Home insurance companies in Virginia play a crucial role in protecting the assets of homeowners across the state. They offer a range of products, including homeowners, renters, mobile home, and specialized flood insurance. The industry is evolving, with many firms adopting digital solutions to streamline processes and improve customer experiences. There is also a noticeable trend toward offering tailored services that address the specific risks of local communities, reflecting a deep understanding of regional needs. Furthermore, customer-centric approaches are being prioritized, leading to enhanced competition and innovation within the sector.


The home insurance sector in Virginia features a mix of companies, ranging from long-established agencies like Virginia Farm Bureau, founded in 1926, to newer entrants like Prosper Insurance. Headquartered across various cities from Richmond to Virginia Beach, these firms vary in size, with teams ranging from a few individuals to over 1,000. Their specializations often include homeowners insurance and risk management services, addressing the needs of both individuals and businesses.


Continue reading to discover the top home insurance companies in Virginia.


Top 20 Home Insurance Companies in Virginia


1. Virginia Farm Bureau Family of Companies

  • Website: vafb.com
  • Ownership type: Family Owned
  • Headquarters: Richmond, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1926
  • Headcount: 501-1000
  • LinkedIn: virginia-farm-bureau

Virginia Farm Bureau Family of Companies, based in Richmond, Virginia, has been a significant player in the insurance sector since its founding in 1926. As a family-owned entity, it operates primarily through Virginia Farm Bureau Insurance, which provides a wide array of insurance products. These include vehicle, home, farm, business, life, and health insurance, catering to the needs of individuals, families, and businesses across Virginia. The company emphasizes personalized service through local agents who understand the unique risks and requirements of their community. Their home insurance offerings cover homeowners, renters, mobile homes, and landlords, as well as specialized flood insurance. Beyond insurance, Virginia Farm Bureau also engages in advocacy and support for agriculture, reflecting its roots in the farming community. This dual focus on insurance and agricultural support positions them as a vital resource for Virginians, enhancing their relevance in the home insurance market.


2. Springer Insurance

  • Website: thespringeragency.com
  • Ownership type: Private
  • Headquarters: Midlothian, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1991
  • Headcount: 11-50
  • LinkedIn: the-springer-agency

Springer Insurance, based in Midlothian, Virginia, is a private insurance agency founded in 1991. With a team of 17 employees, the agency specializes in a wide array of insurance products, prominently featuring homeowners insurance. They cater to both individual consumers and businesses, providing tailored insurance solutions to help manage risks and protect assets. The agency prides itself on exceptional customer service, ensuring clients have easy access to coverage options and claims support. Springer Insurance collaborates with well-known carriers like Nationwide, Safeco, and Travelers, which bolsters their offerings in the home insurance sector. Their commitment to ongoing education for their agents reflects a dedication to maintaining high standards in service and expertise within the industry.


3. Brown Insurance

  • Website: llbrown.net
  • Ownership type: Private
  • Headquarters: Blacksburg, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1927
  • Headcount: 11-50
  • LinkedIn: brown-insurance

Brown Insurance, based in Blacksburg, Virginia, has been serving clients since 1927. This independent insurance agency specializes in a range of personal and business insurance solutions, including home, auto, and life insurance. With a dedicated team of licensed insurance advisors, they focus on understanding the unique needs of their clients, whether individuals or businesses. Their commitment to customer service is evident in their long-standing presence in the New River Valley region, where they have built strong relationships with the community. Brown Insurance is licensed to operate in several states, including Virginia, North Carolina, South Carolina, West Virginia, Florida, Maryland, and Tennessee, allowing them to cater to a broader clientele. They also leverage partnerships with various insurance carriers to provide tailored coverage options, ensuring that clients receive the best possible service and protection for their assets.


4. Prosper Insurance

  • Website: prosper.insurance
  • Ownership type: Corporate
  • Headquarters: Virginia Beach, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: November 2023
  • Founded year: 2007
  • Headcount: 51-200
  • LinkedIn: prosperinsurance

Prosper Insurance, established in 2007, operates out of Virginia Beach, Virginia. This corporate entity employs between 51 to 200 individuals, as indicated by their LinkedIn presence. The company provides a range of insurance products, prominently featuring homeowners insurance alongside auto, life, and business insurance. Their approach is centered on delivering essential coverage to both individual consumers and businesses, emphasizing risk management solutions. Prosper Insurance also maintains an informative online presence, offering articles that educate clients on various insurance topics, including homeowners insurance. This commitment to consumer education reflects their active involvement in the insurance industry, aiming to empower clients with knowledge about their coverage options.


5. Integrated Insurance Solutions


Integrated Insurance Solutions, founded in 2001 and based in Ashburn, Virginia, operates as a private insurance agency. With a workforce of approximately 86 employees, the company specializes in a variety of insurance products, including homeowners insurance, auto insurance, commercial insurance, and personal lines insurance. They cater to both individual consumers and businesses, aiming to provide tailored coverage that protects against various risks. Integrated Insurance Solutions has established multiple locations across several states, enhancing their accessibility and service delivery. Their approach includes offering free, comparative quotes from various insurance carriers, which allows clients to find the best rates for their insurance needs. The agency's commitment to customer service is reflected in the positive feedback from clients, highlighting their responsiveness and support throughout the insurance process.


6. PMA Insurance Services

  • Website: pmabenefits.com
  • Ownership type: Private
  • Headquarters: Chantilly, Virginia, United States (USA)
  • Employee distribution: United States (USA) 91%, Australia 9%
  • Founded year: 1997
  • Headcount: 1-10
  • LinkedIn: pma-insurance-services

PMA Insurance Services, also known as Progressive Management Associates, LLC, is an insurance agency based in Chantilly, Virginia. Founded in 1997, the company has built a reputation for providing a wide array of insurance products, including auto, home, business, and travel insurance. With a consultative approach, PMA aims to deliver tailored insurance solutions that help clients manage financial risks associated with accidents and liabilities. The agency serves both individual consumers and businesses, focusing on comprehensive coverage options. PMA has been active in the Northern Virginia area for over two decades, positioning itself as a trusted resource for insurance needs. Their commitment to customer service is reflected in their emphasis on understanding client requirements and providing appropriate coverage. PMA Insurance Services operates with a small team, which allows for a more personalized client experience, although it may limit their market reach compared to larger firms.


7. Goodrich & Watson Insurers, Inc.


Goodrich & Watson Insurers, Inc. is an independent insurance agency based in Newport News, Virginia, founded in 2002. With a team of 16 employees, the agency focuses on providing tailored insurance solutions for both individuals and businesses. Their offerings include personal insurance products such as home insurance, auto insurance, and high net worth insurance, as well as business insurance solutions. Goodrich & Watson prides itself on understanding the unique risks faced by clients in Virginia, allowing them to offer customized coverage options. The agency is licensed in multiple states, expanding its reach beyond Virginia. Their commitment to customer service is reflected in positive client reviews, highlighting their responsiveness and ability to find competitive rates. Goodrich & Watson collaborates with reputable insurance carriers, ensuring a range of options for their clients.


8. Specialized Insurance


Specialized Insurance, based in Charlottesville, Virginia, is a private insurance agency founded in 2002. With a team of 22 employees, the company specializes in offering a variety of insurance products, including auto, home, life, and business insurance. They cater to both individual consumers and businesses, focusing on providing tailored insurance solutions that help manage risks and protect assets. Their commitment to customer service is evident through numerous positive reviews from clients who appreciate their prompt responses and personalized assistance. Specialized Insurance serves the Virginia market, including cities like Richmond and Lynchburg, and emphasizes community involvement, supporting local causes and initiatives. This engagement reflects their dedication to not just being an insurance provider, but a responsible member of the community.


9. Virginia Insurance Services

  • Website: policyjet.com
  • Ownership type: Family Owned
  • Headquarters: Midlothian, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1983
  • Headcount: 1-10
  • LinkedIn: virginia-insurance-services

Virginia Insurance Services, based in Midlothian, Virginia, is a family-owned insurance agency that has been serving the greater Richmond area since 1983. With a small team of dedicated professionals, the agency specializes in a variety of insurance products, including home, auto, life, health, business, and renters insurance. Their focus on personalized service allows them to tailor insurance solutions to meet the unique needs of individuals and families. As an independent agency, Virginia Insurance Services collaborates with multiple insurance partners, which enables them to provide clients with a range of options and competitive pricing. Their commitment to customer satisfaction is evident in the testimonials from clients who appreciate the agency's responsiveness and support during claims processes. With over 35 years of experience in the industry, Virginia Insurance Services has established itself as a trusted resource for insurance needs in the local community.


10. Commonwealth Insurance Center

  • Website: cicva.com
  • Ownership type: Private
  • Headquarters: Williamsburg, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1974
  • Headcount: 11-50
  • LinkedIn: commonwealth-insurance-center

Commonwealth Insurance Center, based in Williamsburg, Virginia, is a private insurance agency founded in 1974. With a team of 28 employees, the agency specializes in a variety of insurance products, including auto, home, and life insurance. Their primary focus is on providing tailored insurance solutions that address the unique needs of their clients. The agency serves not only Williamsburg but also surrounding areas, emphasizing a strong local presence. Their website features resources and information aimed at educating consumers about the importance of home insurance, highlighting their commitment to client service and risk management. Commonwealth Insurance Center has not reported any funding, indicating that they operate independently within the insurance market.


11. Elephant Insurance

  • Website: elephant.com
  • Ownership type: Corporate
  • Headquarters: Henrico, Virginia, United States (USA)
  • Employee distribution: United States (USA) 99%
  • Latest funding: April 2025
  • Founded year: 2009
  • Headcount: 501-1000
  • LinkedIn: elephant-insurance

Elephant Insurance, founded in 2009 and based in Henrico, Virginia, is an insurance company that provides a variety of financial services. Their offerings include car, homeowners, renters, motorcycle, life, and umbrella insurance. The company aims to deliver affordable and comprehensive coverage, helping individuals safeguard their assets and manage financial risks associated with accidents and property damage. With a workforce of approximately 358 employees, Elephant Insurance has established a presence in the insurance market, particularly noted for its customer-centric approach. The company has received recognition for its commitment to customer satisfaction, boasting a high renewal rate and positive reviews. While they have not reported any recent funding, their operational focus remains on providing accessible insurance solutions to a broad audience.


12. Huffman Insurance

  • Website: huffmanins.com
  • Ownership type: Private
  • Headquarters: Richlands, Virginia, United States (USA)
  • Founded year: 1975
  • Headcount: 11-50
  • LinkedIn: huffman-insurance

Huffman Insurance Agency, founded in 1975, is a private insurance agency based in Richlands, Virginia. With a team of 18 employees, the agency operates multiple locations across Virginia and Kentucky, providing a wide array of insurance services. These include auto, home, business, and life insurance, catering to both individual consumers and businesses. Huffman Insurance emphasizes personalized service, aiming to meet the unique needs of their clients. They are affiliated with several highly-rated insurance carriers, which bolsters their offerings in the home insurance market. The agency's commitment to customer satisfaction is reflected in positive client reviews, showcasing their dedication to service excellence. Huffman Insurance continues to adapt to the evolving needs of the insurance industry while maintaining a strong local presence.


13. LD&B Insurance and Financial Services


LD&B Insurance and Financial Services, founded in 1992 and based in Harrisonburg, Virginia, operates as a private insurance agency. With a workforce of approximately 70 employees, the company specializes in a variety of insurance services, including personal insurance, business insurance, and employee benefits. Notably, LD&B offers home insurance as part of its personal insurance portfolio, catering to both individual consumers and businesses. The agency prides itself on its customer service and community engagement, actively participating in local initiatives and supporting various organizations. As a 100% employee-owned agency, LD&B emphasizes a strong connection to the community it serves, which is reflected in its mission to provide reliable insurance solutions while making a positive impact. The absence of reported funding suggests a stable operational model focused on organic growth and community ties.


14. Loudoun Insurance Group


Loudoun Insurance Group, founded in 2007 and based in Leesburg, Virginia, is a private insurance agency that provides a variety of insurance products tailored for both individuals and businesses. With a team of 24 employees, the agency specializes in personal insurance, including home insurance, auto insurance, life insurance, and health insurance. Their approach emphasizes personalized service, aiming to educate clients and provide thoughtful analysis to meet their insurance needs. Loudoun Insurance Group operates as an independent advisor, which allows them to offer solutions from multiple carriers, enhancing their ability to cater to client preferences. Their involvement in the community and commitment to client satisfaction further solidify their position in the insurance industry.


15. Hammond Insurance Services

  • Website: hammond-insurance.com
  • Ownership type: Corporate
  • Headquarters: Staunton, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: July 2018
  • Founded year: 1983
  • Headcount: 11-50
  • LinkedIn: hammond-insurance-services

Hammond Insurance Services, based in Staunton, Virginia, has been serving clients since 1983. This family-owned insurance agency specializes in both business and personal insurance solutions, with a strong emphasis on home insurance among their personal offerings. They operate across several locations in Virginia, including Richmond, Norfolk, and Harrisonburg. The agency prides itself on its independent status, allowing them to partner with multiple reputable insurance carriers to provide customized coverage options. Their focus on building relationships with clients and understanding unique risks positions them as a trusted advisor in the insurance space. Hammond Insurance Services is dedicated to community engagement and customer service, reflecting their commitment to the areas they serve.


16. BlueSky Insurance Agency

  • Website: lovemybluesky.com
  • Ownership type: Private
  • Headquarters: Richmond, Virginia, United States (USA)
  • Employee distribution: United States (USA) 66%, Italy 34%
  • Founded year: 1992
  • Headcount: 11-50
  • LinkedIn: bluesky-insurance-agency

BlueSky Insurance Agency, founded in 1992 and based in Richmond, Virginia, is a private insurance agency that specializes in providing a range of personal and business insurance products, including home insurance. With a team of approximately 35 employees, the agency emphasizes customer service and community engagement. They are licensed to operate in Virginia and North Carolina, allowing them to cater to a significant client base in these regions. BlueSky partners with over 40 top-rated insurance carriers, enabling them to offer tailored solutions that meet the specific needs of their clients. Their commitment to community involvement is evident through various charitable initiatives, including events that support local schools and non-profits. This focus on community and customer-centric service positions BlueSky as a relevant player in the home insurance market.


17. Hilb Group

  • Website: hilbgroup.com
  • Ownership type: Private Equity
  • Headquarters: Richmond, Virginia, United States (USA)
  • Employee distribution: United States (USA) 99%
  • Latest funding: Other (Debt), $2.0B, October 2024
  • Founded year: 2009
  • Headcount: 1001-5000
  • LinkedIn: hilb-group

Hilb Group, founded in 2009 and based in Richmond, Virginia, operates as an insurance agency and consulting firm. With a workforce of approximately 957 employees, the company has established itself as a significant player in the insurance sector. Hilb Group offers a comprehensive array of insurance products and HR consulting services, catering to both businesses and individuals. Their offerings include specialty insurance programs tailored for various industries, alongside employee benefits services. Recently, the company secured a substantial funding amount of $2 billion in debt, indicating strong financial backing and growth potential. Hilb Group's commitment to providing customized solutions reflects their understanding of the complexities of risk management and regulatory compliance.


18. HSH Insurance & Safety Services

  • Website: hshi.com
  • Ownership type: Private
  • Headquarters: Salem, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1931
  • Headcount: 11-50
  • LinkedIn: hsh-insurance

HSH Insurance & Safety Services, based in Salem, Virginia, is an independent insurance agency that has been serving clients since 1931. With a workforce of 11-50 employees, the company specializes in a wide array of insurance solutions, including personal, commercial, and employee benefits insurance. Their personal insurance offerings prominently feature home insurance, auto insurance, and high net worth insurance, catering to individuals and families. HSH Insurance prides itself on its ability to navigate unique risks faced by clients, providing tailored coverage options that meet specific needs. The agency combines traditional values with modern technology, ensuring competitive pricing and comprehensive service. Their reach extends beyond the local area, serving clients across multiple states, including West Virginia and Pennsylvania. HSH Insurance also emphasizes safety and risk management, offering consulting services to enhance the protection of their clients' assets.


19. Atkinson Insurance Agency


Atkinson Insurance Agency, founded in 2011 and based in Mechanicsville, Virginia, is a private insurance agency that provides a variety of insurance products, including home, auto, life, and business insurance. With a team of 29 employees, the agency prides itself on delivering personalized service to both individual consumers and businesses. They work closely with over 20 insurance carriers, allowing them to tailor coverage options to meet the specific needs of their clients. The agency's mission is to simplify the insurance shopping process for customers, ensuring they receive the best coverage at competitive rates. Their proactive approach includes monitoring rates and conducting annual reviews to keep clients informed and satisfied with their insurance choices. Atkinson Insurance Agency operates multiple locations in Virginia, enhancing their accessibility to clients in the region.


20. Gantt Insurance Agency

  • Website: ganttagency.com
  • Ownership type: Private
  • Headquarters: Farmville, Virginia, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1988
  • Headcount: 11-50
  • LinkedIn: ganttagency

Gantt Insurance Agency, founded in 1988, is a private insurance agency located in Farmville, Virginia. With a team of approximately 32 employees, the agency has built a reputation for providing a comprehensive range of insurance products, including home insurance, auto insurance, and commercial insurance. They cater to both individual consumers and businesses, focusing on risk management and asset protection through customized insurance solutions. Gantt Insurance Agency has established itself as a trusted partner for clients in Southside Virginia, offering services that address the specific needs of the local community. Their commitment to customer service is evident in their various offerings, which include not only home insurance but also specialized coverage for unique sectors such as towing and restaurant retail. The agency operates multiple locations throughout Virginia, ensuring accessibility and support for their clients. They have not reported any funding, indicating a self-sustained business model that has thrived for over three decades.



Home Insurance Insights: Key Companies in Virginia


CompanyHeadquarterSizeFoundedOwnership
Virginia Farm Bureau Family of CompaniesRichmond, Virginia, United States (USA)501-10001926Family Owned
Springer InsuranceMidlothian, Virginia, United States (USA)11-501991Private
Brown InsuranceBlacksburg, Virginia, United States (USA)11-501927Private
Prosper InsuranceVirginia Beach, Virginia, United States (USA)51-2002007Corporate
Integrated Insurance SolutionsAshburn, Virginia, United States (USA)51-2002001Private
PMA Insurance ServicesChantilly, Virginia, United States (USA)1-101997Private
Goodrich & Watson Insurers, Inc.Newport News, Virginia, United States (USA)11-502002Private
Specialized InsuranceCharlottesville, Virginia, United States (USA)11-502002Private
Virginia Insurance ServicesMidlothian, Virginia, United States (USA)1-101983Family Owned
Commonwealth Insurance CenterWilliamsburg, Virginia, United States (USA)11-501974Private
Elephant InsuranceHenrico, Virginia, United States (USA)501-10002009Corporate
Huffman InsuranceRichlands, Virginia, United States (USA)11-501975Private
LD&B Insurance and Financial ServicesHarrisonburg, Virginia, United States (USA)51-2001992Private
Loudoun Insurance GroupLeesburg, Virginia, United States (USA)11-502007Private
Hammond Insurance ServicesStaunton, Virginia, United States (USA)11-501983Corporate
BlueSky Insurance AgencyRichmond, Virginia, United States (USA)11-501992Private
Hilb GroupRichmond, Virginia, United States (USA)1001-50002009Private Equity
HSH Insurance & Safety ServicesSalem, Virginia, United States (USA)11-501931Private
Atkinson Insurance AgencyMechanicsville, Virginia, United States (USA)11-502011Private
Gantt Insurance AgencyFarmville, Virginia, United States (USA)11-501988Private


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