The life insurance industry in Kansas plays a crucial role in providing financial security and planning for individuals and families. Companies operating in this sector range from large, corporate-owned providers to smaller, family-owned agencies. They offer traditional life insurance products, such as term and whole life policies, alongside specialized services like Medicare supplements and long-term care plans. As consumer preferences evolve and technology advances, the industry anticipates a shift toward more personalized insurance solutions, leveraging digital tools to enhance client engagement. Increased competition and regulatory changes will likely further shape the industry's future.


This listing features 19 significant life insurance companies in Kansas, varying in size from small agencies to larger corporate entities. Founded between 1909 and 2018, they operate from cities like Olathe, Topeka, and Wichita. While many serve consumers exclusively, several also cater to commercial clients, offering diverse products such as term life, health insurance, and annuities. Each company emphasizes personal service and tailored offerings, reflecting the local culture and the specific needs of their community, especially among seniors.


Continue reading to discover the top life insurance companies in Kansas.


Top 19 Life Insurance Companies in Kansas


1. American Senior Benefits

  • Website: americanseniorbenefits.com
  • Ownership type: Corporate
  • Headquarters: Olathe, Kansas, United States (USA)
  • Employee distribution: United States (USA) 99%
  • Latest funding: July 2019
  • Founded year: 2005
  • Headcount: 1001-5000
  • LinkedIn: american-senior-benefits

American Senior Benefits, founded in 2005 and based in Olathe, Kansas, is an insurance agency dedicated to serving the senior market. The company specializes in a range of insurance and financial solutions, including Medicare supplements, life insurance, long-term care, and retirement planning services. With a workforce of approximately 1,000 employees and a network of over 1,800 affiliated agents across more than 165 locations nationwide, American Senior Benefits has positioned itself as a significant player in the insurance industry. Their agents are equipped with a comprehensive portfolio of products from respected carriers such as United Healthcare, Mutual of Omaha, and Aetna, allowing them to provide tailored solutions to meet the unique needs of their clients. The company emphasizes a 'people first' philosophy, ensuring that clients receive personalized support in navigating their insurance options. This commitment to customer service and a robust product offering underscores their relevance in the life insurance market.


2. American Home Life Insurance

  • Website: amhomelife.com
  • Ownership type: Private
  • Headquarters: Topeka, Kansas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1909
  • Headcount: 51-200
  • LinkedIn: american-home-life-insurance

American Home Life Insurance Company, based in Topeka, Kansas, has been a provider of life insurance and financial services since its establishment in 1909. The company offers a range of products designed to secure the financial future of individuals and families. Their offerings include whole life, term life, final expense, preneed insurance, and annuities. With a workforce of around 26 employees, American Home Life Insurance operates as a mutual company, meaning it is owned by its policyholders. This structure allows them to prioritize the needs of their customers over external shareholders. The company has maintained its relevance in the industry by adapting to changing market conditions and consumer needs over more than a century of service. Their commitment to providing financial security and risk protection is evident in their product portfolio, which aims to address various life milestones and challenges.


3. Insurance Planning, INC.


Insurance Planning, INC. is an insurance agency and financial services provider based in Hays, Kansas. Founded in 1968, the company has built a reputation for offering a wide array of products, including personal, commercial, and farm insurance, alongside financial planning and investment services. With a dedicated team of professionals holding various industry designations, they emphasize personalized service to understand and address the unique insurance needs of their clients. The agency has established relationships with notable insurance providers, allowing them to create customized insurance solutions. Their involvement in community organizations, such as the Hays Areas Chamber of Commerce, reflects their commitment to local engagement and support. Insurance Planning, INC. serves both individual consumers and businesses, helping them manage risks and plan for their financial futures effectively.


4. Policygenius

  • Website: policygenius.com
  • Ownership type: Corporate
  • Headquarters: Topeka, Kansas, United States (USA)
  • Employee distribution: United States (USA) 99%, Other 1%
  • Latest funding: April 2023
  • Founded year: 2014
  • Headcount: 501-1000
  • LinkedIn: policygenius

Policygenius is an insurance broker founded in 2014, headquartered in Topeka, Kansas. The company specializes in providing a user-friendly platform that allows consumers to compare and purchase various types of insurance, including life, homeowners, and auto insurance. By leveraging licensed insurance agents, Policygenius assists individuals in navigating the complexities of insurance coverage, ensuring they find options tailored to their specific needs. The company has established itself as a significant player in the insurance market, offering tools and resources such as life insurance calculators and quote comparisons. Their commitment to editorial accuracy and integrity in the information they provide further enhances their credibility in the industry.


5. Smart Insurance

  • Website: smartiagency.com
  • Ownership type: Private
  • Headquarters: Olathe, Kansas, United States (USA)
  • Employee distribution: United States (USA) 52%, Panama 24%, India 24%
  • Founded year: 2007
  • Headcount: 11-50
  • LinkedIn: smart-insurance-ks

Smart Insurance Agency, founded in 2007 and based in Olathe, Kansas, operates as a private insurance agency with a team of approximately 34 employees. The agency provides a range of insurance products, including auto, home, life, and business insurance. Smart Insurance has established a strong connection with the Latin community, facilitating access to insurance services and building a solid network of insurance carriers. This network allows them to offer competitive rates and coverage options across Kansas, Missouri, Illinois, Texas, and Florida. Their bilingual agents cater to a diverse clientele, ensuring that individuals, families, and businesses receive personalized assistance in managing their financial risks and protecting their assets. The agency's commitment to customer service is reflected in positive testimonials from clients who appreciate their friendly and attentive approach.


6. EIG Insurance Center


EIG Insurance Center, established in 2018, is a private insurance agency located in Wichita, Kansas. With a team of approximately 25 employees, the company specializes in a wide array of insurance products, including personal and commercial insurance. Their offerings cover essential areas such as auto, home, life, and business insurance, catering to both individual consumers and businesses. EIG Insurance Center emphasizes personalized service, aiming to provide tailored solutions that address the unique needs of their clients. The agency represents multiple insurance companies, allowing them to shop for the best coverage options for their customers. Their commitment to customer service is evident in their proactive approach to risk management and financial planning, particularly in the life insurance sector, where they assist clients in securing their loved ones' financial well-being. EIG Insurance Center operates without reported funding, indicating a self-sustaining business model focused on local community engagement and support.


7. M&M Insurance Associates

  • Website: m-minsurance.com
  • Ownership type: Family Owned
  • Headquarters: Wichita, Kansas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1966
  • Headcount: 11-50
  • LinkedIn: m%26m-insurance-associates

M&M Insurance Associates, based in Wichita, Kansas, has been serving the insurance needs of local families and businesses since its founding in 1966 by Jim Newhouse. This family-owned agency has built a reputation for providing tailored insurance solutions across various categories, including home, auto, health, life, recreational, and business insurance. Their approach emphasizes personal attention and customized quotes, ensuring clients receive coverage that meets their specific needs. In 2018, M&M Insurance Associates became part of Telcom Insurance Group, allowing them to expand their services to a national level while maintaining their commitment to client relationships. The agency prides itself on its experienced staff and timely responses, which are crucial in the insurance industry. They actively engage with clients through testimonials and a blog that addresses various insurance topics, showcasing their expertise and dedication to educating their customers.


8. US Alliance Life and Security Company


US Alliance Life and Security Company, based in Topeka, Kansas, is a private insurance provider that has been operational since 2009. The company specializes in a range of insurance products, including life insurance, income insurance, critical illness coverage, pre-need insurance, and group insurance. US Alliance aims to cater to both individual consumers and businesses, focusing on creating tailored insurance solutions that meet specific needs. They pride themselves on their customer service, ensuring that clients receive personal assistance rather than automated responses. This approach is reflected in their commitment to expedite claims and provide clear communication throughout the insurance process. With a small team of around 19 employees, US Alliance emphasizes a personal touch in their operations, striving to build lasting relationships with their clients. Their products are designed to offer peace of mind and financial security, making them a relevant player in the life insurance market.


9. Kansas Life, Insurance Agency, INC.


Kansas Life, Insurance Agency, INC. is an insurance agency based in Hutchinson, Kansas, established in 2011. The agency focuses on providing a variety of insurance products, including life insurance, Medicare supplements, retirement planning, and auto and home insurance. With a team of experienced agents, Kansas Life aims to assist consumers, particularly seniors and families, in navigating their insurance needs and securing their financial futures. The agency prides itself on offering tailored solutions by representing multiple insurance providers, allowing clients to compare options and find the best fit for their unique situations. Kansas Life's commitment to customer service and its expertise in the senior market position it as a relevant player in the insurance industry, despite its smaller scale and local focus.


10. Integrity Midwest Insurance, LLC


Integrity Midwest Insurance, LLC, founded in 2012 and based in Lawrence, Kansas, is a private insurance agency that provides a wide array of insurance products. The agency serves individuals, families, businesses, and nonprofit organizations, focusing on tailored solutions to meet specific insurance needs. Their offerings include personal insurance, business insurance, health insurance, and notably, life insurance. The agency prides itself on customer service and integrity, emphasizing a commitment to helping clients navigate the complexities of insurance coverage. With a small team of 16 employees, they maintain a local presence with offices in Lawrence, Eudora, and Ottawa, Kansas. Their approach combines personal service with access to products from various strong national and regional insurance carriers, allowing them to cater to the unique needs of their clients. They have built a reputation for responsiveness and client advocacy, which is reflected in positive customer reviews.


11. Kansas Insurance

  • Website: kansasins.com
  • Ownership type: Private
  • Headquarters: Lawrence, Kansas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1998
  • Headcount: 11-50
  • LinkedIn: kansas-insurance

Kansas Insurance, founded in 1998 and based in Lawrence, Kansas, is a private insurance agency that provides a wide array of insurance products. The company serves both individual consumers and businesses, helping them manage risks and protect their assets through tailored insurance solutions. Their offerings include home, auto, business, agribusiness, life, and recreational vehicle insurance. Kansas Insurance emphasizes local service, with multiple locations across Kansas, and prides itself on its knowledgeable agents who understand the specific needs of Kansans. The agency is committed to delivering quality insurance products and personalized attention, leveraging its strong background in the insurance industry to assist clients in navigating various types of risk. Kansas Insurance is licensed to write coverage in several states, extending its reach beyond Kansas, but it remains primarily focused on local markets.


12. Insurance Designers of Kansas City

  • Website: idakc.com
  • Ownership type: Private
  • Headquarters: Overland Park, Kansas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1982
  • Headcount: 11-50
  • LinkedIn: insurance-designers-of-kansas-city

Insurance Designers of Kansas City (IDKC), founded in 1982, operates as a private insurance agency based in Overland Park, Kansas. The company specializes in offering a variety of insurance products, including life insurance, annuities, long-term care, disability insurance, and critical illness insurance. IDKC primarily serves independent life insurance producers and financial service advisors, providing them with competitive products and essential support to enhance their business operations. The agency collaborates with a range of reputable carriers, such as American General Life, John Hancock, and Prudential, ensuring that their clients have access to quality insurance solutions. With a dedicated team of professionals, IDKC emphasizes building strong relationships based on trust and integrity, aiming for mutual success in the insurance market.


13. CEK Insurance

  • Website: cekinsurance.com
  • Ownership type: Private
  • Headquarters: Lawrence, Kansas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1931
  • Headcount: 11-50
  • LinkedIn: cek-insurance

CEK Insurance, founded in 1931 and based in Lawrence, Kansas, operates as a private insurance agency. With a team of approximately 48 employees, the agency provides a wide array of insurance products tailored to both individual consumers and businesses. Their offerings include personal lines such as auto, homeowners, and individual life insurance, as well as commercial lines like business owners policies and workers compensation. CEK Insurance prides itself on its client-first approach, emphasizing personalized service and the ability to shop multiple insurance providers to find the best coverage options for their clients. The agency serves clients across several states, including Kansas and Missouri, and has established a reputation for helping clients manage risks and protect their assets effectively.


14. ICT Insurance Group

  • Website: ictinsurance.com
  • Ownership type: Private
  • Headquarters: Wichita, Kansas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2013
  • Headcount: 11-50
  • LinkedIn: ict-health-insurance-agency

ICT Insurance Group, founded in 2013 and based in Wichita, Kansas, is a private insurance agency that specializes in health, life, and Medicare insurance services. With a team of approximately 28 employees, the company operates from locations in Wichita and Great Bend, Kansas, and is licensed to sell insurance in multiple states across the U.S. ICT Insurance Group aims to provide tailored insurance solutions to individuals, families, and businesses, helping clients navigate the complexities of insurance options. Their offerings include health insurance, Medicare plans, life insurance, dental and vision coverage, and long-term care services. The agency emphasizes personalized service, guiding clients through their insurance needs to ensure they find the best coverage for their circumstances.


15. Eck Agency Inc - Official Company Page

  • Website: eck.net
  • Ownership type: Private
  • Headquarters: Wichita, Kansas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1971
  • Headcount: 11-50
  • LinkedIn: eck-agency-inc

Eck Agency Inc, based in Wichita, Kansas, is a family-owned independent insurance agency that has been serving clients since 1971. With a workforce of 11-50 employees, the agency operates multiple locations across south central Kansas, including Wichita, Medicine Lodge, and Attica. Eck Agency provides a wide array of insurance solutions, focusing on personal, business, and life & health insurance. They cater to both individual consumers and businesses, helping clients manage risks and protect their assets through tailored insurance products. As a member of Trusted Choice and other industry associations, Eck Agency emphasizes quality service and personalized support, allowing them to shop policies from various insurance carriers to find the best coverage options for their clients. Their commitment to customer satisfaction is reflected in positive client testimonials, highlighting their responsiveness and dedication to finding suitable insurance solutions.


16. Blue Valley Insurance Agency, Inc.

  • Website: bvia.com
  • Ownership type: Corporate
  • Headquarters: Overland Park, Kansas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: June 2024
  • Founded year: 1990
  • Headcount: 11-50
  • LinkedIn: blue-valley-insurance-agency-inc.

Blue Valley Insurance Agency, Inc., established in 1990 and located in Overland Park, Kansas, is an independent insurance agency that serves individuals, families, and businesses. With a team of 22 employees, the agency specializes in a variety of insurance products, including auto, home, business, and notably, life insurance. Their approach is centered on personalized service, ensuring that clients receive tailored solutions to meet their specific insurance needs. The agency prides itself on building strong relationships with clients, which is reflected in their commitment to providing competitive rates and comprehensive coverage options. As a Trusted Choice agency, they have access to multiple insurance carriers, allowing them to offer a broad selection of policies. This independence enhances their ability to advocate for clients and navigate the complexities of insurance coverage effectively.


17. The Insurance Guys - Kansas


The Insurance Guys - Kansas, founded in 2005, is a private insurance agency based in Wichita, Kansas. With a team of approximately 45 employees, they operate multiple locations across the state, including Augusta, Caldwell, Hays, Lyndon, Valley Center, and Wichita. The agency provides a wide array of insurance products, including personal, commercial, farm, and notably, life and health insurance. They cater to both individual consumers and businesses, emphasizing customized coverage solutions to address various risks. Their commitment to customer service is reflected in their extensive client base, having assisted over 2,000 business clients and numerous individuals with their insurance needs. The Insurance Guys also engage actively in community initiatives, supporting local organizations and events, which enhances their visibility and reputation in the industry.


18. Ron Culp - State Farm Agent

  • Website: ronculp.com
  • Ownership type: Private
  • Headquarters: Overland Park, Kansas, United States (USA)
  • Employee distribution: United States (USA) 95%, Russia 2%, Canada 2%
  • Founded year: 1979
  • Headcount: 1-10
  • LinkedIn: ron_culp_state_farm_agent

Ron Culp - State Farm Agent is an insurance agency based in Overland Park, Kansas, established in 1979. The agency operates as a private entity and employs a small team, focusing on providing tailored insurance solutions to individual consumers and small businesses. Their offerings include a range of insurance products such as auto, motorcycle, homeowners, renters, business, life, pet, recreational vehicles, and boat insurance. The agency aims to help clients manage risks and protect their assets through personalized service. Ron Culp, the agent, holds several professional designations, indicating a commitment to professional development and expertise in the insurance field. The agency does not report any recent funding, suggesting it operates independently within the State Farm framework without external financial backing.


19. Johnston Fiss Insurance

  • Website: johnstonfiss.com
  • Ownership type: Private
  • Headquarters: Prairie, Kansas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1965
  • Headcount: 11-50
  • LinkedIn: johnston-fiss-insurance

Johnston Fiss Insurance is a private insurance agency based in Prairie, Kansas, with a history dating back to 1965. The agency specializes in a variety of insurance products, including business, personal, surety bonding, and notably, life and health insurance. With a team of 22 employees, Johnston Fiss Insurance prides itself on delivering personalized service and comprehensive risk management strategies to individuals, families, and businesses. Their approach involves assessing clients' unique needs and providing tailored insurance solutions that protect assets and ensure peace of mind. The agency operates primarily in Kansas and Missouri but is licensed to serve clients across the United States. Their commitment to integrity, client-first service, and long-term relationships with both clients and insurance carriers underscores their role in the insurance industry.



Life Insurance Insights: Key Companies in Kansas


CompanyHeadquarterSizeFoundedOwnership
American Senior BenefitsOlathe, Kansas, United States (USA)1001-50002005Corporate
American Home Life InsuranceTopeka, Kansas, United States (USA)51-2001909Private
Insurance Planning, INC.Hays, Kansas, United States (USA)51-2001968Private
PolicygeniusTopeka, Kansas, United States (USA)501-10002014Corporate
Smart InsuranceOlathe, Kansas, United States (USA)11-502007Private
EIG Insurance CenterWichita, Kansas, United States (USA)51-2002018Private
M&M Insurance AssociatesWichita, Kansas, United States (USA)11-501966Family Owned
US Alliance Life and Security CompanyTopeka, Kansas, United States (USA)11-502009Private
Kansas Life, Insurance Agency, INC.Hutchinson, Kansas, United States (USA)11-502011Private
Integrity Midwest Insurance, LLCLawrence, Kansas, United States (USA)1-102012Private
Kansas InsuranceLawrence, Kansas, United States (USA)11-501998Private
Insurance Designers of Kansas CityOverland Park, Kansas, United States (USA)11-501982Private
CEK InsuranceLawrence, Kansas, United States (USA)11-501931Private
ICT Insurance GroupWichita, Kansas, United States (USA)11-502013Private
Eck Agency Inc - Official Company PageWichita, Kansas, United States (USA)11-501971Private
Blue Valley Insurance Agency, Inc.Overland Park, Kansas, United States (USA)11-501990Corporate
The Insurance Guys - KansasWichita, Kansas, United States (USA)11-502005Private
Ron Culp - State Farm AgentOverland Park, Kansas, United States (USA)1-101979Private
Johnston Fiss InsurancePrairie, Kansas, United States (USA)11-501965Private


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