10
  • LinkedIn: osborn-%26-associates

Osborn & Associates, founded in 1993 and based in Springfield, Missouri, is a private insurance agency that specializes in Medicare, health, and life insurance solutions. With a small team of around 21 employees, the company focuses on providing personalized assistance to individuals navigating their insurance options. Their services are particularly aimed at consumers seeking reliable coverage for healthcare and life events. The agency's expertise in Medicare solutions is especially significant, given the complexities surrounding health insurance for seniors. Osborn & Associates operates primarily in the United States, with a notable presence in Ghana as well. They have not reported any funding, indicating a self-sustained business model that relies on their service offerings rather than external investment.


13. Forrest T. Jones & Company

  • Website: ftj.com
  • Ownership type: Corporate
  • Headquarters: Kansas City, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: April 2018
  • Founded year: 1953
  • Headcount: 201-500
  • LinkedIn: forrest-t--jones

Forrest T. Jones & Company, established in 1953, is an insurance agency and administrator based in Kansas City, Missouri. The company specializes in providing a range of life and health insurance products, employee benefits, and group insurance programs. They cater primarily to members of associations and employer groups, focusing on delivering tailored insurance solutions that meet specific needs. With a workforce of approximately 258 employees, FTJ has developed a significant presence in the insurance market, serving over 80 national associations and employer groups, which collectively represent more than 1.5 million members. The company collaborates with over 30 of the nation’s most reputable insurance companies, ensuring access to high-quality insurance plans. FTJ also offers third-party administration services, making it one of the prominent health insurance brokers in Missouri, managing insurance for more than 100 employer groups and 15,000 lives. Their commitment to personalized service and innovative insurance solutions has allowed them to maintain strong relationships with clients and adapt to the evolving needs of the insurance market.


14. Wilson & Co. Insurance

  • Website: wlsn.co
  • Ownership type: Private
  • Headquarters: Washington, Missouri, United States (USA)
  • Founded year: 1993
  • Headcount: 1-10
  • LinkedIn: wilson-co-insurance

Wilson & Co. Insurance, LLC is a private insurance agency based in Washington, Missouri, founded in 1993. The company specializes in a variety of insurance products, prominently featuring health insurance, Medicare plans, dental and vision insurance, and annuities. They cater to both individual consumers and businesses, assisting clients in navigating their insurance needs and identifying suitable coverage options. With a commitment to personalized service, Wilson & Co. Insurance has built a reputation for helping clients understand their options and maximize their benefits. Their focus on customer education and support is reflected in positive client feedback, highlighting their dedication to service. The agency has been active in the insurance market for over 30 years, establishing a track record of customer satisfaction in their local community.


15. Apollo Health Insurance

  • Website: apollohealthinsurance.com
  • Ownership type: Private
  • Headquarters: Lee'S Summit, Missouri, United States (USA)
  • Employee distribution: United States (USA) 98%, Kenya 2%
  • Founded year: 2010
  • Headcount: 51-200
  • LinkedIn: apollo-insurance-group

Apollo Health Insurance, founded in 2010 and based in Lee's Summit, Missouri, operates as a health insurance broker. The company specializes in offering a variety of health insurance plans, including individual, family, and group coverage, as well as Medicare options. With a team of approximately 87 employees, Apollo Health Insurance focuses on assisting consumers and businesses in navigating their health insurance choices. They emphasize personalized service, aiming to match clients with affordable and comprehensive coverage tailored to their specific needs. The company is licensed to operate in all 50 states, which enhances its reach and ability to serve a broad clientele. Apollo Health Insurance has built strong relationships with major carriers, allowing them to provide clients with a range of options without any cost for their brokerage services. Their commitment to customer satisfaction is reflected in positive testimonials from clients who appreciate the support and guidance they receive throughout the insurance selection process.


16. Healthy Blue Missouri

  • Website: healthybluemo.com
  • Ownership type: Private
  • Headquarters: St. Louis, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1998
  • Headcount: 5001-10000
  • LinkedIn: healthy-blue-mo

Healthy Blue Missouri is a private health insurance provider based in St. Louis, Missouri, established in 1998. The company specializes in offering Medicare Advantage and Medicaid plans, primarily targeting individuals eligible for these programs. Healthy Blue Missouri provides a range of health coverage options that include not only standard medical services but also additional benefits such as dental, vision, and prescription drug coverage. Their plans are designed to meet the unique healthcare needs of their members, ensuring access to essential services. The company operates under the auspices of Missouri Care, Inc., which is a managed care health plan that collaborates with the Missouri Department of Social Services. Healthy Blue Missouri is also associated with Blue Cross and Blue Shield of Kansas City, enhancing its credibility and network reach. The company has not reported any recent funding, indicating a stable operational model without reliance on external financial backing.


17. Evernorth Health Services

  • Website: evernorth.com
  • Ownership type: Private
  • Headquarters: St. Louis, Missouri, United States (USA)
  • Employee distribution: United States (USA) 72%, India 27%
  • Founded year: 2020
  • Headcount: 10001+
  • LinkedIn: evernorth

Evernorth Health Services, based in St. Louis, Missouri, is a health services provider that was established in 2020. The company specializes in a range of solutions aimed at improving healthcare delivery and outcomes. Its offerings include pharmacy management, behavioral health services, and benefits management. Evernorth works closely with health plans, employers, and public sector organizations to tackle the complexities of healthcare, making it more accessible and affordable for individuals and organizations alike. The company is committed to innovation, focusing on creating integrated solutions that address the needs of its clients and their members. With a workforce of over 10,000 employees, Evernorth is positioned to make a significant impact in the healthcare industry, particularly in areas such as pharmacy benefit management and care coordination.


18. Assicoop Modena & Ferrara - Unipol Assicurazioni


Assicoop Modena & Ferrara - Unipol Assicurazioni is an insurance agency founded in 1969, operating in the Modena and Ferrara regions of Italy. The company provides a range of insurance products, including health insurance, through its partnerships with UnipolSai and UniSalute. With a workforce of approximately 99 employees, Assicoop focuses on delivering tailored insurance solutions to both individuals and businesses. Their commitment to risk management and financial protection is evident in their service offerings. The agency has a strong local presence, emphasizing community engagement and support for regional initiatives. Assicoop also promotes cultural and artistic projects, reflecting its dedication to the local heritage. The company has not reported any recent funding, indicating a stable operational model without external financial backing.


19. Croley Insurance and Financial


Croley Insurance and Financial, based in Springfield, Missouri, has been a trusted name in the insurance and financial services sector since its founding in 1949. The company specializes in a variety of insurance products, prominently featuring health insurance, employee benefits, and commercial insurance. With a dedicated team of experts, Croley Insurance aims to provide tailored solutions that meet the unique needs of both individuals and businesses. Their commitment to customer satisfaction is evident in their recognition as an Elite Plus member of the Marketplace Circle of Champions, a distinction earned through their success in enrolling clients in health insurance plans. The firm also emphasizes community involvement, contributing significantly to local organizations and fostering strong relationships within the Springfield area. Croley Insurance's partnerships with major health insurance providers enhance their offerings, allowing them to deliver comprehensive coverage options to their clients.


20. Employee Benefit Design, LLC

  • Website: ebdllc.com
  • Ownership type: Private
  • Headquarters: Springfield, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1997
  • Headcount: 11-50
  • LinkedIn: employee-benefit-design-llc

Employee Benefit Design, LLC, based in Springfield, Missouri, has been operational since 1997. This independent insurance agency specializes in employee benefits, offering a comprehensive range of products such as health, dental, life, and disability insurance. They also provide compliance assistance and retirement planning services. The firm prides itself on creating tailored insurance solutions that cater to the unique needs of its clients, which include both businesses and individuals. As a member of United Benefit Advisors, Employee Benefit Design gains access to a network of resources and expertise, enhancing their service offerings. Their team is composed of licensed professionals who are committed to ongoing education, ensuring they remain knowledgeable about the complexities of the health insurance market. This focus on client relationships and personalized service underscores their relevance in the industry.


21. Arch Brokerage Inc.

  • Website: archbrokerage.com
  • Ownership type: Private
  • Headquarters: St. Louis, Missouri, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1969
  • Headcount: 11-50
  • LinkedIn: arch-brokerage-inc-

Arch Brokerage Inc., based in St. Louis, Missouri, has been a player in the insurance brokerage and financial services industry since its founding in 1969. The company provides a range of services that include employee benefit plans, Medicare solutions, and individual insurance products. Their clientele consists of both businesses seeking comprehensive employee benefits and individuals aiming for health and financial security. Arch Brokerage emphasizes personalized service, aiming to educate clients on complex financial decisions. Their offerings include group health plans, life benefits, dental and vision benefits, long-term care insurance, and Medicare Advantage plans. The firm operates with a focus on customer service, striving to create lasting partnerships with clients by delivering quality insurance products at fair prices. Arch Brokerage's commitment to helping clients make informed decisions is evident in their educational resources and ongoing support.



Health Insurance Companies Insights: Key Companies in Missouri


CompanyHeadquarterSizeFoundedOwnership
HealthLink, Inc.St. Louis, Missouri, United States (USA)10001+1984Private
Cox HealthPlansSpringfield, Missouri, United States (USA)51-2001995Private
Compass Health ConsultantsSaint Charles, Missouri, United States (USA)51-2002013Private
Home State Health Plan, Inc.St. Louis, Missouri, United States (USA)201-5002011Private
Apollo Insurance GroupLee'S Summit, Missouri, United States (USA)51-2002010Private
Group Benefit Services, Inc.Springfield, Missouri, United States (USA)11-501992Private
Essence HealthcareMaryland Heights, Missouri, United States (USA)201-5002003Private
Spring Venture GroupKansas City, Missouri, United States (USA)1001-50002009Private Equity
Senior Health SolutionsSaint Charles, Missouri, United States (USA)51-2002011Private
Denny & Assoc. IncO'Fallon, Missouri, United States (USA)1-101982Family Owned
Fidelity Security Life Insurance CompanyKansas City, Missouri, United States (USA)51-2001969Family Owned
Osborn & AssociatesSpringfield, Missouri, United States (USA)1-101993Private
Forrest T. Jones & CompanyKansas City, Missouri, United States (USA)201-5001953Corporate
Wilson & Co. InsuranceWashington, Missouri, United States (USA)1-101993Private
Apollo Health InsuranceLee'S Summit, Missouri, United States (USA)51-2002010Private
Healthy Blue MissouriSt. Louis, Missouri, United States (USA)5001-100001998Private
Evernorth Health ServicesSt. Louis, Missouri, United States (USA)10001+2020Private
Assicoop Modena & Ferrara - Unipol AssicurazioniModena, Missouri, United States (USA)51-2001969Private
Croley Insurance and FinancialSpringfield, Missouri, United States (USA)11-501949Private
Employee Benefit Design, LLCSpringfield, Missouri, United States (USA)11-501997Private
Arch Brokerage Inc.St. Louis, Missouri, United States (USA)11-501969Private


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