Medicare supplement insurance companies in North Carolina play a crucial role in helping seniors navigate their healthcare options. These companies offer a range of supplemental plans designed to cover gaps left by traditional Medicare. Typically, they provide personalized assistance in areas such as Medicare Advantage, Medigap, and health insurance for retirees. As the population ages, demand for these services continues to grow. Organizations within this field strive for transparency and communication, as consumers seek clarity in terms and coverage options. Innovations in technology are shaping customer interactions, making information more accessible and engagement more interactive.


The companies listed here represent a varied spectrum in North Carolina's Medicare supplement insurance market, from small firms to large providers. Many are headquartered in cities like Charlotte and Durham, with founding years ranging from the early 20th century to the 2000s. They specialize in Medicare plans, life insurance, and retirement solutions. Operating sizes vary, some having just a handful of employees while others boast large teams, all focused on enhancing affordability and accessibility for clients managing their healthcare needs.


Keep reading to discover the top medicare supplement insurance companies in North Carolina.


Top 19 Medicare Supplement Insurance Companies in North Carolina


1. American Insurance Marketing Solutions


American Insurance Marketing Solutions (AIMS), founded in 2004 and based in Charlotte, North Carolina, is a private insurance agency with a dedicated team of professionals. The company specializes in Medicare, life, and disability insurance, providing tailored solutions to individuals and families. AIMS operates with a client-centric approach, emphasizing personalized consultations to help clients understand their insurance needs and options. Their website features comprehensive resources on Medicare Supplement (Medigap) insurance, including comparisons of different plans, which reflects their commitment to educating clients. AIMS aims to simplify the often complex world of insurance for their clients, ensuring they have the necessary coverage for health and financial security. The agency's focus on Medicare-related products positions it as a relevant player in the insurance market, particularly for those navigating retirement and healthcare options.


2. Thrive Retirement Group


Thrive Retirement Group, based in High Point, North Carolina, is a privately owned insurance agency that has been serving clients since 2002. The firm specializes in Medicare and health insurance solutions, offering a range of products including Medicare Supplement plans, Medicare Advantage plans, and various health insurance options. Thrive Retirement Group aims to assist individuals in making informed decisions about their retirement and healthcare needs. They emphasize a personalized approach, providing consultations and support to help clients navigate the complexities of Medicare. The agency is dedicated to simplifying Medicare information and ensuring clients understand their options. With a small team of around 26 employees, Thrive Retirement Group operates primarily within the United States, focusing on delivering tailored services to their clients. They represent multiple carriers, allowing them to offer a variety of plans to meet the unique needs of their clientele.


3. Health Plans of North Carolina


Health Plans of North Carolina, based in Charlotte, North Carolina, is a private health insurance agency founded in 2005. The company specializes in a range of health insurance products, including individual and family plans, Medicare plans, dental plans, and group health insurance. With a dedicated team of 22 employees, they focus on assisting consumers and businesses in North Carolina to navigate their health insurance options. Health Plans of North Carolina is an authorized agency for Blue Cross and Blue Shield of North Carolina, which allows them to offer a variety of Medicare Supplement Plans. Their agents are local and licensed, providing personalized service to clients. The company has garnered over 1,080 Google reviews, reflecting a commitment to customer service and satisfaction. They have also reported active enrollments exceeding 9,000, showcasing their engagement in the health insurance market.


4. Tidewater Management Group

  • Website: tidewatermg.com
  • Ownership type: Private
  • Headquarters: Raleigh, North Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2006
  • Headcount: 11-50
  • LinkedIn: tidewater-management-group

Tidewater Management Group, founded in 2006 and based in Raleigh, North Carolina, is an insurance agency that specializes in Medicare and life insurance services. The company operates as a field marketing organization, providing essential support to insurance agents across the United States. Tidewater Management Group focuses on enhancing the efficiency and effectiveness of agents by offering training, resources, and access to a wide array of insurance products. Their product offerings include Medicare Advantage plans, Medicare Supplements, and various life insurance options. The firm prides itself on its commitment to agent support, ensuring that their partners have the tools and knowledge necessary to succeed in the competitive insurance market. With a dedicated team and a strong emphasis on community involvement, Tidewater Management Group has established itself as a reliable resource for agents in the Medicare sector.


5. Blue Cross NC

  • Website: bluecrossnc.com
  • Ownership type: Private
  • Headquarters: Durham, North Carolina, United States (USA)
  • Employee distribution: United States (USA) 99%
  • Founded year: 1933
  • Headcount: 5001-10000
  • LinkedIn: bluecrossnc

Blue Cross and Blue Shield of North Carolina (Blue Cross NC) is a health insurance provider based in Durham, North Carolina. Founded in 1933, the company has built a robust portfolio of coverage options that include individual, family, Medicare, dental, and vision plans. Blue Cross NC serves a wide range of consumers and businesses, helping them navigate the complexities of health care and insurance. The company emphasizes accessibility and affordability, ensuring that members have the resources they need to manage their health care effectively. With a workforce of over 6,000 employees, Blue Cross NC is dedicated to improving health outcomes in the community and has invested significantly in initiatives aimed at addressing health inequities. The company operates primarily in North Carolina but is part of a larger network that provides services across the United States and internationally. Blue Cross NC is an independent licensee of the Blue Cross and Blue Shield Association, which further enhances its credibility in the health insurance sector.


6. Bcbs Nc

  • Website: bcbsnc.com
  • Ownership type: Private
  • Headquarters: Durham, North Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1933
  • Headcount: 1001-5000
  • LinkedIn: bcbs-nc

Blue Cross and Blue Shield of North Carolina (Bcbs Nc) is a private health insurance provider based in Durham, North Carolina. Founded in 1933, the company has built a reputation for offering a variety of health insurance plans, including individual, family, Medicare, dental, and vision coverage. Bcbs Nc is committed to making healthcare accessible and affordable for its members. The company actively engages with the Medicare market, providing Medicare Advantage plans and supplemental coverage options tailored for seniors. Their website features a dedicated section for Medicare, indicating a strong focus on this demographic. Bcbs Nc also emphasizes community involvement, having contributed over $200 million to address issues like hunger and homelessness in North Carolina. This commitment to social responsibility complements their role in the healthcare sector, making them a notable entity in the industry.


7. Pinnacle Benefits Group

  • Website: pinnaclebenefits.com
  • Ownership type: Private
  • Headquarters: Winston-Salem, North Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1994
  • Headcount: 1-10
  • LinkedIn: pinnacle-benefits-group

Pinnacle Benefits Group, founded in 1994 and based in Winston-Salem, North Carolina, operates as an insurance agency specializing in a variety of insurance products, including health, life, and annuity options. The company primarily serves independent insurance agents, equipping them with essential training, resources, and competitive commissions to enhance their service delivery. Pinnacle Benefits Group has merged operations with Savers Marketing, another local entity, to bolster their operational capabilities and support for agents. This collaboration allows them to offer a comprehensive portfolio of products, including Medicare Advantage and Medicare Supplement plans, from reputable carriers such as Mutual of Omaha and Aetna. Their focus on agent support and product accessibility positions them as a significant player in the Medicare supplement insurance market.


8. Innovative Financial Group

  • Website: teamifg.com
  • Ownership type: Private
  • Headquarters: Wilmington, North Carolina, United States (USA)
  • Employee distribution: United States (USA) 99%, Other 1%
  • Founded year: 2013
  • Headcount: 1001-5000
  • LinkedIn: innovative-financial-group-inc

Innovative Financial Group (IFG), founded in 2014 and based in Wilmington, North Carolina, operates as an insurance brokerage with a strong emphasis on Medicare, life insurance, and retirement planning. The company aims to provide tailored insurance solutions primarily for seniors, helping them navigate their financial needs. IFG prides itself on a client-centric approach, ensuring that each client receives personalized attention and support. With a workforce of approximately 242 employees and a national network of over 10,000 agents, IFG has positioned itself as a significant player in the insurance industry. The company utilizes advanced technology and tools to enhance the efficiency of its agents, thereby improving service delivery to clients. Notably, IFG has been recognized for its rapid growth, ranking 78th on the 2022 Inc. 5000 list, which highlights its success in the competitive insurance market.


9. Morrow Insurance Agency, Inc.


Morrow Insurance Agency, Inc., established in 1919, is a private insurance agency based in Hendersonville, North Carolina. With a workforce of 11 to 50 employees, the agency has built a strong presence in Western North Carolina, providing a wide array of insurance products tailored to meet the needs of both individuals and businesses. Their offerings include personal insurance, commercial insurance, employee benefits, and specialized agribusiness insurance. Morrow Insurance prides itself on its customer-centric approach, emphasizing the importance of understanding client needs to deliver tailored insurance solutions. The agency is also known for its community involvement, supporting local nonprofits and organizations, which reflects its commitment to the region it serves. While they do provide Medicare Supplement insurance, it is one of many services they offer, and their broader focus may dilute their specialization in this area.


10. Carolina Senior Marketing


Carolina Senior Marketing, founded in 2008 and based in Morrisville, North Carolina, operates as an insurance marketing agency. The company primarily serves independent insurance agents across the Eastern United States, offering a suite of services designed to enhance their business operations. These services include marketing development, lead generation, and access to a broad array of insurance products, such as Medicare Advantage, Medicare Supplement, and various ancillary plans. With contracts from over 70 insurance carriers, Carolina Senior Marketing positions itself as a crucial resource for agents looking to navigate the complexities of the insurance market. Their focus on personalized marketing strategies and agent support has allowed them to build a strong reputation among their clients, fostering long-term partnerships. The company has not reported any funding, indicating a stable operational model based on its service offerings and agent relationships.


11. White Insurance Agency, Inc

  • Website: whiteinsurance.com
  • Ownership type: Corporate
  • Headquarters: Black Mountain, North Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: May 2016
  • Founded year: 1952
  • Headcount: 11-50
  • LinkedIn: white-insurance-agency-inc

White Insurance Agency, Inc., established in 1952, is an independent insurance agency based in Black Mountain, North Carolina. With a team of approximately 31 employees, the agency has built a reputation for providing a comprehensive suite of insurance solutions tailored to the needs of individuals, families, and businesses. Their offerings include personal insurance, business insurance, and employee benefits, with a notable focus on health and life insurance products. Among these, they provide Medicare Supplement Insurance, catering to the needs of seniors looking for additional coverage beyond standard Medicare. The agency prides itself on a client-centric approach, emphasizing personalized service and the ability to compare rates from over 50 insurance carriers. This flexibility allows them to present clients with tailored insurance solutions that meet their unique needs. White Insurance Agency is also a member of the Keystone Insurers Group, enhancing their capabilities and resources in the insurance market.


12. First Casualty Insurance Group, Inc.


First Casualty Insurance Group, Inc. (FCIG) is an insurance agency based in Southern Pines, North Carolina, founded in 1984. With a team of 11 to 50 employees, the agency specializes in a wide array of insurance products, including personal, commercial, specialty, life, and health insurance. FCIG operates multiple locations across the United States, emphasizing personalized service and tailored insurance solutions for both individual consumers and businesses. Their offerings include Medicare Supplement insurance, which is part of their ancillary lines, indicating their involvement in the health insurance sector. The agency prides itself on its consultative approach, helping clients assess their needs and manage risks effectively. FCIG's independent status allows them to access various insurance carriers, providing clients with options that align with their specific coverage requirements.


13. Health Insurance Solutions


Health Insurance Solutions, based in Charlotte, North Carolina, is a private health insurance agency founded in 1999. The company focuses on providing individual health insurance solutions, including Medicare supplement plans, to consumers in North Carolina, South Carolina, and Florida. With a small team of around 32 employees, the agency prides itself on its personalized consulting services, helping clients make informed decisions about their health insurance options. Owner Sharon T. Nuttall, a licensed Life/Health agent since 1999, brings a wealth of knowledge to the firm, having transitioned from a health educator to an insurance specialist. Her background in health promotion and years of experience in the industry position Health Insurance Solutions as a knowledgeable resource for individuals seeking health coverage, particularly in the Medicare space.


14. Fogle Insurance Group

  • Website: foglegroup.com
  • Ownership type: Corporate
  • Headquarters: Huntersville, North Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: June 2023
  • Founded year: 1983
  • Headcount: 1-10
  • LinkedIn: fogle-insurance-group

Fogle Insurance Group, based in Huntersville, North Carolina, has been serving clients since 1983. This independent insurance agency provides a wide array of insurance products, including personal, business, health, and life insurance. Their health insurance offerings include Medicare Advantage Plans, Medicare Part D, and additional services like dental, vision, and hearing plans. The agency prides itself on personalized service and community involvement, actively participating in local charitable initiatives. With a small team of dedicated professionals, Fogle Insurance Group aims to deliver tailored insurance solutions to both individuals and businesses, ensuring that clients receive the attention and support they need to navigate their insurance options effectively.


15. LifeStore Insurance

  • Website: lifestoreinsurance.com
  • Ownership type: Private
  • Headquarters: West Jefferson, North Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1997
  • Headcount: 11-50
  • LinkedIn: lifestore-insurance

LifeStore Insurance, established in 1997, operates as an independent insurance agency based in West Jefferson, North Carolina. With a workforce of approximately 36 employees, the company has expanded its footprint to include seven locations across northwestern North Carolina. LifeStore Insurance provides a wide array of insurance products, including personal, business, and employee benefits insurance. They pride themselves on their customer service and community involvement, which are central to their operational philosophy. The agency represents over 25 insurance carriers, allowing them to offer tailored solutions to their clients. Their team emphasizes professional standards and ongoing education, ensuring that they remain knowledgeable about the insurance market. LifeStore Insurance also engages with industry organizations, such as the Independent Insurance Agents Association of North Carolina, which enhances their credibility and visibility in the insurance sector.


16. The Jordan Insurance Agency


The Jordan Insurance Agency, established in 2006 and based in Charlotte, North Carolina, is a private insurance agency with a small team dedicated to providing a wide array of insurance products. Their offerings include health, life, auto, and homeowners insurance, catering to both individual consumers and small businesses. As an independent broker, they allow clients to compare various insurance options, ensuring tailored solutions that meet specific needs. The agency emphasizes customer service and personalized guidance, aiming to help clients navigate their insurance requirements effectively. They also provide Medicare Health Plans, indicating their participation in the Medicare market, but their focus remains on a broader spectrum of insurance products.


17. Chalk & Gibbs Insurance and Real Estate


Chalk & Gibbs Insurance and Real Estate, established in 1925, is a family-owned insurance agency based in Morehead City, North Carolina. The agency provides a wide array of insurance solutions tailored to both individual consumers and businesses. Their offerings include personal insurance, business insurance, employee benefits, and Medicare products such as Medicare Part D and Medicare Advantage Plans. As an independent agency, Chalk & Gibbs represents multiple insurance carriers, allowing them to offer clients a variety of coverage options. Their commitment to customer service is evident in their approach, which emphasizes guiding clients through the complexities of insurance. With a team of licensed insurance advisors, they aim to help clients protect their assets and manage risks effectively. Chalk & Gibbs also has a real estate division, further diversifying their service offerings in the local market.


18. The Assurance Group

  • Website: assuregrp.com
  • Ownership type: Private
  • Headquarters: Archdale, North Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1988
  • Headcount: 51-200
  • LinkedIn: the-assurance-group

The Assurance Group, based in Archdale, North Carolina, is a private insurance agency founded in 1988. With a workforce of approximately 51-200 employees, the company specializes in a variety of insurance solutions, prominently featuring Medicare supplement insurance, life insurance, and annuities. The Assurance Group is dedicated to empowering insurance agents by providing comprehensive training, lead generation, and essential resources to enhance their sales capabilities. Their operational model is designed to support both agents and consumers, ensuring that clients receive informed guidance on their insurance needs. The company has established a reputation for its commitment to agent success, offering tools and mentorship to help agents thrive in their careers. The Assurance Group collaborates with top-rated carrier partners, ensuring that they can offer competitive insurance products to their clients. Their focus on Medicare solutions positions them as a relevant player in the insurance market, particularly for seniors seeking supplemental coverage.


19. Adams and Associates, Inc.


Adams and Associates, Inc. is a financial services firm based in Bath, North Carolina, established in 1992. The company is privately owned and operates with a small team, focusing on personalized financial strategies for individuals and families. Their offerings include a variety of investment products, insurance solutions, and financial planning services. Notably, they provide Medicare Supplement Insurance among other insurance products, catering to clients looking to enhance their financial well-being. The firm emphasizes a commitment to long-term relationships and personalized service, aiming to help clients navigate their financial journeys. Their website features educational resources, tools, and insights into various financial topics, reflecting their dedication to client education and support.



Medicare Supplement Insurance Insights: Key Companies in North Carolina


CompanyHeadquarterSizeFoundedOwnership
American Insurance Marketing SolutionsCharlotte, North Carolina, United States (USA)11-502004Private
Thrive Retirement GroupHigh Point, North Carolina, United States (USA)1-102002Private
Health Plans of North CarolinaCharlotte, North Carolina, United States (USA)11-502005Private
Tidewater Management GroupRaleigh, North Carolina, United States (USA)11-502006Private
Blue Cross NCDurham, North Carolina, United States (USA)5001-100001933Private
Bcbs NcDurham, North Carolina, United States (USA)1001-50001933Private
Pinnacle Benefits GroupWinston-Salem, North Carolina, United States (USA)1-101994Private
Innovative Financial GroupWilmington, North Carolina, United States (USA)1001-50002013Private
Morrow Insurance Agency, Inc.Hendersonville, North Carolina, United States (USA)11-501919Private
Carolina Senior MarketingMorrisville, North Carolina, United States (USA)11-502008Private
White Insurance Agency, IncBlack Mountain, North Carolina, United States (USA)11-501952Corporate
First Casualty Insurance Group, Inc.Southern Pines, North Carolina, United States (USA)11-501984Private
Health Insurance SolutionsCharlotte, North Carolina, United States (USA)1-101999Private
Fogle Insurance GroupHuntersville, North Carolina, United States (USA)1-101983Corporate
LifeStore InsuranceWest Jefferson, North Carolina, United States (USA)11-501997Private
The Jordan Insurance AgencyCharlotte, North Carolina, United States (USA)1-102006Private
Chalk & Gibbs Insurance and Real EstateMorehead City, North Carolina, United States (USA)11-501925Family Owned
The Assurance GroupArchdale, North Carolina, United States (USA)51-2001988Private
Adams and Associates, Inc.Bath, North Carolina, United States (USA)1-101992Private


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