California’s fintech industry thrives at the intersection of technology and finance, offering services designed to simplify transactions and enhance financial intelligence. Key players include neobanks, payment processors, and lending platforms that aim to democratize access to financial services. Trends like embedding finance into everyday applications reflect an evolving landscape where efficiency, user experience, and transparency are priorities. With an emphasis on financial wellness and sustainable growth, California's commitment to innovation is poised to drive future enhancements in financial technology solutions.


This collection features 25 prominent fintech companies in California, primarily based in hotspot locations like San Francisco and Palo Alto. Founded between 2001 and 2021, these firms range from small teams to thousands of employees. Their specializations include banking as a service, payment processing, and additional financial solutions, catering to both consumers and businesses alike.


Read on to discover more about California's top fintech companies.


Top 25 Fintech Companies in California


1. Chime

  • Website: chime.com
  • Ownership type: Private Equity
  • Headquarters: San Francisco, California, United States (USA)
  • Employee distribution: United States (USA) 93%, Canada 4%, Other 3%
  • Latest funding: July 2023
  • Founded year: 2012
  • Headcount: 1001-5000
  • LinkedIn: chime-card

Chime Financial, Inc. is a financial technology company based in San Francisco, California, founded in 2012. It specializes in mobile banking services designed to help individuals achieve financial progress. Chime offers a range of features, including early access to paychecks, high-yield savings accounts, and fee-free banking options. The company primarily targets consumers who prefer to manage their finances without incurring traditional banking fees. With a workforce of over 2,000 employees, Chime has established itself as a significant player in the fintech industry, focusing on user-friendly tools that promote financial literacy and accessibility. The company operates under the premise that everyone deserves the opportunity to improve their financial situation, and it actively engages in initiatives that support this mission.


2. Plaid

  • Website: plaid.com
  • Ownership type: Venture Capital
  • Headquarters: San Francisco, California, United States (USA)
  • Employee distribution: United States (USA) 93%, United Kingdom (UK) 4%, Netherlands 2%, Other 1%
  • Latest funding: April 2025
  • Founded year: 2013
  • Headcount: 501-1000
  • LinkedIn: plaid-

Plaid, Inc. is a financial technology company based in San Francisco, California, founded in 2013. The company specializes in providing a platform that allows users to connect their bank accounts to various applications, thereby enhancing the functionality of fintech services. Plaid serves a broad spectrum of clients, including fintech companies and financial institutions, by offering a suite of services such as payments, fraud prevention, identity verification, and personal finance insights. With over 100 million global users and connections to more than 12,000 financial institutions, Plaid plays a pivotal role in the financial technology ecosystem. Their products are designed to facilitate seamless financial transactions and data connectivity, making it easier for businesses to onboard customers and manage financial data efficiently. Plaid's commitment to innovation is evident in their continuous development of new solutions that cater to the evolving needs of the financial services industry.


3. Zeta

  • Website: zeta.tech
  • Ownership type: Corporate
  • Headquarters: San Francisco, California, United States (USA)
  • Employee distribution: India 99%, Other 1%
  • Latest funding: Series D, $50.0M, February 2025
  • Founded year: 2015
  • Headcount: 1001-5000
  • LinkedIn: zeta.in

Zeta is a banking technology firm based in San Francisco, California, founded in 2015. The company focuses on providing innovative solutions for payment processing and core banking, primarily serving banks and fintechs. Zeta's offerings include credit and debit card processing, Buy Now Pay Later (BNPL) services, and managed services, all designed to enhance operational efficiency and customer engagement. The company operates on a cloud-native platform, which allows for rapid deployment and scalability of financial products. Zeta has issued over 15 million cards across seven countries and has partnered with notable entities like Mastercard to expand its reach. Recently, Zeta raised $50 million in Series D funding, further solidifying its position in the fintech industry.


4. Synapse

  • Website: synapsefi.com
  • Ownership type: Venture Capital
  • Headquarters: San Francisco, California, United States (USA)
  • Employee distribution: United States (USA) 78%, India 15%, Singapore 4%, Other 4%
  • Latest funding: Series B, $33.0M, June 2019
  • Founded year: 2014
  • Headcount: 201-500
  • LinkedIn: synapsepay

Synapse Financial Technologies, Inc. is a fintech company based in San Francisco, California, specializing in banking as a service (BaaS) solutions. Established in 2014, Synapse provides a platform that enables fintechs and banks to launch a variety of financial products, including deposit and credit services, with remarkable speed and efficiency. Their offerings simplify the intricate processes associated with banking relationships, compliance, and payment processing. This positions Synapse as a vital partner for businesses looking to innovate in the financial sector. The company has received $33 million in Series B funding as of June 2019, which supports its growth and development. With a workforce that spans multiple countries, Synapse is actively contributing to the evolution of financial services, making it easier for companies to introduce new products to the market.


5. Tala

  • Website: tala.co
  • Ownership type: Private Equity
  • Headquarters: Santa Monica, California, United States (USA)
  • Employee distribution: Kenya 30%, United States (USA) 22%, Philippines 20%, Other 28%
  • Latest funding: Other (Debt), $150.0M, March 2025
  • Founded year: 2011
  • Headcount: 501-1000
  • LinkedIn: tala-mobile

Tala is a financial technology company based in Santa Monica, California, founded in 2011. The company specializes in providing a smartphone lending app that caters to underrepresented markets, particularly in emerging economies. Tala's services include instant credit, microloans, and a digital wallet, all designed to help customers manage their finances effectively. With a workforce of approximately 815 employees, Tala operates primarily in Kenya, Mexico, the Philippines, and India, where it addresses the financial needs of individuals who often lack access to traditional banking services. The company has raised significant funding, including a recent $150 million in debt financing, which underscores its growth trajectory and commitment to expanding its offerings. Tala's innovative approach leverages advanced technologies to create a digital financial identity for its users, enabling them to access credit and manage their financial lives more efficiently. The company has served over 9 million customers and has facilitated $4.5 billion in credit access, highlighting its impact in the fintech industry.


6. Branch International

  • Website: branch.co
  • Ownership type: Private Equity
  • Headquarters: San Francisco, California, United States (USA)
  • Employee distribution: India 48%, Kenya 24%, Nigeria 18%, Other 9%
  • Latest funding: Other (Debt), January 2022
  • Founded year: 2015
  • Headcount: 51-200
  • LinkedIn: branch-co

Branch International, founded in 2015 and based in San Francisco, California, is a digital banking platform that provides a range of financial services tailored for individuals in emerging markets. The company focuses on offering instant loans, money transfers, and high-yield investment options through a user-friendly mobile app. With a significant employee presence in India, Kenya, and Nigeria, Branch has successfully reached over 40 million downloads, making it one of the most popular finance apps in these regions. The firm utilizes advanced machine learning algorithms to evaluate creditworthiness based on smartphone data, allowing them to serve customers who may lack traditional credit histories. In January 2022, Branch made headlines by acquiring a majority stake in Century Microfinance Bank, becoming the first fintech to take such a step in Sub-Saharan Africa. This acquisition not only enhances their service capabilities but also positions them to better navigate regulatory environments. Branch's commitment to providing accessible financial solutions without the barriers of traditional banking underscores its role in promoting financial inclusion.


7. Chipper Cash

  • Website: chippercash.com
  • Ownership type: Venture Capital
  • Headquarters: San Francisco, California, United States (USA)
  • Employee distribution: Nigeria 34%, United States (USA) 26%, Kenya 15%, Other 26%
  • Latest funding: $35.0M, January 2022
  • Founded year: 2018
  • Headcount: 201-500
  • LinkedIn: chippercash

Chipper Cash is a financial technology company founded in 2018 and based in San Francisco, California. The company specializes in providing a platform for money transfers, payments, and investment services, primarily targeting the African market. Chipper Cash enables users to send and receive cash across multiple African countries, offers digital payment cards, and allows for investment in global stocks. With a user base exceeding 5 million and over 250,000 transactions processed daily, Chipper Cash has made a significant impact in the fintech space. The company has also issued more than 1 million virtual Visa cards, enhancing its service offerings. Chipper Cash's recent funding round raised $35 million in January 2022, reflecting strong investor interest and support for its mission to simplify financial transactions across Africa and beyond.


8. i2c Inc.

  • Website: i2cinc.com
  • Ownership type: Private
  • Headquarters: Redwood City, California, United States (USA)
  • Employee distribution: Pakistan 90%, United States (USA) 8%, Other 2%
  • Founded year: 2001
  • Headcount: 1001-5000
  • LinkedIn: i2c-inc-

i2c Inc. is a financial technology company based in Redwood City, California, founded in 2001. With a workforce of approximately 1,778 employees, the company specializes in providing a global platform for banking and payment processing solutions. i2c offers a range of services, including card issuing, core banking, and credit solutions, aimed at empowering financial institutions and fintechs to innovate and improve their customer offerings. Their platform is designed for flexibility and scalability, catering to the unique needs of various clients. i2c's services extend to multi-currency debit solutions, prepaid products, and advanced analytics, enabling clients to gain insights and enhance engagement. The company also supports emerging trends such as cryptocurrency integration and Buy Now Pay Later services, showcasing its commitment to staying relevant in the evolving financial landscape.


9. Symitar

  • Website: symitar.com
  • Ownership type: Corporate
  • Headquarters: San Diego, California, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: $44.0M, June 2000
  • Founded year: 1984
  • Headcount: 501-1000
  • LinkedIn: symitar

Symitar, a division of Jack Henry & Associates, was founded in 1984 and is based in San Diego, California. The company provides a comprehensive suite of technology solutions specifically designed for community banks and credit unions. Their offerings include digital banking platforms, payment processing, and lending solutions, all aimed at enhancing the operational efficiency of financial institutions. Symitar is committed to empowering its clients to improve customer experiences and navigate the evolving financial landscape. They actively support fintechs, helping them expand their reach and deliver innovative solutions. With a workforce of around 294 employees, Symitar remains focused on addressing the unique challenges faced by smaller financial institutions, ensuring they can compete effectively in a rapidly changing market.


10. Migo

  • Website: migo.money
  • Ownership type: Private
  • Headquarters: San Francisco, California, United States (USA)
  • Employee distribution: Nigeria 82%, United States (USA) 11%, Poland 3%, Other 3%
  • Founded year: 2014
  • Headcount: 51-200
  • LinkedIn: mines.io

Migo, founded in 2014 and headquartered in San Francisco, California, is a financial services company that specializes in credit and loan solutions. The company operates primarily in Nigeria, where a significant portion of its workforce is located, and it also has a presence in the United States, Poland, and the United Kingdom. Migo offers a range of services including loans, credit-based payments, and overdraft facilities, which are aimed at enhancing the purchasing power of consumers and improving transaction success rates. By partnering with banks, merchants, and other fintech companies, Migo facilitates seamless credit transactions and payment solutions. Their platform allows businesses to integrate credit services without the need for extensive resources or regulatory hurdles, making it an attractive option for various partners in the financial ecosystem.


11. Bond (now part of Atelio by FIS)

  • Website: bond.tech
  • Ownership type: Corporate
  • Headquarters: San Francisco, California, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: June 2023
  • Founded year: 2019
  • Headcount: 51-200
  • LinkedIn: bondfintech

Bond, now part of Atelio by FIS, is a financial technology company based in San Francisco, California. Founded in 2019, Bond offers an embedded finance platform that enables businesses to build, launch, and manage their own financial products. Their primary offerings include consumer secured credit cards and commercial charge cards, which cater to a wide range of customers, including fintechs and software platforms. By providing a comprehensive API-driven solution, Bond simplifies the integration of financial services into existing business models. This approach not only accelerates time to market for their clients but also enhances customer experiences by allowing companies to offer tailored financial products. Bond's commitment to program management and compliance further strengthens its position in the fintech industry, making it a notable player in the space.


12. Utoppia

  • Website: utoppia.com
  • Ownership type: Venture Capital
  • Headquarters: San Francisco, California, United States (USA)
  • Employee distribution: United States (USA) 94%, Argentina 6%
  • Latest funding: Pre-seed, $4.5M, December 2021
  • Founded year: 2021
  • Headcount: 51-200
  • LinkedIn: utoppia-us

Utoppia is a financial technology firm based in San Francisco, California, founded in 2021. The company specializes in offering digital banking services, including USD accounts and investment management, primarily through its mobile application. Utoppia aims to serve individuals and businesses with global financial needs, facilitating easy payment processing and investment opportunities. The platform allows users to receive and send money without incurring commissions, making it particularly attractive for users in countries like Argentina, Chile, Colombia, and Mexico. With a workforce of around 31 employees and a significant portion of its operations based in the United States, Utoppia has also attracted $4.5 million in pre-seed funding, reflecting its potential for growth and innovation in the fintech sector.


13. MovoCash, Inc.

  • Website: movo.cash
  • Ownership type: Venture Capital
  • Headquarters: Palo Alto, California, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: Series A, $6.5M, June 2018
  • Founded year: 2014
  • Headcount: 11-50
  • LinkedIn: movocash-inc-

MovoCash, Inc., founded in 2014 and based in Palo Alto, California, is a digital banking company that specializes in providing innovative financial solutions. The company focuses on digital cash management and peer-to-peer payment services, allowing users to send, receive, and spend money in real-time. MovoCash targets individuals who seek efficient financial management tools, particularly those who may not have access to traditional banking services. Their platform features a digital banking app that enables users to manage their finances seamlessly, with functionalities such as creating digital CASH Cards and utilizing MOVO Pay for quick transactions. MovoCash has received $6.5 million in Series A funding, which underscores its potential for growth and development in the fintech space. The company is committed to enhancing user experience through cutting-edge security measures and a user-friendly interface, making it a notable player in the financial technology industry.


14. Deserve

  • Website: deserve.com
  • Ownership type: Corporate
  • Headquarters: Palo Alto, California, United States (USA)
  • Latest funding: April 2025
  • Founded year: 2013
  • Headcount: 201-500
  • LinkedIn: deservecards

Deserve is a financial technology company based in Palo Alto, California, founded in 2013. The company specializes in providing a mobile-first credit card platform designed for both consumers and businesses. Deserve's offerings include instant virtual card issuance, customizable rewards, and comprehensive customer support. Their technology is aimed at modernizing the credit card experience, allowing clients—ranging from financial institutions to fintechs—to enhance their credit offerings and improve customer engagement. Deserve's platform is built on a cloud-native architecture, which supports real-time application decisioning and fraud protection. The company has received recognition within the fintech industry for its innovative solutions and has established itself as a significant player in the credit card technology space.


15. Talino Venture Studios

  • Website: talinolabs.com
  • Ownership type: Private
  • Headquarters: Los Angeles, California, United States (USA)
  • Founded year: 2019
  • Headcount: 51-200
  • LinkedIn: talino-labs

Talino Venture Studios is a venture studio based in Los Angeles, California, founded in 2019. The company specializes in developing inclusive fintech solutions that enhance financial access for underserved communities. Talino's innovative offerings include open banking systems, digital regulatory technology, and microinsurance, which cater to both individual consumers and businesses. The firm has been recognized for its impactful work, winning awards such as the Market Readiness Category at the FDIC Tech Sprint and the Asian Development Bank's Digital Against COVID-19 Hackathon. Recently, Talino secured a $5 million investment from Chemonics International to expand its efforts in building scalable technology solutions for financial inclusion. Their portfolio features startups like Higala, which focuses on inclusive instant payments, and BayaniPay, a neobank for global professionals. Talino's mission is to bridge the financial inclusion gap for over 1.7 billion people worldwide, making it a significant player in the fintech industry.


16. CloudCard Inc.

  • Website: cloudcardinc.com
  • Ownership type: Private
  • Headquarters: San Francisco, California, United States (USA)
  • Employee distribution: Pakistan 97%, United States (USA) 3%
  • Founded year: 2017
  • Headcount: 51-200
  • LinkedIn: cloudcardinc

CloudCard Inc. is a fintech company based in San Francisco, California, founded in 2017. The company specializes in providing digital banking solutions, focusing on card issuance, payment processing, and financial management. Their platform is designed to help banks and fintech firms efficiently launch and manage innovative financial products. With a team of experts in payment technology, CloudCard offers a range of services including API-driven integration, transaction processing, and program management. Their technology supports various use cases, from instant payments to multi-currency travel solutions, making them a significant player in the fintech industry. The company operates primarily with a workforce based in Pakistan, indicating a global approach to talent acquisition and service delivery.


17. Ripple

  • Website: ripple.com
  • Ownership type: Venture Capital
  • Headquarters: San Francisco, California, United States (USA)
  • Employee distribution: United States (USA) 54%, United Kingdom (UK) 14%, Switzerland 7%, Other 25%
  • Latest funding: September 2023
  • Founded year: 2012
  • Headcount: 501-1000
  • LinkedIn: ripple-labs

Ripple, founded in 2012 and based in San Francisco, California, is a financial technology company that specializes in digital asset infrastructure and solutions tailored for cross-border payments. The company provides a suite of services that includes real-time payment processing, digital asset custody, and stablecoin solutions, primarily targeting banks, neobanks, and payment service providers. Ripple's technology aims to streamline financial transactions, enhance liquidity management, and meet regulatory compliance requirements. With a workforce of approximately 1,386 employees, Ripple operates globally, serving clients across 40 different geographies. The company has established a robust network that facilitates millions of transactions, boasting 90% coverage of the global foreign exchange market. Ripple's innovative approach to payments and custody solutions positions it as a significant player in the evolving fintech landscape.


18. Even

  • Website: even.com
  • Ownership type: Corporate
  • Headquarters: Oakland, California, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: January 2022
  • Founded year: 2014
  • Headcount: 201-500
  • LinkedIn: even-responsible-finance

Even, known as One, is a financial technology company based in Oakland, California, founded in 2014. The company focuses on providing banking services, credit building programs, and rewards for consumer spending through its app. With a workforce of around 83 employees, Even has made strides in helping over 500,000 individuals take control of their credit and manage their finances effectively. Their app offers features such as a Credit Builder program, which allows users to improve their credit scores without incurring fees or interest. Additionally, Even provides a Debit Rewards program that enables users to earn cash back on purchases, enhancing the overall banking experience. The company operates in partnership with Coastal Community Bank, ensuring that their banking services are secure and FDIC insured. Even's innovative approach to personal finance management positions it as a relevant player in the fintech industry.


19. Talino Venture Studios

  • Website: talinoventures.com
  • Ownership type: Venture Capital
  • Headquarters: Los Angeles, California, United States (USA)
  • Employee distribution: Philippines 71%, United States (USA) 25%, Singapore 4%
  • Latest funding: $5.0M, October 2023
  • Founded year: 2019
  • Headcount: 51-200
  • LinkedIn: talino-labs

Talino Venture Studios, founded in 2019 and based in Los Angeles, California, is a venture studio dedicated to developing innovative fintech solutions. The company specializes in creating financial services that cater to underserved communities and small businesses. Their portfolio features a range of startups, including Higala, an open banking system that facilitates real-time payments, and Unawa, which digitizes regulatory processes to ease business operations. Talino's initiatives also include Saphron, an AI-driven microinsurance platform, and BayaniPay, a neobank designed for global professionals. With a workforce primarily located in the Philippines, Talino is committed to enhancing financial access and streamlining operations for its clients. The company recently secured $5 million in funding, further solidifying its position in the fintech industry and enabling continued innovation.


20. Envestnet | Yodlee India

  • Website: yodlee.com
  • Ownership type: Corporate
  • Headquarters: Redwood City, California, United States (USA)
  • Employee distribution: India 99%
  • Latest funding: $590.0M, August 2015
  • Founded year: 1999
  • Headcount: 1001-5000
  • LinkedIn: yodlee-infotech-pvt-ltd

Envestnet | Yodlee India, founded in 1999, is a financial technology company based in Redwood City, California, with a significant operational presence in India. The company specializes in data aggregation and analytics services, providing solutions that empower financial institutions, fintech companies, and small to medium-sized businesses to effectively manage and analyze financial data. Yodlee's product suite includes data aggregation, financial wellness tools, and various analytics services, which help clients enhance their financial offerings and improve customer engagement. With a network that connects to over 19,000 data sources and serves more than 38 million paid users, Yodlee is instrumental in driving innovation in financial services. Their solutions are designed to support open banking initiatives and facilitate personalized financial experiences, making them a key player in the fintech industry.


21. Varo Bank

  • Website: varomoney.com
  • Ownership type: Venture Capital
  • Headquarters: San Francisco, California, United States (USA)
  • Employee distribution: United States (USA) 98%, Other 2%
  • Latest funding: Series E-K, $29.0M, February 2025
  • Founded year: 2015
  • Headcount: 501-1000
  • LinkedIn: varo-money-inc.

Varo Bank, founded in 2015 and based in San Francisco, California, operates as a neobank that provides a variety of financial services aimed at consumers. The bank offers online banking, high-yield savings accounts, and tools designed to help customers build their credit. Varo is notable for its commitment to transparency, promoting a banking experience free from hidden fees. With a workforce of approximately 509 employees, the company has established itself as a significant player in the fintech space. Varo has successfully raised substantial funding, with its latest round amounting to over $28 million in February 2025, reflecting strong investor interest and support for its mission to enhance financial accessibility. The bank's services, including early payday access and cash advances, are tailored to meet the needs of a modern consumer base, making it a relevant entity in the financial technology sector.


22. DreamStart Labs

  • Website: dreamstartlabs.com
  • Ownership type: Private
  • Headquarters: San Diego, California, United States (USA)
  • Employee distribution: United States (USA) 34%, Nigeria 14%, Kenya 6%, Other 46%
  • Founded year: 2016
  • Headcount: 51-200
  • LinkedIn: dreamstart-labs

DreamStart Labs, founded in 2016 and based in San Diego, California, is a fintech company dedicated to empowering individuals in the developing world through innovative digital banking solutions. The company’s primary offering, DreamSave, is designed for unbanked individuals and savings groups, enabling them to manage financial records, achieve savings goals, and build credit history. This app is particularly significant in regions where traditional banking services are limited or inaccessible. DreamStart Labs operates across Africa, Asia, and Latin America, addressing the financial needs of millions who live on less than $2 a day. The company has been recognized for its contributions to financial inclusion, winning multiple awards for its technology and impact. With a team that combines Silicon Valley innovation with on-the-ground experience in micro-finance, DreamStart Labs is positioned to make a meaningful difference in the lives of its users.


23. TabaPay

  • Website: tabapay.com
  • Ownership type: Venture Capital
  • Headquarters: Palo Alto, California, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: Series A, March 2022
  • Founded year: 2017
  • Headcount: 51-200
  • LinkedIn: tabapay

TabaPay, founded in 2017 and based in Palo Alto, California, is a fintech service provider that specializes in instant payment processing and financial solutions. The company offers a range of services, including payouts, payments, and lending solutions, tailored for businesses across various sectors such as banking, e-commerce, and cryptocurrency. TabaPay's unified API allows clients to efficiently manage transactions, enhancing customer experiences and operational efficiency. With a focus on security and compliance, TabaPay provides tools for fraud mitigation and regulatory adherence. The company has built a network of partnerships with 15 banking institutions and 14 payment networks, enabling them to offer reliable and cost-effective payment solutions. TabaPay processes over a million transactions daily and serves more than 2,500 clients, showcasing its significant presence in the fintech industry.


24. USEND Business

  • Website: usend.com
  • Ownership type: Corporate
  • Headquarters: Manhattan Beach, California, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: August 2021
  • Founded year: 2007
  • Headcount: 51-200
  • LinkedIn: usendbusiness

USEND Business, also known as Inter&Co, is a financial technology company based in Manhattan Beach, California. Founded in 2007, the company specializes in providing a variety of financial services, including international money transfers, investment management, and digital banking solutions. Their platform is designed to cater to both individual consumers and businesses, offering tools that facilitate efficient financial management and investment opportunities. USEND Business operates as a registered money services business and a licensed money transmitter, ensuring compliance with regulatory standards. They provide services such as sending money to over 60 countries, zero-fee investing, and cashback rewards through their digital app. The company has established partnerships with banks to offer secure banking services, although it is not a depository institution itself. This combination of services positions USEND Business as a relevant player in the fintech industry.


25. One

  • Website: onefinance.com
  • Ownership type: Venture Capital
  • Headquarters: Sacramento, California, United States (USA)
  • Latest funding: Series B, $40.0M, August 2021
  • Founded year: 2019
  • Headcount: 51-200
  • LinkedIn: onefinancehq

One Finance, Inc., founded in 2019 and based in Sacramento, California, is a financial technology company focused on enhancing consumer financial management. The company provides a range of services, including debit rewards, credit score insights, and high-yield savings accounts. One aims to empower consumers by offering tools that help them take control of their finances and improve their credit standing. With a user-friendly app, One has attracted over 500,000 customers, showcasing its appeal in the competitive fintech market. The company has raised $40 million in Series B funding as of August 2021, reflecting strong investor interest in its innovative approach to banking. Notably, One operates as a fintech entity rather than a traditional bank, partnering with Coastal Community Bank to provide banking services, ensuring that customers' deposits are FDIC insured up to $250,000.



Fintech Insights: Key Companies in California


CompanyHeadquarterSizeFoundedOwnership
ChimeSan Francisco, California, United States (USA)1001-50002012Private Equity
PlaidSan Francisco, California, United States (USA)501-10002013Venture Capital
ZetaSan Francisco, California, United States (USA)1001-50002015Corporate
SynapseSan Francisco, California, United States (USA)201-5002014Venture Capital
TalaSanta Monica, California, United States (USA)501-10002011Private Equity
Branch InternationalSan Francisco, California, United States (USA)51-2002015Private Equity
Chipper CashSan Francisco, California, United States (USA)201-5002018Venture Capital
i2c Inc.Redwood City, California, United States (USA)1001-50002001Private
SymitarSan Diego, California, United States (USA)501-10001984Corporate
MigoSan Francisco, California, United States (USA)51-2002014Private
Bond (now part of Atelio by FIS)San Francisco, California, United States (USA)51-2002019Corporate
UtoppiaSan Francisco, California, United States (USA)51-2002021Venture Capital
MovoCash, Inc.Palo Alto, California, United States (USA)11-502014Venture Capital
DeservePalo Alto, California, United States (USA)201-5002013Corporate
Talino Venture StudiosLos Angeles, California, United States (USA)51-2002019Private
CloudCard Inc.San Francisco, California, United States (USA)51-2002017Private
RippleSan Francisco, California, United States (USA)501-10002012Venture Capital
EvenOakland, California, United States (USA)201-5002014Corporate
Talino Venture StudiosLos Angeles, California, United States (USA)51-2002019Venture Capital
Envestnet | Yodlee IndiaRedwood City, California, United States (USA)1001-50001999Corporate
Varo BankSan Francisco, California, United States (USA)501-10002015Venture Capital
DreamStart LabsSan Diego, California, United States (USA)51-2002016Private
TabaPayPalo Alto, California, United States (USA)51-2002017Venture Capital
USEND BusinessManhattan Beach, California, United States (USA)51-2002007Corporate
OneSacramento, California, United States (USA)51-2002019Venture Capital


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