Ohio's auto insurance industry comprises various companies offering coverage to drivers across the state. Providers range from large corporations to small, family-run agencies, catering to individual needs through personalized products. The industry is evolving with advancements in technology, such as usage-based insurance models that assess driving behavior. This shift fosters competition while enhancing customer experiences. Additionally, companies focus on competitive pricing and transparency in claims handling. As Ohio's population grows, the demand for innovative products is likely to increase, pushing insurers to adapt to customer preferences and changing regulations in the market.


The companies featured here represent a cross-section of Ohio's auto insurance market, headquartered primarily in cities like Columbus, Bucyrus, and Cincinnati. They vary in size from small agencies with a handful of employees to larger corporations with thousands on staff. Established between 1900 and 2015, these businesses specialize in various insurance products, including auto, home, and business policies. Their long tenure in the industry reflects a commitment to serving diverse customer needs, bolstered by a regional focus and personalized services that build trust with clients.


Continue reading to explore Ohio's top auto insurance companies.


Top 21 Auto Insurance Companies in Ohio


1. State Auto Insurance

  • Website: stateauto.com
  • Ownership type: Corporate
  • Headquarters: Columbus, Ohio, United States (USA)
  • Employee distribution: United States (USA) 99%, Other 1%
  • Latest funding: $1.0B, March 2022
  • Founded year: 1921
  • Headcount: 1001-5000
  • LinkedIn: state-auto-insurance

State Auto Insurance, officially known as State Automobile Mutual Insurance Company, is headquartered in Columbus, Ohio. Founded in 1921, the company specializes in automobile insurance, catering to both individual and business clients. State Auto aims to provide affordable insurance solutions, addressing common challenges such as high rates and complex claims processing. With a workforce of approximately 1,800 employees, the company has a strong presence in the U.S. insurance market. In March 2022, State Auto secured $1 billion in funding, indicating a robust strategy for growth and innovation within the auto insurance sector. Their focus on customer-centric solutions and operational efficiency positions them as a relevant player in the industry.


2. Grange Insurance

  • Website: grangeinsurance.com
  • Ownership type: Private
  • Headquarters: Columbus, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1935
  • Headcount: 1001-5000
  • LinkedIn: grange-insurance

Grange Insurance, based in Columbus, Ohio, is a private insurance company that has been operational since 1935. It specializes in providing a variety of insurance products, including auto, home, and business insurance. Grange operates through a network of independent agents, allowing for tailored service and support to both individual consumers and businesses. The company emphasizes customer care, offering features such as roadside assistance and zero deductible glass repair for auto insurance. Grange has built a reputation for strong claims service, which is crucial in the insurance industry. With a workforce of over 1,500 employees, Grange Insurance continues to play a significant role in the insurance market, focusing on protecting clients against various risks while ensuring financial stability and customer satisfaction.


3. SafeAuto

  • Website: safeauto.com
  • Ownership type: Corporate
  • Headquarters: Columbus, Ohio, United States (USA)
  • Latest funding: July 2023
  • Founded year: 1993
  • Headcount: 501-1000
  • LinkedIn: safeauto-insurance-company

SafeAuto Insurance Company, based in Columbus, Ohio, has been a player in the auto insurance market since its founding in 1993. The company primarily focuses on providing state-minimum coverage, targeting drivers who may face difficulties obtaining standard insurance. This includes individuals with less-than-perfect driving records or those seeking budget-friendly options. Operating in 20 states, SafeAuto has carved out a niche in the nonstandard insurance market, emphasizing affordability and accessibility. Their approach allows them to cater to a demographic that often feels overlooked by traditional insurers. SafeAuto's commitment to serving this market segment positions them as a relevant option for consumers seeking basic auto insurance solutions.


4. Ohio Mutual Insurance Group

  • Website: omig.com
  • Ownership type: Private
  • Headquarters: Bucyrus, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1901
  • Headcount: 201-500
  • LinkedIn: ohio-mutual-insurance-group

Ohio Mutual Insurance Group, based in Bucyrus, Ohio, has been providing insurance solutions since its founding in 1901. This private company specializes in property and casualty insurance, including auto, homeowners, and business insurance. With a workforce of approximately 228 employees, Ohio Mutual is dedicated to helping individuals and businesses manage risks and protect their assets through tailored insurance policies. The company operates primarily through independent agents, ensuring that customers receive personalized service and expert advice. Ohio Mutual is committed to community involvement, supporting local initiatives and organizations. Their focus on customer trust and satisfaction is evident in their claims process, which is designed to be straightforward and efficient. The company serves clients across several states, including Connecticut, Indiana, Maine, New Hampshire, Ohio, Rhode Island, and Vermont, reinforcing its regional relevance in the insurance market.


5. Ohio Insurance Center Agency


Ohio Insurance Center Agency, based in Cincinnati, Ohio, has been serving the insurance needs of individuals and businesses since 1975. The agency offers a range of insurance products, prominently featuring auto insurance, SR-22 coverage, home insurance, and commercial auto insurance. With a team of dedicated professionals, they aim to provide customized insurance solutions that help clients manage risks effectively. Their focus on customer satisfaction is evident through numerous positive reviews, highlighting their commitment to service. Ohio Insurance Center Agency operates without external funding, relying on its long-standing reputation and local knowledge to attract and retain clients.


6. Lyndall Insurance

  • Website: lyndallinsurance.com
  • Ownership type: Family Owned
  • Headquarters: Chagrin Falls, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1971
  • Headcount: 11-50
  • LinkedIn: lyndall-insurance

Lyndall Insurance is a family-owned independent insurance agency based in Chagrin Falls, Ohio, established in 1971. The agency specializes in providing a variety of insurance products, including auto, home, and commercial insurance. With a dedicated team of 33 employees, Lyndall Insurance prides itself on delivering tailored coverage solutions to both individual consumers and businesses. Their approach emphasizes understanding the unique needs of their clients, ensuring that they receive the best possible coverage at competitive prices. The agency has built a strong reputation in Northeast Ohio, characterized by a commitment to customer service and community engagement. They operate independently, allowing them to offer a wide range of insurance options from various carriers, which enhances their ability to meet client needs effectively. Their long-standing presence in the industry and focus on personal relationships position them as a relevant player in the auto insurance sector.


7. American Commerce Insurance, a MAPFRE Company


American Commerce Insurance, a MAPFRE Company, is an insurance provider based in Columbus, Ohio, with a history dating back to 1946. The company specializes in offering a variety of insurance products, prominently featuring auto insurance, property insurance, and business insurance. They operate through a network of independent agents, which allows them to provide personalized service and tailored coverage options to both individual consumers and businesses. Their auto insurance offerings include features such as accident forgiveness, a dedicated auto glass repair program, and the CAR EZ program, which simplifies the repair process after an accident. This focus on customer service and innovative solutions reflects their commitment to addressing the needs of their clients. As part of the MAPFRE group, American Commerce Insurance benefits from a broader organizational structure that supports its operations and enhances its market presence. The company has not reported any recent funding, indicating stability in its operations without reliance on external financial backing.


8. Celina Insurance Group

  • Website: celinainsurance.com
  • Ownership type: Private
  • Headquarters: Celina, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1914
  • Headcount: 51-200
  • LinkedIn: celina-insurance-group

Celina Insurance Group, based in Celina, Ohio, is a private insurance company that has been serving customers since 1914. With a workforce of approximately 195 employees, the company specializes in a variety of insurance products, including auto, home, business, and farm insurance. Celina operates through a network of independent agents, which allows them to provide tailored insurance solutions to individuals and businesses across five states. The company prides itself on its commitment to personal service, ensuring that policyholders receive the support they need when navigating their insurance options. Celina has been recognized for its financial strength, holding an 'A' rating, which reflects its ability to meet policyholder obligations. The company also emphasizes community involvement and employee satisfaction, having been named one of the best places to work in the insurance sector. This focus on both customer and employee experience positions Celina Insurance Group as a reputable player in the insurance industry.


9. Green Insurance Agency

  • Website: greeninsuranceagency.net
  • Ownership type: Private
  • Headquarters: Marysville, Ohio, United States (USA)
  • Employee distribution: Puerto Rico 68%, United States (USA) 32%
  • Founded year: 2016
  • Headcount: 1-10
  • LinkedIn: green-insurance-agency

Green Insurance Agency, based in Marysville, Ohio, is a private insurance agency that specializes in a wide array of insurance products, including auto, home, life, and business insurance. Founded in 2016, the agency has quickly positioned itself as a reliable partner for individuals and businesses seeking to manage their risks effectively. With a team of around 28 employees, Green Insurance Agency emphasizes personalized service and tailored insurance solutions. The agency transitioned from being a captive agent to an independent one in 2018, allowing it to partner with multiple insurance carriers. This shift has enabled them to offer clients a broader range of options and competitive pricing. The agency's website provides a user-friendly platform for obtaining quotes and managing policies, reflecting its commitment to customer service and accessibility.


10. McBane Insurance and Financial Services


McBane Insurance and Financial Services, established in 1900, is a family-owned insurance agency based in Bergholz, Ohio. The agency has a rich history of providing insurance solutions to individuals, families, and businesses across the Ohio Valley. With a focus on building strong customer relationships, McBane offers a variety of insurance products, including auto, home, life, business, farm, and toy insurance. Their independent agency status allows them to access multiple insurance providers, ensuring clients receive tailored coverage that fits their specific needs. The agency operates three offices in Bergholz, Carrollton, and Wintersville, Ohio, and prides itself on community involvement and customer service. The team at McBane is dedicated to ongoing education and professional development, ensuring they remain knowledgeable about the latest industry trends and offerings. This commitment to service and expertise positions McBane as a trusted partner for insurance needs in their region.


11. Wagner Insurance Agency


Wagner Insurance Agency, established in 1936, is a family-owned independent insurance agency based in Dayton, Ohio. With additional offices in West Milton and Lebanon, the agency has built a reputation for providing a wide array of insurance products, including auto, home, life, and business insurance. They cater to both individual consumers and businesses, helping clients manage risks and protect their assets through tailored insurance solutions. Wagner Insurance Agency prides itself on its personalized service, emphasizing the importance of understanding each client's unique needs. Their experienced staff is dedicated to guiding customers in making informed insurance decisions. The agency collaborates with various reputable insurance companies to offer competitive coverage options, ensuring that clients receive the best possible rates and protection. With a strong local presence and a commitment to customer care, Wagner Insurance Agency continues to be a trusted choice for insurance in Ohio and beyond.


12. Frost Insurance Agency, Inc.

  • Website: frostins.com
  • Ownership type: Private
  • Headquarters: Napoleon, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1945
  • Headcount: 11-50
  • LinkedIn: frost-insurance-agency-inc-

Frost Insurance Agency, Inc., based in Napoleon, Ohio, has been serving the insurance needs of the community since its founding in 1945. With a dedicated team of 35 employees, the agency specializes in a variety of insurance products, including auto, home, life, and business insurance. They pride themselves on their relationship-focused approach, treating clients like family and ensuring that each individual or business receives tailored insurance solutions to manage risks effectively. Frost Insurance operates as a Trusted Choice independent insurance agency, which allows them to offer options from multiple carriers, enhancing their ability to meet the specific needs of their clients. Their local expertise and commitment to customer service have established them as a trusted provider in Northwest Ohio, where they continue to protect the assets and interests of their clients.


13. Root Inc.

  • Website: root.com
  • Ownership type: Private
  • Headquarters: Columbus, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2015
  • Headcount: 1001-5000
  • LinkedIn: rootinsuranceco

Root Inc., founded in 2015 and based in Columbus, Ohio, is an insurance company that specializes in car insurance and renters insurance. The company distinguishes itself by utilizing a mobile app to evaluate driving behavior, which helps in providing personalized insurance quotes. Root primarily targets consumers seeking affordable and tailored insurance solutions, particularly those who demonstrate safe driving habits. The company promotes significant savings for good drivers, with reported savings of up to $900 per year. Root also offers a user-friendly claims process, allowing customers to file claims quickly through their app. With a workforce of over 1,000 employees, Root has established itself as a notable player in the auto insurance market, focusing on technology-driven solutions to enhance customer experience.


14. American Modern Insurance Group

  • Website: amig.com
  • Ownership type: Private
  • Headquarters: Cincinnati, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1938
  • Headcount: 1001-5000
  • LinkedIn: american-modern-insurance-group

American Modern Insurance Group, Inc., based in Cincinnati, Ohio, has been a player in the insurance industry since its founding in 1938. The company operates under the umbrella of Munich Re, which enhances its credibility and financial strength. American Modern focuses on specialty insurance products, catering to unique needs in the market. Their offerings include residential insurance, recreational vehicle coverage, and pet health insurance. They are particularly known for their policies covering collector vehicles, boats, and motorsports, which sets them apart from traditional auto insurers. The company has a strong presence across all 50 states, providing tailored solutions for customers with specific insurance needs. With a workforce of over 1,100 employees, American Modern is recognized for its commitment to customer service and innovation in the insurance space.


15. Village Insurance

  • Website: village.insure
  • Ownership type: Private
  • Headquarters: Avon, Ohio, United States (USA)
  • Founded year: 1972
  • Headcount: 1-10
  • LinkedIn: villageinsurance

Village Insurance, based in Avon, Ohio, has been serving clients since 1972. This private insurance agency specializes in a variety of insurance products, including auto, home, business, life, and umbrella insurance. With a small team of around 27 employees, Village Insurance prides itself on offering personalized service and building lasting relationships with its clients. The agency focuses on understanding the unique needs of each customer, ensuring they receive the most suitable coverage options. Their commitment to client service is evident in their approach to auto insurance, where they guide clients through the complexities of coverage options, helping them make informed decisions. Village Insurance operates without external funding, relying on its established reputation and local presence to attract and retain clients.


16. Sanderson Insurance Agency, Inc.

  • Website: sandersonagency.com
  • Ownership type: Family Owned
  • Headquarters: Dayton, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1957
  • Headcount: 1-10
  • LinkedIn: sanderson-insurance

Sanderson Insurance Agency, Inc. is a family-owned insurance agency based in Dayton, Ohio, established in 1957. The agency specializes in a range of insurance products, including auto, home, life, and business insurance. With multiple office locations in Dayton, Cincinnati, and Fairborn, they cater to clients throughout Ohio and extend their services to neighboring states such as Kentucky, Tennessee, Indiana, Pennsylvania, and West Virginia. The agency prides itself on providing exceptional customer service, ensuring clients understand their coverage options. The team at Sanderson Insurance Agency boasts over 100 years of combined insurance experience, with agents holding certifications such as Certified Insurance Service Representatives (CISR) and Certified Insurance Counselors (CIC). This expertise allows them to offer tailored solutions to meet the unique needs of their clients, reinforcing their commitment to protecting the community since their inception.


17. Kernan Insurance Agency

  • Website: kernaninsurance.com
  • Ownership type: Private
  • Headquarters: Powell, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1993
  • Headcount: 11-50
  • LinkedIn: kernan-insurance

Kernan Insurance Agency, established in 1993, is a private insurance agency located in Powell, Ohio. The agency specializes in a variety of insurance products, including auto, home, life, and business insurance, as well as surety bonds. With a focus on both individual consumers and businesses, Kernan Insurance Agency aims to provide customized insurance solutions that effectively manage risks and protect assets. The agency has built a reputation for its expertise, particularly in the construction industry, while also catering to personal insurance needs. Their team comprises experienced professionals who have backgrounds in various insurance sectors, enhancing their ability to serve clients effectively. Kernan Insurance Agency has not reported any funding, indicating that it operates independently without external financial backing.


18. DiStefano Insurance


DiStefano Insurance Services Inc, based in Canal Fulton, Ohio, is a private insurance agency that has been serving clients since its founding in 1931. The agency offers a range of insurance products, including auto, homeowners, life, and business insurance. With a team of 34 employees, DiStefano Insurance focuses on providing personalized service to both individual consumers and businesses. Their commitment to customer care is evident in their approach to building trustworthy relationships and being actively involved in the local community. The agency has expanded its offerings over the years, adapting to the changing needs of clients while maintaining core values centered around family and community engagement. DiStefano Insurance aims to simplify the insurance process for clients, ensuring they understand their coverage options and can make informed decisions.


19. Hertvik Insurance Group

  • Website: hertvik.com
  • Ownership type: Private
  • Headquarters: Medina, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1946
  • Headcount: 11-50
  • LinkedIn: hertvik-insurance-group

Hertvik Insurance Group, based in Medina, Ohio, is an independent insurance agency that has been serving clients since 1946. The company specializes in providing a wide array of personal and commercial insurance products, with a strong emphasis on customizable plans that cater to the unique needs of individuals and businesses. Hertvik manages the insurance and risk management needs of over 5,000 clients, showcasing their capability and reach within the industry. Their offerings include auto insurance, home insurance, and various commercial insurance products, allowing them to address a broad spectrum of insurance requirements. The agency operates multiple offices across Ohio, enhancing their accessibility and service delivery. Hertvik's approach combines industry expertise with a commitment to customer service, positioning them as a relevant player in the insurance market.


20. International Insurance Group, Inc.


International Insurance Group, Inc. is an insurance agency based in North Royalton, Ohio, established in 2006. With a workforce of 11 to 50 employees, the company operates primarily in the United States, with a small percentage of its team located in Romania. The agency offers a variety of insurance products, including auto, homeowners, business, and life insurance, catering to both individual consumers and businesses. Their focus on personalized service is evident in their approach to helping clients manage risks and protect their financial interests. The company prides itself on overcoming language barriers, ensuring that clients receive comprehensive support in their preferred language. They have established relationships with multiple A-rated carriers, which enhances their ability to provide competitive quotes and coverage options. International Insurance Group, Inc. emphasizes client satisfaction and has built a reputation for delivering tailored insurance solutions to meet the unique needs of their customers.


21. Hamler-Gingrich Insurance Agency, Inc

  • Website: hgiai.com
  • Ownership type: Private
  • Headquarters: West Milton, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1927
  • Headcount: 11-50
  • LinkedIn: hamler-gingrich-insurance-agency

Hamler-Gingrich Insurance Agency, Inc., based in West Milton, Ohio, has been a trusted name in the insurance industry since its founding in 1927. The agency operates as an independent insurance provider, offering a comprehensive suite of insurance solutions that includes personal, business, and employee benefits insurance. They cater to both individual consumers and businesses across various sectors, emphasizing tailored coverage to manage risks effectively. With a focus on quality service and competitive rates, Hamler-Gingrich serves clients throughout Ohio, including major cities like Dayton, Cincinnati, and Columbus. Their commitment to customer satisfaction is reflected in the positive feedback from clients, highlighting their attentive service and expertise in navigating insurance needs. The agency's partnership with Keystone Insurers Group further enhances their capabilities, allowing them to access a broader range of insurance products and services.



Auto Insurance Insights: Key Companies in Ohio


CompanyHeadquarterSizeFoundedOwnership
State Auto InsuranceColumbus, Ohio, United States (USA)1001-50001921Corporate
Grange InsuranceColumbus, Ohio, United States (USA)1001-50001935Private
SafeAutoColumbus, Ohio, United States (USA)501-10001993Corporate
Ohio Mutual Insurance GroupBucyrus, Ohio, United States (USA)201-5001901Private
Ohio Insurance Center AgencyCincinnati, Ohio, United States (USA)11-501975Private
Lyndall InsuranceChagrin Falls, Ohio, United States (USA)11-501971Family Owned
American Commerce Insurance, a MAPFRE CompanyColumbus, Ohio, United States (USA)51-2001946Private
Celina Insurance GroupCelina, Ohio, United States (USA)51-2001914Private
Green Insurance AgencyMarysville, Ohio, United States (USA)1-102016Private
McBane Insurance and Financial ServicesBergholz, Ohio, United States (USA)11-501900Family Owned
Wagner Insurance AgencyDayton, Ohio, United States (USA)1-101936Family Owned
Frost Insurance Agency, Inc.Napoleon, Ohio, United States (USA)11-501945Private
Root Inc.Columbus, Ohio, United States (USA)1001-50002015Private
American Modern Insurance GroupCincinnati, Ohio, United States (USA)1001-50001938Private
Village InsuranceAvon, Ohio, United States (USA)1-101972Private
Sanderson Insurance Agency, Inc.Dayton, Ohio, United States (USA)1-101957Family Owned
Kernan Insurance AgencyPowell, Ohio, United States (USA)11-501993Private
DiStefano InsuranceCanal Fulton, Ohio, United States (USA)11-501931Private
Hertvik Insurance GroupMedina, Ohio, United States (USA)11-501946Private
International Insurance Group, Inc.North Royalton, Ohio, United States (USA)11-502006Private
Hamler-Gingrich Insurance Agency, IncWest Milton, Ohio, United States (USA)11-501927Private


Want to Find More Auto Insurance Companies?

If you want to find more companies that provide auto, home, and commercial insurance coverage options you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.

With Inven you'll also get to know the company's:

  • Detailed Ownership: Who owns the company? Is it a public or private company? What is the ownership structure?
  • Contact data: Who are the founders and CEO's? What are their emails and phone numbers?
  • Financials: How do these companies perform financially? What are their revenues and profit margins?

...and a lot more!