Retirement planning companies in the US focus on helping individuals and businesses prepare for a financially secure future. This industry includes large investment firms, independent advisors, and specialized consulting services, providing tailored solutions such as retirement accounts, wealth management, and financial planning. With the aging population and growing awareness surrounding retirement needs, the sector is experiencing a shift towards comprehensive strategies and digital tools, making financial literacy a priority. Firms are increasingly offering personalized, technology-driven solutions that cater to clients' unique circumstances, ensuring longevity and confidence in their financial endeavors.


The companies on this list represent a cross-section of the retirement planning industry, showcasing varied sizes and specializations. From established firms like Edward Jones, operating for over 100 years, to younger companies such as Betterment, founded in 2010, the array illustrates different approaches to financial advisory services. Headquartered across the United States—from St. Louis to Los Angeles—these firms collectively employ tens of thousands of professionals dedicated to retirement planning, investment management, and personalized financial services, helping clients secure their financial futures.


Read on to explore the top retirement planning companies in the US.


Top 19 Retirement Planning Companies in the US


1. Edward Jones

  • Website: edwardjones.com
  • Ownership type: Corporate
  • Headquarters: St. Louis, Missouri, United States (USA)
  • Employee distribution: United States (USA) 95%, Canada 5%
  • Latest funding: $10.6M, April 2024
  • Founded year: 1922
  • Headcount: 10001+
  • LinkedIn: edward-jones

Edward D. Jones & Co., L.P., commonly known as Edward Jones, is a financial services firm based in St. Louis, Missouri. Founded in 1922, the company has grown to employ over 43,000 individuals, primarily serving clients in the United States and Canada. Edward Jones focuses on investment management and financial advising, helping individual investors and business owners achieve their financial goals through personalized strategies. The firm offers a range of investment accounts, including various retirement accounts, which are essential for clients planning for their future. Their approach emphasizes understanding clients' unique needs and crafting tailored financial strategies. Edward Jones operates through a vast network of financial advisors, ensuring that clients have access to professional guidance and support in their investment journeys.


2. Fisher Investments

  • Website: fisherinvestments.com
  • Ownership type: Private Equity
  • Headquarters: Plano, Texas, United States (USA)
  • Employee distribution: United States (USA) 93%, Costa Rica 2%, Other 5%
  • Latest funding: June 2024
  • Founded year: 1979
  • Headcount: 5001-10000
  • LinkedIn: fisher-investments

Fisher Investments, founded in 1979 and based in Plano, Texas, is a private investment advisory firm that specializes in wealth management and financial planning services. With a workforce of nearly 5,000 employees, the firm focuses on providing tailored investment solutions to individuals, families, and institutions. Fisher Investments emphasizes a client-centric approach, ensuring that their services align with the financial goals of their clients. They are particularly noted for their expertise in retirement planning, offering comprehensive strategies that include portfolio management and financial planning. The firm also serves small to mid-sized businesses through their 401(k) services, helping these organizations navigate the complexities of retirement plans. With over $294 billion in assets under management, Fisher Investments has established a significant presence in the financial services industry, demonstrating their capability and commitment to helping clients achieve their retirement objectives.


3. American Funds

  • Website: americanfunds.com
  • Ownership type: Private
  • Headquarters: Los Angeles, California, United States (USA)
  • Founded year: 1931
  • Headcount: 5001-10000
  • LinkedIn: american-funds

American Funds, a division of Capital Group, is an investment management firm based in Los Angeles, California. Founded in 1931, the company has built a reputation for providing a wide array of financial services, including investment management, wealth planning, and retirement solutions. American Funds serves individual investors, financial professionals, and institutions, helping them navigate their financial journeys with tailored investment strategies. The firm is particularly noted for its retirement planning services, offering various plans such as 401(k)s, IRAs, and other employer-sponsored retirement options. Their commitment to helping clients achieve their financial goals is evident in their extensive resources and support for retirement plan investors. American Funds has not reported any recent funding, indicating stability and a long-term focus on their mission.


4. Edelman Financial Engines

  • Website: edelmanfinancialengines.com
  • Ownership type: Private Equity
  • Headquarters: Santa Clara, California, United States (USA)
  • Employee distribution: United States (USA) 95%, India 5%
  • Latest funding: March 2021
  • Founded year: 1987
  • Headcount: 1001-5000
  • LinkedIn: edelman-financial-engines

Edelman Financial Engines is a financial advisory firm based in Santa Clara, California, established in 1987. The company provides a wide range of financial planning and investment management services, focusing on retirement readiness, tax planning, and wealth management. They cater to both individual clients and businesses, offering personalized solutions that aim to enhance financial confidence and well-being. With a workforce of over 1,400 employees, Edelman Financial Engines operates 145 offices across the United States and serves approximately 1.3 million clients. The firm has been recognized as the largest managed account provider by defined contribution assets, showcasing its significant role in the retirement planning industry. Their services include retirement planning, insurance guidance, estate planning, and employer services, which are designed to support clients at various stages of their financial journeys. The firm has not reported any recent funding, indicating stability and a focus on organic growth.


5. Facet

  • Website: facetwealth.com
  • Ownership type: Private
  • Headquarters: Baltimore, Maryland, United States (USA)
  • Founded year: 2016
  • Headcount: 201-500
  • LinkedIn: facetwealth

Facet Wealth, founded in 2016 and based in Baltimore, Maryland, is a private financial planning service that offers tailored financial advice to individuals. The company provides a wide array of services, including retirement planning, investment management, and tax planning. Facet Wealth operates on a flat-fee model, which ensures that clients receive unbiased advice without the pressure of product sales or commissions. This model not only enhances transparency but also makes financial planning more accessible to a broader audience. The firm employs a team of Certified Financial Planner™ professionals who work closely with clients to navigate their financial decisions effectively. Facet has gained recognition for its innovative approach, combining technology with personalized service to help clients achieve their financial goals. Their focus on retirement planning is particularly noteworthy, as they guide clients through various stages of retirement, ensuring that their plans adapt to changing circumstances and aspirations.


6. Ascensus

  • Website: ascensus.com
  • Ownership type: Private
  • Headquarters: Dresher, Pennsylvania, United States (USA)
  • Employee distribution: United States (USA) 75%, India 25%
  • Founded year: 1980
  • Headcount: 5001-10000
  • LinkedIn: ascensus

Ascensus, LLC, founded in 1980 and based in Dresher, Pennsylvania, is a financial services provider that specializes in retirement and education savings solutions. With a workforce of over 5,600 employees, the company serves a variety of clients, including businesses, financial institutions, and government agencies. Ascensus offers a comprehensive suite of products, including retirement plans like 401(k)s and 403(b)s, as well as 529 education savings plans. Their services extend to consulting, recordkeeping, and administrative support, aimed at enhancing the financial security of employees. As the largest independent retirement services provider in the United States, Ascensus plays a significant role in shaping retirement strategies and improving savings outcomes for millions of Americans. Their focus on partnerships with financial institutions and state governments further emphasizes their commitment to making savings more accessible and effective.


7. Retirement Plan Advisors


Retirement Plan Advisors (RPA) is a financial advisory firm based in Chicago, Illinois, specializing in retirement plan consulting and investment advisory services. Founded in 2000, RPA has developed a strong focus on assisting public sector employers in improving employee retirement outcomes. The firm operates as an independent registered investment adviser, which allows them to provide unbiased fiduciary services, plan design, and personalized financial education. RPA serves a wide range of clients, including businesses and individual employees, helping them navigate the complexities of retirement planning. With over 500 plan sponsor clients and more than $7 billion in assets under advisement, RPA has established a reputation for delivering high-quality retirement solutions. Their commitment to client service is reflected in their impressive 99% client retention rate, underscoring their effectiveness in fostering long-term relationships and enhancing financial security for their clients.


8. Captrust

  • Website: captrust.com
  • Ownership type: Private Equity
  • Headquarters: Raleigh, North Carolina, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: September 2023
  • Founded year: 1989
  • Headcount: 1001-5000
  • LinkedIn: captrust

Captrust, founded in 1989 and based in Raleigh, North Carolina, is a financial advisory firm that offers a wide range of services including wealth planning, investment management, and fiduciary services. The firm caters to individual investors, retirement plan sponsors, and nonprofit organizations, providing customized financial solutions to help clients navigate complex investment environments. With over 1,600 employees and a national footprint, Captrust has established itself as a significant player in the financial advisory space. The firm emphasizes its role as a fiduciary, ensuring that client interests are prioritized in all advisory relationships. Captrust's expertise extends to managing retirement plans for various sectors, including corporations, educational institutions, and healthcare organizations, making it a relevant choice for those seeking retirement planning services.


9. Creative Planning

  • Website: creativeplanning.com
  • Ownership type: Private Equity
  • Headquarters: Overland Park, Kansas, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: September 2024
  • Founded year: 1982
  • Headcount: 1001-5000
  • LinkedIn: creative-planning-inc-

Creative Planning, LLC, founded in 1982 and based in Overland Park, Kansas, is a wealth management firm that provides a broad spectrum of financial advisory services. The company focuses on investment management, tax planning, estate planning, and notably, retirement planning. Their retirement planning services are designed to create clear roadmaps for clients, helping them achieve their desired lifestyle in retirement. Creative Planning employs a team of fiduciary wealth managers who collaborate with in-house CPAs and attorneys, ensuring that all aspects of a client's financial picture are considered. This integrated approach allows them to optimize clients' investments, taxes, and estate plans. As of June 30, 2024, the firm manages over $325 billion in combined assets, showcasing its significant presence in the financial advisory industry. Creative Planning has also been recognized as one of the top Registered Investment Advisor (RIA) firms from 2019 to 2024, reflecting its ongoing commitment to excellence in service delivery.


10. Betterment

  • Website: betterment.com
  • Ownership type: Private Equity
  • Headquarters: New York, New York, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: Other (Debt), $100.0M, September 2021
  • Founded year: 2010
  • Headcount: 201-500
  • LinkedIn: betterment

Betterment is a financial advisory firm based in New York, founded in 2010. It operates as a private equity company with a workforce of approximately 585 employees. Betterment offers a range of services, including digital investment management, retirement planning, and cash management solutions. The company is known for its automated investing platform, which helps clients build wealth through curated portfolios and tax-efficient strategies. Betterment provides various retirement accounts, such as Traditional, Roth, and SEP IRAs, and facilitates 401(k) rollovers, making it a comprehensive resource for retirement planning. As of July 2024, Betterment manages over $50 billion in assets and serves more than 900,000 customers. The firm has also secured significant funding, with its last round totaling $100 million in September 2021, underscoring its active role in the financial advisory industry.


11. SageView Advisory Group

  • Website: sageviewadvisory.com
  • Ownership type: Private Equity
  • Headquarters: Newport Beach, California, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: January 2021
  • Founded year: 1989
  • Headcount: 201-500
  • LinkedIn: sageview-advisory-group

SageView Advisory Group is a financial advisory firm based in Newport Beach, California, specializing in retirement planning, wealth management, and investment consulting. Established in 1989, the firm has grown to employ around 250 professionals across multiple offices nationwide. SageView caters to both individual clients and businesses, helping them navigate the complexities of financial assets and future planning. The firm emphasizes personalized service, ensuring that each client's unique needs are addressed. Over the years, SageView has garnered recognition for its contributions to the industry, including awards for excellence in client service and rankings among top retirement plan advisors. Their commitment to financial wellness and education is evident through various resources and initiatives aimed at enhancing client understanding and engagement in their financial journeys.


12. Pensionmark, A World Company


Pensionmark, now known as World Investment Advisors, is a financial advisory firm based in Santa Barbara, California. Founded in 1988, the company has evolved to specialize in wealth management and retirement plan consulting. They provide tailored financial planning and investment management services to both individuals and businesses, helping clients navigate their financial journeys. With a network of advisors across various locations, they support over $55.4 billion in assets, including more than $24.5 billion in regulatory assets under management. Their services include retirement plan optimization, fiduciary investment services, and employee financial wellness programs. The firm emphasizes a client-first approach, ensuring that their strategies align with the unique needs of their clients. Their recent rebranding reflects a broader commitment to holistic financial services, integrating risk management and insurance solutions into their offerings.


13. Bleakley Financial Group

  • Website: bleakley.com
  • Ownership type: Family Owned
  • Headquarters: Fairfield, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: August 2024
  • Founded year: 1984
  • Headcount: 51-200
  • LinkedIn: bleakley-financial-group

Bleakley Financial Group, founded in 1984 and based in Fairfield, New Jersey, is a family-owned financial advisory firm that specializes in personalized financial planning and wealth management. With a team of over 100 investment professionals, they cater to individuals, families, corporate executives, and business owners. The firm focuses on helping clients navigate complex financial landscapes to achieve their financial goals. Their services include retirement planning, cash flow analysis, estate planning, and multi-generational wealth counseling. Bleakley Financial Group has built a reputation for its 360-degree approach to financial planning, ensuring that all aspects of a client's financial life are considered. They manage over $10 billion in client assets and have been recognized for their innovative strategies and commitment to client outcomes. Their dedication to continuous improvement and client service positions them as a relevant player in the financial advisory industry.


14. Mercer Advisors

  • Website: merceradvisors.com
  • Ownership type: Private Equity
  • Headquarters: Denver, Colorado, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: June 2023
  • Founded year: 1985
  • Headcount: 501-1000
  • LinkedIn: mercer-advisors

Mercer Advisors, founded in 1985 and based in Denver, Colorado, is a financial advisory firm that specializes in wealth management and integrated financial planning services. The firm offers a wide range of solutions tailored to individuals and families, including investment management, tax planning, estate planning, and insurance services. With a unified team of over 300 advisors and specialists, Mercer Advisors aims to simplify clients' financial lives and help them achieve their financial goals. They have been recognized as the #1 advisory firm by Barron’s in 2024, reflecting their commitment to service quality and client satisfaction. The firm operates nationwide with more than 90 offices, providing a comprehensive suite of services that includes a strong emphasis on retirement planning, ensuring that clients are well-prepared for their financial futures.


15. Visionary Wealth Advisors


Visionary Wealth Advisors, based in St. Louis, Missouri, is a private financial advisory firm founded in 2014. With a team of 11-50 employees, the firm specializes in wealth management, retirement planning, and investment management. They provide customized financial solutions to both individuals and businesses, aiming to help clients achieve their financial goals and secure their futures. Visionary Wealth Advisors takes pride in its personalized approach, engaging clients in a mutual discovery process to understand their unique needs and aspirations. The firm also has a Retirement Plan Committee that collaborates with businesses to design effective employee retirement plans, showcasing their commitment to retirement planning. Their involvement in community initiatives and charitable causes further reflects their values and dedication to giving back. Visionary Wealth Advisors has not reported any funding, indicating a self-sustained growth model.


16. Nationwide Financial

  • Website: nationwidefinancial.com
  • Ownership type: Corporate
  • Headquarters: Columbus, Ohio, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: September 2011
  • Founded year: 1996
  • Headcount: 10001+
  • LinkedIn: nationwide-financial

Nationwide Financial, based in Columbus, Ohio, is a prominent financial services company founded in 1996. With over 10,000 employees, it specializes in investment management and retirement planning. The company provides a wide range of services aimed at individual investors and financial advisors, focusing on strategies that help clients effectively manage their financial futures. Nationwide Financial is particularly noted for its retirement income planning services, which address the growing concerns of clients about their financial stability in retirement. The firm also offers insights and resources for financial professionals, enhancing their ability to serve clients. As a corporate entity, Nationwide Financial operates primarily within the United States, ensuring a focused approach to the domestic market.


17. Proctor Financial, Inc.

  • Website: proctorfinancial.com
  • Ownership type: Private
  • Headquarters: Sherborn, Massachusetts, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1994
  • Headcount: 1-10
  • LinkedIn: proctor-financial-inc.

Proctor Financial, Inc., based in Sherborn, Massachusetts, is a private financial planning firm founded in 1994. The company specializes in retirement planning, investment management, and estate planning, catering primarily to individuals with significant investable assets. Proctor Financial aims to provide tailored financial solutions that help clients achieve financial security and peace of mind. The firm emphasizes a client-first approach, treating clients as family and ensuring that their interests are prioritized. With a team of Certified Financial Planners (CFP®), Proctor Financial offers comprehensive services that include managing investments, estate planning strategies, and tax optimization. They also conduct educational seminars to enhance financial literacy among clients and the public. The firm has built a reputation for its ethical practices and commitment to client education, making it a trusted name in the financial planning industry.


18. Transamerica Retirement Solutions


Transamerica Retirement Solutions, based in Harrison, New York, is a private financial services company that has been serving clients since 1938. The firm specializes in retirement planning and investment management, providing a wide array of services designed to assist individuals and businesses in preparing for retirement. Their offerings include retirement readiness assessments, fund selection, and educational resources aimed at enhancing financial literacy. Transamerica caters to both consumers planning for their future and businesses looking to provide effective retirement solutions to their employees. The company is part of the Aegon group, which enhances its capabilities and reach within the financial services industry. With a workforce of over 1,000 employees, Transamerica Retirement Solutions is well-equipped to address the complexities of retirement planning and investment management.


19. Modera Wealth Management

  • Website: moderawealth.com
  • Ownership type: Private
  • Headquarters: Westwood, New Jersey, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: Other (Debt), $45.0M, February 2024
  • Founded year: 1983
  • Headcount: 51-200
  • LinkedIn: modera-wealth-management

Modera Wealth Management, founded in 1983, is a private wealth management firm based in Westwood, New Jersey. With a team of approximately 181 employees, the firm specializes in comprehensive financial advisory services tailored to individuals and families. Their expertise spans financial planning, investment management, and retirement strategies, making them well-equipped to assist clients in navigating complex financial situations. Modera serves a variety of clientele, including business owners, executives, and families, with a particular focus on retirees. The firm operates under a fee-only model, ensuring that their advice is aligned with clients' best interests. Recently, Modera secured $45 million in funding, indicating their ongoing commitment to enhancing their services and expanding their reach within the wealth management industry.



Retirement Planning Insights: Key Companies in the US


CompanyHeadquarterSizeFoundedOwnership
Edward JonesSt. Louis, Missouri, United States (USA)10001+1922Corporate
Fisher InvestmentsPlano, Texas, United States (USA)5001-100001979Private Equity
American FundsLos Angeles, California, United States (USA)5001-100001931Private
Edelman Financial EnginesSanta Clara, California, United States (USA)1001-50001987Private Equity
FacetBaltimore, Maryland, United States (USA)201-5002016Private
AscensusDresher, Pennsylvania, United States (USA)5001-100001980Private
Retirement Plan AdvisorsChicago, Illinois, United States (USA)51-2002000Private
CaptrustRaleigh, North Carolina, United States (USA)1001-50001989Private Equity
Creative PlanningOverland Park, Kansas, United States (USA)1001-50001982Private Equity
BettermentNew York, New York, United States (USA)201-5002010Private Equity
SageView Advisory GroupNewport Beach, California, United States (USA)201-5001989Private Equity
Pensionmark, A World CompanySanta Barbara, California, United States (USA)201-5001988Corporate
Bleakley Financial GroupFairfield, New Jersey, United States (USA)51-2001984Family Owned
Mercer AdvisorsDenver, Colorado, United States (USA)501-10001985Private Equity
Visionary Wealth AdvisorsSt. Louis, Missouri, United States (USA)11-502014Private
Nationwide FinancialColumbus, Ohio, United States (USA)10001+1996Corporate
Proctor Financial, Inc.Sherborn, Massachusetts, United States (USA)1-101994Private
Transamerica Retirement SolutionsHarrison, New York, United States (USA)1001-50001938Private
Modera Wealth ManagementWestwood, New Jersey, United States (USA)51-2001983Private


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