The home insurance industry provides essential coverage for individuals and families, protecting against financial loss from unexpected events like fire, theft, and natural disasters. This sector is home to various companies, ranging from large multinational firms to regional players. Home insurers typically offer a range of products, including policies for homeowners, renters, and landlords, ensuring protection tailored to different living situations. As the demand for comprehensive protection grows and technology evolves, companies are increasingly incorporating online platforms and customizable options, enhancing customer accessibility and experience in today’s fast-paced world.

This list features 22 home insurance companies that vary in size and location. Companies like Farmers Insurance and State Farm have a national footprint and extensive resources, while smaller firms focus on community engagement and personalized service. Established between 1907 and 2024, these companies specialize in products catering to homeowners and renters, reflecting their strategic adaptation to market needs and customer preferences.

Continue reading to discover the top home insurance companies.

Top 22 Home Insurance Companies

1. Farmers Insurance

• Website: farmers.com
• Ownership type: Private
• Headquarters: Los Angeles, California, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: Other (Debt), $300.0M, October 2024
• Founded year: 1928
• Headcount: 10001+
• LinkedIn: farmers-insurance

Farmers Insurance, founded in 1928 and headquartered in Los Angeles, California, is a prominent insurance provider in the United States. The company specializes in a wide array of insurance products, including auto, home, life, and business insurance. Farmers Insurance operates through a vast network of agents, ensuring that customers receive tailored solutions to manage their risks effectively. The company is dedicated to helping both individual consumers and small businesses protect their assets. Farmers Insurance has also recently secured $300 million in funding, indicating ongoing investment in their operations and services. Their commitment to customer service is evident in their claims process, which is designed to be straightforward and supportive, helping clients navigate the complexities of insurance claims efficiently.

2. State Farm

• Website: statefarm.com
• Ownership type: Private
• Headquarters: Bloomington, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1922
• Headcount: 10001+
• LinkedIn: state_farm

State Farm Insurance, founded in 1922 and headquartered in Bloomington, Illinois, is a prominent insurance and financial services provider. The company offers a wide array of insurance products, including auto, home, life, and health insurance, as well as investment services. State Farm serves individuals, families, and small businesses, focusing on asset protection and risk management. With over 106,000 employees and a network of 19,000 agents, State Farm is well-positioned to provide personalized service to its customers. The company manages more than 91 million policies and accounts, reflecting its substantial presence in the insurance industry. State Farm is known for its community involvement and commitment to sustainability, further solidifying its role as a responsible corporate citizen.

3. GEICO Local Office

• Website: geico.com
• Ownership type: Private Equity
• Headquarters: Chevy Chase, Maryland, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: January 1996
• Founded year: 1936
• Headcount: 201-500
• LinkedIn: geico-local-office

GEICO Local Office, part of the Government Employees Insurance Company (GEICO), is based in Chevy Chase, Maryland. Founded in 1936, the company has built a reputation for providing a wide array of insurance products, including auto, property, and business insurance. GEICO Local Office serves both individual consumers and businesses, helping them manage risks and protect their assets through various coverage options. The company operates primarily through online platforms, making it easy for customers to access their policies and manage their insurance needs. With a workforce of over 400 employees, GEICO Local Office is committed to delivering quality service and support to its clients, ensuring they have the necessary coverage for their homes and belongings.

4. Grange Insurance

• Website: grangeinsurance.com
• Ownership type: Private
• Headquarters: Columbus, Ohio, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1935
• Headcount: 1001-5000
• LinkedIn: grange-insurance

Grange Insurance, based in Columbus, Ohio, is a private insurance company that has been operational since 1935. It specializes in a range of insurance products, including home, auto, and business insurance. Grange operates through a network of independent agents, which enhances their ability to provide personalized service to both individual consumers and businesses. The company is dedicated to protecting its clients against various risks, offering comprehensive home insurance policies that cover essential aspects such as water backup, personal property, and identity theft. Grange has built a reputation for strong customer service, particularly during the claims process, and has received an 'A' Excellent rating from A.M. Best for over five decades, reflecting its financial strength and stability in the insurance sector.

5. Amica Insurance

• Website: amica.com
• Ownership type: Corporate
• Headquarters: Lincoln, Rhode Island, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: December 2003
• Founded year: 1907
• Headcount: 1001-5000
• LinkedIn: amica-mutual-insurance-co

Amica Insurance, officially known as Amica Mutual Insurance Company, is headquartered in Lincoln, Rhode Island. Established in 1907, it operates as a mutual insurance provider, focusing on a range of insurance products that include auto, home, and life insurance. The company serves individuals and families, aiming to protect their assets and provide financial security. Amica is known for its direct insurance services, which prioritize customer service and support. The company has received an A+ (Superior) rating for financial strength from AM Best, reflecting its reliability in fulfilling policyholder claims. Amica's home insurance offerings include customizable policies, such as the Platinum Choice® Home policy, which provides enhanced coverage options. With a workforce of over 3,200 employees, Amica is dedicated to maintaining strong relationships with its customers, as evidenced by its high retention rates.

6. esure Group

• Website: esure.com
• Ownership type: Corporate
• Headquarters: Reigate, England, United Kingdom (UK)
• Employee distribution: United Kingdom (UK) 99%, Other 1%
• Latest funding: $1.7B, April 2025
• Founded year: 2000
• Headcount: 1001-5000
• LinkedIn: esure

esure Group plc, based in Reigate, England, is an insurance company that has been operational since 2000. With a workforce of over 1,100 employees, esure specializes in various insurance products, including car, home, and travel insurance. The company primarily serves individual consumers, providing them with financial protection against various risks. esure has made a name for itself by leveraging online and telephone channels to simplify the insurance purchasing process. Their home insurance offerings cater to homeowners looking to protect their property and belongings. Additionally, esure has engaged in charitable initiatives, such as donating to Shelter for every new home insurance policy sold, showcasing their commitment to social responsibility. The company has also expanded its services over the years, including the launch of Sheilas' Wheels, a brand aimed at female drivers, which has further solidified their presence in the insurance market.

7. National General

• Website: nationalgeneral.com
• Ownership type: Corporate
• Headquarters: Winston-Salem, North Carolina, United States (USA)
• Employee distribution: United States (USA) 98%, Other 2%
• Latest funding: $3.7B, July 2020
• Founded year: 1920
• Headcount: 5001-10000
• LinkedIn: national-general-insurance

National General Insurance, Inc., based in Winston-Salem, North Carolina, has been serving the insurance needs of consumers since its founding in 1920. The company provides a variety of insurance products, including auto, home, and health insurance. As part of the Allstate family, National General benefits from a robust infrastructure and extensive resources. They focus on protecting assets and managing risks associated with accidents and health issues. With a workforce of over 6,000 employees and a network of more than 55,000 independent agents across the United States, National General facilitates access to insurance services and claims support. Their offerings in home insurance include homeowners, condo, and renters insurance, catering to a wide range of customer needs. The company has also received substantial funding, indicating strong investor confidence in its operations and growth potential.

8. Alfa Insurance

• Website: alfainsurance.com
• Ownership type: Private
• Headquarters: Montgomery, Alabama, United States (USA)
• Employee distribution: United States (USA) 98%, Other 2%
• Founded year: 1946
• Headcount: 1001-5000
• LinkedIn: alfa-insurance

Alfa Insurance, headquartered in Montgomery, Alabama, has been serving customers since 1946. The company provides a variety of insurance products, including auto, home, life, farm, and health insurance. With a workforce of over 2,000 employees, Alfa Insurance primarily operates in Alabama, Georgia, and Mississippi, but also markets products in several other states. Their commitment to customer service is evident in their claims process and community engagement initiatives. Alfa Insurance is affiliated with the Alabama Farmers Federation, which enhances their community ties and customer base. The company has received an 'A (Excellent)' rating from A.M. Best, indicating strong financial health and operational stability. This solid foundation allows Alfa to effectively cater to the insurance needs of homeowners in their service areas.

9. Caser

• Website: caser.es
• Ownership type: Corporate
• Headquarters: Madrid, Madrid, Spain
• Employee distribution: Spain 100%
• Latest funding: $859.9M, January 2020
• Founded year: 1942
• Headcount: 1001-5000
• LinkedIn: caser

Caser, founded in 1942 and headquartered in Madrid, Spain, is a corporate insurance company that provides a wide array of insurance products. These include health, home, vehicle, and pet insurance, along with investment solutions. With approximately 3,110 employees, Caser serves both individual consumers and businesses, focusing on risk management and asset protection. The company has made significant strides in the insurance industry, particularly in home insurance, where it offers tailored policies for various living situations, including primary residences, second homes, and rental properties. Caser has also received substantial funding, amounting to nearly 860 million euros, which underscores its financial backing and potential for growth. This funding supports its operations and innovation in the insurance sector, enhancing its ability to meet customer needs effectively.

10. Auto-Owners Insurance

• Website: auto-owners.com
• Ownership type: Private
• Headquarters: Lansing, Michigan, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1916
• Headcount: 5001-10000
• LinkedIn: auto-owners-insurance

Auto-Owners Insurance, based in Lansing, Michigan, is a private insurance company that has been serving customers since its establishment in 1916. The company offers a wide array of insurance products, including life, home, auto, and business insurance. With a workforce of over 5,000 employees, Auto-Owners Insurance operates through a network of independent agents across the United States, ensuring that clients receive tailored advice and support. The company is committed to helping individuals and businesses manage risks and protect their assets through comprehensive coverage options. Notably, Auto-Owners has been recognized for its financial strength, holding an A++ (Superior) rating from AM Best, which underscores its ability to meet policyholder obligations. Additionally, the company actively participates in community initiatives, reflecting its dedication to corporate responsibility and customer service.

11. HDFC ERGO General Insurance

• Website: hdfcergo.com
• Ownership type: Private
• Headquarters: Mumbai, Maharashtra, India
• Employee distribution: India 100%
• Founded year: 2008
• Headcount: 1001-5000
• LinkedIn: hdfcergo

HDFC ERGO General Insurance Company Limited, founded in 2008 and based in Mumbai, Maharashtra, is a private insurance provider in India. The company specializes in a wide array of insurance products, including health, vehicle, travel, home, and cyber insurance. With a workforce of over 11,000 employees, HDFC ERGO serves both individual consumers and businesses, helping them manage risks and protect against financial losses from unforeseen events. The company emphasizes customer service and aims to deliver reliable insurance solutions. HDFC ERGO has established a strong reputation in the industry, evidenced by numerous awards for customer experience and innovation. Their home insurance offerings include coverage for both homeowners and renters, addressing the growing need for protection against various risks. The company has not reported any recent funding, indicating stability and self-sufficiency in its operations.

12. Aami

• Website: aami.com.au
• Ownership type: Private
• Headquarters: Brisbane, Queensland, Australia
• Employee distribution: Australia 94%, United States (USA) 3%, New Zealand 3%
• Founded year: 1970
• Headcount: 1001-5000
• LinkedIn: aami

Aami, or Australian Associated Motor Insurers Limited, is an insurance provider based in Brisbane, Queensland, Australia. Founded in 1970, Aami has established itself as a prominent insurance company, offering a wide range of products that include car, home, and business insurance. As a subsidiary of the Suncorp Group, Aami benefits from a robust corporate structure and extensive resources. The company primarily serves the Australian market, focusing on individual consumers and businesses to help them safeguard their assets against various risks. Aami's home insurance offerings include homeowner occupier policies, building insurance, contents insurance, and landlord insurance, catering to different customer needs. Their commitment to customer service is evident through features like 24/7 claims support and various optional coverage enhancements, which aim to provide comprehensive protection for policyholders.

13. Farm Bureau Insurance of Tennessee

• Website: fbitn.com
• Ownership type: Private
• Headquarters: Columbia, Tennessee, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1948
• Headcount: 1001-5000
• LinkedIn: farm-bureau-insurance-of-tennessee

Farm Bureau Insurance of Tennessee, founded in 1948, is a private insurance company based in Columbia, Tennessee. With a workforce of over 1,100 employees, the company specializes in a variety of insurance products, including auto, home, life, and business insurance. They primarily serve individuals and families throughout Tennessee, providing essential financial protection against various risks. The company operates through a network of more than 500 local agents, ensuring that clients receive personalized service tailored to their specific needs. Farm Bureau Insurance is also recognized for its prompt claims service, supported by over 350 claims professionals and multiple claims centers across the state. This focus on local service and community engagement positions them as a significant player in the Tennessee insurance market.

14. Arbella Insurance Group

• Website: arbella.com
• Ownership type: Private
• Headquarters: Quincy, Massachusetts, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: $45,000, November 2013
• Founded year: 1988
• Headcount: 501-1000
• LinkedIn: arbella-insurance-group

Arbella Insurance Group, headquartered in Quincy, Massachusetts, is a private insurance company that specializes in property and casualty insurance. Established in 1988, Arbella has grown to serve customers across Massachusetts, Connecticut, New Hampshire, and Rhode Island. The company offers a variety of insurance products, including auto, home, and business insurance, primarily through local independent agents. This approach allows them to tailor coverage to meet the specific needs of their clients. Arbella has received an A rating from AM Best, indicating strong financial health and reliability. With over $800 million in revenue and approximately $1.8 billion in assets, Arbella is well-positioned in the insurance market. The company is also recognized for its community involvement, supporting local organizations through the Arbella Insurance Foundation, which reflects its commitment to the regions it serves.

15. AMA - Alberta Motor Association

• Website: ama.ab.ca
• Ownership type: Private
• Headquarters: Edmonton, Alberta, Canada
• Employee distribution: Canada 100%
• Founded year: 1926
• Headcount: 1001-5000
• LinkedIn: alberta-motor-association

AMA - Alberta Motor Association, founded in 1926, is a private insurance company based in Edmonton, Alberta, Canada. With a workforce of over 1,300 employees, AMA specializes in a range of insurance products, including home, vacation, and mobile home insurance. The company is dedicated to helping consumers protect their properties and belongings from various risks. Through its website, AMA provides valuable resources and articles that educate customers on home safety, insurance coverage, and related topics. This commitment to consumer education enhances their role in the home insurance industry, making them a notable player in the market.

16. Interpolis

• Website: interpolis.nl
• Ownership type: Private
• Headquarters: Tilburg, North Brabant, Netherlands
• Employee distribution: Netherlands 100%
• Founded year: 1969
• Headcount: 5001-10000
• LinkedIn: interpolis

Interpolis, founded in 1969 and based in Tilburg, North Brabant, Netherlands, is a private insurance company with a workforce of approximately 7,500 employees. The company specializes in a variety of insurance products, including home, car, and health insurance, catering to both individual consumers and businesses. Interpolis operates in partnership with Rabobank, which facilitates the management of insurance policies and claims, thereby streamlining customer interactions. The company is committed to enhancing safety and security for its clients, offering innovative solutions aimed at preventing risks associated with home ownership. Their product offerings include inboedelverzekering (contents insurance) and woonhuisverzekering (home insurance), which are essential for homeowners seeking financial protection against various risks. Interpolis's focus on customer service and risk prevention underscores its relevance in the home insurance sector.

17. Texas Farm Bureau Insurance Companies

• Website: txfb-ins.com
• Ownership type: Private
• Headquarters: Waco, Texas, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1950
• Headcount: 501-1000
• LinkedIn: texas-farm-bureau-insurance-companies

Texas Farm Bureau Insurance Companies, based in Waco, Texas, has been serving customers since 1950. This private insurance agency provides a variety of insurance products, including auto, home, farm, ranch, and life insurance. The company operates through a network of agents, ensuring that clients receive tailored services such as quotes, claims processing, and policy management. Texas Farm Bureau Insurance is particularly noted for its customer satisfaction, having ranked #1 among auto insurers in Texas for 12 out of 13 years, according to J.D. Power. This emphasis on customer service likely extends to their home insurance offerings, making them a relevant player in the market. The company is fully operational and employs between 501 and 1000 individuals, indicating a solid presence in the insurance industry.

18. Shelter Insurance Companies

• Website: shelterinsurance.com
• Ownership type: Private
• Headquarters: Columbia, Missouri, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1946
• Headcount: 1001-5000
• LinkedIn: shelter-insurance-companies

Shelter Insurance Companies, based in Columbia, Missouri, has been providing insurance solutions since its inception in 1946. The company offers a wide array of insurance products, including home, auto, life, and business insurance. Their home insurance offerings cater to various needs, covering traditional homes, mobile homes, condominiums, and personal articles. Shelter Insurance operates through a network of agents, ensuring that customers receive tailored advice and support. This personalized service is a cornerstone of their business model, allowing them to build strong relationships with clients. The company is privately owned and employs over 4,000 individuals, reflecting its significant role in the insurance industry. Shelter Insurance is also known for its community involvement, which enhances its reputation and fosters customer trust.

19. HD Insurance Company Limited

• Website: hdinsurance.com.vn
• Ownership type: Private
• Headquarters: Ho Chi Minh City, Ho Chi Minh, Vietnam
• Employee distribution: Vietnam 100%
• Founded year: 2020
• Headcount: 501-1000
• LinkedIn: hd-insurance-company-limited

HD Insurance Company Limited, based in Ho Chi Minh City, Vietnam, is a private insurance firm that began operations in 2020. The company specializes in a variety of insurance products, prominently featuring home insurance, automobile insurance, and liability insurance. HD Insurance aims to provide financial security and peace of mind to its customers by protecting their assets from various risks. The home insurance policies offered by HD Insurance are tailored to safeguard homes against threats such as fire, explosions, and severe weather conditions. The company emphasizes customer service, offering flexible insurance plans that do not require detailed asset declarations, making it accessible for a wide range of clients. With a dedicated team and a focus on customer support, HD Insurance is positioning itself as a relevant player in the insurance industry, particularly in the home insurance sector.

20. Fbto

• Website: fbto.nl
• Ownership type: Private
• Headquarters: Leeuwarden, Friesland, Netherlands
• Employee distribution: Netherlands 100%
• Founded year: 1956
• Headcount: 501-1000
• LinkedIn: fbto

FBTO, based in Leeuwarden, Friesland, Netherlands, is a private insurance company founded in 1956. It specializes in a range of insurance products, including health, car, and property insurance. FBTO primarily serves individual consumers, providing them with financial protection against various risks. The company is particularly known for its customizable insurance policies, allowing customers to tailor their coverage to fit their specific needs. Operating mainly online, FBTO facilitates easy management of policies and claims, enhancing customer convenience. Their focus on digital solutions aligns with current consumer preferences, making them a relevant player in the insurance industry.

21. Policy Expert

• Website: policyexpert.co.uk
• Ownership type: Private Equity
• Headquarters: London, England, United Kingdom (UK)
• Employee distribution: United Kingdom (UK) 100%
• Latest funding: September 2024
• Founded year: 2010
• Headcount: 501-1000
• LinkedIn: policy-expert

Policy Expert, established in 2010 and based in London, is an insurance company that specializes in home, car, and pet insurance. The firm aims to provide affordable coverage options tailored to the needs of UK consumers, helping them manage risks associated with property and vehicle ownership. With a workforce of approximately 437 employees, Policy Expert emphasizes customer service and ease of access through online management tools. The company has built a solid reputation, claiming to serve over 1.5 million customers and consistently receiving high ratings for its home insurance offerings. Their policies are designed to be clear and straightforward, and they have been recognized with multiple awards for customer experience and innovation in the insurance sector. Policy Expert operates under the regulatory oversight of the Financial Conduct Authority, ensuring compliance and consumer protection.

22. Sancor Seguros

• Website: sancorseguros.com.ar
• Ownership type: Private
• Headquarters: Sunchales, Santa Fe, Argentina
• Employee distribution: Argentina 83%, Brazil 8%, Paraguay 5%, Other 4%
• Founded year: 1945
• Headcount: 1001-5000
• LinkedIn: sancor-coop-de-seguros-ltda

Sancor Seguros, founded in 1945 and based in Sunchales, Santa Fe, Argentina, is a private insurance company that provides a variety of insurance products. These include auto, home, motorcycle, and personal accident insurance, catering primarily to individual consumers. The company emphasizes asset protection and financial risk management for its clients. Sancor Seguros operates a user-friendly online platform that allows customers to obtain quotes, manage their policies, and access necessary documentation with ease. With a workforce of approximately 1,800 employees, the company has a strong presence in Argentina, Brazil, Paraguay, and Uruguay, showcasing its regional influence. Sancor Seguros is dedicated to customer service, offering personalized support through a network of advisors and a robust online self-service system. Their focus on innovation and customer engagement positions them as a relevant player in the insurance industry.

Home Insurance Insights: Key Companies

Company	Headquarter	Size	Founded	Ownership
Farmers Insurance	Los Angeles, California, United States (USA)	10001+	1928	Private
State Farm	Bloomington, Illinois, United States (USA)	10001+	1922	Private
GEICO Local Office	Chevy Chase, Maryland, United States (USA)	201-500	1936	Private Equity
Grange Insurance	Columbus, Ohio, United States (USA)	1001-5000	1935	Private
Amica Insurance	Lincoln, Rhode Island, United States (USA)	1001-5000	1907	Corporate
esure Group	Reigate, England, United Kingdom (UK)	1001-5000	2000	Corporate
National General	Winston-Salem, North Carolina, United States (USA)	5001-10000	1920	Corporate
Alfa Insurance	Montgomery, Alabama, United States (USA)	1001-5000	1946	Private
Caser	Madrid, Madrid, Spain	1001-5000	1942	Corporate
Auto-Owners Insurance	Lansing, Michigan, United States (USA)	5001-10000	1916	Private
HDFC ERGO General Insurance	Mumbai, Maharashtra, India	1001-5000	2008	Private
Aami	Brisbane, Queensland, Australia	1001-5000	1970	Private
Farm Bureau Insurance of Tennessee	Columbia, Tennessee, United States (USA)	1001-5000	1948	Private
Arbella Insurance Group	Quincy, Massachusetts, United States (USA)	501-1000	1988	Private
AMA - Alberta Motor Association	Edmonton, Alberta, Canada	1001-5000	1926	Private
Interpolis	Tilburg, North Brabant, Netherlands	5001-10000	1969	Private
Texas Farm Bureau Insurance Companies	Waco, Texas, United States (USA)	501-1000	1950	Private
Shelter Insurance Companies	Columbia, Missouri, United States (USA)	1001-5000	1946	Private
HD Insurance Company Limited	Ho Chi Minh City, Ho Chi Minh, Vietnam	501-1000	2020	Private
Fbto	Leeuwarden, Friesland, Netherlands	501-1000	1956	Private
Policy Expert	London, England, United Kingdom (UK)	501-1000	2010	Private Equity
Sancor Seguros	Sunchales, Santa Fe, Argentina	1001-5000	1945	Private

Want to Find More Home Insurance Companies?

If you want to find more companies that ...offer comprehensive coverage for homeowners, renters, and landlords you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.

With Inven you'll also get to know the company's:

• Detailed Ownership: Who owns the company? Is it a public or private company? What is the ownership structure?
• Contact data: Who are the founders and CEO's? What are their emails and phone numbers?
• Financials: How do these companies perform financially? What are their revenues and profit margins?

...and a lot more!