The home insurance industry in New Jersey is a vast and diverse field with companies offering a multitude of coverage options. These companies range from ones providing home, auto, and renter's policies to enterprises offering specific insurance types like casualty, marine, or commercial property. In a rapidly evolving sector, firms like NJM Insurance Group and Tokio Marine America prioritize customer satisfaction and societal impact. Looking forward, with the rise in climate concerns and tech advancements, the industry will likely see an increased focus on sustainable practices and digitization of services.


Top 19 home insurance companies in New Jersey

1. NJM Insurance Group

  • Website: njm.com
  • Headquarters: West Trenton, New Jersey, United States
  • Founded: 1913
  • Headcount: 1001-5000
  • LinkedIn

NJM is an insurance company that offers auto, homeowners, and renters policies. They provide coverage for personal and commercial properties, as well as business claims. With a focus on customer satisfaction, NJM aims to provide excellent service and savings for their policyholders.


2. Tokio Marine America

  • Website: tmamerica.com
  • Headquarters: Jersey City, New Jersey, United States
  • Founded: 1911
  • Headcount: 201-500
  • LinkedIn

Tokio Marine America is a US based commercial property and casualty insurance provider. They offer a range of insurance products including automobile, homeowners, dwelling fire, umbrella, marine, and inland marine insurance. They are committed to being a Good Company by balancing organizational strength with compassion. Tokio Marine America supports initiatives like EndDD.org to end distracted driving and save lives.


3. SageSure

  • Website: sagesure.com
  • Headquarters: Jersey City, New Jersey, United States
  • Founded: 2006
  • Headcount: 201-500
  • Latest funding type: Debt Financing
  • LinkedIn

SageSure is a company that offers insurance solutions for homeowners. They provide a range of innovative and comprehensive policies to protect homes and properties.


4. Coaction Global

Coaction Specialty Insurance Group is a specialty insurance company that helps businesses reach their maximum potential with tailored insurance solutions. They offer underwriting expertise, modern technology, and direct terms to provide true customer value. Their focus is on specialty businesses, allowing them to provide customized solutions to address unique challenges.


5. All Point Insurance Agency

We use a client-focused process designed to understand the operating environment, quantify risk exposure, confirm expectations along with financial objectives, and communicate a formalized strategy to risk transfer partners. Our service model is designed to provide a comprehensive, proactive approach to support the business objectives of your organization.


6. Tsib

  • Website: tsibinc.com
  • Headquarters: Saddle Brook, New Jersey, United States
  • Founded: 2005
  • Headcount: 51-200
  • LinkedIn

The company, Turner Surety and Insurance Brokerage, Inc., offers customized insurance solutions for various industries. They provide general liability insurance, workers' compensation insurance, commercial insurance, builder's risk, and other insurance services. Their Wrapworks technology platform helps organizations find the best insurance options based on their needs.


7. J.S. Braddock Agency

J.S. Braddock Agency is an insurance company providing a range of insurance products for individuals and businesses. Their offerings include commercial auto, property, general liability, and professional liability insurance, as well as personal insurance for vehicles, homes, and recreational vehicles.


8. Preferred Property Program, Inc.

Preferred Property Program (PPP) is a company that provides a variety of insurance products and solutions for residential and commercial properties. With innovative technology and reliable service, PPP ensures a seamless experience from application submission to policy issuance. They offer coverage for apartment complexes, condos, community associations, hotels, and more.


9. Howe Insurance Group

Howe Insurance Group is an insurance agency based in New Jersey that offers a wide range of insurance services including NJ car insurance, homeowners insurance, flood insurance, and life insurance. They specialize in providing intelligent and cost-effective protection for individuals and businesses, helping them safeguard their properties and financial assets from potential risks and litigation.


10. Mints Insurance Agency

Mints Insurance is a trusted insurance agency with over 75 years of experience. They offer a wide range of commercial and personal insurance options, including commercial property, cyber liability, homeowner, and auto insurance. Their team of professionals prioritize customer service and strive to find the best coverage at competitive prices.


11. Geisenheimer Insurance Agency

Geisenheimer Insurance Agency offers a range of personal and commercial insurance policies. Their products include auto, home, renters, long-term care, and restaurant insurance.


12. Otterstedt Insurance Agency

  • Website: otterstedt.com
  • Headquarters: Englewood Cliffs, New Jersey, United States
  • Founded: 1919
  • Headcount: 51-200
  • LinkedIn

Otterstedt Insurance Agency is an insurance company that specializes in providing personalized insurance solutions for individuals and businesses. They offer a wide range of insurance coverages including commercial property, general liability, cyber liability, directors & officers, errors & omissions, employee benefits, fiduciary liability, group health, and workers' compensation. Otterstedt Insurance Agency serves various customer groups such as businesses, homeowners, renters, non-profit organizations, and individuals with exceptional insurance needs.


13. United Assurance, Inc.

United Assurance is a company that offers a wide range of insurance services, including business insurance, personal insurance, life and health insurance, and group insurance. They provide coverage for various types of properties, vehicles, liability, and more. Their website allows customers to obtain quotes and manage their insurance policies easily.


14. Mitchell Insurance Agency

The Mitchell Agency is an insurance brokerage firm that offers a range of insurance products and services to businesses and individuals. They specialize in providing coverage for various risks, including auto insurance, liability insurance, property insurance, and workers' compensation insurance.


15. Eastern Insurors / All Point Insurance Agency

Insurance-NJ.com is an independent insurance agency with offices in Midland Park, NJ and Cape Coral, FL. We represent reputable and financially stable regional/national insurance companies, offering a range of insurance policies to meet your coverage requirements. Our experienced agents are dedicated to helping you navigate the insurance process and providing you with multiple policy options.


16. Capstone Insurance & Financial Services

Capstone Insurance Services is an independent insurance agency that offers a unique, personalized approach to meeting the insurance needs of both businesses and individuals. They work with many carriers and insurance products to provide excellent customer service and secure coverage that suits their clients' specific risk exposures.


17. Alliance Risk Management LLC

  • Website: ariskmgt.com
  • Headquarters: Englishtown, New Jersey, United States
  • Founded: 2000
  • Headcount: 11-50
  • LinkedIn

ariskmgt.com is an insurance agency that offers a range of insurance coverage including flood insurance, builders risk, directors and officers, business interruption, cyber liability, and personal insurance. They provide well-balanced insurance protection with dedication and experience.


18. Stuber Insurance Agency

Stuber Insurance Agency is a local insurance agency based in Hackettstown, NJ. They offer a wide range of insurance coverages including personal and business insurance. With a track record of quick and fair claim settlements, they provide the best coverage at competitive prices.


19. Morgano Agency

The Morgano Agency is an independent insurance agency that provides various personal and business insurance policies in Greenville and the surrounding area.


Want to find more home insurance companies?


If you want to find more companies that offer diverse coverage options from standard homeowners to specific insurance types you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


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  • Ownership: Which of these are private equity backed? Which are family-owned?
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...and a lot more!