Individual health insurance companies in Ohio provide crucial coverage options for residents looking to safeguard their health and finances. This industry caters to self-employed individuals, families, and seniors seeking comprehensive health plans. Providers often specialize in a range of offerings, including medical, dental, vision, and Medicare-related solutions. With increasing healthcare costs and varying policy options, these companies are adapting to improve transparency and customer service. Innovative approaches such as wellness incentives and personalized service are becoming popular, reflecting a larger trend toward making health coverage more accessible and tailored to individual needs.


The listed companies represent a mix of sizes and specializations across Ohio, ranging from small family-owned agencies to large corporate firms. They are headquartered in various cities including Cleveland, Akron, and Cincinnati, each contributing unique strengths to their communities. Founded between 1924 and 2012, these companies provide individual health plans, Medicare options, and supplemental insurance, showcasing their commitment to meeting the diverse needs of Ohio's population.


Continue reading to discover the top individual health insurance companies in Ohio.


Top 20 Individual Health Insurance Companies in Ohio


1. Medical Mutual

  • Website: medmutual.com
  • Ownership type: Private
  • Headquarters: Cleveland, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1934
  • Headcount: 1001-5000
  • LinkedIn: medical-mutual

Medical Mutual of Ohio is a health insurance provider based in Cleveland, Ohio, with a history dating back to 1934. The company specializes in offering a range of insurance plans, including medical, dental, vision, and Medicare options. They cater to individuals, families, and employers, helping them navigate healthcare services and manage health-related expenses. Medical Mutual is dedicated to community health, operating primarily within Ohio and focusing on the needs of local residents. Their plans are designed to provide access to trusted healthcare providers and include wellness and mental health resources. The company also emphasizes health education, offering tools and resources to help consumers understand their insurance options and make informed decisions about their health coverage.


2. SummaCare

  • Website: summacare.com
  • Ownership type: Private
  • Headquarters: Akron, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1993
  • Headcount: 201-500
  • LinkedIn: summacare

SummaCare, based in Akron, Ohio, is a private health insurance provider that has been serving the community since its establishment in 1993. The company specializes in a range of health insurance plans, including Medicare Advantage, individual and family plans, as well as employer-sponsored coverage. With a workforce of approximately 267 employees, SummaCare focuses on delivering personalized care and comprehensive coverage options tailored to meet the unique health needs of its members. The company prides itself on its strong community ties and commitment to improving health outcomes in Ohio. Notably, SummaCare has achieved a 4.5-star rating for its Medicare plans from the Centers for Medicare and Medicaid Services, underscoring its dedication to quality service and member satisfaction. Additionally, the company actively engages in health and wellness initiatives, providing resources and support to its members to promote proactive health management.


3. Paramount Health Care

  • Website: paramounthealthcare.com
  • Ownership type: Corporate
  • Headquarters: Toledo, Ohio, United States (USA)
  • Employee distribution: United States (USA) 97%, India 3%
  • Latest funding: January 2024
  • Founded year: 1988
  • Headcount: 501-1000
  • LinkedIn: paramount-health-care

Paramount Health Care, based in Toledo, Ohio, is a health insurance provider that has been operational since 1988. The company offers a range of health plans designed to meet the needs of individuals, families, and employers. Their product lineup includes Medicare plans, Marketplace options, and Short-Term Insurance, which are crafted to provide affordable health coverage. Paramount is dedicated to guiding its members toward optimal health outcomes, emphasizing preventive care and treatment options. With a workforce of approximately 556 employees, the company maintains a strong presence in the U.S. market, primarily serving Ohio and Michigan. Recently, Paramount joined the Medical Mutual family of companies, which may enhance its capabilities and service offerings in the health insurance sector.


4. SSIP Insurance Partners

  • Website: 1ssip.com
  • Ownership type: Private
  • Headquarters: Mansfield, Ohio, United States (USA)
  • Founded year: 2009
  • Headcount: 201-500
  • LinkedIn: ssip-insurance-partners

SSIP Insurance Partners, based in Mansfield, Ohio, is a private insurance agency founded in 2009. The company specializes in a wide array of insurance products, prominently featuring health and life insurance, Medicare supplements, and legacy planning services. With a workforce of approximately 44 employees, SSIP aims to assist individuals, families, and businesses in securing their financial futures through tailored insurance solutions. Their approach emphasizes education, offering resources such as videos and free insurance reviews to help clients understand their options. SSIP partners with over 200 top-rated insurance carriers, ensuring a broad selection of products to meet various client needs. The company operates primarily in the Midwest but also extends its services to several other states, reflecting its ambition to reach a wider audience in the insurance market.


5. Ohio Health Benefits LLC

  • Website: ohiohealthbenefits.net
  • Ownership type: Private
  • Headquarters: Tallmadge, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: Other (Grant), March 2023
  • Founded year: 2004
  • Headcount: 11-50
  • LinkedIn: ohio-health-benefits-llc

Ohio Health Benefits LLC, founded in 2004 and based in Tallmadge, Ohio, operates as an independent insurance broker. The company specializes in health insurance services, including Medicare options, group insurance for businesses, and individual and family health plans. With a team of 11-50 employees, they emphasize personalized support and customer service, helping clients navigate the often confusing world of health insurance. Ohio Health Benefits is dedicated to providing tailored solutions that meet the unique needs of their clients, whether they are individuals seeking major medical coverage or businesses looking for group insurance plans. Their local presence and commitment to client education, as evidenced by initiatives like 'Medicare & Muffins' seminars, further enhance their role in the health insurance industry.


6. ARC Benefit Solutions

  • Website: arcbenefitsolutions.com
  • Ownership type: Family Owned
  • Headquarters: Cincinnati, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1985
  • Headcount: 51-200
  • LinkedIn: arc-benefit-solutions

ARC Benefit Solutions, based in Cincinnati, Ohio, is a family-owned insurance agency that has been serving clients since 1985. The company specializes in health insurance solutions, offering a range of services that include employee benefits, Medicare, individual and family health insurance, and life insurance. With a team of licensed agents, ARC Benefit Solutions aims to simplify the insurance process for their clients, ensuring they find the right coverage that fits their needs and budget. The agency supports over 1,000 businesses and has a strong community presence, actively participating in charitable initiatives and local events. Their commitment to customer service is reflected in their approach, where they prioritize understanding each client's unique situation. With more than 150 licenses and certifications in the insurance field, ARC Benefit Solutions is well-equipped to navigate the complexities of health insurance, making them a significant player in the individual health insurance sector.


7. Advanced Insurance Designs, Inc.


Advanced Insurance Designs, Inc. is an insurance agency based in Akron, Ohio, with a history dating back to 1977. As a family-owned business, they pride themselves on providing personalized service and building trusted relationships with their clients. The agency offers a comprehensive range of insurance products, including health, business, personal, and Medicare insurance. Their focus on individual health insurance includes options such as group health, dental, vision, and voluntary life insurance. The company operates with a commitment to understanding the unique needs of individuals, families, and businesses, ensuring that clients receive tailored insurance solutions. With a team of knowledgeable insurance professionals, Advanced Insurance Designs aims to simplify the insurance process and provide clients with the coverage they need. They are licensed to operate in Ohio and have established a strong presence in the local market, serving clients from their offices in Akron and Wadsworth.


8. LIG Solutions

  • Website: ligsolutions.com
  • Ownership type: Corporate
  • Headquarters: Independence, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: May 2022
  • Founded year: 2009
  • Headcount: 51-200
  • LinkedIn: insurancequotesfor1-com

LIG Solutions, founded in 2009 and based in Independence, Ohio, operates as a health insurance brokerage. The company provides customized health insurance solutions tailored to the needs of individuals, families, and businesses. They offer a variety of products, including individual and group health insurance, as well as specialized programs for associations. LIG Solutions prides itself on delivering personalized service, with a team of licensed agents available across all 50 states to assist clients in navigating the complexities of health insurance. The company has issued over 35,000 policies annually and has served more than 1.2 million customers since its inception. Their commitment to transparency and customer-centric solutions has established them as a trusted advisor in the health insurance market.


9. Primetime Health Plan


Primetime Health Plan, founded in 1997 and based in Canton, Ohio, is a private health insurance provider that specializes in Medicare Advantage plans. The company serves Medicare-eligible individuals in Northeast Ohio, offering a range of services that include dental, vision, and prescription drug coverage. With a dedicated team of approximately 26 employees, Primetime Health Plan emphasizes personalized assistance, ensuring that members receive the support they need to navigate their healthcare options. The company has built a reputation for superior customer service, with a notable 90% retention rate among its members. Primetime Health Plan has been recognized for its quality, receiving a 5-star rating from CMS for three consecutive years, which reflects its commitment to providing excellent care and service. Additionally, U.S. News & World Report has rated it as one of the best insurance companies for Medicare Advantage and prescription drug coverage in the nation for 2024. This recognition highlights Primetime's significant role in the Medicare market, catering specifically to the needs of its local community.


10. Beam Dental

  • Website: beam.dental
  • Ownership type: Private
  • Headquarters: Columbus, Ohio, United States (USA)
  • Founded year: 2012
  • Headcount: 201-500
  • LinkedIn: beam-technologies

Beam Dental, founded in 2012 and based in Columbus, Ohio, is a private company that offers dental and vision insurance products tailored for individuals and businesses. The company aims to make dental and vision care more accessible and affordable through innovative insurance plans like SmartPremiums. Beam Dental not only provides coverage but also emphasizes the importance of preventive care and wellness, integrating technology into their services to enhance customer experience. They market their products through Beam Insurance Services LLC and have partnerships with various underwriters, including National Guardian Life Insurance Company and Nationwide Life Insurance Company. Their approach includes a wellness program, Beam Perks™, which incentivizes members to engage in healthy habits, further distinguishing them in the insurance market.


11. Medicare Answers Now

  • Website: medicareanswersnow.com
  • Ownership type: Family Owned
  • Headquarters: Cleveland, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2019
  • Headcount: 11-50
  • LinkedIn: medicare-answers-now

Medicare Answers Now, founded in 2019 and based in Cleveland, Ohio, is a family-owned insurance agency that specializes in Medicare-related products and services. The company offers a range of insurance solutions, including Medicare Advantage, Medicare Supplements, and various health-related plans. It serves both consumers and insurance agents, helping them navigate the complexities of Medicare. The agency is recognized for its commitment to education, having created two successful nationwide conferences aimed at enhancing knowledge and networking among agents. Amanda Brewton, the owner, has over 17 years of experience in the Medicare field and has been actively involved in educating agents on various topics related to Medicare and business development. Medicare Answers Now operates as a Field Marketing Organization (FMO) in over 30 states, representing 21 organizations and offering 121 products. The company is also a proud member of the National Association of Benefits and Insurance Professionals, further solidifying its presence in the industry.


12. O'Neill Insurance

  • Website: oneillinsurance.com
  • Ownership type: Corporate
  • Headquarters: Wadsworth, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: September 2023
  • Founded year: 1924
  • Headcount: 11-50
  • LinkedIn: the-o%27neill-group

O'Neill Insurance, founded in 1924, is an independent insurance agency based in Wadsworth, Ohio. With a team of 38 employees, the agency specializes in a comprehensive suite of insurance solutions, including personal, business, and health insurance products. O'Neill Insurance serves both individual consumers and businesses, helping them manage risks and protect their assets through tailored coverage. The agency is particularly active in the Ohio market, providing services in Wadsworth, Akron, Medina, Wooster, Cleveland, and Canton. Their health insurance offerings include group health insurance, group dental and vision insurance, Medicare insurance, travel medical insurance, and disability insurance. This broad range of health-related products demonstrates their commitment to addressing the insurance needs of individuals and businesses alike. O'Neill Insurance has not reported any recent funding, indicating a stable operational model focused on client service and community engagement.


13. EyeMed Vision Care

  • Website: eyemed.com
  • Ownership type: Private
  • Headquarters: Cincinnati, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: $5.0M, November 2023
  • Founded year: 1988
  • Headcount: 501-1000
  • LinkedIn: eyemed-vision-care

EyeMed Vision Care, founded in 1988 and based in Cincinnati, Ohio, is a prominent provider of vision insurance and benefits. The company caters to individuals, families, and employers, offering a range of services designed to make eye care more accessible and affordable. EyeMed's offerings include LASIK discounts, hearing care, and an online shopping platform for eyewear, which enhances the customer experience. The company has a robust network of in-network eye doctors and optical retailers, allowing members to choose from a variety of options for their vision needs. Recently, EyeMed secured $5 million in funding in November 2023, indicating ongoing investment in its services and infrastructure. Additionally, EyeMed is committed to social responsibility, partnering with the OneSight EssilorLuxottica Foundation to improve access to vision care globally, which underscores its dedication to community health.


14. The Uhl Agency

  • Website: uhlagency.com
  • Ownership type: Private
  • Headquarters: Dayton, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1958
  • Headcount: 11-50
  • LinkedIn: the-uhl-agency

The Uhl Agency, established in 1958 and based in Dayton, Ohio, operates as an independent insurance agency. With a team of 13 dedicated professionals, 11 of whom hold insurance licenses, the agency has built a reputation for providing comprehensive insurance solutions tailored to individuals, families, and businesses. Their offerings include personal insurance, business insurance, life, health, and disability insurance, as well as employee benefits. The agency prides itself on its commitment to risk management and customer education, ensuring clients are well-informed about their insurance needs. The Uhl Agency is licensed to write insurance in 30 states and has developed strong partnerships with various insurance companies to deliver competitive products. Their long-standing presence in the industry, coupled with a focus on community involvement, underscores their commitment to client service and education.


15. KAZ Company

  • Website: medicareplansneo.com
  • Ownership type: Private
  • Headquarters: Independence, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2010
  • Headcount: 51-200
  • LinkedIn: kaz-company

KAZ Company, established in 2010 and located in Independence, Ohio, is an independent licensed insurance agency that specializes in Medicare health plans. The company offers a variety of services, including Medicare Supplement Plans, Medicare Advantage Plans, and Medicare Part D Prescription Plans. KAZ Company aims to assist individuals, particularly seniors, in navigating the complexities of Medicare to find suitable health coverage. The agency operates primarily in Northeast Ohio and has built its reputation on customer service and education. KAZ Company was redefined from its previous incarnation as a manufacturer’s representative for office supplies, pivoting to focus on Medicare insurance after the sale of its previous contracts. The company is part of The Fedeli Group, which acquired it in 2021, allowing it to maintain its branding while benefiting from the larger group's resources. KAZ Company prides itself on a referral-based growth strategy, emphasizing the importance of client relationships and community involvement.


16. Lang Financial Group, Inc.

  • Website: langgroup.com
  • Ownership type: Private
  • Headquarters: Cincinnati, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1974
  • Headcount: 11-50
  • LinkedIn: lang-financial-group

Lang Financial Group, Inc., based in Cincinnati, Ohio, has been operational since 1974. With a team of approximately 37 employees, the company specializes in providing tailored employee benefits and individual insurance solutions. Their offerings include a wide array of services such as medical, life, dental, long-term care, disability, and vision insurance. The firm prides itself on its ability to customize plans to meet the unique needs of both businesses and individuals. Over the years, Lang Financial Group has assisted thousands of clients in navigating the complexities of insurance, ensuring they find the right mix of benefits that align with their needs and budget. Their consultants are well-versed in the ever-changing insurance landscape, providing guidance and support to help clients make informed decisions. The company has not reported any funding, indicating it operates as a private entity without external financial backing.


17. Schwendeman Agency Inc


Schwendeman Agency Inc. is a family-owned insurance agency based in Marietta, Ohio, with a history dating back to 1929. The agency serves both individuals and businesses, offering a range of insurance and financial services. Their product offerings include employee benefits, personal insurance, and business insurance. Notably, they provide comprehensive health insurance solutions, particularly for Medicare recipients, including Medicare Supplements, Medicare Advantage Plans, and Medicare Part D. This focus on health insurance, combined with their commitment to client relationships, positions them as a significant player in the local insurance market. The agency operates primarily in Ohio and West Virginia, emphasizing a personalized approach to insurance that prioritizes customer needs and satisfaction.


18. RetireMed

  • Website: retiremed.com
  • Ownership type: Private
  • Headquarters: Miamisburg, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2007
  • Headcount: 51-200
  • LinkedIn: retiremediq

RetireMed, operating under the legal name RetireMED IQ LLC, is a health insurance advisory company based in Miamisburg, Ohio. Founded in 2007, the firm specializes in Medicare services, helping individuals understand their options, eligibility, and enrollment processes. With a dedicated team of advisors, RetireMed has assisted over 50,000 clients across Ohio, Kentucky, Indiana, Pennsylvania, and Florida. Their services are provided at no cost, ensuring that clients receive lifelong support in navigating their health insurance needs. RetireMed collaborates with multiple insurance organizations, offering a wide range of plans and products tailored to the unique requirements of their clients. Their focus on Medicare and individual health plans positions them as a significant player in the health insurance advisory sector.


19. Mitchell Insurance Agency


Mitchell Insurance Agency, founded in 1993 and based in Plain Township, Ohio, is a private insurance agency with a workforce of 11 to 50 employees. The agency specializes in a variety of insurance products, including auto, home, business, life, and health insurance. They serve both individual consumers and businesses, providing tailored insurance solutions to manage risks and protect assets. With multiple office locations across Ohio and into Florida, Mitchell Insurance Agency emphasizes customer service and support, helping clients navigate their insurance options. Their offerings in health insurance include individual and family health plans, individual disability insurance, and long-term care insurance, as well as Medicare-related products. The agency's commitment to customer satisfaction is reflected in positive reviews from clients, highlighting their responsive service and knowledgeable staff.


20. TLC Insurance Group & Wealth

  • Website: tlcinsurancegroup.com
  • Ownership type: Corporate
  • Headquarters: Warren, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: September 2020
  • Founded year: 1997
  • Headcount: 51-200
  • LinkedIn: tlc-insurance-group

TLC Insurance Group & Wealth, founded in 1997 and based in Warren, Ohio, operates as an insurance brokerage and wealth management firm. The company primarily focuses on providing Medicare plans, property and casualty insurance, and retirement planning services. With a team of trained brokers, TLC Insurance Group aims to assist individuals, retirees, and businesses in navigating their insurance and financial options. They emphasize personalized service, ensuring that clients receive tailored solutions that align with their unique healthcare and financial needs. The firm also engages in group retiree Medicare solutions, partnering with employers and unions to offer comprehensive healthcare options for retirees. Their commitment to quality service is reflected in their National Concierge Service Department, which supports clients year-round. TLC Insurance Group represents multiple organizations, providing a wide array of products to meet the demands of their clientele.



Individual Health Insurance Insights: Key Companies in Ohio


CompanyHeadquarterSizeFoundedOwnership
Medical MutualCleveland, Ohio, United States (USA)1001-50001934Private
SummaCareAkron, Ohio, United States (USA)201-5001993Private
Paramount Health CareToledo, Ohio, United States (USA)501-10001988Corporate
SSIP Insurance PartnersMansfield, Ohio, United States (USA)201-5002009Private
Ohio Health Benefits LLCTallmadge, Ohio, United States (USA)11-502004Private
ARC Benefit SolutionsCincinnati, Ohio, United States (USA)51-2001985Family Owned
Advanced Insurance Designs, Inc.Akron, Ohio, United States (USA)11-501977Family Owned
LIG SolutionsIndependence, Ohio, United States (USA)51-2002009Corporate
Primetime Health PlanCanton, Ohio, United States (USA)11-501997Private
Beam DentalColumbus, Ohio, United States (USA)201-5002012Private
Medicare Answers NowCleveland, Ohio, United States (USA)11-502019Family Owned
O'Neill InsuranceWadsworth, Ohio, United States (USA)11-501924Corporate
EyeMed Vision CareCincinnati, Ohio, United States (USA)501-10001988Private
The Uhl AgencyDayton, Ohio, United States (USA)11-501958Private
KAZ CompanyIndependence, Ohio, United States (USA)51-2002010Private
Lang Financial Group, Inc.Cincinnati, Ohio, United States (USA)11-501974Private
Schwendeman Agency IncSaint Clairsville, Ohio, United States (USA)11-501929Family Owned
RetireMedMiamisburg, Ohio, United States (USA)51-2002007Private
Mitchell Insurance AgencyPlain Township, Ohio, United States (USA)11-501993Private
TLC Insurance Group & WealthWarren, Ohio, United States (USA)51-2001997Corporate


Want to Find More Individual Health Insurance Companies?

If you want to find more companies that offer plans such as medical, dental, and Medicare options you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.

With Inven you'll also get to know the company's:

  • Detailed Ownership: Who owns the company? Is it a public or private company? What is the ownership structure?
  • Contact data: Who are the founders and CEO's? What are their emails and phone numbers?
  • Financials: How do these companies perform financially? What are their revenues and profit margins?

...and a lot more!