Home insurance companies in New Jersey are fundamental in providing coverage that protects homeowners' assets against various risks such as natural disasters, theft, and liability claims. This sector includes independent agencies and corporate giants offering a range of personalized policies, from standard homeowners insurance to niche products like flood insurance. The industry is increasingly adapting to digital trends and consumer demands for tailored coverage solutions. As risks evolve, these firms are leveraging technology to enhance customer experience and streamline claims processes, ensuring they remain responsive in a competitive market.


The companies highlighted in this list range from small, independent agencies to larger corporate entities, with headquarters across New Jersey. Founded between 1903 and 2012, these firms employ teams of varying sizes, focusing on home insurance products alongside auto and commercial coverage. Notably, firms such as NJM Insurance Group and J. Byrne Agency showcase long-standing histories, while newer players like World Insurance Associates focus on innovation. Each agency demonstrates a commitment to tailored insurance solutions, addressing local clients' unique needs.


Read on to discover the top home insurance companies in New Jersey.


Top 19 Home Insurance Companies in New Jersey


1. Johl & Company

  • Website: johl.com
  • Ownership type: Private
  • Headquarters: Westwood, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1963
  • Headcount: 11-50
  • LinkedIn: johlandcompany

Johl & Company, based in Westwood, New Jersey, is an independent insurance agency that has been serving clients since 1963. With a team of 28 employees, the agency specializes in a broad spectrum of insurance products, including auto, homeowners, life, and health insurance. They cater to both individual consumers and businesses, providing tailored insurance solutions to manage various risks. Johl & Company emphasizes customer service, aiming to support clients through the insurance process, especially during claims. Their offerings in homeowners insurance include renters, condo association, flood, and mobile home insurance, showcasing their commitment to addressing the needs of different homeowners. The agency is also actively involved in the local community, which strengthens their client relationships and enhances their service delivery.


2. M&C Insurance Agency, Inc.

  • Website: mandcinsurance.com
  • Ownership type: Private
  • Headquarters: Pennsauken Township, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1984
  • Headcount: 11-50
  • LinkedIn: m%26c-insurance-agency-inc.

M&C Insurance Agency, Inc. is an independent insurance agency based in Pennsauken Township, New Jersey. Founded in 1984, the agency has built a reputation for providing a wide range of insurance products, including personal, commercial, life, and health insurance. With a dedicated team of approximately 37 employees, M&C Insurance Agency serves both individual consumers and businesses, helping them protect their assets and manage risks through customized insurance solutions. The agency operates multiple locations across New Jersey and extends its services to surrounding areas such as Pennsylvania, Delaware, and New York. Their independent status allows them to work with various national and regional carriers, ensuring competitive pricing and comprehensive coverage options for their clients. M&C Insurance Agency is committed to delivering reliable and professional insurance services, with a particular focus on homeowners insurance, which is essential for safeguarding one of the most significant investments individuals make.


3. J. Byrne Agency

  • Website: jbyrneagency.com
  • Ownership type: Family Owned
  • Headquarters: Wildwood, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1946
  • Headcount: 51-200
  • LinkedIn: j.-byrne-agency-inc.

J. Byrne Agency, based in Wildwood, New Jersey, has been serving clients since 1946. This family-owned agency specializes in a wide range of insurance products, including homeowners, auto, life, and business insurance. They cater to both individual consumers and businesses, ensuring that their clients have the necessary coverage to protect their assets and manage risks effectively. The agency is also known for its community involvement, actively participating in local initiatives and supporting causes such as hunger relief. Their approach combines professional expertise with a personal touch, aiming to provide peace of mind to their clients. J. Byrne Agency has not reported any funding, indicating they operate independently without external financial backing.


4. JBL Trinity Group, Ltd.

  • Website: jbltrinity.com
  • Ownership type: Corporate
  • Headquarters: Atlantic Highlands, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: January 2024
  • Founded year: 1997
  • Headcount: 11-50
  • LinkedIn: jbl-trinity-group-ltd.

JBL Trinity Group, Ltd. is an insurance agency based in Atlantic Highlands, New Jersey, founded in 1997. With a team of 11 to 50 employees, the company specializes in providing a wide array of insurance products, including auto, home, and commercial insurance. They cater to both individual consumers and businesses, ensuring essential coverage against various risks and liabilities. JBL Trinity Group is particularly noted for its comparative quoting service, which allows clients to receive quotes from multiple insurance carriers, thereby facilitating informed decision-making. Their commitment to customer service is reflected in positive customer reviews, highlighting their reliability and responsiveness. The agency serves a specific geographic area in New Jersey, including towns like Atlantic Highlands, Rumson, Fair Haven, and Red Bank, positioning them as a knowledgeable local resource for insurance needs.


5. NJM Insurance Group

  • Website: njm.com
  • Ownership type: Private
  • Headquarters: Ewing Township, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1913
  • Headcount: 1001-5000
  • LinkedIn: njm-insurance-group

NJM Insurance Group, based in Ewing Township, New Jersey, is a private insurance company that has been serving customers since its inception in 1913. With a workforce of approximately 1,963 employees, NJM provides a variety of insurance products, including personal auto, homeowners, and commercial insurance. The company is dedicated to both individual consumers and businesses, offering essential coverage to protect against various risks and liabilities. NJM is particularly noted for its commitment to customer satisfaction, having been recognized by J.D. Power for providing an outstanding auto claims experience for seven consecutive years. This focus on customer service extends to its homeowners insurance offerings, where NJM aims to deliver tailored policies that meet the unique needs of its clients. The company operates primarily in the northeastern United States, ensuring that it remains relevant and accessible to a significant customer base.


6. Liberty Insurance Associates


Liberty Insurance Associates, based in Millstone, New Jersey, is an independent insurance agency that has been serving clients since 1934. With a team of experienced agents, the company specializes in providing a comprehensive suite of insurance products, including home insurance, auto insurance, and various business insurance solutions. Their focus on client advocacy and expert counsel has established them as a trusted partner for individuals and businesses alike. Liberty Insurance Associates is dedicated to understanding the unique risks faced by their clients and offers tailored solutions to manage those risks effectively. They are actively involved in their community, supporting local organizations and initiatives, which further underscores their commitment to client service and community engagement.


7. Insurance Agencies, Inc


Insurance Agencies, Inc. (IAI) is a private insurance agency based in Northfield, New Jersey, founded in 1988. The agency provides a wide array of insurance products, including home, auto, life, health, and business insurance. IAI serves both individual consumers and businesses, emphasizing personalized service and competitive pricing. The agency is affiliated with several respected insurance carriers, which allows them to offer tailored coverage options. With a focus on exceptional customer service, IAI aims to meet the unique insurance needs of its clients. The agency operates multiple locations in New Jersey and is licensed in several states, enhancing its market reach. IAI's commitment to community involvement and employee development further underscores its role in the insurance industry.


8. Allwood Forlenza Agency

  • Website: afcainsurance.com
  • Ownership type: Private
  • Headquarters: Fairfield, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1939
  • Headcount: 11-50
  • LinkedIn: allwood-forlenza-agency

Allwood Forlenza Agency, based in Fairfield, New Jersey, has been providing insurance solutions since its founding in 1939. With a team of 19 employees, the agency specializes in a wide array of insurance products, including personal, commercial, and health insurance. Their offerings in home insurance cover various needs, such as homeowners, renters, condo, and landlord insurance, along with flood insurance. The agency prides itself on a hands-on approach, conducting on-site assessments to tailor coverage to individual client needs. They also provide in-house claims support, which streamlines the claims process for their clients. This commitment to service and protection has allowed Allwood Forlenza Agency to maintain relevance in the insurance industry for over 70 years, serving both individuals and businesses effectively.


9. Risk Strategies | KRA Insurance

  • Website: krainsurance.com
  • Ownership type: Private
  • Headquarters: Springfield, New Jersey, United States (USA)
  • Employee distribution: Kenya 100%
  • Founded year: 1950
  • Headcount: 11-50
  • LinkedIn: krainsurance

Risk Strategies | KRA Insurance, based in Springfield, New Jersey, is an independent insurance agency that has been serving clients since 1950. The agency specializes in a wide array of insurance products, including personal, business, employee benefits, and life insurance. KRA Insurance is dedicated to helping individuals and businesses manage risks and protect their assets through customized insurance solutions. They operate primarily in the tri-state area, focusing on delivering exceptional customer service and building long-term relationships with clients. Their team of licensed insurance advisors is committed to providing informed guidance and support throughout the insurance process. KRA Insurance is also involved in local community initiatives, reflecting their commitment to the areas they serve.


10. World Insurance Associates LLC

  • Website: worldinsurance.com
  • Ownership type: Private Equity
  • Headquarters: Woodbridge Township, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: Other (Debt), August 2023
  • Founded year: 2012
  • Headcount: 1001-5000
  • LinkedIn: world-insurance-associates-llc

World Insurance Associates LLC, founded in 2012 and based in Woodbridge Township, New Jersey, operates as an insurance agency that provides a wide array of business and personal insurance products. With a workforce of over 1,200 employees, the company serves both businesses and individual consumers, helping them manage risks and protect their assets through customized insurance solutions. Their offerings include home insurance, auto insurance, life insurance, and various financial services. The company has built a reputation for strong customer relationships, as evidenced by numerous positive testimonials highlighting their attentive service and expertise. World Insurance Associates LLC has not reported any recent funding, indicating a stable operational model focused on organic growth and customer retention.


11. Harrah & Associates Inc


Harrah & Associates Inc. is an insurance agency based in Trenton, New Jersey, founded in 1955. With a small team of 1-10 employees, the agency specializes in providing a wide array of insurance products, including personal, business, and life insurance. They serve individuals, families, and businesses, focusing on understanding client needs to offer tailored insurance solutions. As an independent agency, Harrah & Associates represents over 35 regional, national, and international insurance carriers, allowing them to customize policies that fit their clients' requirements and budgets. Their commitment to customer service is evident in their proactive approach to risk management and claims assistance. The agency also engages in community service, supporting various local organizations, which reflects their dedication to the community they serve.


12. Meyer Insurance Agency, Inc.


Meyer Insurance Agency, Inc., based in Medford, New Jersey, has been serving clients since 1954. This independent insurance agency specializes in a variety of insurance products, including business, personal, health, and Medicare insurance. With a focus on home insurance, they provide tailored solutions to individuals and families in South Dakota. The agency prides itself on offering personalized service, ensuring clients understand their coverage options. Meyer Insurance collaborates with several top-rated insurance companies, allowing them to present clients with multiple policy choices. Their commitment to community engagement and customer satisfaction has fostered a loyal client base, reflecting their dedication to the insurance industry.


13. York-Jersey Underwriters, Inc.

  • Website: york-jersey.com
  • Ownership type: Private
  • Headquarters: Tinton Falls, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1926
  • Headcount: 11-50
  • LinkedIn: yorkjerseyunderwritersinc

York-Jersey Underwriters, Inc., based in Tinton Falls, New Jersey, has been serving the insurance needs of individuals and businesses since its establishment in 1926. As an independent insurance agency, they provide a variety of insurance products, including auto, home, and commercial insurance. Their focus on home insurance highlights their understanding of the importance of protecting personal assets against various risks. The agency prides itself on offering tailored insurance solutions, ensuring that clients receive appropriate coverage for their unique situations. With a team of professionals dedicated to risk management and cost containment, York-Jersey Underwriters aims to deliver value to its clients. The company operates across all 50 states, which allows them to cater to a broad audience and adapt to different regional needs. Their long history in the industry and commitment to customer service position them as a relevant player in the home insurance sector.


14. Meeker Sharkey & Hurley Insurance


Meeker Sharkey & Hurley Insurance, founded in 2007 and based in Cranford, New Jersey, is an insurance agency that specializes in a variety of insurance services. The company offers products such as vacation home insurance, technology business insurance, and liability coverage, catering to both individual homeowners and businesses. With a team of 22 employees, they focus on providing customized insurance solutions to meet the specific needs of their clients. Their involvement in the insurance industry reflects a commitment to risk management and asset protection. As of December 2021, the company has not reported any funding, indicating a stable operational model without external financial backing. Recently, they have become a division of Risk Strategies, which may influence their market presence and service offerings.


15. Reiner Insurance

  • Website: reinerinsurance.com
  • Ownership type: Private
  • Headquarters: Springfield, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1943
  • Headcount: 11-50
  • LinkedIn: warren-g-reiner-insurance

Reiner Insurance, established in 1943, is a private insurance agency based in Springfield, New Jersey. With a team of 11 to 50 employees, the company specializes in a wide array of insurance products, including auto, home, business, and specialty insurance. They primarily serve individual consumers and businesses across New Jersey, New York, and Pennsylvania. Reiner Insurance prides itself on offering tailored insurance solutions, ensuring that clients receive coverage that aligns with their specific needs and budgets. Their commitment to customer service is evident through positive testimonials from clients who appreciate the personalized attention and expertise provided by their agents. The agency operates with a focus on building long-term relationships with clients, which is essential in the insurance industry.


16. Trident Insurance Agency


Trident Insurance Agency, based in Cherry Hill, New Jersey, is an independent insurance agency that has been serving clients since 1906. As a subsidiary of HomeServices of America, Inc., which is affiliated with Berkshire Hathaway, Trident Insurance Agency has established a solid foundation in the insurance industry. The agency provides a wide array of insurance products, including home, auto, and commercial insurance, catering to both individual consumers and businesses. Their approach focuses on understanding the unique insurance needs of their clients, offering personalized solutions that address specific risks. Trident Insurance Agency prides itself on its commitment to customer service, helping clients navigate their insurance options effectively. With a team of knowledgeable insurance consultants, they work closely with clients to develop strategies that ensure adequate coverage and ongoing support as life circumstances change.


17. Anywhere Insurance Agency


Anywhere Insurance Agency, founded in 1997 and based in Mount Laurel Township, New Jersey, operates as a private insurance agency. With a team of 24 employees, the agency focuses on personal lines insurance, offering products such as homeowners, auto, and flood insurance. They serve individual consumers, helping them protect their assets from various risks. The agency distinguishes itself by providing quotes from multiple national and regional insurance companies, ensuring clients have access to a variety of coverage options. This approach not only simplifies the insurance shopping process but also allows customers to find policies that fit their specific needs and budgets. Anywhere Insurance Agency has built a reputation for personal attention and customer service, making it a trusted choice for many seeking insurance solutions.


18. Kennedy & Ward Insurance Agency


Kennedy & Ward Insurance Agency, part of Fraser Brothers Group LLC, is an insurance agency based in Tinton Falls, New Jersey. Established in 1903, the agency has built a reputation for providing a wide range of personal and commercial insurance services. Their offerings include home insurance, auto insurance, health insurance, and life insurance, among others. The agency prides itself on understanding the unique needs of its clients, ensuring that each policy is tailored to fit individual circumstances. With a team of dedicated professionals, Kennedy & Ward focuses on building long-term relationships with clients, guiding them through various life stages and insurance needs. Their proactive approach to risk management and commitment to customer satisfaction positions them as a relevant player in the home insurance market.


19. The Barclay Group

  • Website: barclayinsurance.com
  • Ownership type: Private
  • Headquarters: Riverton, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1945
  • Headcount: 51-200
  • LinkedIn: the-barclay-group

The Barclay Group, based in Riverton, New Jersey, is an insurance agency that has been serving the insurance needs of individuals, businesses, and public entities since its inception in 1945. With a workforce of approximately 110 employees, the company operates multiple locations across New Jersey. The Barclay Group offers a wide array of insurance products, prominently featuring personal insurance options such as home insurance, auto insurance, and flood insurance. Their commitment to providing tailored insurance solutions is evident in their long-standing relationships with clients, including municipalities and schools. The agency has built a reputation for addressing the unique needs of its clients, which has contributed to its recognition as a trusted provider in the local insurance market. The Barclay Group has not reported any recent funding, indicating a stable, self-sustaining business model.



Home Insurance Insights: Key Companies in New Jersey


CompanyHeadquarterSizeFoundedOwnership
Johl & CompanyWestwood, New Jersey, United States (USA)11-501963Private
M&C Insurance Agency, Inc.Pennsauken Township, New Jersey, United States (USA)11-501984Private
J. Byrne AgencyWildwood, New Jersey, United States (USA)51-2001946Family Owned
JBL Trinity Group, Ltd.Atlantic Highlands, New Jersey, United States (USA)11-501997Corporate
NJM Insurance GroupEwing Township, New Jersey, United States (USA)1001-50001913Private
Liberty Insurance AssociatesMillstone, New Jersey, United States (USA)11-501934Private
Insurance Agencies, IncNorthfield, New Jersey, United States (USA)51-2001988Private
Allwood Forlenza AgencyFairfield, New Jersey, United States (USA)11-501939Private
Risk Strategies | KRA InsuranceSpringfield, New Jersey, United States (USA)11-501950Private
World Insurance Associates LLCWoodbridge Township, New Jersey, United States (USA)1001-50002012Private Equity
Harrah & Associates IncTrenton, New Jersey, United States (USA)1-101955Private
Meyer Insurance Agency, Inc.Medford, New Jersey, United States (USA)11-501954Private
York-Jersey Underwriters, Inc.Tinton Falls, New Jersey, United States (USA)11-501926Private
Meeker Sharkey & Hurley InsuranceCranford, New Jersey, United States (USA)11-502007Corporate
Reiner InsuranceSpringfield, New Jersey, United States (USA)11-501943Private
Trident Insurance AgencyCherry Hill, New Jersey, United States (USA)201-5001906Private
Anywhere Insurance AgencyMount Laurel Township, New Jersey, United States (USA)11-501997Private
Kennedy & Ward Insurance AgencyTinton Falls, New Jersey, United States (USA)11-501903Private
The Barclay GroupRiverton, New Jersey, United States (USA)51-2001945Private


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