Georgia's fintech industry thrives at the intersection of finance and technology, shaping how money moves and is managed. Companies in this sector offer diverse services, including payment processing, lending solutions, and digital banking. The landscape is rapidly changing, driven by innovations like artificial intelligence and blockchain technology. As consumers demand seamless financial experiences, Georgia is poised to become a hub for these transformative solutions, attracting talent and investment. Collaboration among fintech startups, established financial institutions, and academic research fosters growth, enhancing the ecosystem’s ability to tackle emerging financial challenges.

This list features 22 fintech companies primarily located in Atlanta and surrounding areas. Founded between 1941 and 2020, they vary in size from small teams of under 50 to large corporations with over 10,000 employees. These companies specialize in areas such as payment processing, lending solutions, and digital banking services, highlighting their commitment to innovation and improving financial transactions across industries. Their presence in Georgia showcases the thriving local fintech ecosystem.

Continue reading to discover the top fintech companies in Georgia.

Top 22 Fintech Companies in Georgia

1. Tsys

• Website: tsys.com
• Ownership type: Corporate
• Headquarters: Columbus, Georgia, United States (USA)
• Employee distribution: India 38%, United States (USA) 37%, United Kingdom (UK) 10%, Other 15%
• Latest funding: $21.5B, May 2019
• Founded year: 1983
• Headcount: 10001+
• LinkedIn: tsys

Total System Services, Inc. (TSYS) is a financial technology company based in Columbus, Georgia, specializing in payment processing and related services. Founded in 1983, TSYS has grown to become a key player in the fintech industry, offering solutions that help financial institutions, fintech companies, and retailers manage transactions, fraud, and customer relationships. Their cloud-native platform allows for scalable and secure payment solutions, which are crucial in today's digital economy. TSYS provides a range of services, including digital onboarding, payment processing, risk management, and data analytics, all designed to enhance customer experiences and operational efficiency. The company operates globally, with a significant workforce distributed across various countries, including India, the United States, and the United Kingdom. TSYS's commitment to innovation is evident in its continuous investment in technology and partnerships, such as its collaboration with Amazon Web Services for issuer processing. This positions TSYS as a forward-thinking entity in the financial technology space.

2. Kabbage, Inc

• Website: kabbage.com
• Ownership type: Corporate
• Headquarters: Atlanta, Georgia, United States (USA)
• Latest funding: $850.0M, August 2020
• Founded year: 2009
• Headcount: 201-500
• LinkedIn: kabbage-inc

Kabbage, Inc. is a financial technology firm based in Atlanta, Georgia, that was founded in 2009. The company provides unsecured loans and funding solutions primarily aimed at small businesses and consumers. Through its automated lending platform, Kabbage facilitates quick access to capital, enabling customers to manage cash flow and meet their financial needs effectively. The company has garnered significant attention in the fintech space, particularly for its user-friendly approach to lending, which allows businesses to apply for funding online and receive decisions rapidly. Kabbage has raised a total of $850 million in funding, reflecting its growth potential and the trust placed in it by investors. This financial backing supports its mission to empower small businesses with the resources they need to thrive in a competitive environment.

3. EVO Payments, Inc.

• Website: evopayments.com
• Ownership type: Corporate
• Headquarters: Atlanta, Georgia, United States (USA)
• Employee distribution: United States (USA) 67%, Mexico 14%, Ireland 6%, Other 12%
• Latest funding: $4.0B, August 2022
• Founded year: 1989
• Headcount: 1001-5000
• LinkedIn: evopayments

EVO Payments, Inc. is a payment technology and services provider based in Atlanta, Georgia. Founded in 1989, the company has grown to operate in over 50 markets, offering integrated payment solutions that enable businesses to accept various payment methods efficiently. EVO processes more than $100 billion in transaction volume each year and serves a wide range of clients, from small and mid-sized enterprises to multinational corporations. Their services include merchant acquiring, payment processing, and innovative payment APIs, which are designed to enhance the efficiency and security of transactions. EVO's commitment to customer support and competitive pricing has positioned them as a reliable partner for merchants and financial institutions alike. The company has also engaged in strategic partnerships, such as their recent collaboration with Lawn Buddy, to expand their service offerings and improve payment processing for specific industries.

4. Ingo Money

• Website: ingomoney.com
• Ownership type: Private
• Headquarters: Alpharetta, Georgia, United States (USA)
• Founded year: 2001
• Headcount: 201-500
• LinkedIn: ingomoney.com

Ingo Money Inc., based in Alpharetta, Georgia, is a financial technology company that specializes in check deposit risk management and mobile check cashing services. Founded in 2001, the company has carved out a niche in providing solutions that enhance customer engagement and reduce fraud risks for fintech issuers and businesses. Ingo Money offers a range of services, including APIs for fraud detection and real-time deposit underwriting, which facilitate secure financial transactions. The company has also expanded its capabilities through strategic acquisitions, such as Deposits Inc., and has introduced various innovative products over the years, including its mobile check cashing SDK and risk management APIs. With a workforce of over 200 employees, Ingo Money continues to play a significant role in the fintech industry, focusing on making money movement instant, digital, and secure.

5. Opus Consulting Solutions

• Website: opusconsulting.com
• Ownership type: Private
• Headquarters: Alpharetta, Georgia, United States (USA)
• Founded year: 1997
• Headcount: 501-1000
• LinkedIn: opusconsultingsolutions

Opus Consulting Solutions, based in Alpharetta, Georgia, is a financial technology firm founded in 1997. The company specializes in innovative payment solutions, offering services that include real-time payments, card processing, and digital commerce solutions. Their clientele includes banks, payment processors, and merchants, reflecting their integral role in modernizing payment systems. Opus is actively involved in enhancing customer experiences across various sectors by providing tailored solutions that address the evolving needs of the financial industry. Their recent launch of FinGeniusAI highlights their focus on leveraging artificial intelligence to create future-ready solutions. With a workforce of approximately 785 employees, Opus Consulting Solutions continues to play a significant role in the fintech space, driving advancements in payment technologies and services.

6. Tern

• Website: ternitup.com
• Ownership type: Venture Capital
• Headquarters: Atlanta, Georgia, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: Seed, $900,000, March 2022
• Founded year: 2015
• Headcount: 11-50
• LinkedIn: terncommerce

Tern is a fintech company based in Atlanta, Georgia, founded in 2015. The company specializes in providing a suite of financial technology services aimed at businesses and organizations. Their offerings include onboarding solutions, account issuance, and payment processing, all designed to streamline financial operations and improve cash flow management. Tern operates through a digital platform that enables users to access a variety of banking tools and services. With a focus on flexibility, Tern allows businesses to issue virtual or physical prepaid cards, manage funds, and facilitate bank transfers. The company has received seed funding of $900,000 in March 2022, reflecting investor confidence in its business model and growth potential. Tern's mission is to democratize access to fintech services, making them available to a broader audience and fostering innovation in the financial sector.

7. GreenSky

• Website: greensky.com
• Ownership type: Private Equity
• Headquarters: Atlanta, Georgia, United States (USA)
• Employee distribution: United States (USA) 99%
• Latest funding: March 2024
• Founded year: 2006
• Headcount: 1001-5000
• LinkedIn: greenskyinc

GreenSky, LLC, founded in 2006 and based in Atlanta, Georgia, is a financial technology company that provides consumer financing solutions tailored for home improvement, solar projects, and healthcare services. The company operates a platform that connects consumers with banks and merchants, enabling quick access to loans and payment options. This service allows consumers to finance significant purchases while simultaneously helping businesses grow by offering financing options to their customers. GreenSky's model is built around facilitating fast credit decisions, often delivering approvals in seconds, which enhances the purchasing power of consumers. The company has a strong presence in the U.S. market, with nearly all of its employees based in the country. GreenSky also manages the GreenSky consumer loan program, providing origination and servicing support to banks and financial institutions. As of March 2024, GreenSky was acquired by a consortium led by Sixth Street, indicating ongoing relevance and activity in the fintech sector.

8. VSoft Corporation

• Website: vsoftcorp.com
• Ownership type: Private Equity
• Headquarters: Atlanta, Georgia, United States (USA)
• Employee distribution: India 89%, United States (USA) 9%, Other 2%
• Latest funding: $10.0M, June 2007
• Founded year: 1996
• Headcount: 1001-5000
• LinkedIn: vsoft_2

VSoft Corporation, founded in 1996 and based in Atlanta, Georgia, is a financial technology firm that provides innovative solutions for banks and credit unions. The company focuses on core processing, digital banking, and payment processing services, aiming to improve operational efficiency and customer satisfaction. VSoft's product suite includes Wings Core Processing, Arya Digital Banking, and various payment processing solutions, such as Remote Deposit Capture and OnView Payments Manager. With a workforce primarily located in India and the United States, VSoft has grown to serve over 1,000 clients globally. Their commitment to continuous innovation is evident in their recent partnerships, including one with Pidgin to enable real-time payments, and their recognition as a finalist in the 2023 Finovate Awards, highlighting their active role in the fintech industry.

9. TTV Capital

• Website: ttvcapital.com
• Ownership type: Private
• Headquarters: Atlanta, Georgia, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1999
• Headcount: 11-50
• LinkedIn: ttv-capital

TTV Capital, founded in 1999 and based in Atlanta, Georgia, is a venture capital firm dedicated to early-stage investments in fintech companies. With a team of industry veterans, TTV Capital has been instrumental in nurturing startups that address unmet market needs in financial technology. Their investment strategy spans various sectors within fintech, including payments, banking software, and cybersecurity. TTV Capital has a portfolio of over 75 active companies, showcasing their commitment to fostering innovation in the financial services industry. They have also supported several companies that have achieved unicorn status, reflecting their ability to identify and invest in high-potential ventures. TTV Capital prides itself on being a partner to visionary founders, providing not just capital but also strategic guidance and a network to help these companies thrive.

10. Ingo Payments

• Website: ingopayments.com
• Ownership type: Private
• Headquarters: Alpharetta, Georgia, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2001
• Headcount: 201-500
• LinkedIn: ingomoney.com

Ingo Payments, founded in 2001 and based in Alpharetta, Georgia, is a private financial technology company that specializes in embedded finance solutions tailored for banks, fintechs, and various brands. The company provides a suite of services including account and card issuing, digital disbursements, and instant account funding. Their technology is designed to enhance user experiences across multiple sectors such as financial institutions, gaming, hospitality, insurance, and more. Ingo Payments has developed a scalable and secure infrastructure that supports real-time transactions and compliance automation, making it a valuable partner for businesses looking to streamline their payment processes. With a dedicated team and a focus on customer partnership, Ingo Payments aims to innovate and adapt to the evolving needs of the financial services industry.

11. Greenwood

• Website: gogreenwood.com
• Ownership type: Corporate
• Headquarters: Atlanta, Georgia, United States (USA)
• Employee distribution: United States (USA) 71%, Indonesia 14%, Canada 14%
• Latest funding: May 2020
• Founded year: 2020
• Headcount: 11-50
• LinkedIn: bankgreenwood

Greenwood is a financial technology company based in Atlanta, Georgia, founded in 2020. It provides digital banking services that include spending and savings accounts, investment management, and community investment initiatives. The company aims to empower individuals, particularly those in underserved communities, by offering accessible financial tools and resources designed for wealth-building. Greenwood operates with a strong commitment to social impact, as evidenced by its community investment programs and partnerships with organizations like the NAACP and the United Negro College Fund. Although Greenwood has not reported any funding since its inception, it has gained recognition in the industry, including being named to Fast Company’s list of "Brands That Matter." This highlights its relevance and influence within the fintech space.

12. Terafina, an NCR VOYIX company

• Website: terafina.com
• Ownership type: Private
• Headquarters: Atlanta, Georgia, United States (USA)
• Employee distribution: India 67%, United States (USA) 33%
• Founded year: 2014
• Headcount: 11-50
• LinkedIn: terafina

Terafina, an NCR VOYIX company, is a financial technology firm based in Atlanta, Georgia, established in 2014. The company specializes in digital account opening and onboarding solutions specifically designed for banks and credit unions. Their platform offers a comprehensive suite of services, including consumer deposits, loans, and merchant services, aimed at improving customer experience and operational efficiency. Terafina's technology allows financial institutions to streamline their onboarding processes, providing a unified experience across various channels such as digital, call center, and branch interactions. The company has developed a robust API library with numerous pre-built integrations, which accelerates the time to market for their clients. Terafina's commitment to innovation is evident in their ability to deliver applications that are reportedly 18-24 months ahead of market trends, helping their partners better understand customer needs and enhance their service offerings. As part of NCR, Terafina benefits from a strong backing that further solidifies its position in the fintech industry.

13. BitPay

• Website: bitpay.com
• Ownership type: Venture Capital
• Headquarters: Atlanta, Georgia, United States (USA)
• Employee distribution: United States (USA) 82%, Argentina 7%, Netherlands 5%, Other 5%
• Latest funding: Series B, $1.8M, July 2021
• Founded year: 2011
• Headcount: 51-200
• LinkedIn: bitpay-inc-

BitPay, based in Atlanta, Georgia, is a cryptocurrency payment processor that has been operational since 2011. The company offers a comprehensive suite of services that allow individuals and businesses to buy, sell, and store cryptocurrencies like Bitcoin, Ethereum, and Litecoin, among others. BitPay's platform enables businesses to accept crypto payments, providing a secure and efficient way to manage transactions without the complexities of direct asset management. The company also offers a crypto debit card, allowing users to convert their digital assets into fiat currency seamlessly. With a significant portion of its workforce located in the United States, BitPay has expanded its reach internationally, serving clients in various countries. The company has received $1.8 million in funding as of July 2021, indicating ongoing investor interest and support for its operations. BitPay is licensed to engage in virtual currency business activity by the New York State Department of Financial Services, ensuring compliance with regulatory standards.

14. CorServ

• Website: corservsolutions.com
• Ownership type: Venture Capital
• Headquarters: Atlanta, Georgia, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: Seed, $2.1M, April 2015
• Founded year: 2009
• Headcount: 51-200
• LinkedIn: corserv-solutions-inc.

CorServ Solutions, founded in 2009 and based in Atlanta, Georgia, is a financial technology firm that focuses on payment card issuing solutions. The company provides a range of services, including turnkey and direct credit card issuing, as well as various payment card products such as commercial credit, consumer credit, and prepaid cards. CorServ's technology is designed to help banks and fintechs launch and manage their payment card programs with ease. They leverage open APIs and modern development practices to ensure their solutions are secure and efficient. With a team experienced in the payment systems space, CorServ aims to mitigate the risks and investments associated with launching new payment card lines. Their commitment to customer service and operational support further enhances their value proposition in the fintech industry. CorServ has received seed funding, amounting to approximately $2.1 million, which underscores investor confidence in their business model and growth potential.

15. Alogent

• Website: alogent.com
• Ownership type: Corporate
• Headquarters: Peachtree Corners, Georgia, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: January 2008
• Founded year: 1995
• Headcount: 201-500
• LinkedIn: alogent-corp

Alogent, founded in 1995 and based in Peachtree Corners, Georgia, is a financial technology company dedicated to serving banks and credit unions. The company provides a range of innovative solutions that focus on payment processing, digital banking, and document management services. Alogent's offerings are designed to enhance operational efficiency and improve customer engagement for financial institutions. Their product suite includes advanced fraud mitigation tools and scalable software solutions tailored to meet the unique needs of the financial services market. Alogent's commitment to innovation is evident in their cloud-native platforms and API-driven approach, which allows for seamless integration and flexibility across various banking environments. They have established a strong presence in the industry by partnering with financial institutions to address productivity and growth challenges, ensuring they remain competitive in a rapidly evolving market.

16. Strategic Link Consulting

• Website: slchq.com
• Ownership type: Private
• Headquarters: Kennesaw, Georgia, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2005
• Headcount: 51-200
• LinkedIn: strategic-link-consulting

Strategic Link Consulting, founded in 2005 and based in Kennesaw, Georgia, is a fintech company that specializes in consumer specialty finance solutions. The firm offers a comprehensive suite of lending services, including installment loans and lines of credit, tailored to meet the needs of lenders and investors. Their technology platform integrates various services to help clients optimize their operations and achieve superior returns. With a focus on risk management and regulatory compliance, Strategic Link Consulting supports a wide range of clients, including banks, credit unions, and sovereign nations. Their expertise in loan servicing and customer management tools allows them to streamline the lending lifecycle, making them a valuable partner in the financial services industry.

17. Greenlight

• Website: greenlight.com
• Ownership type: Venture Capital
• Headquarters: Atlanta, Georgia, United States (USA)
• Employee distribution: United States (USA) 62%, India 36%, Other 2%
• Latest funding: Series D, $260.0M, April 2021
• Founded year: 2014
• Headcount: 201-500
• LinkedIn: greenlightcard

Greenlight Financial Technology, Inc., founded in 2014 and based in Atlanta, Georgia, is a financial technology firm dedicated to helping families manage their finances and educate children about money. The company provides a debit card specifically designed for kids, allowing them to learn about spending, saving, and investing in a controlled environment. Greenlight also offers investment options, enabling children to invest in fractional shares of stocks and bonds under parental supervision. Their platform includes educational resources aimed at fostering responsible money management from a young age. Greenlight has attracted significant investment, securing $260 million in its latest funding round in April 2021, which underscores its relevance and potential for growth in the fintech sector.

18. FormFree

• Website: formfree.com
• Ownership type: Private
• Headquarters: Athens, Georgia, United States (USA)
• Latest funding: Convertible note, $1.0M, January 2018
• Founded year: 2008
• Headcount: 11-50
• LinkedIn: formfree-holdings-corporation

FormFree, founded in 2008 and based in Athens, Georgia, is a private financial technology company that specializes in innovative lending solutions. The company offers products like Passport®, which helps users understand their borrowing power, RIKI®, a method for assessing a borrower’s ability to pay, and FFX®, a marketplace connecting lenders and borrowers. FormFree's mission is to democratize access to credit, particularly for those underserved by traditional financial systems. They aim to empower consumers by providing tools that allow them to share their financial data securely and transparently with lenders. The company has received funding, with a notable amount of $1 million in a convertible note in early 2018. FormFree has been recognized for its efforts to improve the lending process and reduce bias, making it a significant player in the fintech sector.

19. Novae

• Website: novaemoney.com
• Ownership type: Private
• Headquarters: Conyers, Georgia, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2014
• Headcount: 11-50
• LinkedIn: novaellc

Founded in 2014 and based in Conyers, Georgia, Novae is a fintech company dedicated to enhancing access to credit, capital, and entrepreneurship for underserved communities across the United States. The company offers a wide range of financial products, including personal loans, credit cards, and business funding, aimed at both individual consumers and small businesses. Novae places a strong emphasis on financial education and empowerment, helping clients navigate their financial journeys. Their services extend to debt help, credit monitoring, and various business support options, including trademark services and consumer financing. Notably, Novae has been recognized on the Inc. 5000 list of America's fastest-growing private companies for four consecutive years, highlighting their growth and impact in the fintech sector. They also engage in community support initiatives, donating a portion of their revenue to assist underserved populations.

20. Yellow Card Financial

• Website: yellowcard.io
• Ownership type: Venture Capital
• Headquarters: Atlanta, Georgia, United States (USA)
• Latest funding: Series C, $33.0M, October 2024
• Founded year: 2016
• Headcount: 11-50
• LinkedIn: yellow-card-financial

Yellow Card Financial, founded in 2016 and based in Atlanta, Georgia, is a fintech company dedicated to enhancing financial access across Africa. The company specializes in digital asset trading, allowing users to buy and sell cryptocurrencies such as Bitcoin (BTC) and Tether (USDT). Yellow Card also offers Yellow Pay, a service designed for instant cash transfers, which leverages stablecoins to facilitate borderless transactions. With a focus on financial inclusion, Yellow Card caters to both individual consumers and businesses, providing them with efficient transaction methods. The company has expanded its operations to 20 African countries, becoming the first licensed stablecoin on-ramp and off-ramp on the continent. As of October 2024, Yellow Card has successfully raised over $50 million in funding, with the latest round being a Series C of $33 million, reflecting its growth and the increasing demand for its services in the digital asset space.

21. Global Payments Inc.

• Website: company.globalpayments.com
• Ownership type: Private
• Headquarters: Atlanta, Georgia, United States (USA)
• Employee distribution: United States (USA) 44%, India 19%, Philippines 8%, Other 30%
• Founded year: 1967
• Headcount: 10001+
• LinkedIn: global-payments

Global Payments Inc. is a prominent payment processing and fintech company headquartered in Atlanta, Georgia. Established in 1967, the firm specializes in providing technology and services that facilitate commerce across various sectors. They cater to a wide array of clients, including small and medium-sized businesses and financial institutions, by offering solutions that improve payment processing and enhance customer experiences. With a workforce of approximately 27,000 employees distributed across several countries, including the United States, India, and the Philippines, Global Payments has a significant global footprint. The company is recognized for its commitment to innovation, customer service, and community engagement, making it a key player in the fintech industry.

22. The Claxton Bank

• Website: theclaxtonbank.com
• Ownership type: Private
• Headquarters: Claxton, Georgia, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: $20.0M, July 2024
• Founded year: 1941
• Headcount: 11-50
• LinkedIn: the-claxton-bank

The Claxton Bank, established in 1941 and located in Claxton, Georgia, is a private banking institution that provides a variety of financial services tailored to individual consumers and businesses. With a workforce of around 40 employees, the bank focuses on personal and business banking, offering products such as checking and savings accounts, credit cards, loans, and mortgage options. A significant aspect of their service is the iBankTCB digital banking app, which allows customers to manage their finances conveniently from their devices. This app includes features like mobile check deposits, instant money transfers, and robust security measures. The bank's recent funding of $20 million in July 2024 highlights its commitment to enhancing its digital offerings and staying competitive in the evolving financial services industry. The Claxton Bank aims to provide personalized service while integrating modern technology to meet the needs of its customers.

Fintech Insights: Key Companies in Georgia

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