Digital wallet companies play an essential role in modern finance by offering convenient and secure payment solutions. These firms provide services ranging from money transfers and online payments to cryptocurrency transactions. With the growth of e-commerce and mobile banking, many individuals and businesses seek digital wallets for their versatility and ease of use. Furthermore, digital wallets are moving towards integrating additional features like loyalty programs and investment options, reflecting the industry’s shift towards comprehensive financial ecosystems.

The digital wallet companies listed consist of various sizes, predominantly headquartered in iconic cities like New York, London, and Jakarta. Founded between 2001 and 2021, these companies focus on providing services like payment processing, money transfers, and cryptocurrency exchanges. Their specialization ranges from consumer personal finance to business-oriented solutions, showcasing a broad spectrum of expertise.

Read on to discover more about the top digital wallet companies.

Top 28 Digital Wallets Companies

1. Venmo

• Website: venmo.com
• Ownership type: Corporate
• Headquarters: New York, New York, United States (USA)
• Employee distribution: United States (USA) 84%, Mexico 4%, Guatemala 3%, Other 9%
• Latest funding: $800.0M, January 2014
• Founded year: 2009
• Headcount: 201-500
• LinkedIn: venmo

Venmo, founded in 2009 and based in New York City, is a mobile payment service that facilitates quick and easy money transfers between users. It caters to both consumers looking to split expenses and businesses that accept payments through the platform. Venmo operates under the PayPal umbrella, which enhances its credibility and reach in the financial technology industry. The service has gained significant traction, boasting millions of users who appreciate its social and user-friendly interface. Venmo allows users to manage their balances, make direct deposits, and even invest in cryptocurrency. The platform also offers a Venmo Debit Card and a Credit Card, further integrating its services into everyday financial transactions. With a focus on enhancing user experience, Venmo continues to innovate and adapt to the evolving needs of its customer base.

2. Skrill, a Paysafe Experience

• Website: skrill.com
• Ownership type: Corporate
• Headquarters: London, England, United Kingdom (UK)
• Employee distribution: United States (USA) 50%, Greece 12%, United Arab Emirates 12%, Other 25%
• Latest funding: $936.8M, March 2015
• Founded year: 2001
• Headcount: 1001-5000
• LinkedIn: skrill

Skrill, a Paysafe Experience, is a digital payment service headquartered in London, England. Established in 2001, the company specializes in providing online wallet solutions that facilitate money transfers, online payments, and cryptocurrency transactions. Skrill caters to both individual consumers and businesses, offering a secure and efficient platform for managing financial transactions without the need for traditional banking methods. The service allows users to send money internationally, pay online while keeping their bank details private, and buy or sell cryptocurrencies. Skrill also features a loyalty program, Skrill Knect, which rewards users for their transactions. With a workforce distributed across various countries, including the United States, Greece, and the United Arab Emirates, Skrill has built a significant global presence. The company has received substantial funding, amounting to nearly $937 million, which underscores its potential for growth and innovation in the digital payment space.

3. DANA Indonesia

• Website: dana.id
• Ownership type: Venture Capital
• Headquarters: Jakarta, Jakarta, Indonesia
• Employee distribution: Indonesia 100%
• Latest funding: $304.5M, August 2022
• Founded year: 2018
• Headcount: 501-1000
• LinkedIn: dana-indonesia

DANA Indonesia, founded in 2018 and based in Jakarta, is a prominent digital payment service provider in Indonesia. The company operates a digital wallet platform that facilitates a variety of financial services, including bill payments, online transactions, and game top-ups. DANA aims to simplify digital transactions for both consumers and businesses, offering features such as payment gateways, integrated payment solutions, and point-of-sale services. With a workforce of approximately 1,900 employees, DANA is dedicated to enhancing the digital payment experience. The company has attracted significant venture capital funding, totaling $304.5 million as of August 2022, which underscores its growth potential and commitment to innovation in the financial technology sector.

4. OVO (PT Visionet Internasional)

• Website: ovo.id
• Ownership type: Corporate
• Headquarters: Jakarta, Jakarta, Indonesia
• Employee distribution: Indonesia 100%
• Latest funding: October 2021
• Founded year: 2017
• Headcount: 501-1000
• LinkedIn: visionetinternasional

OVO (PT Visionet Internasional) is a digital payment service provider based in Jakarta, Indonesia, founded in 2017. The company operates primarily through its mobile application, which offers users a platform for financial transactions via OVO Cash and OVO Points. OVO serves both consumers and merchants, facilitating seamless payments and loyalty rewards. Users can collect points while shopping at various partner merchants, which can be redeemed for future transactions. The app also provides features for managing finances, allowing users to monitor their spending effectively. OVO has positioned itself as a significant player in Indonesia's growing digital payment market, catering to the increasing demand for convenient and efficient payment solutions. The company has a workforce of over 1,000 employees, all based in Indonesia, reflecting its commitment to the local market.

5. MuchBetter

• Website: muchbetter.com
• Ownership type: Private
• Headquarters: London, England, United Kingdom (UK)
• Employee distribution: Isle of Man 74%, Costa Rica 16%, United Kingdom (UK) 6%, Other 4%
• Founded year: 2017
• Headcount: 51-200
• LinkedIn: mir-muchbetter

MuchBetter is a digital payment service company based in London, England, founded in 2017. It specializes in providing a range of payment solutions, including a digital wallet, payment gateway, and wearable payment devices. The company serves both consumers and businesses, offering efficient and secure methods for managing and transferring money. MuchBetter's digital wallet allows users to top up, withdraw, send, and store their money with ease. Additionally, the company has introduced unique contactless payment devices, such as rings, which enhance the user experience. MuchBetter is licensed and regulated as an electronic-money institution by the UK Financial Conduct Authority, ensuring compliance and security in its operations. With a workforce distributed across various locations, including the Isle of Man and Costa Rica, MuchBetter is positioned to cater to a global audience.

6. GCash

• Website: gcash.com
• Ownership type: Private
• Headquarters: Taguig, Metro Manila, Philippines
• Employee distribution: Philippines 100%
• Latest funding: April 2025
• Founded year: 2015
• Headcount: 501-1000
• LinkedIn: wearegcash

GCash, founded in 2015 and based in Taguig, Metro Manila, is a financial technology company that specializes in mobile payment and digital wallet services in the Philippines. It offers a comprehensive suite of financial solutions, including cashless transactions, bill payments, and investment opportunities. GCash caters to both individual consumers and businesses, facilitating efficient payment processing. The platform has gained traction with over 20 million registered users and a vast network of partner merchants, making it a key player in the Philippine digital finance ecosystem. GCash is also recognized for its commitment to security, being a licensed e-money issuer and remittance agent under the regulation of the Bangko Sentral ng Pilipinas. The company has received multiple awards for its initiatives in financial inclusion and digital transformation, further solidifying its role in the industry.

7. ZainCash

• Website: zaincash.iq
• Ownership type: Private
• Headquarters: Baghdad, Baghdad Governorate, Iraq
• Employee distribution: Iraq 99%
• Founded year: 2015
• Headcount: 51-200
• LinkedIn: zain-cash

ZainCash is a financial services company based in Baghdad, Iraq, that specializes in electronic financial solutions. Founded in 2015, the company was licensed by the Central Bank of Iraq in 2016 to provide a range of services including mobile wallets, money transfers, and payment gateways. ZainCash aims to enhance financial accessibility and security for its users, serving individuals, businesses, and organizations alike. The company has facilitated billions of transactions since its inception, demonstrating its significant impact on the local economy. ZainCash has also received recognition for its innovative approach, being awarded the 'Telecom Lead Innovation' in 2019 and nominated for 'The Best Mobile Innovation supporting Emergency' by GSMA in 2020/21. Their services include features like cash-in and cash-out options, digital goods purchases, and government bill payments, making them a comprehensive solution for financial transactions in Iraq.

8. Blockchain.com

• Website: blockchain.com
• Ownership type: Private Equity
• Headquarters: London, England, United Kingdom (UK)
• Employee distribution: United States (USA) 37%, United Kingdom (UK) 25%, Lithuania 5%, Other 34%
• Latest funding: Series E-K, $110.0M, November 2023
• Founded year: 2011
• Headcount: 201-500
• LinkedIn: blockchain

Blockchain.com, founded in 2011 and headquartered in London, is a prominent cryptocurrency platform that provides a range of financial services tailored for both individual users and businesses. The company operates globally, offering a digital wallet that enables users to buy, sell, and store cryptocurrencies like Bitcoin and Ethereum. Blockchain.com emphasizes security and self-custody, allowing users to maintain control over their private keys. In addition to its wallet services, the platform includes an exchange for trading cryptocurrencies, institutional solutions, and features for earning rewards on held assets. With over 80 million wallets created and more than $1 trillion in transactions processed, Blockchain.com has positioned itself as a trusted name in the cryptocurrency industry. The company recently secured $110 million in Series E-K funding in November 2023, further solidifying its financial standing and growth potential.

9. Wirex

• Website: wirexapp.com
• Ownership type: Venture Capital
• Headquarters: London, England, United Kingdom (UK)
• Employee distribution: Ukraine 51%, United Kingdom (UK) 31%, Singapore 2%, Other 16%
• Latest funding: Series B, $19.9M, December 2021
• Founded year: 2014
• Headcount: 201-500
• LinkedIn: wirex-limited

Wirex is a financial technology firm based in London, UK, founded in 2014. The company specializes in providing a platform for cryptocurrency transactions and digital payments. Wirex offers a range of services, including cryptocurrency accounts, a Wirex Card that allows users to spend their digital assets, and a rewards program for transactions. With a workforce of approximately 250 employees, Wirex has a significant presence in the fintech industry, particularly in the cryptocurrency space. The company has received substantial venture capital funding, with its last funding round in December 2021 amounting to over $19 million. This financial backing supports its ongoing development and expansion in the digital payments sector, catering to both consumers and businesses looking to integrate digital assets into their daily financial activities.

10. Revolut

• Website: revolut.com
• Ownership type: Venture Capital
• Headquarters: London, England, United Kingdom (UK)
• Employee distribution: India 28%, United Kingdom (UK) 20%, Spain 13%, Other 40%
• Latest funding: August 2024
• Founded year: 2015
• Headcount: 10001+
• LinkedIn: revolut

Revolut is a financial technology company based in London, UK, founded in 2015. It provides a wide array of banking and financial services, including currency exchange, personal loans, and investment products. Revolut serves both retail customers and businesses, offering tools that facilitate efficient financial management and transactions. The company operates in multiple countries and has established a strong presence in the fintech sector, gaining significant valuation and recognition. Revolut's services include a digital wallet that allows users to hold, exchange, and transfer money in various currencies, making it a practical choice for international transactions. The company has also expanded its offerings to include cryptocurrency trading and investment services, further enhancing its appeal in the digital finance space.

11. KBZPay Market

• Website: kbzpay.com
• Ownership type: Private
• Headquarters: Yangon, Yangon, Myanmar
• Employee distribution: Myanmar 100%
• Founded year: 2021
• Headcount: 51-200
• LinkedIn: sunny-estore

KBZPay Market is a mobile wallet service provider based in Yangon, Myanmar, established in 2021. The company offers a comprehensive suite of financial services through its app, including cash transfers, bill payments, and personal loans. It caters to both consumers and businesses, facilitating secure and convenient financial transactions. Backed by KBZ Bank, Myanmar's largest privately owned bank, KBZPay Market enhances its credibility in the financial technology sector. The platform allows users to cash in and out, top up mobile phones, and make payments to merchants, all while ensuring user-friendly features like QR code transactions and biometric security options. As a relatively new entrant, KBZPay Market is actively shaping the digital payment landscape in Myanmar, aiming to provide a seamless financial experience for its users.

12. iCard

• Website: icard.com
• Ownership type: Private
• Headquarters: Varna, Varna, Bulgaria
• Employee distribution: Bulgaria 99%, Other 1%
• Founded year: 2007
• Headcount: 201-500
• LinkedIn: icardofficial

iCard is a fintech company based in Varna, Bulgaria, founded in 2007. It specializes in digital payment solutions and financial services for both consumers and businesses. The company offers a digital wallet that allows users to manage their finances efficiently, facilitating mobile payments, card services, and instant transfers. iCard operates in more than 30 European countries, providing services that include virtual cards, NFC wearables, and integration with popular payment platforms like Google Pay and Apple Pay. As a licensed electronic money institution, iCard adheres to strict regulatory standards, ensuring the security and reliability of its services. The company has issued millions of cards and processed a significant number of transactions, reflecting its active role in the digital payment industry.

13. PeiGo

• Website: peigo.com.ec
• Ownership type: Private
• Headquarters: Guayaquil, Guayas, Ecuador
• Employee distribution: Ecuador 89%, Colombia 7%, Peru 5%
• Founded year: 2021
• Headcount: 51-200
• LinkedIn: peigo

PeiGo is a private digital payment service company based in Guayaquil, Ecuador, founded in 2021. It provides a virtual wallet that facilitates money transfers, bill payments, and online purchases using a Visa debit card. The company targets both consumers and businesses, aiming to enhance financial management without imposing hidden fees. PeiGo has rapidly attracted a user base of over 300,000 individuals, indicating a strong market presence in a short time. The platform is designed to be user-friendly, allowing users to recharge their accounts, send and receive money, and pay for services seamlessly. PeiGo's operations are supported by Banco de Guayaquil, a well-established financial institution in Ecuador, which enhances its credibility and security measures. The company has not reported any funding to date, indicating it may be self-sustaining or in the early stages of growth.

14. NayaPay

• Website: nayapay.com
• Ownership type: Venture Capital
• Headquarters: Karachi, Sindh, Pakistan
• Employee distribution: Pakistan 100%
• Latest funding: Seed, $13.0M, February 2022
• Founded year: 2016
• Headcount: 51-200
• LinkedIn: nayapay

NayaPay is a financial technology company based in Karachi, Pakistan, founded in 2016. It specializes in digital payment solutions, offering a digital wallet and Visa debit cards to both consumers and businesses. The platform allows users to send money, pay bills, and manage their finances through a straightforward app. NayaPay's services include free money transfers between users, instant issuance of Visa debit cards, and the ability to pay at millions of merchants worldwide. The company has gained recognition in the industry, being featured in Forbes Asia's 100 To Watch and has secured $13 million in funding to support its growth. NayaPay is regulated by the State Bank of Pakistan as an Electronic Money Institution, ensuring compliance with local financial regulations. Its partnerships with banks and other financial entities further solidify its position in the digital payments market.

15. MOVii

• Website: movii.com.co
• Ownership type: Private Equity
• Headquarters: Cajicá, Bogota, Colombia
• Employee distribution: Colombia 100%
• Latest funding: Series C, $17.0M, February 2022
• Founded year: 2017
• Headcount: 201-500
• LinkedIn: movii

MOVii is a fintech company based in Cajicá, Bogota, Colombia, founded in 2017. It specializes in providing a digital wallet and mobile payment solutions aimed at improving financial inclusion for individuals and businesses. The company operates primarily through its mobile app, which allows users to manage their finances conveniently. Services offered by MOVii include money transfers, bill payments, and a prepaid debit card, enabling users to make purchases globally without hidden fees. As of early 2022, MOVii has raised $17 million in a Series C funding round, reflecting its growth trajectory and the increasing demand for digital financial services in Colombia. The company has also made strides in partnering with other fintechs to expand its offerings, including loans for micro, small, and medium enterprises (MSMEs).

16. Wallet Factory

• Website: walletfactory.com
• Ownership type: Private
• Headquarters: Wrocław, Lower Silesian Voivodeship, Poland
• Employee distribution: Ukraine 62%, Poland 15%, India 6%, Other 17%
• Founded year: 2015
• Headcount: 51-200
• LinkedIn: walletfactory

Wallet Factory, founded in 2015 and based in Wrocław, Poland, is a private financial technology company that specializes in digital wallet and loyalty services. The company offers a comprehensive range of solutions, including Wallet-as-a-Service (WaaS), payment processing, and customer engagement tools. Their services are designed to assist banks, telecoms, and retail businesses in enhancing financial inclusion and improving customer loyalty through innovative digital solutions. Wallet Factory has successfully implemented projects across various regions, including the MENA and Latin America, demonstrating their capability to address the needs of underbanked populations. Their focus on mobile commerce, rewards platforms, and KYC compliance further solidifies their position in the digital wallet industry, making them a relevant player in this space.

17. easycash

• Website: easycashwallet.com
• Ownership type: Private
• Headquarters: Almazah, Cairo Governorate, Egypt
• Employee distribution: Egypt 94%, United States (USA) 3%, France 3%
• Latest funding: May 2024
• Founded year: 2019
• Headcount: 51-200
• LinkedIn: easycashwallet

EasyCash is a digital payment service provider based in Almazah, Cairo Governorate, Egypt. Founded in 2019, the company aims to transform the payment experience for both consumers and businesses in Egypt. EasyCash offers a comprehensive suite of services, including a consumer wallet for everyday payments, QR code payment solutions, and money transfer capabilities across various mobile wallets in the country. The company is dedicated to enhancing financial inclusion by leveraging technology to simplify payment processes. With a workforce of approximately 105 employees, EasyCash has positioned itself as a significant player in the Egyptian digital payment landscape, having obtained a license from the Central Bank of Egypt to operate legally in the financial sector. Their mission is to provide innovative and secure payment methods as alternatives to cash, reflecting a commitment to modernizing the payment ecosystem in the region.

18. VietUnion Online Services Corporation (Payoo)

• Website: payoo.vn
• Ownership type: Corporate
• Headquarters: Vietnam
• Employee distribution: Vietnam 100%
• Latest funding: Series A, October 2011
• Founded year: 2008
• Headcount: 201-500
• LinkedIn: vietunion

VietUnion Online Services Corporation, known as Payoo, is a payment solutions provider based in Vietnam. Founded in 2008, the company specializes in offering a wide range of services that include personal and business wallets, as well as online and direct payment solutions. Payoo aims to facilitate secure and convenient transactions for both individual consumers and businesses through its advanced payment technology. The company has built a strong infrastructure that supports various payment methods, ensuring accessibility and ease of use for its customers. With over 25,000 payment acceptance points nationwide and partnerships with more than 2,000 leading businesses, Payoo has established itself as a significant player in the Vietnamese payment industry. The company processes substantial transaction volumes annually, reflecting its active role in the market.

19. Folio.ID

• Website: folio.id
• Ownership type: Private
• Headquarters: London, England, United Kingdom (UK)
• Employee distribution: United Kingdom (UK) 82%, Poland 18%
• Founded year: 2015
• Headcount: 11-50
• LinkedIn: folioltd

Folio.ID, officially known as Folio Technologies LTD, is a digital wallet provider based in London, England. Founded in 2015, the company has developed the Folio Digital Wallet App, which allows users to securely store and manage various types of cards and important documents. The app caters to both individual consumers and businesses, providing a user-friendly platform for organizing financial information and enhancing transaction security. Folio.ID has gained traction in the digital wallet industry, with over 1 million documents added to the app and availability in more than 120 countries. The company emphasizes security, utilizing AES 256-bit encryption to protect user data. With a solid average rating of 4.7 on app stores, Folio.ID is recognized for its effective features, including document scanning, alerts for expiring gift cards, and the ability to share documents with family and friends. This positions Folio.ID as a relevant player in the digital wallet market, appealing to users seeking convenience and security in managing their financial and personal information.

20. Cryptopay

• Website: cryptopay.me
• Ownership type: Venture Capital
• Headquarters: Tallinn, Harju, Estonia
• Employee distribution: United Kingdom (UK) 40%, Estonia 17%, Cyprus 10%, Other 33%
• Latest funding: January 2018
• Founded year: 2013
• Headcount: 51-200
• LinkedIn: cryptopay

Cryptopay, founded in 2013 and based in Tallinn, Estonia, is a financial technology firm specializing in cryptocurrency services. The company offers a digital platform that allows users to buy, sell, and manage over 35 cryptocurrencies alongside three fiat currencies. Cryptopay caters to individual consumers and businesses, providing tools for secure cryptocurrency transactions and payment processing. The company is also developing a Visa card that will enable users to spend their crypto assets globally, enhancing the usability of their digital wallet. With a workforce of around 90 employees and a significant presence in various countries, Cryptopay has established itself as a player in the cryptocurrency market, processing over $1 billion in annual transaction volume. The company has not reported any recent funding, indicating a stable operational model since its last funding round in 2018.

21. Neollet

• Website: neollet.com
• Ownership type: Private
• Headquarters: Tbilisi, Tbilisi, Georgia
• Employee distribution: Georgia 100%
• Founded year: 2018
• Headcount: 51-200
• LinkedIn: neollet

Neollet is a private financial services company based in Tbilisi, Georgia, founded in 2018. It specializes in electronic wallet solutions, allowing users to manage their finances through various services, including money transfers and the issuance of the nCard. With a user base exceeding 70,000, Neollet has established itself as a modern and secure platform for individuals seeking convenient payment options. The company has processed over 720,000 transactions and issued more than 95,000 cards, showcasing its operational scale and user engagement. Neollet operates multiple physical locations in Tbilisi, providing customers with easy access to its services and enhancing the overall user experience. The company has not reported any funding, indicating it may be self-sustaining or in the early stages of growth without external investment.

22. Kuvacash

• Website: kuvacash.com
• Ownership type: Private
• Headquarters: London, England, United Kingdom (UK)
• Employee distribution: Zimbabwe 75%, Ukraine 12%, Kenya 12%
• Founded year: 2017
• Headcount: 11-50
• LinkedIn: kuvacash

Kuvacash is a financial technology company based in London, UK, that specializes in digital wallet and payment solutions. Established in 2017, Kuvacash aims to empower users by providing a platform for instant and secure money transfers. The company operates a non-custodial wallet system, ensuring that users maintain full control over their funds without hidden fees. With a workforce primarily located in Zimbabwe, along with teams in Ukraine and Kenya, Kuvacash is strategically positioned to cater to the needs of users in emerging markets. The company has launched initiatives like Kuva Local to facilitate diaspora trade in regions such as Kenya, Ethiopia, Namibia, and South Africa. This focus on enhancing financial accessibility and reducing transaction costs underscores Kuvacash's role in the evolving landscape of digital finance.

23. Lisa

• Website: simplementelisa.com
• Ownership type: Private
• Headquarters: Costa Rica
• Founded year: 2018
• Headcount: 51-200
• LinkedIn: simplemente-lisa

Lisa, known as Viral Media S.A., is a financial technology company based in Costa Rica, founded in 2018. The company operates the Wellet app, a digital wallet that facilitates financial management for users. With a workforce of approximately 52 employees, Lisa aims to provide a seamless experience for both consumers and businesses. The app allows users to make payments, purchase products, and book services, thereby integrating various financial transactions into one platform. Users can pay for over 900 basic services, transfer money between wallets at no cost, and even receive their salaries directly into the app. Lisa's commitment to financial accessibility is evident in its operations, which are regulated by the national financial system, ensuring a level of security and trust for its users.

24. eSewa Ltd.

• Website: esewa.com.np
• Ownership type: Private
• Headquarters: Lalitpur, Bagmati, Nepal
• Employee distribution: Nepal 100%
• Founded year: 2009
• Headcount: 201-500
• LinkedIn: fonepay

eSewa Ltd. is a private company based in Lalitpur, Bagmati, Nepal, founded in 2009. It operates as a mobile wallet service, providing a variety of digital payment solutions tailored for consumers. Users can make online and offline payments, transfer funds, and pay for services such as mobile top-ups and ticket purchases. eSewa has established itself as a key player in the financial technology sector, catering to individuals who seek efficient and convenient financial management tools. The company has a workforce of approximately 201-500 employees, all based in Nepal, indicating a strong local presence. eSewa has not reported any recent funding, suggesting it has been self-sustaining or operating on its own revenue streams. The company continues to innovate and expand its offerings, including insurance products and promotional campaigns, which further solidifies its role in the digital payment industry.

25. AstroPay

• Website: astropay.com
• Ownership type: Venture Capital
• Headquarters: London, England, United Kingdom (UK)
• Employee distribution: Argentina 29%, Uruguay 25%, Brazil 20%, Other 26%
• Latest funding: December 2015
• Founded year: 2009
• Headcount: 201-500
• LinkedIn: astropay-llp

AstroPay, founded in 2009 and based in London, England, is a financial services company specializing in digital wallets and payment processing solutions. With a workforce of approximately 354 employees, the company operates primarily in Latin America, with significant employee distribution in Argentina, Uruguay, and Brazil. AstroPay offers a variety of services, including multicurrency accounts, money transfers, and savings options, aimed at both consumers and businesses. Their platform allows users to manage their finances globally, providing tools for sending, spending, and saving money across different currencies. Despite facing temporary restrictions on their services in the UK, AstroPay continues to facilitate global financial transactions, making it a notable player in the digital wallet industry.

26. Airtm

• Website: airtm.com
• Ownership type: Venture Capital
• Headquarters: Decamp, California, United States (USA)
• Employee distribution: United States (USA) 32%, Mexico 32%, Colombia 10%, Other 26%
• Latest funding: Series B, $15.0M, May 2021
• Founded year: 2015
• Headcount: 51-200
• LinkedIn: airtm

Airtm is a digital wallet service based in Decamp, California, founded in 2015. The company operates globally, focusing on providing financial solutions to individuals, particularly freelancers and gamers. Airtm allows users to manage their finances through a US Virtual Account, facilitating the sending and receiving of payments across borders. With over 500 ways to add and withdraw funds, Airtm aims to enhance financial accessibility and security for its users. The platform is particularly beneficial for those in emerging markets, where traditional banking options may be limited. Airtm has received significant venture capital funding, with its last round totaling $15 million in May 2021, underscoring its growth trajectory and the confidence investors have in its mission to empower users in the digital economy.

27. EPI Company

• Website: epicompany.eu
• Ownership type: Corporate
• Headquarters: Brussels, Brussels, Belgium
• Employee distribution: Netherlands 34%, Belgium 24%, France 22%, Other 21%
• Latest funding: $5.2B, April 2018
• Founded year: 2020
• Headcount: 201-500
• LinkedIn: epicompany

EPI Company, established in 2020 and based in Brussels, Belgium, is a financial services provider dedicated to revolutionizing payment solutions across Europe. The company is at the forefront of developing Wero, a digital wallet designed to streamline transactions for both consumers and merchants. EPI Company is backed by 16 prominent European banks and financial service firms, which underscores its collaborative approach to enhancing the payment experience. The Wero wallet aims to support a variety of payment methods, including peer-to-peer transfers, e-commerce, and point-of-sale transactions. EPI's focus on instant payments and the integration of value-added services, such as digital identity verification and merchant loyalty programs, reflects its commitment to innovation in the payment sector. As of February 2024, EPI Company has been authorized by the National Bank of Belgium as a payment institution, further solidifying its position in the industry.

28. Vnpay

• Website: vnpay.vn
• Ownership type: Private
• Headquarters: Hanoi, Hanoi, Vietnam
• Employee distribution: Vietnam 100%
• Latest funding: April 2019
• Founded year: 2007
• Headcount: 1001-5000
• LinkedIn: vnpay

VNPAY, officially known as Công ty Cổ phần Giải pháp Thanh toán Việt Nam, was founded in 2007 and is headquartered in Hanoi, Vietnam. The company operates in the fintech sector, focusing on electronic payment solutions. VNPAY offers a variety of services, including mobile banking applications, electronic wallets, and payment processing systems. They cater to both individual consumers and businesses, facilitating efficient financial transactions. VNPAY has integrated its services with over 250,000 businesses and collaborates with more than 40 banks across Vietnam, making it a significant player in the electronic payment industry. Their offerings include VNPAY-QR for quick payments, VNPAY-POS for point-of-sale solutions, and a family wallet feature that allows users to manage expenses collectively. VNPAY's commitment to innovation is evident in their use of modern technology to enhance payment experiences and security.

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