New York's auto insurance industry offers a range of coverage options for residents and businesses. Companies vary from regional players to larger national entities, each providing services tailored to local regulations and consumer needs. As technology advances, there is a growing trend towards digital platforms and personalized services, fostering competition and improving customer experience. Innovations, such as usage-based insurance, are gaining popularity, encouraging safer driving habits. Understanding risk management and the importance of accessibility drives the industry forward, promising enhanced service offerings and more comprehensive policies for consumers in an ever-evolving market.


This list includes 21 auto insurance companies spread across New York, ranging in size from small agencies employing a handful of individuals to larger firms with hundreds of staff members. These companies began operating between 1914 and 2019, showcasing both established and newer entities in the market. Various agencies focus on sectors like auto, home, and business insurance, while others emphasize personalized customer service. Their geographical footprint covers key urban hubs and suburban areas, addressing the diverse needs of New York’s residents and business community.


Read on to discover the top auto insurance companies in New York.


Top 21 Auto Insurance Companies in New York


1. Utica National Insurance Group

  • Website: uticanational.com
  • Ownership type: Private
  • Headquarters: New Hartford, New York, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1914
  • Headcount: 1001-5000
  • LinkedIn: uticanational

Utica National Insurance Group, founded in 1914 and based in New Hartford, New York, is a private insurance company that provides a wide array of personal and commercial insurance products. Their offerings include auto, homeowners, and business insurance, catering to both individual consumers and businesses. The company is dedicated to helping clients manage risks and protect their assets through comprehensive coverage options. With a workforce of over 1,300 employees, Utica National has a significant presence in the insurance market. They actively engage in promoting safety and risk management, providing resources and tips for safe driving and accident prevention. Their commitment to customer service is evident through their 24/7 claims assistance and a focus on building long-term relationships with policyholders. Utica National's involvement in community initiatives further underscores their dedication to corporate citizenship and social responsibility.


2. Infinity Auto Insurance

  • Website: infinityauto.com
  • Ownership type: Corporate
  • Headquarters: Syracuse, New York, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: $1.4B, February 2018
  • Founded year: 1955
  • Headcount: 11-50
  • LinkedIn: infinity-auto-insurance

Infinity Auto Insurance, officially known as Infinity Insurance Agency, Inc., is based in Syracuse, New York, and has been operational since 1955. The company specializes in providing both personal and commercial auto insurance solutions, aiming to meet the specific needs of individual consumers and businesses alike. With a workforce of approximately 35 employees, Infinity Auto Insurance emphasizes customer satisfaction and offers bilingual support, ensuring accessibility for a broader clientele. Their product offerings include a range of customizable insurance plans designed to fit various budgets and coverage requirements. The company has also demonstrated a commitment to community engagement through donations to local educational initiatives, reflecting their dedication to social responsibility. In 2018, Infinity Auto Insurance reported a significant funding amount of $1.4 billion, indicating a strong financial backing that supports its operations and growth in the competitive insurance market.


3. Lighthouse Insurance


Lighthouse Insurance Agency, based in Islip, New York, has been serving clients since 1983. This independent insurance brokerage specializes in a variety of personal and commercial insurance products, prominently featuring auto insurance. The agency allows consumers to compare quotes from over 25 national and regional carriers, ensuring competitive rates and comprehensive coverage. Lighthouse Insurance prides itself on providing accurate, real-time quotes and a streamlined user experience. Their agents are dedicated to helping clients navigate their insurance needs, balancing cost and coverage effectively. The agency's commitment to customer service is evident in their personalized claims support, which includes direct access to agents for assistance. As a family-owned business, they emphasize trust and reliability, making them a noteworthy player in the insurance industry.


4. Dcap Insurance

  • Website: dcapinsurance.com
  • Ownership type: Private
  • Headquarters: Queens, New York, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1982
  • Headcount: 11-50
  • LinkedIn: dcap-insurance

DCAP Insurance, established in 1982, is a private insurance agency based in Queens, New York. With a workforce of approximately 37 employees, the company specializes in a wide array of insurance products, prominently featuring auto insurance. Their offerings include coverage for standard vehicles, SUVs, commercial autos, and classic cars, catering to both individual consumers and businesses. DCAP Insurance prides itself on its commitment to customer service, aiming to provide tailored insurance solutions that meet the unique needs of its clients. The agency operates multiple locations across New York, including the five boroughs and parts of Long Island, enhancing its accessibility to a broad customer base. With a focus on competitive pricing and comprehensive coverage, DCAP Insurance has built a reputation for reliability and trustworthiness in the local market.


5. The Clausen Agency, Inc.

  • Website: clausenagency.com
  • Ownership type: Private
  • Headquarters: Rocky Point, New York, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1979
  • Headcount: 11-50
  • LinkedIn: the-clausen-agency-inc-

The Clausen Agency, Inc., based in Rocky Point, New York, has been a player in the insurance industry since its founding in 1979. This private agency employs between 11 to 50 individuals and specializes in a variety of insurance products, including auto, home, life, and business insurance. The agency prides itself on delivering tailored coverage solutions to both individual consumers and businesses, ensuring that clients are protected against various risks. With a focus on affordability and comprehensive coverage, The Clausen Agency has established itself as a trusted resource for insurance needs in New York and surrounding states. They are licensed to operate in multiple states, including New York, New Jersey, Pennsylvania, Connecticut, Vermont, Florida, and California, which broadens their market reach. Their website features a user-friendly interface that allows potential clients to request quotes and access valuable information about different insurance products, including auto insurance, which is a significant part of their offerings.


6. AAA New York Inc.


AAA New York Inc. operates as a private company based in New York, New York. Founded in 1900, it is part of the broader AAA network, which provides a variety of services including roadside assistance, insurance, home security, and travel services. The company emphasizes member benefits, offering auto insurance as a key product. Their insurance services are designed to cater to consumers looking for dependable coverage and support in emergencies. AAA New York Inc. also provides additional services such as home and life insurance, reflecting their commitment to protecting their members' assets. The company has not reported any recent funding, indicating a stable operational model without external financial backing.


7. Ten Eyck Group

  • Website: teneyckgroup.com
  • Ownership type: Private
  • Headquarters: Albany, New York, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1905
  • Headcount: 11-50
  • LinkedIn: ten-eyck-group

Ten Eyck Group, based in Albany, New York, is an insurance agency that has been serving clients since 1905. With a team of approximately 23 employees, the agency specializes in a variety of insurance products, including auto, home, life, health, and commercial insurance. They cater to both individual consumers and businesses, helping clients manage risks and protect their assets through customized insurance solutions. The agency operates as an independent agent, which allows them to source quotes from multiple insurance providers, ensuring that clients receive options that fit their specific needs and budgets. Their focus on building relationships and providing exceptional customer service has been a cornerstone of their operations, making them a trusted choice for many in their community.


8. Brighton-Pittsford Agency, Inc.


Brighton-Pittsford Agency, Inc. is an independent insurance agency based in Pittsford, New York, with a history dating back to 1953. The agency specializes in a variety of insurance products, including auto, home, business, and life insurance. They cater to both individual consumers and businesses, providing tailored insurance solutions to help clients manage risks and protect their assets. With a team of experienced professionals, Brighton-Pittsford Agency emphasizes customer service and aims to deliver comprehensive coverage options. Their partnerships with over 30 insurance carriers enable them to offer competitive pricing and a range of choices for their clients. The agency's commitment to understanding client needs and providing personalized service has earned them a loyal customer base in the Rochester area.


9. State Farm - Chris Palmer Agency


State Farm - Chris Palmer Agency is a private insurance agency located in Endwell, New York, established in 2000. The agency specializes in a wide range of insurance products, prominently featuring auto insurance among its offerings. In addition to auto coverage, the agency provides motorcycle, homeowners, condo, renters, business, life, pet, recreational vehicles, and boat insurance. This agency serves both individual consumers and businesses, aiming to protect their assets and financial well-being. The agency is part of the larger State Farm network, which is recognized for its extensive insurance services and customer support. Chris Palmer, the agency's owner, emphasizes personalized service, which is reflected in the agency's positive customer reviews and high ratings. The agency has not reported any funding, indicating it operates independently within the established framework of State Farm.


10. Haylor, Freyer & Coon, An Alera Group Company

  • Website: haylor.com
  • Ownership type: Corporate
  • Headquarters: Syracuse, New York, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: October 2022
  • Founded year: 1928
  • Headcount: 51-200
  • LinkedIn: haylor-freyer-%26-coon-inc-

Haylor, Freyer & Coon, An Alera Group Company, based in Syracuse, New York, is an insurance agency that has been operational since 1928. The company provides a wide array of insurance products, including personal, business, and collegiate coverage. They serve individuals, businesses, and educational institutions, helping clients protect their assets and manage risks through customized insurance solutions. Their offerings include auto insurance, which is a significant part of their personal coverage portfolio. The agency prides itself on a thorough, proactive approach to insurance, ensuring that clients receive the coverage they need without gaps. With a team of specialists dedicated to various lines of insurance, Haylor, Freyer & Coon emphasizes advocacy in claims management, aiming to deliver a high level of service and support to their clients.


11. Gerelli Insurance Agency, Inc.


Gerelli Insurance Agency, Inc. is a family-owned insurance agency based in Cold Spring, New York, established in 1984. The agency specializes in a wide range of insurance products, including auto, home, business, and specialty insurance services. With a dedicated team of approximately 20 employees, Gerelli Insurance focuses on providing personalized service to both individual clients and businesses. They are licensed to operate in New York, New Jersey, Connecticut, and Pennsylvania, allowing them to serve a broad client base in the Tri-state area. The agency prides itself on its commitment to customer service, as reflected in numerous positive testimonials from satisfied clients. Their approach combines professional expertise with a personal touch, ensuring that clients receive the guidance they need to navigate their insurance options effectively.


12. Colstan & Associates Inc.

  • Website: colstan.com
  • Ownership type: Private
  • Headquarters: West Babylon, New York, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2000
  • Headcount: 11-50
  • LinkedIn: colstan-%26-associates

Colstan & Associates Inc., founded in 2000 and based in West Babylon, New York, is a private insurance agency that provides a wide array of personal and business insurance products. With a team of 11 to 50 employees, the company focuses on helping individuals and businesses manage risks and protect their assets through tailored insurance solutions. Their offerings include auto insurance, homeowners insurance, and various business insurance products. Colstan & Associates has licensed agents across multiple states, enhancing their reach and ability to serve clients effectively. The agency prides itself on delivering quality service and competitive rates, aiming to address the dissatisfaction many clients experience with larger insurance providers. Their commitment to customer service is evident in the positive testimonials from clients who appreciate the agency's responsiveness and ability to find better coverage options at lower rates.


13. Avanti Associates, Ltd


Avanti Associates, Ltd, founded in 2006 and based in Armonk, New York, is an insurance agency that provides a wide range of insurance products. The company serves both individual consumers and businesses, helping them manage financial risks associated with property damage and liability claims. Avanti Associates is committed to delivering tailored insurance solutions, emphasizing customer service and satisfaction. They offer various types of insurance, including homeowners, automobile, and business insurance, and have a presence in both the U.S. and Brazil. The agency operates as an independent broker, allowing it to search the marketplace for the best coverage options for its clients. Their mission focuses on building strong relationships with clients and carriers, ensuring they stay updated with industry trends to provide relevant insurance products.


14. Insurance Depot

  • Website: insdepot.com
  • Ownership type: Family Owned
  • Headquarters: Brooklyn, New York, United States (USA)
  • Employee distribution: Canada 100%
  • Founded year: 1999
  • Headcount: 11-50
  • LinkedIn: insurancedepot

Insurance Depot Inc. is an independent insurance agency based in Brooklyn, New York, founded in 1999. The agency specializes in a variety of insurance services, prominently featuring auto insurance, alongside commercial and homeowners insurance. Catering to both individual consumers and businesses, Insurance Depot aims to simplify the insurance shopping process by representing multiple insurance carriers, allowing clients to find suitable coverage at competitive rates. The agency prides itself on its customer service, striving to provide clients with the insurance they need at the lowest possible price. With a family legacy in the insurance industry dating back to 1971, the Ilowitz family has built a reputation for trust and expertise. Over the years, Insurance Depot has expanded its reach by acquiring three other agencies, enhancing its service offerings and market presence. The agency's team, equipped with over 50 years of combined experience, is dedicated to helping clients navigate various types of risk, particularly in the auto insurance sector.


15. Regency Agency

  • Website: regencyagency.com
  • Ownership type: Private
  • Headquarters: Brooklyn, New York, United States (USA)
  • Founded year: 1979
  • Headcount: 11-50
  • LinkedIn: regency-agency

Regency Agency Inc. is a private insurance agency based in Brooklyn, New York, with a history dating back to 1979. Founded by Anthony Aquilino, the agency specializes in a variety of insurance products, including auto, home, business, life, and flood insurance. Serving individual consumers and businesses, Regency Agency focuses on providing tailored coverage solutions to protect assets and manage risks. The agency operates primarily in the Greater New York area, New Jersey, and Florida, and has established itself as a trusted partner for thousands of clients. Their team, largely composed of family members, emphasizes a personal touch in customer service, ensuring that clients receive the best coverage at competitive prices. Regency Agency is also actively involved in the insurance community, participating in professional associations and advisory councils, which keeps them informed about industry changes and consumer needs.


16. Elmwood Agency

  • Website: elmwoodagency.com
  • Ownership type: Corporate
  • Headquarters: Rochester, New York, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: January 2016
  • Founded year: 2019
  • Headcount: 11-50
  • LinkedIn: elmwood-agency-corp

Elmwood Agency, founded in 2019, is an independent insurance agency based in Rochester, New York, with additional locations in Buffalo. The agency specializes in a range of insurance products, including auto, homeowners, and life insurance. Elmwood Agency aims to simplify the insurance shopping experience for individuals, families, and property investors by offering tailored solutions that meet specific needs. Their team of licensed agents is dedicated to providing exceptional customer service, ensuring clients receive the best coverage options available. Elmwood Agency is licensed to operate in New York, Florida, and Texas, and has quickly grown since its inception, merging with Oasis Group & Associates in 2021 to expand its reach and capabilities. The agency prides itself on building long-lasting relationships with clients and the community, focusing on trust and service excellence.


17. The Reis Group

  • Website: reisinsurance.com
  • Ownership type: Corporate
  • Headquarters: Kingston, New York, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: $278.0M, August 2018
  • Founded year: 2009
  • Headcount: 51-200
  • LinkedIn: the-reis-group

The Reis Group, founded in 2009 and based in Kingston, New York, operates as an independent insurance agency. With a workforce of approximately 62 employees, the company serves both individual consumers and businesses, providing a comprehensive suite of insurance products that includes auto, home, business, and life insurance. The Reis Group is dedicated to helping clients navigate the complexities of insurance, ensuring they find appropriate and affordable coverage tailored to their unique needs. Their operations extend across multiple locations in New York, including Kingston, Saugerties, Goshen, and Latham. The agency prides itself on its local knowledge and personalized service, which are critical in building trust and long-term relationships with clients. The Reis Group has also demonstrated financial growth, having received significant funding in 2018, which supports its ongoing operations and service enhancements.


18. Merchants Insurance Group

  • Website: merchantsgroup.com
  • Ownership type: Private
  • Headquarters: Buffalo, New York, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1918
  • Headcount: 201-500
  • LinkedIn: merchantsgrp

Merchants Insurance Group, headquartered in Buffalo, New York, has been a player in the insurance industry since its founding in 1918. The company operates through its subsidiaries, Merchants Mutual Insurance Company and Merchants Preferred Insurance Company, providing a range of property and casualty insurance products. Their offerings include personal insurance for automobiles and homes, as well as business insurance tailored for various industries. Merchants Insurance Group serves clients through a network of independent agents across multiple states, including Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, and Vermont. This regional approach allows them to cater to the specific needs of their customers while maintaining a strong community presence. The company emphasizes quality service and has received positive feedback from both policyholders and agents, highlighting their commitment to customer satisfaction and support.


19. Garber Atlas Fries & Associates, Inc.


Garber Atlas Fries & Associates, Inc. is an independent insurance agency based in Oceanside, New York, founded in 1968. The agency specializes in a wide array of insurance products, prominently featuring auto insurance among its offerings. With a dedicated team of 36 employees, Garber Atlas Fries & Associates prides itself on providing personalized service to both individual consumers and businesses. The agency has a rich history, having evolved through various partnerships and acquisitions, which has enhanced its expertise and market presence. The leadership team includes seasoned professionals with industry certifications, ensuring a high level of service and knowledge. Their commitment to client satisfaction is reflected in numerous testimonials highlighting their attentive and responsive service. Garber Atlas Fries & Associates remains a respected player in the insurance sector, known for its integrity and customer-centric approach.


20. PRK Insurance Agency Inc.

  • Website: prkinsurance.com
  • Ownership type: Private
  • Headquarters: Melville, New York, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2008
  • Headcount: 11-50
  • LinkedIn: prk-insurance-agency

PRK Insurance Agency Inc., based in Melville, New York, is a private insurance agency founded in 2008. With a team of 11 to 50 employees, the agency specializes in providing a variety of insurance products, including auto, homeowners, flood, business, life, and boat insurance. Their focus is on delivering personalized insurance solutions that cater to the unique needs of both consumers and businesses. PRK Insurance Agency emphasizes customer service, as reflected in numerous positive reviews from clients who appreciate the thoroughness and professionalism of their agents. The agency operates solely within the United States, ensuring a localized approach to insurance that aligns with the specific needs of New York residents. Their commitment to helping clients protect their assets and manage risks is central to their business model, making them a relevant player in the insurance industry.


21. Pinnacle Insurance Agency, Inc


Pinnacle Insurance Agency, Inc. is a private insurance agency based in Rochester, New York, founded in 1963. With a team of 11 to 50 employees, the agency specializes in a comprehensive array of insurance products, including auto, home, business, and health insurance. They cater to both individual consumers and businesses, focusing on risk management and asset protection through customized insurance solutions. Pinnacle Insurance Agency is particularly noted for its offerings in auto insurance, including low-cost options, which positions them as a relevant player in the auto insurance market. Their long-standing history and commitment to serving the community further solidify their role in the industry.



Auto Insurance Insights: Key Companies in New York


CompanyHeadquarterSizeFoundedOwnership
Utica National Insurance GroupNew Hartford, New York, United States (USA)1001-50001914Private
Infinity Auto InsuranceSyracuse, New York, United States (USA)11-501955Corporate
Lighthouse InsuranceIslip, New York, United States (USA)11-501983Private
Dcap InsuranceQueens, New York, United States (USA)11-501982Private
The Clausen Agency, Inc.Rocky Point, New York, United States (USA)11-501979Private
AAA New York Inc.New York, New York, United States (USA)1-101900Private
Ten Eyck GroupAlbany, New York, United States (USA)11-501905Private
Brighton-Pittsford Agency, Inc.Pittsford, New York, United States (USA)11-501953Private
State Farm - Chris Palmer AgencyEndwell, New York, United States (USA)1-102000Private
Haylor, Freyer & Coon, An Alera Group CompanySyracuse, New York, United States (USA)51-2001928Corporate
Gerelli Insurance Agency, Inc.Cold Spring, New York, United States (USA)11-501984Family Owned
Colstan & Associates Inc.West Babylon, New York, United States (USA)11-502000Private
Avanti Associates, LtdArmonk, New York, United States (USA)11-502006Corporate
Insurance DepotBrooklyn, New York, United States (USA)11-501999Family Owned
Regency AgencyBrooklyn, New York, United States (USA)11-501979Private
Elmwood AgencyRochester, New York, United States (USA)11-502019Corporate
The Reis GroupKingston, New York, United States (USA)51-2002009Corporate
Merchants Insurance GroupBuffalo, New York, United States (USA)201-5001918Private
Garber Atlas Fries & Associates, Inc.Oceanside, New York, United States (USA)11-501968Family Owned
PRK Insurance Agency Inc.Melville, New York, United States (USA)11-502008Private
Pinnacle Insurance Agency, IncRochester, New York, United States (USA)11-501963Private


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