The life insurance industry in Oklahoma is a vital part of financial planning for many residents. As people seek security against life's uncertainties, companies in this space offer various products, from traditional life policies to specialized health and retirement plans. The sector continues to evolve, responding to technological advancements and changing consumer demands, such as an increased focus on digital service options. Interestingly, Oklahoma's market features many family-owned firms, reflecting a strong community value and a personalized touch in insurance sales.

This list highlights 20 companies within Oklahoma’s life insurance sector, showcasing a mix of small to mid-sized firms. Operating in cities like Oklahoma City and Tulsa, these companies were founded between the early 1900s and the 2000s. They specialize in life coverage and related financial products, often focusing on tailored services to meet customer needs, embodying a blend of tradition and innovation in their offerings.

Continue reading to explore Oklahoma's top life insurance firms.

Top 20 Life Insurance Companies in Oklahoma

1. American Fidelity

• Website: americanfidelity.com
• Ownership type: Family Owned
• Headquarters: Oklahoma City, Oklahoma, United States (USA)
• Employee distribution: United States (USA) 97%, Other 3%
• Founded year: 1960
• Headcount: 1001-5000
• LinkedIn: american-fidelity

American Fidelity Assurance Company, founded in 1960 and based in Oklahoma City, Oklahoma, is a family-owned insurance and financial services provider. The company primarily serves education employees, healthcare providers, auto dealerships, and municipal workers, focusing on enhancing financial security through a range of products. American Fidelity specializes in voluntary supplemental health insurance and retirement plan administration, offering group and individual life, health, and annuity services. With a workforce of over 2,300 employees, the company operates mainly within the United States and has built a reputation for customer service and innovative solutions. It has received an A+ rating from AM Best, indicating strong financial stability and reliability. The company also emphasizes community involvement through its foundation, which supports various initiatives in education, health, arts, and civic development.

2. LifeShield National Insurance Co

• Website: lifeshieldnational.com
• Ownership type: Private
• Headquarters: Oklahoma City, Oklahoma, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1982
• Headcount: 51-200
• LinkedIn: lifeshield-national-insurance-co.

LifeShield National Insurance Co, based in Oklahoma City, Oklahoma, has been a player in the insurance industry since 1982. The company provides a variety of insurance products, including life, health, and dental insurance, catering to individuals, families, and organizations across the United States. LifeShield operates through independent agencies, extending its reach to 43 states and several Pacific Island territories. The company has built a reputation for helping clients prepare for unexpected life events, such as illness or loss. With a workforce of around 21 employees, LifeShield maintains a focused approach to customer service and product delivery. Their financial strength is affirmed by an AM Best rating of B++, indicating a stable outlook for their operations. LifeShield's commitment to offering tailored insurance solutions positions them as a relevant entity in the life insurance market.

3. Leaders Life Insurance Company

• Website: leaderslife.com
• Ownership type: Corporate
• Headquarters: Tulsa, Oklahoma, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: May 2025
• Founded year: 1982
• Headcount: 11-50
• LinkedIn: leaders-life-insurance-company

Leaders Life Insurance Company, based in Tulsa, Oklahoma, is an insurance provider that specializes in life insurance and worksite benefits. Founded in 1982, the company has built a reputation for delivering financial security solutions tailored to both individual consumers and employer groups. Its product lineup includes term life insurance, short-term disability, group life, and accident coverage. Leaders Life has been particularly noted for its flagship product, Lifestyle, which is a term life insurance policy with a critical illness accelerated death benefit. This innovative approach has positioned the company as a market leader in Oklahoma for over 30 years. In 2016, Leaders Life became part of the Michigan Farm Bureau family of companies, which has further strengthened its financial foundation. The company operates in 16 states and is known for its commitment to customer service, with a focus on building long-term relationships with policyholders and agents alike.

4. Anchor Financial Group

• Website: myanchorgroup.com
• Ownership type: Private
• Headquarters: Tulsa, Oklahoma, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2008
• Headcount: 11-50
• LinkedIn: anchor-financial-group-tulsa

Anchor Financial Group, based in Tulsa, Oklahoma, is a private financial services firm founded in 2008. The company specializes in insurance and retirement planning solutions, helping clients navigate their financial futures. Their offerings include life insurance, personal pension plans, long-term care solutions, and various healthcare options. They emphasize a holistic approach to financial planning, aiming to address the complete financial picture of their clients. The firm is recognized as the largest veteran-owned insurance and financial firm in the United States, reflecting a commitment to service and community. Their team is dedicated to providing clients with tailored strategies to enhance financial security and peace of mind, particularly in retirement. They also engage in educational initiatives, offering resources and seminars to inform clients about financial planning and insurance options.

5. AAA Insurance

• Website: insuringoklahoma.com
• Ownership type: Private
• Headquarters: Tulsa, Oklahoma, United States (USA)
• Employee distribution: United States (USA) 74%, Vietnam 26%
• Founded year: 1902
• Headcount: 1-10
• LinkedIn: aaa-insurance

AAA Insurance, based in Tulsa, Oklahoma, has been serving the insurance needs of its community since 1902. This private agency specializes in a variety of insurance products, including auto, home, renters, motorcycle, and life insurance. With a small team of around 86 employees, AAA Insurance collaborates with over 20 insurance carriers, such as Progressive and Travelers, to offer competitive rates and comprehensive coverage options. The agency is dedicated to providing financial protection for its clients' assets against various risks, emphasizing customer satisfaction and personalized service. While it operates primarily in the Tulsa area, its offerings extend to life and health insurance, ensuring that clients can find suitable policies to support their beneficiaries in times of need.

6. Strong Family Financial

• Website: strongfamilyfinancial.com
• Ownership type: Family Owned
• Headquarters: Jenks, Oklahoma, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2005
• Headcount: 51-200
• LinkedIn: strong-family-financial-llc-

Strong Family Financial, based in Jenks, Oklahoma, has been operating since 2005. This family-owned firm specializes in financial services, particularly in life insurance and retirement planning. They provide a range of products, including life insurance, Medicare supplement insurance, and long-term care services. The company aims to help seniors and individuals nearing retirement secure their financial futures. Strong Family Financial emphasizes client education and personalized financial advice, which is crucial in a market where understanding options can significantly impact financial security. Their approach is centered on creating positive financial outcomes for families, reflecting their mission to treat clients like family. With a dedicated team of around 80 employees, they maintain a strong presence in the U.S. market, focusing on building long-term relationships with their clients.

7. Daemi Group of Oklahoma

• Website: oklahomainsures.com
• Ownership type: Private
• Headquarters: Tulsa, Oklahoma, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1994
• Headcount: 11-50
• LinkedIn: daemi-group-of-oklahoma

Daemi Group of Oklahoma, based in Tulsa, Oklahoma, is a private insurance agency founded in 1994. The company specializes in a wide array of insurance products, including life insurance, auto insurance, homeowners insurance, and business insurance. With a team of approximately 21 employees, Daemi Group aims to provide personalized insurance solutions to both individual consumers and businesses. Their approach emphasizes customer service, ensuring that clients receive the support they need to navigate various insurance options. The agency has successfully served hundreds of customers, reflecting its commitment to building strong relationships and delivering tailored coverage that meets the unique needs of its clientele.

8. Legacy Insurance Advisors

• Website: legacyinsuranceadvisors.com
• Ownership type: Private
• Headquarters: Tulsa, Oklahoma, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2008
• Headcount: 11-50
• LinkedIn: legacyinsuranceadvisors

Legacy Insurance Advisors is an insurance agency and financial advisory firm based in Tulsa, Oklahoma. Established in 2008, the company has built a reputation for providing a variety of insurance products, including life insurance, health insurance, Medicare, and annuities. They focus on individual consumers, offering services such as retirement income planning and estate planning. Their life insurance assessments help clients understand their options and secure their financial future. With a dedicated team of 16 employees, Legacy Insurance Advisors aims to guide clients through the complexities of insurance and financial planning, ensuring they make informed decisions about their coverage and investments.

9. Brown Insurance Agency

• Website: browninsuranceagency.net
• Ownership type: Private
• Headquarters: Sapulpa, Oklahoma, United States (USA)
• Founded year: 2012
• Headcount: 1-10
• LinkedIn: browninsuranceagency

Brown Insurance Agency, founded in 2012 and located in Sapulpa, Oklahoma, is a private insurance agency that provides a wide array of personal and commercial insurance products. Their offerings include auto, home, life, and business insurance, catering to both individual consumers and businesses. The agency emphasizes tailored insurance solutions to help clients manage risks and protect their assets. With a small team of 1-10 employees, they focus on serving the local community, including areas like Broken Arrow, Glenpool, Kellyville, Sand Springs, and Tulsa. Their commitment to customer service is evident in their approach, where each client is assigned a dedicated team to address their specific needs. While they do offer life insurance, it is one of many products in their portfolio, which also includes health insurance, long-term care, and various commercial insurance options.

10. Universal Fidelity Life Insurance Company

• Website: uflic.com
• Ownership type: Private
• Headquarters: Oklahoma City, Oklahoma, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1935
• Headcount: 51-200
• LinkedIn: universal-fidelity-life-insurance-company

Universal Fidelity Life Insurance Company, based in Oklahoma City, Oklahoma, has been serving the insurance needs of individuals and businesses since its inception in 1935. The company specializes in life, health, and accident insurance, and also provides third-party administration services. With a workforce of approximately 36 employees, Universal Fidelity manages over 90,000 policies for more than 350,000 insured individuals, processing over 1.2 million claims each year. This operational capacity highlights their significant role in the insurance market. The company is licensed as a TPA nationally and operates as an insurance provider in seven states. Their subsidiary, Southern Life and Health, has been in operation since 1895, further solidifying their historical presence in the industry. Universal Fidelity emphasizes robust and secure systems, ensuring compliance with regulatory standards and cybersecurity protocols. Their values focus on transparency and building trusted relationships, which are essential in fostering long-term partnerships in the insurance sector.

11. AFR Insurance

• Website: afrmic.com
• Ownership type: Private
• Headquarters: Oklahoma City, Oklahoma, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1905
• Headcount: 51-200
• LinkedIn: american-farmers-and-ranchers-mutual-insurance-company

AFR Insurance, formally known as American Farmers & Ranchers Mutual Insurance Company, is an insurance provider based in Oklahoma City, Oklahoma. Established in 1905, the company has been serving the insurance needs of individuals and families in Oklahoma for over a century. AFR Insurance offers a variety of insurance products, including homeowners, auto, farm & ranch, life, dwelling, and umbrella insurance. Their life insurance offerings include Term, Whole Life, and Annuity products, designed to provide coverage at different life stages. The company prides itself on its local presence, with independent agents throughout Oklahoma, ensuring personalized service and community engagement. AFR Insurance has also earned a Financial Stability Rating of A' from Demotech, reflecting its strong financial standing and commitment to policyholder security. Recently, it was named on the 2024 Forbes America's Best Insurance Companies list, further solidifying its reputation in the insurance industry.

12. The Bramlett Agency

• Website: bramlettagency.com
• Ownership type: Private
• Headquarters: Ardmore, Oklahoma, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1948
• Headcount: 1-10
• LinkedIn: the-bramlett-agency

The Bramlett Agency, established in 1948, is a private insurance agency located in Ardmore, Oklahoma. With a small team of around 19 employees, the agency specializes in a variety of insurance services, including auto, home, life, and business insurance, as well as financial and retirement planning. The agency prides itself on offering personalized service and long-term risk reduction strategies to both individual consumers and businesses. They operate primarily in Oklahoma and Texas, emphasizing their commitment to the local community. The Bramlett Agency is also a member of Bainswest, a regional insurance agency group, which enhances their capabilities and resources. Their affiliation with this group allows them to leverage shared expertise and access to multiple insurance markets, further strengthening their position in the industry. The agency's focus on life insurance, alongside their other offerings, positions them as a relevant player in the insurance market.

13. John R Carpenter Insurance Agency Inc

• Website: carpenteragency.com
• Ownership type: Family Owned
• Headquarters: Stroud, Oklahoma, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1954
• Headcount: 11-50
• LinkedIn: john-r-carpenter-insurance-agency-inc

John R Carpenter Insurance Agency Inc, established in 1954, is a family-owned insurance agency located in Stroud, Oklahoma. The agency provides a wide array of insurance products, including auto, home, health, commercial, and life insurance. With a team of around 20 employees, they pride themselves on delivering personalized service and customized insurance solutions to both individual consumers and businesses. The agency operates as an independent entity, allowing them to partner with multiple reputable insurance carriers such as Travelers, EMC, Progressive, Safeco, and Allstate, among others. This enables them to offer tailored coverage options that meet the unique needs of their clients. Their long-standing presence in the industry and commitment to customer service reflect their dedication to protecting clients against various risks and financial losses.

14. Tedford Insurance

• Website: tedfordinsurance.com
• Ownership type: Private
• Headquarters: Jenks, Oklahoma, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1978
• Headcount: 51-200
• LinkedIn: tedford-insurance

Tedford Insurance, founded in 1978 by George and Kay Tedford, is an insurance agency based in Jenks, Oklahoma. The company has built a reputation for providing a wide array of insurance products, including commercial and personal insurance, surety bonds, and employee benefits. With a dedicated team of over 120 professionals, Tedford Insurance focuses on delivering personalized service and knowledgeable advice to help clients manage risks and protect against financial losses. They cater to both individual consumers and businesses, emphasizing their expertise in various industries such as construction, manufacturing, and trucking. Tedford Insurance also offers specialized programs, including life insurance options like term and whole life policies, which are designed to provide financial security for families. Their commitment to the insurance community is evident through their active participation in industry organizations, ensuring they stay informed and engaged with the latest developments in the field.

15. Oklahoma Farm Bureau Insurance

• Website: okfbinsurance.com
• Ownership type: Private
• Headquarters: Oklahoma City, Oklahoma, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1946
• Headcount: 201-500
• LinkedIn: okfbinsurance

Oklahoma Farm Bureau Insurance, founded in 1946 and based in Oklahoma City, Oklahoma, is a private insurance company that provides a variety of insurance products. Their offerings include auto, home, farm, and commercial insurance, catering to individuals, families, and businesses throughout Oklahoma. The company prides itself on delivering personalized service through a network of local agents, ensuring that clients receive tailored support. In addition to traditional insurance products, Oklahoma Farm Bureau Insurance also offers financial services and roadside assistance, enhancing their customer service experience. The company operates with a workforce of approximately 428 employees and has maintained a strong presence in the state for over 75 years, focusing on the unique needs of Oklahomans.

16. 3000 Insurance Group

• Website: 3000ig.com
• Ownership type: Family Owned
• Headquarters: Oklahoma City, Oklahoma, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2013
• Headcount: 11-50
• LinkedIn: 3000-insurance-group

3000 Insurance Group, based in Oklahoma City, Oklahoma, is a family-owned insurance agency founded in 2013. With a team of 20 employees, the agency provides a comprehensive array of insurance products, including auto, homeowners, commercial insurance, and notably, life and health insurance. The company prides itself on its independent status, allowing it to shop for the best coverage options from multiple carriers, ensuring clients receive tailored solutions that meet their specific needs. 3000 Insurance Group has established strong relationships with several professional associations in Oklahoma, which enhances its credibility and reach within the community. The agency's owner, Joe Strunk, has extensive experience in the insurance industry and has held leadership roles in various insurance associations, further solidifying the agency's reputation. The firm emphasizes personalized service, aiming to build long-term relationships with clients by understanding their unique insurance requirements and providing appropriate coverage options.

17. TrustPoint Insurance

• Website: trustpointok.com
• Ownership type: Private
• Headquarters: Oklahoma City, Oklahoma, United States (USA)
• Founded year: 2014
• Headcount: 1-10
• LinkedIn: trustpoint-insurance

TrustPoint Insurance, also known as Comma Insurance, is a private insurance agency based in Oklahoma City, Oklahoma. Established in 2014, the company specializes in a variety of insurance products, including auto, homeowners, earthquake, flood, personal liability, and life insurance. With a small team of around 15 employees, TrustPoint Insurance focuses on providing personalized service to help individuals and families select the right coverage for their needs. The agency prides itself on being an independent entity that works for its clients rather than for large insurance corporations. This approach allows them to offer tailored solutions and educate clients about their insurance options, particularly in the life insurance sector, where they emphasize the importance of term life policies to protect families and assets. TrustPoint Insurance aims to simplify the insurance process and ensure that clients are adequately covered against various risks.

18. ECI Insurance

• Website: eciagency.com
• Ownership type: Family Owned
• Headquarters: Piedmont, Oklahoma, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1964
• Headcount: 11-50
• LinkedIn: eci-agency-inc.

ECI Insurance, based in Piedmont, Oklahoma, is a family-owned insurance agency that has been serving clients since 1964. With a team of 22 employees, the agency specializes in a range of insurance products, including personal, business, and employee benefits insurance. ECI Insurance operates as an independent broker, which means they work with multiple insurance carriers to provide clients with tailored coverage options. Their commitment to personalized service is evident in their approach to understanding the unique needs of each client, ensuring they find the right insurance solutions. ECI Insurance has garnered over 600 positive reviews, reflecting their dedication to customer satisfaction. They also offer life insurance products, which adds to their relevance in the life insurance market.

19. Sullivan Insurance Agency

• Website: johnsullivaninsurance.com
• Ownership type: Family Owned
• Headquarters: Ardmore, Oklahoma, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1946
• Headcount: 11-50
• LinkedIn: sullivan-insurance-agency

Sullivan Insurance Agency, based in Ardmore, Oklahoma, has been a family-owned independent insurance agency since its inception in 1946. The agency offers a comprehensive range of personal and commercial insurance products, including individual life insurance, health insurance, auto insurance, and homeowners insurance. They serve clients across multiple states, including Oklahoma, Texas, and Kansas, and are licensed in several others. The agency prides itself on its customer service, providing tailored coverage solutions to help individuals and businesses manage risks and protect against financial losses. Their involvement in the insurance industry extends to specialized programs for agribusiness and tribal governments, showcasing their adaptability and understanding of various client needs. Sullivan Insurance Agency has built a reputation for reliability and responsiveness, as evidenced by positive testimonials from clients, including tribal organizations and local businesses.

20. Perimeter Insurance Agency, Inc.

• Website: perimeterins.com
• Ownership type: Family Owned
• Headquarters: Oklahoma City, Oklahoma, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2010
• Headcount: 1-10
• LinkedIn: perimeter-insurance-agency

Perimeter Insurance Agency, Inc. is a family-owned insurance agency based in Oklahoma City, Oklahoma, established in 2010. The agency serves both individual consumers and businesses, providing a wide array of insurance products. Their offerings include auto, home, health, and business insurance, alongside life insurance. As an independent agency, Perimeter Insurance Agency collaborates with multiple trusted carriers, allowing them to present clients with competitive quotes and tailored coverage options. Their commitment to customer service is evident in their approach to helping clients navigate the complexities of insurance, ensuring they find the best value for their needs. The agency has built a reputation within the local community, focusing on personalized service and support for their clients' insurance requirements.

Life Insurance Insights: Key Companies in Oklahoma

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