The health insurance sector in Nebraska is characterized by a mix of corporate and private players specializing in a range of products. Companies provide essential coverage such as individual health plans, Medicare solutions, long-term care insurance, and employee benefits. With a growing emphasis on accessibility and affordability, there are ongoing efforts to enhance healthcare reach among diverse populations. As the market adapts to regulations and technology, online platforms are becoming prominent for navigating insurance products. Furthermore, an increasing focus on preventive care and holistic health services is steering the industry towards comprehensive coverage solutions for all residents.


Nebraska's health insurance companies mainly operate from Omaha and Lincoln, with sizes ranging from small agencies to large corporations. Established between 1902 and 2021, these firms cater to various customer segments including seniors and individuals looking for comprehensive financial protection. They offer products like Medicare Supplements, employer benefits, and other life and health plans. With a strong presence in community service and customer education, each company demonstrates a commitment to enhancing healthcare literacy and coverage options.


Continue reading to discover the top health insurance companies in Nebraska.


Top 21 Health Insurance Companies in Nebraska


1. Mutual of Omaha

  • Website: mutualofomaha.com
  • Ownership type: Corporate
  • Headquarters: Omaha, Nebraska, United States (USA)
  • Employee distribution: United States (USA) 99%
  • Latest funding: March 2024
  • Founded year: 1909
  • Headcount: 1001-5000
  • LinkedIn: mutual-of-omaha

Mutual of Omaha Insurance Company, founded in 1909 and based in Omaha, Nebraska, is a corporate entity that specializes in insurance and financial services. The company offers a wide array of products, including life insurance, Medicare solutions, long-term care coverage, and various additional insurance options. With a workforce of over 8,700 employees, Mutual of Omaha serves individuals, families, and businesses, helping them manage health-related expenses and financial risks. Their commitment to health insurance is evident through their extensive offerings in Medicare Supplement Insurance, Medicare Advantage, and prescription drug plans. The company also provides resources aimed at educating consumers about their health insurance options, showcasing their dedication to customer support and informed decision-making.


2. Blue Cross and Blue Shield of Nebraska


Blue Cross and Blue Shield of Nebraska (BCBSNE) is a health insurance provider based in Omaha, Nebraska. Established in 1939, the company offers a range of health coverage options tailored to meet the needs of individuals, families, and businesses. Their offerings include group health plans, individual and family plans, and Medicare plans. BCBSNE is dedicated to helping consumers access affordable health insurance solutions. The company is also deeply involved in community initiatives, supporting various health programs and organizations throughout Nebraska. Their commitment to member satisfaction is evident, as they have been recognized as #1 in member satisfaction among commercial health plans in the Heartland by J.D. Power. This focus on quality service and community engagement underscores their role as a significant player in the health insurance market.


3. Nebraska Total Care

  • Website: nebraskatotalcare.com
  • Ownership type: Private
  • Headquarters: Omaha, Nebraska, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2017
  • Headcount: 51-200
  • LinkedIn: nebraska-total-care

Nebraska Total Care is a health insurance provider based in Omaha, Nebraska, established in 2017. The company specializes in offering Medicaid and Medicare Advantage plans, focusing on individuals and families who qualify for Medicaid. As a subsidiary of Centene Corporation, Nebraska Total Care aims to enhance the health of its members through coordinated care and local resources. The company provides a range of health and wellness services, including support for mental health, substance use, and chronic conditions. Nebraska Total Care is dedicated to health equity, ensuring that its members have access to necessary healthcare services. The company also emphasizes community investment and has various programs to support the well-being of its members, making it a significant player in the health insurance industry.


4. Physicians Mutual

  • Website: physiciansmutual.com
  • Ownership type: Private
  • Headquarters: Omaha, Nebraska, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1902
  • Headcount: 501-1000
  • LinkedIn: physicians-mutual

Physicians Mutual, based in Omaha, Nebraska, is a private mutual insurance company that has been operational since 1902. The company specializes in a variety of insurance products, including dental, life, Medicare supplements, and pet insurance. It serves individuals and families, aiming to provide essential coverage that protects both health and financial stability. Physicians Mutual prides itself on its customer service, achieving a 95% customer satisfaction rating in a recent survey. The company is also recognized for its financial strength, receiving an 'A' (Excellent) rating from A.M. Best, which underscores its ability to meet obligations to policyholders. With a workforce of approximately 1,000 employees, Physicians Mutual remains committed to serving its clients with a range of insurance solutions tailored to their needs.


5. Medico Insurance Company


Medico Insurance Company, also known as Wellabe, is a private insurance provider based in Omaha, Nebraska. Founded in 1930, the company has built a reputation for offering a variety of insurance products tailored to the needs of seniors. Their offerings include Medicare Supplement insurance, dental insurance, preneed funeral insurance, hospital indemnity insurance, and short-term care insurance. Medico focuses on a direct-to-consumer model, providing resources that assist customers in planning for their health and financial needs during retirement. The company has also partnered with reputable providers to enhance their vision and hearing insurance offerings, ensuring comprehensive coverage for their clients. With a workforce of around 30 employees, Medico Insurance Company remains committed to serving its customer base effectively, as evidenced by its recognition as a top workplace in Iowa for three consecutive years.


6. ComPro

  • Website: comproins.com
  • Ownership type: Private
  • Headquarters: Lincoln, Nebraska, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1988
  • Headcount: 11-50
  • LinkedIn: compro

ComPro, officially known as Compensation Programs, Inc., is a health insurance agency based in Lincoln, Nebraska. Founded in 1988, the company has built a reputation for assisting clients in understanding and selecting health insurance plans that best fit their needs. ComPro offers a variety of health insurance products, including individual and senior benefits, as well as employee benefits for small businesses. Their approach emphasizes education and support, helping clients navigate the often complex health insurance landscape. The agency prides itself on its knowledgeable staff and strong client relationships, which are evident in the positive testimonials from satisfied customers. ComPro operates entirely within the United States and has a dedicated team of 29 employees who are committed to providing responsive and expert service.


7. Mutual of Omaha


Mutual of Omaha is an insurance and financial services provider based in Omaha, Nebraska, founded in 1909. The company specializes in a wide array of products, including life insurance, Medicare solutions, and various financial planning services. With a workforce of over 6,000 employees, Mutual of Omaha serves more than 5.6 million individual policyholders and 54,000 employer groups across the United States. Their health insurance offerings include Medicare Supplement Insurance, Medicare Advantage plans, and long-term care insurance, catering to the needs of seniors and individuals seeking financial security. The company is privately owned and has maintained a strong financial position, with total assets reported at $51.8 billion in 2023. Mutual of Omaha's commitment to helping customers protect their financial future and manage risks through comprehensive insurance coverage underscores its relevance in the health insurance sector.


8. RCI -Regional Care, Inc

  • Website: regionalcare.com
  • Ownership type: Private
  • Headquarters: Scottsbluff, Nebraska, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1992
  • Headcount: 51-200
  • LinkedIn: regionalcareinc

Regional Care, Inc. (RCI) is a healthcare administrator based in Scottsbluff, Nebraska, founded in 1992. The company specializes in the third-party administration of health plans, offering a comprehensive suite of services that includes medical, dental, and pharmacy benefit management. RCI primarily serves self-insured companies, providing customized healthcare solutions that help businesses manage employee benefits effectively. With a client base exceeding 300 and members across all 48 states, RCI has established itself as a respected independent TPA. The company prides itself on its personalized service and operational excellence, which are supported by innovative products and technologies. RCI has grown significantly since its inception, evolving from a small operation in the basement of a medical center to a recognized player in the health plan administration space. They have developed partnerships with various networks and care management companies to enhance their service offerings, ensuring that clients receive tailored solutions that meet their specific needs.


9. OCI Services

  • Website: ociservices.com
  • Ownership type: Family Owned
  • Headquarters: Omaha, Nebraska, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2002
  • Headcount: 51-200
  • LinkedIn: oci-insurance

OCI Services, formally known as OCI Insurance & Financial Services, Inc., is a family-owned insurance field marketing organization based in Elkhorn, Nebraska. Founded in 2002, the company specializes in providing comprehensive support to insurance agents and brokers nationwide. OCI Services offers a wide array of products, including individual health insurance, group benefits, and Medicare services. Their mission is to simplify the insurance process for brokers, ensuring they have the necessary tools and resources to effectively serve their clients. OCI is committed to maintaining strong relationships with its broker partners, providing them with essential support and expertise in navigating the complexities of the insurance market. The company actively participates in industry associations, advocating for the interests of agents and promoting professionalism within the insurance sector. Their focus on customer service and agent support has established OCI as a trusted partner in the health insurance industry.


10. Breeze

  • Website: meetbreeze.com
  • Ownership type: Venture Capital
  • Headquarters: Omaha, Nebraska, United States (USA)
  • Employee distribution: United States (USA) 89%, Armenia 11%
  • Latest funding: Seed, $2.0M, August 2023
  • Founded year: 2019
  • Headcount: 11-50
  • LinkedIn: breeze-insurance

Breeze is an insurance agency based in Omaha, Nebraska, founded in 2019. The company focuses on providing personalized insurance solutions, particularly in the areas of disability insurance, accident insurance, and critical illness insurance. By operating primarily online, Breeze aims to streamline the insurance process, allowing individuals to easily obtain quotes and apply for coverage. The company has received seed funding of approximately $1.98 million as of August 2023, indicating investor confidence in its business model and growth potential. Breeze's offerings are designed to help individuals protect their income and manage unexpected medical expenses, making them a relevant player in the health insurance industry.


11. Globe Life Family Heritage Rogers Agency


Globe Life Family Heritage Rogers Agency, founded in 2001 and based in Lincoln, Nebraska, operates as a private insurance agency. With a small team of around 20 employees, the agency specializes in a range of insurance products aimed at providing financial security for individuals and families facing health challenges. Their offerings include cancer insurance, heart/stroke insurance, accident insurance, hospital indemnity insurance, and life insurance. The agency prides itself on a dedicated agent network that works closely with clients to tailor solutions to their unique needs. They emphasize a low-risk approach with potential money-back options for unused policies, which can enhance customer trust. The agency has built a reputation for prompt claims processing and customer support, as evidenced by positive testimonials from policyholders. Although Globe Life Family Heritage Rogers Agency has not reported any funding, their operational model and focus on health-related insurance products position them as a relevant player in the health insurance industry.


12. Senior Insurance Marketing

  • Website: simkt.com
  • Ownership type: Private
  • Headquarters: Lincoln, Nebraska, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2004
  • Headcount: 1-10
  • LinkedIn: simkt

Senior Insurance Marketing, founded in 2004 and based in Lincoln, Nebraska, is a private insurance agency that specializes in providing a variety of insurance products tailored for seniors. Their offerings include Medicare supplements, life insurance, and ancillary services. The company prides itself on its agent-centric approach, emphasizing ongoing training and support to help agents effectively meet their clients' needs. With partnerships with over 120 carriers, SIM aims to equip agents with the tools necessary for success in the senior insurance market. Their commitment to community involvement is evident through various philanthropic efforts, including donations to local organizations. With a small team of dedicated professionals, SIM has cultivated a reputation for exceptional service and support within the industry.


13. Central States Indemnity Co. of Omaha

  • Website: csi-omaha.com
  • Ownership type: Private Equity
  • Headquarters: Omaha, Nebraska, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: October 1992
  • Founded year: 1977
  • Headcount: 51-200
  • LinkedIn: central-states-idemnity

Central States Indemnity Co. of Omaha, founded in 1977 and based in Omaha, Nebraska, is an insurance company that specializes in Property & Casualty and Accident & Health insurance products. The company offers a range of insurance solutions, including specialty life, disability, and unemployment insurance, as well as Medicare Supplement Insurance. Their products are designed to provide financial protection for consumers facing health-related expenses and unforeseen circumstances. Central States Indemnity is a subsidiary of Berkshire Hathaway, acquired in 1992, which enhances its credibility and financial strength. The company has received an A+ (Superior) rating from A.M. Best, reflecting its solid performance and reliability in the insurance market. With a workforce of around 49 employees, Central States Indemnity remains focused on serving its clients with tailored insurance solutions.


14. American Senior Benefits of The Midwest

  • Website: asbmidwest.com
  • Ownership type: Private
  • Headquarters: Omaha, Nebraska, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2010
  • Headcount: 201-500
  • LinkedIn: asb-of-the-midwest

American Senior Benefits of The Midwest, founded in 2010 and based in Omaha, Nebraska, is a private insurance agency dedicated to providing tailored insurance solutions and financial services specifically for seniors. The company specializes in a range of products, including Medicare supplements, life insurance, and long-term care insurance. They operate under a hybrid business model that merges the strengths of independent and career agency structures, allowing their agents to offer personalized solutions that meet the unique needs of their clients. With partnerships with over 150 top-rated carriers, American Senior Benefits of The Midwest ensures that their agents have access to a comprehensive product portfolio. This approach not only enhances their service offerings but also positions them as a significant player in the senior insurance market. Their commitment to a 'People First' philosophy underscores their focus on client satisfaction and informed decision-making, which is crucial in the often complex world of insurance for seniors.


15. Central States Health & Life Co. of Omaha


Central States Health & Life Co. of Omaha, founded in 2000, is a private insurance company based in Omaha, Nebraska. It specializes in providing a variety of insurance products, including Medicare supplement insurance, dental, vision, and hearing policies, as well as credit insurance and debt cancellation programs. The company serves both individual consumers and businesses, such as credit unions and banks, offering financial protection against health care expenses and loan-related risks. With a workforce of around 80 employees, CSO operates across the United States, excluding New York and California, and has established a strong presence in the Medicare supplement market. The company has received an AM Best Financial Strength rating of A- (Excellent), reflecting its ability to meet ongoing obligations to policyholders. CSO's mission is to enhance the lives of its clients by providing quality products and services, demonstrating a commitment to customer care and community involvement.


16. Midwest Regional Agency


Midwest Regional Agency, also known as Farmers Union Midwest Agency, is an insurance agency based in Howells, Nebraska. Founded in 2005, the agency has been serving the local community for over 20 years, providing a range of insurance products including vehicle, property, health, commercial, and life insurance. The agency is operated by independent insurance agent Sara Swackhamer, who has over a decade of experience in the industry. Midwest Regional Agency prides itself on offering personalized service, allowing clients to compare rates from multiple carriers to find the best coverage options for their needs. Their health insurance offerings include individual and employer group packages, as well as supplemental health insurance, dental, and vision coverage. The agency's commitment to quality service and community involvement reflects its dedication to meeting the insurance needs of its clients.


17. Premier Marketing, LLC

  • Website: premiersmi.com
  • Ownership type: Private
  • Headquarters: Norfolk, Nebraska, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1968
  • Headcount: 51-200
  • LinkedIn: premiermarketing

Premier Marketing, LLC, based in Norfolk, Nebraska, has been operational since 1968. This private insurance brokerage offers a variety of health and life insurance products, with a strong emphasis on Medicare Supplements and Final Expense plans. The company is dedicated to supporting insurance agents and agencies by providing essential training, resources, and marketing tools aimed at improving sales effectiveness. Premier Marketing serves both businesses and consumers, primarily focusing on the senior market. Their extensive experience in the industry has allowed them to build a reputation as a respected brokerage, catering to over 60,000 individual agents and numerous agencies across the United States. They also offer a range of products including traditional life insurance, annuities, and long-term care options, which further enhances their position in the health insurance sector.


18. Detego Health

  • Website: detegohealth.com
  • Ownership type: Private
  • Headquarters: Omaha, Nebraska, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2021
  • Headcount: 11-50
  • LinkedIn: detegohealth

Detego Health, founded in 2021 and based in Omaha, Nebraska, is a private health insurance provider that specializes in affordable employee health benefits tailored for small businesses. With a team of 26 employees, the company aims to simplify the health insurance process for small enterprises, enabling them to offer competitive health benefits to attract and retain talent. Detego Health provides level-funded health plans and acts as a third-party administrator (TPA), managing claims and benefit plans for its clients. Their services are designed to help small businesses control and predict healthcare costs while ensuring that employees receive essential coverage. By focusing on the unique needs of small businesses, Detego Health positions itself as a supportive partner in the healthcare landscape, striving to make health benefits more accessible and manageable for smaller employers.


19. Dodge Partners Insurance


Dodge Partners Insurance, based in Omaha, Nebraska, has been serving clients since 1951. As an independent insurance agency, they provide a wide array of insurance products, including employee benefits, business insurance, and personal insurance. Their approach is centered on customer service and expertise, aiming to help clients navigate the complexities of insurance and risk management. The agency prides itself on its innovative solutions and has built a reputation for exceptional service. With a team that boasts over 500 years of combined experience, Dodge Partners Insurance works closely with clients to tailor insurance solutions that meet their specific needs. They partner with numerous respected insurance carriers, ensuring that clients have access to a variety of options. Their employee benefits division focuses on health insurance, emphasizing proactive claims management and wellness programs to help businesses control costs and improve employee health. Dodge Partners Insurance is a member of the Independent Insurance Agents and Brokers of America, reflecting their commitment to industry standards and practices.


20. The Benefit Group, Inc.

  • Website: tbgco.com
  • Ownership type: Corporate
  • Headquarters: Omaha, Nebraska, United States (USA)
  • Latest funding: May 2019
  • Founded year: 1987
  • Headcount: 11-50
  • LinkedIn: the-benefit-group-inc-_2

The Benefit Group, Inc., based in Omaha, Nebraska, has been a player in the employee benefits and risk management sector since its founding in 1987. With a team of 28 employees, the company specializes in providing tailored solutions for businesses, particularly in the area of self-funded health plans and claims administration. Their services include enrollment and eligibility management, customized plan design, claims processing, and cost containment strategies. The Benefit Group prides itself on its personalized approach, ensuring that each client receives solutions that meet their specific needs. Their innovative strategies, such as reference-based pricing and comprehensive reporting, help clients manage costs effectively while maintaining high-quality service. The company has established itself as a trusted partner for businesses looking to optimize their employee benefits and navigate the complexities of health insurance.


21. Chastain Otis Insurance, Inc.

  • Website: chastainotis.com
  • Ownership type: Family Owned
  • Headquarters: Omaha, Nebraska, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1994
  • Headcount: 11-50
  • LinkedIn: chastain-otis-inc.

Chastain Otis Insurance, Inc. is a family-owned insurance agency based in Omaha, Nebraska, founded in 1994. The agency specializes in a wide range of insurance products, including personal and business insurance, as well as employee benefits. With a team of independent agents, Chastain Otis aims to provide tailored insurance solutions that meet the unique needs of their clients. They offer health insurance among other personal insurance options, and they work with various representative carriers to ensure competitive pricing and comprehensive coverage. The agency prides itself on its commitment to customer service, striving to assist clients in navigating their insurance needs effectively. With a history rooted in the local community and a focus on long-term relationships, Chastain Otis continues to serve both individual consumers and businesses in the Omaha area and beyond.



Health Insurance Insights: Key Companies in Nebraska


CompanyHeadquarterSizeFoundedOwnership
Mutual of OmahaOmaha, Nebraska, United States (USA)1001-50001909Corporate
Blue Cross and Blue Shield of NebraskaOmaha, Nebraska, United States (USA)1001-50001939Private
Nebraska Total CareOmaha, Nebraska, United States (USA)51-2002017Private
Physicians MutualOmaha, Nebraska, United States (USA)501-10001902Private
Medico Insurance CompanyOmaha, Nebraska, United States (USA)51-2001930Private
ComProLincoln, Nebraska, United States (USA)11-501988Private
Mutual of OmahaOmaha, Nebraska, United States (USA)1001-50001909Private
RCI -Regional Care, IncScottsbluff, Nebraska, United States (USA)51-2001992Private
OCI ServicesOmaha, Nebraska, United States (USA)51-2002002Family Owned
BreezeOmaha, Nebraska, United States (USA)11-502019Venture Capital
Globe Life Family Heritage Rogers AgencyLincoln, Nebraska, United States (USA)1-102001Private
Senior Insurance MarketingLincoln, Nebraska, United States (USA)1-102004Private
Central States Indemnity Co. of OmahaOmaha, Nebraska, United States (USA)51-2001977Private Equity
American Senior Benefits of The MidwestOmaha, Nebraska, United States (USA)201-5002010Private
Central States Health & Life Co. of OmahaOmaha, Nebraska, United States (USA)51-2002000Private
Midwest Regional AgencyHowells, Nebraska, United States (USA)11-502005Private
Premier Marketing, LLCNorfolk, Nebraska, United States (USA)51-2001968Private
Detego HealthOmaha, Nebraska, United States (USA)11-502021Private
Dodge Partners InsuranceOmaha, Nebraska, United States (USA)11-501951Private
The Benefit Group, Inc.Omaha, Nebraska, United States (USA)11-501987Corporate
Chastain Otis Insurance, Inc.Omaha, Nebraska, United States (USA)11-501994Family Owned


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