Auto insurance companies in Virginia provide vital coverage for drivers against risks related to vehicle incidents, property damage, and injuries. Ranging from large corporate entities to boutique agencies, the industry offers a mix of standard policies, customized plans, and innovative solutions like usage-based insurance. The focus is shifting towards online services, improving customer experience, speed, and accessibility. Furthermore, emerging technologies, coupled with increased competition, are influencing pricing and coverage options. Notably, Virginia's regulatory framework supports a competitive ecosystem, which fosters a balanced relationship between insurers and consumers, keeping choice and affordability at the forefront.


The following list showcases 21 auto insurance companies located in Virginia, reflecting a variety of operational scales, from large firms employing hundreds to smaller agencies with tailored services. Founded between 1907 and 2012, they occupy strategic locations state-wide, including cities like Richmond, Henrico, and Blacksburg. Their specializations range from standard vehicle coverage to unique offerings like motorcycle and commercial insurance, catering to personal and business needs alike. These companies maintain a commitment to customer service and often engage with local communities, reinforcing their regional significance.


Continue reading to discover the top auto insurance companies in Virginia.


Top 21 Auto Insurance Companies in Virginia


1. Elephant Insurance

  • Website: elephant.com
  • Ownership type: Corporate
  • Headquarters: Henrico, Virginia, United States (USA)
  • Employee distribution: United States (USA) 99%
  • Latest funding: April 2025
  • Founded year: 2009
  • Headcount: 501-1000
  • LinkedIn: elephant-insurance

Elephant Insurance, based in Henrico, Virginia, is an insurance provider that specializes in a variety of financial services, with a strong emphasis on auto insurance. Founded in 2009, the company has grown to employ between 501 and 1000 individuals, primarily in the United States. Elephant Insurance offers a comprehensive suite of products, including car, homeowners, renters, motorcycle, life, and umbrella insurance. Their focus is on delivering affordable and extensive coverage options to help individuals protect their assets and manage financial risks. The company has garnered positive customer feedback, with a notable 89% of customers choosing to renew their policies in 2022. They have also been recognized in the industry, being named one of Forbes America's Best Insurance Companies in 2023, which reflects their commitment to customer satisfaction and service excellence.


2. Virginia Farm Bureau Family of Companies

  • Website: vafb.com
  • Ownership type: Family Owned
  • Headquarters: Richmond, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1926
  • Headcount: 501-1000
  • LinkedIn: virginia-farm-bureau

Virginia Farm Bureau Family of Companies, based in Richmond, Virginia, has been serving the insurance needs of Virginians since its founding in 1926. The company operates primarily through Virginia Farm Bureau Insurance, which offers a comprehensive suite of insurance products, including auto, home, farm, business, life, and health insurance. With a workforce of approximately 737 employees, the company emphasizes personalized service through local agents who understand the unique needs of their communities. Their auto insurance offerings cover various vehicle types, including cars, motorcycles, and RVs, catering to a wide range of customers. Beyond insurance, the company actively supports agricultural initiatives and provides additional member benefits, reinforcing its commitment to the local economy and community welfare. This dual focus on insurance and community engagement positions Virginia Farm Bureau as a significant player in the Virginia insurance market.


3. Springer Insurance

  • Website: thespringeragency.com
  • Ownership type: Private
  • Headquarters: Midlothian, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1991
  • Headcount: 11-50
  • LinkedIn: the-springer-agency

Springer Insurance, based in Midlothian, Virginia, is a private insurance agency founded in 1991. The company specializes in a variety of insurance products, prominently featuring automobile insurance alongside homeowners and business insurance. With a team of 11 to 50 employees, Springer Insurance prides itself on providing personalized service to both individual consumers and businesses. Their approach includes a focus on understanding client needs and offering tailored insurance solutions. The agency collaborates with well-known carriers such as Nationwide, Auto-Owners, and Safeco, ensuring that clients have access to reliable coverage options. Their commitment to customer service is highlighted by their extended hours and the availability of licensed agents who prioritize client interactions. This dedication to service and quality positions Springer Insurance as a noteworthy player in the insurance industry.


4. Brown Insurance

  • Website: llbrown.net
  • Ownership type: Private
  • Headquarters: Blacksburg, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1927
  • Headcount: 11-50
  • LinkedIn: brown-insurance

Brown Insurance, based in Blacksburg, Virginia, has been serving clients since 1927. As a private insurance agency, they provide a variety of personal and business insurance solutions, including auto, home, and life insurance. Their commitment to customer service is evident in their long-standing presence in the New River Valley region, where they have built strong relationships with local clients. Brown Insurance operates as an independent agency, which allows them to offer customized insurance solutions by partnering with multiple carriers. This flexibility enables them to cater to the unique needs of both individual consumers and businesses. Their team of licensed insurance advisors is dedicated to helping clients manage risks and protect their assets effectively.


5. Compare.com

  • Website: compare.com
  • Ownership type: Corporate
  • Headquarters: Richmond, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: March 2023
  • Founded year: 2012
  • Headcount: 11-50
  • LinkedIn: comparenowcom

Compare.com, founded in 2012 and based in Richmond, Virginia, operates as an insurance comparison service. The company specializes in helping consumers find the best car insurance rates by providing a platform that aggregates quotes from over 75 top auto insurance companies. This service simplifies the insurance shopping experience, enabling users to compare personalized quotes side-by-side. With a mission to empower consumers, Compare.com aims to make the process of obtaining car insurance quick, easy, and informative. The company has delivered over 51 million quotes and claims to have saved customers approximately $319 million. As a licensed insurance agency in 51 jurisdictions across the United States, Compare.com is committed to transparency and customer satisfaction, ensuring that users receive accurate and unbiased information. It operates under the umbrella of Insurify, Inc., which further solidifies its presence in the insurance market.


6. Integrated Insurance Solutions


Integrated Insurance Solutions, founded in 2001 and based in Ashburn, Virginia, is a private insurance agency that specializes in a variety of insurance products, including auto, home, commercial, and personal lines insurance. With a workforce of approximately 86 employees, the company operates multiple offices across several states, including Virginia, Maryland, North Carolina, South Carolina, and Georgia. This geographic distribution allows them to cater to a wide range of clients, from individual consumers to businesses, providing tailored insurance solutions to meet their specific needs. The agency emphasizes competitive pricing and comprehensive coverage, particularly in the auto insurance sector, where they offer free, comparative quotes from various carriers. Their focus on customer service is reflected in numerous positive reviews, highlighting their responsiveness and support during the insurance process.


7. PMA Insurance Services

  • Website: pmabenefits.com
  • Ownership type: Private
  • Headquarters: Chantilly, Virginia, United States (USA)
  • Employee distribution: United States (USA) 91%, Australia 9%
  • Founded year: 1997
  • Headcount: 1-10
  • LinkedIn: pma-insurance-services

PMA Insurance Services, officially known as Progressive Management Associates, LLC, is an insurance agency based in Chantilly, Virginia. Founded in 1997, the company has built a reputation for providing a wide array of insurance products, including auto, home, business, and travel insurance. With a consultative approach, PMA aims to deliver tailored insurance solutions that help clients manage financial risks associated with accidents and liabilities. The agency serves both individual consumers and businesses, focusing on comprehensive coverage options. PMA has positioned itself as a trusted resource for insurance needs in Northern Virginia, leveraging its experience to assist clients in navigating the complexities of insurance coverage. The company operates with a small team, which allows for personalized service, although it may limit its capacity to compete with larger firms in terms of market reach and brand recognition.


8. Prosper Insurance

  • Website: prosper.insurance
  • Ownership type: Corporate
  • Headquarters: Virginia Beach, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: November 2023
  • Founded year: 2007
  • Headcount: 51-200
  • LinkedIn: prosperinsurance

Prosper Insurance, founded in 2007 and based in Virginia Beach, Virginia, is an insurance agency that offers a range of insurance products, including homeowners, auto, life, and business insurance. With a workforce of approximately 30 employees, the company serves both individual consumers and businesses, providing essential coverage to protect against various risks and financial losses. Prosper Insurance is dedicated to risk management solutions, ensuring that clients are well-informed about their insurance options. The agency actively engages with its audience through informative articles on topics related to auto insurance, helping clients navigate the complexities of coverage and claims. This commitment to education and customer service positions Prosper Insurance as a relevant player in the insurance industry, particularly in the auto insurance segment.


9. Goodrich & Watson Insurers, Inc.


Goodrich & Watson Insurers, Inc., founded in 2002, is a private insurance agency based in Newport News, Virginia. With a team of 16 employees, the agency specializes in offering a range of personal and business insurance solutions. Their services include auto insurance, home insurance, and various business insurance products. As an independent agency, Goodrich & Watson collaborates with multiple insurance carriers, allowing them to provide tailored coverage options that meet the specific needs of their clients. They serve individuals and businesses not only in Virginia but also in several other states, demonstrating their operational reach. The agency prides itself on building trust with clients through attentive service and a commitment to understanding their unique risks. Goodrich & Watson's focus on auto insurance, alongside their positive client feedback, positions them as a relevant player in the auto insurance market.


10. Virginia Insurance Services

  • Website: policyjet.com
  • Ownership type: Family Owned
  • Headquarters: Midlothian, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1983
  • Headcount: 1-10
  • LinkedIn: virginia-insurance-services

Virginia Insurance Services, based in Midlothian, Virginia, is a family-owned insurance agency that has been serving the greater Richmond area since 1983. With a small team of dedicated professionals, the agency specializes in providing a variety of insurance products, including auto, home, life, health, business, and renters insurance. Their approach emphasizes personalized service, ensuring that clients receive tailored insurance solutions that meet their unique needs. As an independent agency, Virginia Insurance Services collaborates with multiple insurance partners, allowing them to offer competitive coverage options. Their commitment to the local community and customer satisfaction has fostered strong relationships with clients over the years, making them a trusted choice for insurance in the region.


11. Specialized Insurance


Specialized Insurance, based in Charlottesville, Virginia, has been serving the insurance needs of individuals and businesses since its founding in 2002. The agency offers a variety of insurance products, prominently featuring auto insurance alongside home, life, and business insurance. With a dedicated team of 22 employees, Specialized Insurance prides itself on delivering customized insurance solutions that address the unique risks faced by their clients. Their operational focus is primarily within Virginia, where they have established a reputation for excellent customer service and community involvement. The agency collaborates with various insurance carriers to provide competitive coverage options, ensuring that clients receive appropriate protection at reasonable prices. Their commitment to risk management and customer satisfaction is evident in the numerous positive testimonials from clients, reflecting their effectiveness in meeting insurance needs.


12. LD&B Insurance and Financial Services


LD&B Insurance and Financial Services, founded in 1992 and based in Harrisonburg, Virginia, is a private insurance agency that specializes in providing a wide array of insurance services. The company caters to both individual consumers and businesses, offering personal insurance products such as auto, home, and life insurance, as well as business insurance and employee benefits. With a workforce of approximately 70 employees, LD&B emphasizes customer service and community involvement, reflecting its commitment to the local area. The agency operates as an independent entity, allowing it to partner with multiple insurance carriers to find the best coverage options for its clients. This approach not only enhances their service offerings but also positions them as a trusted advisor in the insurance market. Their community-focused initiatives, such as the LD&B Cares program, further demonstrate their dedication to making a positive impact in the regions they serve.


13. Insurance Doctor

  • Website: myinsurancedoctor.com
  • Ownership type: Private
  • Headquarters: Richmond, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1986
  • Headcount: 11-50
  • LinkedIn: insurance-doctor

Insurance Doctor, based in Richmond, Virginia, is a private insurance agency founded in 1986. With a workforce of 11 to 50 employees, the company has carved out a niche in the insurance sector, offering a variety of products including auto, motorcycle, homeowners, renters, and commercial insurance. Primarily serving clients in Virginia and North Carolina, Insurance Doctor aims to simplify the insurance shopping experience for consumers. They assist clients in navigating the complexities of the insurance market, ensuring that individuals find affordable coverage that meets their specific needs. The agency prides itself on its customer service, providing 24-hour claims assistance and personalized support from dedicated representatives. Their focus on flexible payment options and a commitment to finding the best rates for their clients further underscores their relevance in the auto insurance industry.


14. Middle Peninsula Insurance Agency

  • Website: midpen.net
  • Ownership type: Private
  • Headquarters: Williamsburg, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1908
  • Headcount: 11-50
  • LinkedIn: middle-peninsula-insurance-agency

Middle Peninsula Insurance Agency, also known as Towne Insurance, is a private insurance agency based in Williamsburg, Virginia. Founded in 1908, the agency has a long-standing history in the insurance industry. Towne Insurance provides a wide array of insurance products, including personal, business, and life & health insurance. They cater to both individual consumers and businesses, emphasizing a member-centric approach that fosters strong relationships with clients. The agency's offerings include various types of auto insurance, such as coverage for cars, motorcycles, and recreational vehicles. Additionally, they provide commercial auto insurance for businesses. Towne Insurance is part of a larger family of services that includes banking and wealth management, which may enhance their ability to offer comprehensive financial solutions to their clients. However, there is no reported funding or significant financial backing noted in their profile, indicating they operate independently within the insurance market.


15. Hottle And Associates

  • Website: hottleinsurance.com
  • Ownership type: Private
  • Headquarters: Warrenton, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2008
  • Headcount: 1-10
  • LinkedIn: hottle-and-associates

Hottle And Associates is a boutique insurance agency located in Warrenton, Virginia, founded in 2008. The agency specializes in providing a wide array of insurance products, including auto, homeowners, life, and business insurance. With a commitment to serving families, individuals, and businesses, Hottle And Associates emphasizes personalized service and customized insurance solutions. The agency operates primarily in Fauquier County and the surrounding areas, including Prince William, Loudoun, and Fairfax counties, as well as the broader DC Metro area. The founder, Priscilla Hottle, brings over 30 years of experience in the insurance industry, having previously held leadership roles in larger firms. This experience informs the agency's approach to risk management and consulting services, allowing them to cater to the specific needs of their clients. Hottle And Associates partners with various insurance providers to offer flexible options, ensuring that clients receive coverage that fits their unique circumstances. Their focus on local communities and personal relationships distinguishes them from larger, more bureaucratic insurance companies.


16. Loudoun Insurance Group


Loudoun Insurance Group, founded in 2007 and based in Leesburg, Virginia, operates as a private insurance agency. With a team of 24 employees, the company specializes in providing a wide array of insurance products tailored for both individuals and businesses. Their offerings include property, casualty, life, and health insurance, with a notable emphasis on personal insurance solutions such as auto insurance. The agency prides itself on its role as an independent advisor, working closely with clients to understand their unique needs and mitigate risks effectively. Loudoun Insurance Group also engages in community activities, reflecting their commitment to local involvement and customer service. Their operational model allows them to partner with various insurance carriers, enhancing their ability to deliver customized coverage options to clients.


17. Atkinson Insurance Agency


Atkinson Insurance Agency, founded in 2011 and based in Mechanicsville, Virginia, is a private insurance agency that provides a range of insurance products, including auto, home, life, and business insurance. With a team of 29 employees, the agency focuses on delivering personalized service to both individual consumers and businesses. They have established partnerships with over 20 insurance carriers, enabling them to offer tailored coverage options that meet the unique needs of their clients. The agency emphasizes a client-centric approach, guiding customers through the insurance process and advocating for them during claims. Their commitment to monitoring rates and conducting annual reviews ensures that clients receive optimal coverage at competitive prices. Atkinson Insurance Agency operates multiple locations in Virginia, enhancing their accessibility to clients in the region.


18. Huffman Insurance

  • Website: huffmanins.com
  • Ownership type: Private
  • Headquarters: Richlands, Virginia, United States (USA)
  • Founded year: 1975
  • Headcount: 11-50
  • LinkedIn: huffman-insurance

Huffman Insurance Agency, established in 1975, is a private insurance agency based in Richlands, Virginia. With a workforce of 11 to 50 employees, the agency operates multiple locations across Virginia and Kentucky, providing a wide array of insurance services. Their offerings include auto insurance, home insurance, business insurance, and life insurance, catering to both individual consumers and businesses. Huffman Insurance prides itself on delivering personalized service, ensuring that clients receive tailored insurance solutions to manage their risks effectively. The agency collaborates with several highly-rated insurance carriers, which enhances their ability to provide competitive coverage options. Their commitment to customer satisfaction is reflected in positive client reviews, indicating a strong reputation in the local market.


19. Commonwealth Insurance Center

  • Website: cicva.com
  • Ownership type: Private
  • Headquarters: Williamsburg, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1974
  • Headcount: 11-50
  • LinkedIn: commonwealth-insurance-center

Commonwealth Insurance Center, based in Williamsburg, Virginia, has been serving the insurance needs of its community since 1974. This private agency specializes in a range of insurance products, including auto, home, and life insurance. With a dedicated team of approximately 28 employees, the agency focuses on delivering customized insurance solutions that cater to the unique needs of its clients. Commonwealth Insurance Center prides itself on its local knowledge and commitment to customer service, helping clients navigate the complexities of insurance coverage. The agency operates without external funding, relying on its established reputation and community ties to sustain its business.


20. Morgan-marrow Company

  • Website: morganmarrow.com
  • Ownership type: Private
  • Headquarters: Hampton, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1907
  • Headcount: 11-50
  • LinkedIn: morgan-marrow-company

Morgan-marrow Company, established in 1907, is an insurance agency based in Hampton, Virginia. With a team of 28 employees, the company operates independently, providing a variety of insurance products and risk management services tailored to both individuals and businesses. Their offerings include auto insurance, life insurance, business insurance, and more, reflecting a comprehensive approach to client needs. The agency prides itself on delivering personalized attention, helping clients navigate their insurance options effectively. Morgan-marrow Company has built a reputation over more than a century, focusing on protecting assets and managing risks for its clients in the local community.


21. Gantt Insurance Agency

  • Website: ganttagency.com
  • Ownership type: Private
  • Headquarters: Farmville, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1988
  • Headcount: 11-50
  • LinkedIn: ganttagency

Gantt Insurance Agency, based in Farmville, Virginia, has been serving clients since 1988. With a team of 32 employees, the agency provides a comprehensive array of insurance products, including auto, home, and commercial insurance. They cater to both individual consumers and businesses, helping clients manage risks and protect their assets through customized insurance solutions. Gantt Insurance Agency prides itself on its strong relationships within the local community and specific industries, such as towing, where they offer specialized coverage options. Their commitment to customer service is evident in their multi-channel support, allowing clients to easily manage their policies and claims. The agency operates multiple locations throughout Virginia, enhancing their accessibility and local expertise.



Auto Insurance Insights: Key Companies in Virginia


CompanyHeadquarterSizeFoundedOwnership
Elephant InsuranceHenrico, Virginia, United States (USA)501-10002009Corporate
Virginia Farm Bureau Family of CompaniesRichmond, Virginia, United States (USA)501-10001926Family Owned
Springer InsuranceMidlothian, Virginia, United States (USA)11-501991Private
Brown InsuranceBlacksburg, Virginia, United States (USA)11-501927Private
Compare.comRichmond, Virginia, United States (USA)11-502012Corporate
Integrated Insurance SolutionsAshburn, Virginia, United States (USA)51-2002001Private
PMA Insurance ServicesChantilly, Virginia, United States (USA)1-101997Private
Prosper InsuranceVirginia Beach, Virginia, United States (USA)51-2002007Corporate
Goodrich & Watson Insurers, Inc.Newport News, Virginia, United States (USA)11-502002Private
Virginia Insurance ServicesMidlothian, Virginia, United States (USA)1-101983Family Owned
Specialized InsuranceCharlottesville, Virginia, United States (USA)11-502002Private
LD&B Insurance and Financial ServicesHarrisonburg, Virginia, United States (USA)51-2001992Private
Insurance DoctorRichmond, Virginia, United States (USA)11-501986Private
Middle Peninsula Insurance AgencyWilliamsburg, Virginia, United States (USA)11-501908Private
Hottle And AssociatesWarrenton, Virginia, United States (USA)1-102008Private
Loudoun Insurance GroupLeesburg, Virginia, United States (USA)11-502007Private
Atkinson Insurance AgencyMechanicsville, Virginia, United States (USA)11-502011Private
Huffman InsuranceRichlands, Virginia, United States (USA)11-501975Private
Commonwealth Insurance CenterWilliamsburg, Virginia, United States (USA)11-501974Private
Morgan-marrow CompanyHampton, Virginia, United States (USA)11-501907Private
Gantt Insurance AgencyFarmville, Virginia, United States (USA)11-501988Private


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