Life insurance companies in Colorado provide critical protection options for individuals and families. These companies range from larger agencies with established reputations to smaller, independent firms offering tailored solutions. They typically provide a variety of plans, including term, whole, and universal life insurance. As entrepreneurs embrace digital transformation, many firms are enhancing their online presence to facilitate customer engagement and claims processing. This shift is setting the stage for innovation in underwriting and risk assessment, optimizing the overall customer experience while addressing diverse consumer needs. Knowing this can help consumers make informed choices for securing their futures.

This list features 19 life insurance companies based in Colorado, varying in size from small independent agencies to mid-sized firms. Founded between 1911 and 2020, these companies are located throughout the state—from Denver to Grand Junction. They specialize in various products, including life, auto, home, and business insurance. Each firm uniquely approaches customer service, with many emphasizing local consultations while offering tailored coverage options. Their commitment to client needs positions them favorably in a competitive marketplace where personalized service is valued.

Continue reading to explore the top life insurance companies in Colorado.

Top 19 Life Insurance Companies in Colorado

1. Premier Group Insurance

• Website: thinkpremierfirst.com
• Ownership type: Private
• Headquarters: Greenwood, Colorado, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1999
• Headcount: 201-500
• LinkedIn: premier-group-insurance

Premier Group Insurance, founded in 1999 and based in Greenwood, Colorado, operates as an independent insurance agency. The company offers a broad range of insurance products, including auto, home, business, and life insurance. With a network of agents across the United States, Premier Group Insurance aims to provide personalized service and competitive pricing to both individual consumers and businesses. They have established relationships with numerous insurance carriers, allowing them to offer tailored coverage options to meet various client needs. The agency emphasizes customer service and convenience, enabling clients to manage their policies online at any time. Premier Group Insurance has grown to become one of the larger independent agency groups in the country, with hundreds of agencies and thousands of licensed agents nationwide.

2. Creative Insurance Solutions

• Website: creativeinsurance.solutions
• Ownership type: Private
• Headquarters: Aurora, Colorado, United States (USA)
• Founded year: 2009
• Headcount: 11-50
• LinkedIn: cisbroker

Creative Insurance Solutions, based in Aurora, Colorado, is an insurance agency that has been serving clients since 2009. With a team that collectively boasts over 100 years of experience in the insurance industry, the company specializes in a variety of insurance products, including life, health, and accident insurance. They aim to assist consumers in navigating the often complex insurance landscape by providing personalized support through licensed agents. Their product offerings include term life insurance, whole life insurance, universal life insurance, and more, catering to different client needs. The agency emphasizes a local presence, offering in-person consultations and support, which can enhance customer relationships. Despite being a smaller agency with no reported funding, Creative Insurance Solutions remains committed to helping clients find the right coverage at a value that suits their needs.

3. Front Range Insurance Services, LLC

• Website: frontrangeinsurance.com
• Ownership type: Private
• Headquarters: Littleton, Colorado, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2004
• Headcount: 1-10
• LinkedIn: front-range-insurance-services-llc

Front Range Insurance Services, LLC, based in Littleton, Colorado, has been operational since 2004. This private insurance agency caters to both individual consumers and businesses, providing a wide array of insurance products. Their offerings include auto, home, commercial, and life insurance, among others. The agency prides itself on tailoring insurance solutions to meet the specific needs of its clients, helping them manage risks and protect their assets. With a small team of around 23 employees, Front Range Insurance Services emphasizes personalized service and local expertise, particularly in the Colorado market. They also serve clients in states like Minnesota and Washington, showcasing their regional reach. The agency has not reported any funding, indicating that it operates independently without external financial backing.

4. Aspen Insurance Agency

• Website: aspeninsuranceagency.com
• Ownership type: Family Owned
• Headquarters: Denver, Colorado, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1992
• Headcount: 11-50
• LinkedIn: aspen-insurance-agency

Aspen Insurance Agency, based in Denver, Colorado, is a family-owned insurance agency that has been serving clients since 1992. With a team of 18 dedicated employees, the agency specializes in a wide array of personal and commercial insurance products, including life insurance. Their mission is to provide tailored insurance solutions that protect individuals and businesses from various risks. Aspen Insurance Agency prides itself on exceptional customer service, aiming to simplify the often complex insurance landscape for its clients. They operate across multiple states, offering competitive rates and a commitment to client advocacy. The agency collaborates with over 40 top-rated carrier partners, ensuring a broad selection of insurance options for their clients. Their community involvement further highlights their commitment to service, as they engage in various outreach activities throughout the year.

5. Rocky Mountain West Insurance

• Website: rockyquote.com
• Ownership type: Private
• Headquarters: Grand Junction, Colorado, United States (USA)
• Employee distribution: United States (USA) 75%, Philippines 25%
• Founded year: 2005
• Headcount: 11-50
• LinkedIn: rocky-mountain-west-insurance

Rocky Mountain West Insurance, founded in 2005 and based in Grand Junction, Colorado, operates as an independent insurance agency. With a team of approximately 36 employees, the agency provides a wide array of insurance products, including auto, home, life, health, and business insurance. The company prides itself on its customer-centric approach, assisting both individuals and businesses in managing risks and safeguarding their financial interests. Their online platform allows clients to obtain quotes, report claims, and manage policies conveniently. Rocky Mountain West Insurance is licensed to operate nationwide, which broadens its reach and enhances its service capabilities. The agency's commitment to protecting clients is evident in its offerings, particularly in life insurance, where they provide various options to meet the needs of families and individuals.

6. Colorado Farm Bureau Insurance

• Website: cfbinsurance.com
• Ownership type: Private
• Headquarters: Centennial, Colorado, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1950
• Headcount: 51-200
• LinkedIn: colorado-farm-bureau

Colorado Farm Bureau Insurance, founded in 1950 and based in Centennial, Colorado, is a private insurance company that provides a range of insurance products including auto, home, life, and farm insurance. With a workforce of approximately 195 employees, the company emphasizes personalized service through local agents who are deeply rooted in their communities. This local focus allows them to tailor their offerings to the specific needs of Colorado residents. The company has built a reputation for competitive rates and a commitment to customer service, which is reflected in their community involvement and support initiatives. They also provide resources for storm and wildfire preparedness, showcasing their dedication to protecting their policyholders against local risks. While they do offer life insurance options, including whole and term life policies, their overall market presence is more pronounced in property and casualty insurance.

7. EIG | Equity Insurance Group

• Website: equityinsgroup.com
• Ownership type: Private
• Headquarters: Denver, Colorado, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2018
• Headcount: 11-50
• LinkedIn: equity-ins-group

Equity Insurance Group (EIG), based in Denver, Colorado, is an insurance agency that provides a range of insurance services, including auto, home, commercial, health, and life insurance. Founded in 2018, EIG aims to deliver personalized insurance solutions tailored to the unique needs of both individual consumers and businesses. The company prides itself on its dynamic approach, emphasizing the importance of adapting to the evolving needs of clients. EIG sources coverage from multiple carriers to offer competitive pricing and comprehensive options. Their commitment to building strong relationships with clients is evident in their focus on trust and satisfaction. With a team dedicated to innovation and excellence, EIG is positioned to serve a variety of insurance needs, although their specific impact in the life insurance market remains to be fully established.

8. Risk Management Partners

• Website: insuranceriskmanagementpartners.com
• Ownership type: Private
• Headquarters: Wheat Ridge, Colorado, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2004
• Headcount: 11-50
• LinkedIn: barrettbartelsagency

Risk Management Partners Insurance Agency, founded in 2004 and based in Wheat Ridge, Colorado, operates as a private insurance agency with a team of approximately 20 employees. The agency provides a wide array of insurance products, including personal, business, life, health, and Medicare insurance. They cater to individuals, families, and businesses throughout Colorado, focusing on risk management and tailored insurance solutions. Their approach emphasizes understanding clients' unique risks and needs, allowing them to offer customized coverage options. The agency is committed to community involvement and customer service, as evidenced by positive customer reviews highlighting their responsiveness and support. Risk Management Partners collaborates with various insurance carriers to ensure clients receive suitable coverage for their specific situations.

9. Mountain West Insurance & Financial Services, LLC

• Website: mtnwst.com
• Ownership type: Private
• Headquarters: Craig, Colorado, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1998
• Headcount: 51-200
• LinkedIn: mountain-west-insurance-%26-financial-services

Mountain West Insurance & Financial Services, LLC, founded in 1998 and based in Craig, Colorado, operates as a private insurance agency and financial services provider. With a workforce of approximately 135 employees, the company specializes in a variety of insurance products, including home, auto, and commercial insurance, alongside financial planning services. Their clientele consists of both individuals and businesses looking to safeguard their assets and manage financial risks. Notably, Mountain West Insurance includes life insurance among its offerings, demonstrating its commitment to providing comprehensive coverage options. The agency prides itself on personalized service, ensuring that clients receive tailored solutions to meet their unique needs. Their proactive approach to financial planning and risk management further solidifies their role in the insurance industry.

10. The Mitchell Insurance Group

• Website: migcolorado.com
• Ownership type: Private
• Headquarters: Littleton, Colorado, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2020
• Headcount: 1-10
• LinkedIn: the-mitchell-insurance-group

The Mitchell Insurance Group, based in Littleton, Colorado, is a private insurance agency founded in 2020. With a small team of 1-10 employees, the company specializes in a variety of insurance products, including life, auto, home, and business insurance. The agency serves both individual consumers and businesses, focusing on risk management and asset protection through customized insurance solutions. The founders, Chris and Natasha Mitchell, bring a personal touch to their services, emphasizing the importance of understanding clients' unique needs. Their background in healthcare and commitment to community engagement further enhance their approach to client service. The Mitchell Insurance Group operates as an insurance broker, partnering with multiple carriers to provide clients with a range of options tailored to their specific situations. This adaptability is crucial in the insurance market, where individual circumstances can vary widely.

11. Mountain Insurance

• Website: mountaininsurance.com
• Ownership type: Private
• Headquarters: Wheat Ridge, Colorado, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1997
• Headcount: 11-50
• LinkedIn: mountain-insurance

Mountain Insurance, based in Wheat Ridge, Colorado, has been serving clients since 1997. This private insurance agency specializes in a wide array of insurance products, including business, personal, and life insurance. With a team of experienced independent agents, Mountain Insurance aims to simplify the insurance selection process for both businesses and individual consumers. They emphasize customer service, working closely with clients to understand their unique needs and provide tailored coverage options. The agency collaborates with several top insurance carriers to ensure competitive rates and comprehensive coverage. Their life insurance offerings include term life, permanent life, business life, and long-term care insurance, reflecting their commitment to meeting the diverse needs of their clientele.

12. Premier Insurance Partners

• Website: pip1.com
• Ownership type: Private
• Headquarters: Loveland, Colorado, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2003
• Headcount: 11-50
• LinkedIn: premier-insurance-partners

Premier Insurance Partners, based in Loveland, Colorado, has been operational since 2003. This private insurance agency specializes in a range of products, including life insurance, annuities, and Medicare plans. They primarily serve insurance agents and organizations, providing essential tools and support to enhance sales capabilities. Their business model emphasizes training and lead generation, which are crucial for agents looking to succeed in a competitive market. The company is dedicated to empowering agents with resources such as sales tool kits, free leads, and comprehensive training programs. This focus on agent support positions Premier Insurance Partners as a significant player in the life insurance sector, contributing to the overall effectiveness of insurance distribution.

13. Glenwood Insurance Agency

• Website: glenwoodinsurance.com
• Ownership type: Private
• Headquarters: Glenwood Springs, Colorado, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1911
• Headcount: 11-50
• LinkedIn: glenwoodinsurance

Glenwood Insurance Agency, established in 1911, is a private insurance agency located in Glenwood Springs, Colorado. With a workforce of approximately 59 employees, the agency has built a reputation for providing a wide range of insurance products tailored to meet the needs of both individual consumers and businesses. Their offerings include personal insurance such as home, auto, health, and life insurance, as well as business insurance options like workers' compensation and liability coverage. Glenwood Insurance Agency emphasizes customer service and community engagement, serving clients in areas including Aspen and the Roaring Fork Valley. Their long-standing presence in the industry reflects a commitment to helping clients manage risks and protect their assets through customized insurance solutions.

14. Morrison Insurance Agency, Inc.

• Website: morrinsurance.com
• Ownership type: Private
• Headquarters: Denver, Colorado, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1964
• Headcount: 1-10
• LinkedIn: morrison-insurance-agency-llc-

Morrison Insurance Agency, Inc. is an independent insurance agency based in Lakewood, Colorado, with a history dating back to 1964. Founded by Dean L. Morrison, the agency has maintained a commitment to providing personalized insurance solutions tailored to the needs of both individual and business clients. The agency specializes in various insurance products, including auto, home, life, and business insurance. With a small team of dedicated professionals, Morrison Insurance Agency focuses on delivering reliable coverage options and exceptional customer service. They operate primarily within the local market and are licensed in several states, including New Mexico, Nebraska, Wyoming, Utah, Georgia, Maine, Texas, Oklahoma, and Arizona. Their approach involves researching rates and coverage from multiple insurance companies to find the best options for their clients, although they have not reported any funding activities.

15. Mountain Storm Insurance, LLC

• Website: mountainstorminsurance.com
• Ownership type: Private
• Headquarters: Highlands Ranch, Colorado, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2002
• Headcount: 11-50
• LinkedIn: mountain-storm-insurance-llc

Mountain Storm Insurance, LLC is an independent insurance agency based in Highlands Ranch, Colorado, established in 2002. The agency specializes in a wide array of insurance products, including vehicle, property, business, and life insurance. With a team of approximately 15 employees, Mountain Storm Insurance focuses on providing tailored insurance solutions to both individual consumers and businesses. They pride themselves on exceptional customer service and community involvement, actively supporting local businesses and engaging in volunteer efforts. As an independent agency, they partner with various insurance carriers to offer competitive coverage options, ensuring that clients receive personalized attention and the best possible rates. Their commitment to serving the Highlands Ranch community and beyond is evident in their approach to insurance, which emphasizes integrity and local expertise.

16. Legacy Insurance Partners, LLC

• Website: thelegacyinsurancepartners.com
• Ownership type: Private
• Headquarters: Lone Tree, Colorado, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2020
• Headcount: 1-10
• LinkedIn: legacy-insurance-partners-llc

Legacy Insurance Partners, LLC is an independent insurance agency based in Lone Tree, Colorado. Founded in 2020, the company offers a variety of insurance products, including home, auto, life, and business insurance. They cater to both individual consumers and businesses, assisting clients in navigating the complexities of insurance coverage. With a commitment to customer service, Legacy Insurance Partners aims to provide tailored solutions that meet the unique needs of their clients. The agency is licensed in multiple states, including Arizona, California, Colorado, Indiana, Kansas, Minnesota, Missouri, Nevada, New York, Oregon, Tennessee, Texas, and Utah. Their team of independent agents boasts over 30 years of combined experience, leveraging a network of top-rated insurance providers to create customized insurance portfolios. Despite their focus on life insurance, the agency's broader offerings may dilute their specialization in this area.

17. Rocky Mountain Insurance

• Website: rmia.biz
• Ownership type: Family Owned
• Headquarters: Denver, Colorado, United States (USA)
• Founded year: 2003
• Headcount: 1-10
• LinkedIn: rocky-mountain-insurance

Rocky Mountain Insurance Advisors, founded in 2003 and based in Castle Rock, Colorado, is a family-owned independent insurance agency. With a small team of around 16 employees, they specialize in a variety of insurance products, including personal, commercial, and notably, life insurance. Their services are designed to cater to both individual consumers and businesses, emphasizing a consultative approach to identify and meet clients' insurance needs. The agency prides itself on its ability to shop for competitive coverage options from multiple carriers, ensuring that clients receive tailored solutions that protect their assets and manage risks effectively. Their focus on life insurance includes offerings such as term life insurance, key person insurance, and buy-sell insurance, which are essential for individuals and businesses looking to secure financial stability. Rocky Mountain Insurance operates in several states, including Colorado, Arizona, Nevada, Wyoming, and New Mexico, and is committed to providing personalized service and support throughout the insurance process.

18. Kennedy Insurance

• Website: kennedyinsurance.biz
• Ownership type: Private
• Headquarters: Castle Rock, Colorado, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1986
• Headcount: 1-10
• LinkedIn: kennedy-insurance

Kennedy Insurance, based in Castle Rock, Colorado, has been serving individuals, families, and businesses since its establishment in 1986. The agency specializes in a variety of insurance products, prominently featuring life insurance among its offerings. As an independent broker, Kennedy Insurance collaborates with multiple insurance carriers to provide clients with tailored coverage options that meet their specific needs. The agency prides itself on delivering exceptional customer service, guiding clients through the complexities of insurance policies and claims processes. With a small team of dedicated professionals, Kennedy Insurance focuses on building long-term relationships with its clients, ensuring they receive the best possible advice and support in navigating their insurance requirements.

19. Arrow Insurance Management Inc.

• Website: arrowinsurance.net
• Ownership type: Private
• Headquarters: Frisco, Colorado, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1971
• Headcount: 11-50
• LinkedIn: arrow-insurance-management-inc-

Arrow Insurance Management Inc., founded in 1971, is a private insurance agency based in Frisco, Colorado. With a team of 16 employees, the agency has established itself in the mountain communities of Summit and Eagle counties. Arrow Insurance specializes in a wide range of insurance services, including business, auto, home, life, and health insurance. They pride themselves on providing personalized service, beginning with a thorough assessment of clients' needs. Their independent status allows them to represent various insurance companies, enabling them to offer tailored solutions and competitive rates. Arrow Insurance emphasizes ongoing support for clients, ensuring assistance with claims and policy management long after the initial sale. Their commitment to exceptional customer care has been a cornerstone of their operations for over five decades.

Life Insurance Insights: Key Companies in Colorado

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