The commercial property insurance industry in nan focuses on protecting businesses' physical assets from risks such as fire, theft, and natural disasters. This sector includes a mixture of large establishments, regional players, and niche market specialists, each providing tailored solutions to meet diverse client needs. As businesses increasingly recognize risk management's importance, demand for customized coverage is on the rise. Innovations in policy options, coupled with advancements in technology, are reshaping the industry. With an emphasis on greater accessibility and personalized service, the sector is progressively evolving to address emerging market challenges and the changing landscape of commercial enterprises.

The companies listed include major players like Farmers Insurance and State Farm, alongside specialized brokers such as Coversure and BrokerLink. They vary in size from large multinational corporations with over 10,000 employees to smaller firms supporting particular markets. Established between the early 1900s and mid-2010s, these companies operate across different regions, delivering products essential for commercial property coverage. Their specializations cover broad lines of insurance, including commercial auto, liability, and tailored risk management solutions, showcasing a blend of experience and innovative approaches within the industry.

Continue reading to discover the top commercial property insurance companies.

Top 28 Commercial Property Insurance Companies

1. Farmers Insurance

• Website: farmers.com
• Ownership type: Private
• Headquarters: Los Angeles, California, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: Other (Debt), $300.0M, October 2024
• Founded year: 1928
• Headcount: 10001+
• LinkedIn: farmers-insurance

Farmers Insurance, founded in 1928 and headquartered in Los Angeles, California, is a prominent insurance provider in the United States. With over 43,000 employees, the company operates through a network of agents, delivering a wide array of insurance products that cater to both individual consumers and small businesses. Farmers Insurance specializes in various types of coverage, including auto, home, life, and notably, business insurance, which encompasses commercial property insurance. Their commitment to helping clients manage risks and protect their assets is evident in their tailored insurance solutions. Farmers Insurance has also recently secured $300 million in funding, indicating ongoing growth and investment in their services. This financial backing supports their ability to innovate and enhance their offerings in the competitive insurance market.

2. Coversure

• Website: coversure.co.uk
• Ownership type: Corporate
• Headquarters: United Kingdom (UK)
• Employee distribution: United Kingdom (UK) 98%, Other 2%
• Latest funding: June 2023
• Founded year: 1986
• Headcount: 201-500
• LinkedIn: coversure-insurance

Coversure Insurance Services Ltd is an insurance brokerage based in the United Kingdom, established in 1986. With a workforce of approximately 267 employees, the company focuses on delivering a wide array of insurance products tailored for businesses and individuals. Their primary clientele includes small and medium-sized enterprises, property owners, and private clients. Coversure's offerings cover various insurance needs, including commercial property insurance, public liability, and professional indemnity, among others. The company prides itself on its independent status, allowing it to provide personalized service and competitive quotes by comparing options from multiple insurers. Operating through a network of over 90 local offices, Coversure emphasizes the importance of local expertise and customer relationships in managing risks associated with property and liability insurance.

3. GEICO Local Office

• Website: geico.com
• Ownership type: Private Equity
• Headquarters: Chevy Chase, Maryland, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: January 1996
• Founded year: 1936
• Headcount: 201-500
• LinkedIn: geico-local-office

GEICO Local Office, part of the Government Employees Insurance Company (GEICO), is based in Chevy Chase, Maryland. Founded in 1936, the company has grown to become a prominent insurance provider in the United States. GEICO offers a wide array of insurance products, including auto, property, and business insurance. Their commercial insurance offerings include Business Owners Policies, General Liability, and Professional Liability, catering to the needs of various businesses. GEICO operates primarily through online platforms, making it accessible for customers to manage their policies efficiently. With a workforce of over 400 employees, GEICO Local Office is committed to helping clients manage risks and protect their assets through tailored coverage options.

4. Berkshire Hathaway GUARD Insurance Companies

• Website: guard.com
• Ownership type: Corporate
• Headquarters: Wilkes-Barre, Pennsylvania, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: January 2019
• Founded year: 1983
• Headcount: 1001-5000
• LinkedIn: berkshire-hathaway-guard

Berkshire Hathaway GUARD Insurance Companies, founded in 1983 and headquartered in Wilkes-Barre, Pennsylvania, is an insurance provider that focuses on commercial insurance solutions for small to medium-sized businesses. The company offers a comprehensive range of products, including businessowner's policies, workers' compensation, general liability insurance, and notably, commercial property insurance. Their approach emphasizes tailored coverage and exceptional service, delivered through a network of over 6,000 independent agents and brokers across the United States. Berkshire Hathaway GUARD is rated A+ Superior by A.M. Best, reflecting its strong financial standing and reliability in the insurance market. With a premium volume exceeding $2 billion, the company has established itself as a significant player in the industry, catering to various sectors such as artisan contractors, restaurants, and retail stores.

5. Berkshire Hathaway Homestate Companies

• Website: bhhc.com
• Ownership type: Private
• Headquarters: San Francisco, California, United States (USA)
• Founded year: 1970
• Headcount: 501-1000
• LinkedIn: berkshire-hathaway-homestate-companies

Berkshire Hathaway Homestate Companies (BHHC) is an established insurance provider based in San Francisco, California, with a history dating back to 1970. As part of the Berkshire Hathaway Insurance Group, BHHC operates through a network of six regional insurance carriers, including Berkshire Hathaway Homestate Insurance Company and Continental Divide Insurance Company. The company specializes in commercial insurance products, prominently featuring commercial property, commercial auto, and workers' compensation. BHHC serves a wide array of businesses, helping them manage risks and protect their assets through tailored insurance solutions. With a workforce of nearly 1,000 employees, BHHC emphasizes exceptional service and integrity, ensuring that clients receive the support they need. The company has maintained a strong financial position, as evidenced by its A++ rating from AM Best, which underscores its reliability in the insurance marketplace.

6. BrokerLink

• Website: brokerlink.ca
• Ownership type: Corporate
• Headquarters: Canada
• Employee distribution: Canada 100%
• Latest funding: April 2019
• Founded year: 1991
• Headcount: 1001-5000
• LinkedIn: brokerlink

BrokerLink is a Canadian insurance brokerage founded in 1991, specializing in a broad spectrum of personal and commercial insurance products. With a workforce of approximately 3,700 employees, BrokerLink operates over 200 branches across Canada, ensuring a strong local presence. The company prides itself on its customer-centric approach, offering tailored insurance solutions that cater to the unique needs of both individuals and businesses. BrokerLink collaborates with more than 100 insurance providers, allowing them to present clients with a variety of options. Their expertise extends to commercial property insurance, where they assist businesses in understanding and securing the right coverage. BrokerLink has built a reputation for reliability and service excellence, making it a trusted choice for many Canadians seeking insurance solutions.

7. Aami

• Website: aami.com.au
• Ownership type: Private
• Headquarters: Brisbane, Queensland, Australia
• Employee distribution: Australia 94%, United States (USA) 3%, New Zealand 3%
• Founded year: 1970
• Headcount: 1001-5000
• LinkedIn: aami

Aami, or Australian Associated Motor Insurers Limited, is an insurance provider based in Brisbane, Queensland, Australia. Founded in 1970, Aami has established itself as a prominent name in the insurance industry, offering a wide array of products that include car, home, and business insurance. As a subsidiary of the Suncorp Group, Aami operates primarily within Australia, serving both individual consumers and businesses. Their business insurance segment includes commercial property insurance, which is essential for protecting business assets against various risks. Aami's commitment to customer service is evident through their online platform, which allows policyholders to manage their accounts, make claims, and access support 24/7. With a workforce of around 400 employees, Aami continues to play a vital role in the Australian insurance market, adapting to the needs of its customers and the evolving landscape of the industry.

8. Westland Insurance Group Ltd.

• Website: westlandinsurance.ca
• Ownership type: Corporate
• Headquarters: Surrey, British Columbia, Canada
• Employee distribution: Canada 99%
• Latest funding: $1.1B, April 2023
• Founded year: 1980
• Headcount: 1001-5000
• LinkedIn: westlandinsurance

Westland Insurance Group Ltd., based in Surrey, British Columbia, has been a significant player in the insurance industry since its founding in 1980. With a workforce of approximately 1,766 employees, the company provides a comprehensive array of personal and commercial insurance products. Their offerings include auto, home, and business insurance, with a particular emphasis on commercial insurance solutions tailored to various industries. Westland serves a wide range of clients, from individual consumers to businesses, ensuring that they can effectively manage risks and protect against financial losses. The company has recently secured $1.1 billion in funding, which underscores its strong market position and potential for growth. Their commitment to exceptional service is reflected in their high customer satisfaction ratings, making them a reliable choice for insurance needs.

9. State Farm

• Website: statefarm.com
• Ownership type: Private
• Headquarters: Bloomington, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1922
• Headcount: 10001+
• LinkedIn: state_farm

State Farm Insurance, founded in 1922 and headquartered in Bloomington, Illinois, is a prominent insurance and financial services provider. With over 106,000 employees, the company offers a variety of insurance products, including auto, home, life, health, and notably, commercial insurance. State Farm serves individuals, families, and small businesses, helping them protect their assets and manage risks effectively. Their commercial offerings include business owners policies, commercial auto insurance, and workers' compensation, catering specifically to the needs of small businesses. State Farm's extensive network of agents ensures personalized service, and their commitment to innovation is evident in their use of technology for claims processing and customer engagement. The company has built a reputation for reliability and customer service, making it a relevant choice for those seeking commercial property insurance solutions.

10. Risk Placement Services, Inc.

• Website: rpsins.com
• Ownership type: Private
• Headquarters: Rolling Meadows, Illinois, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1997
• Headcount: 1001-5000
• LinkedIn: risk-placement-services-inc

Risk Placement Services, Inc. (RPS), founded in 1997 and based in Rolling Meadows, Illinois, operates as an insurance brokerage and risk management service provider. With a workforce of over 1,500 employees, RPS focuses on delivering a wide range of insurance products tailored to the needs of independent agents and brokers. Their offerings include commercial property insurance, workers' compensation, and cyber liability insurance, among others. RPS is dedicated to providing access to specialized coverage and premium financing options, which are crucial for businesses facing complex insurance requirements. The company has built a reputation for its ability to connect agents with the right markets and coverage, ensuring that clients receive the necessary support for their insurance needs. RPS's commitment to innovation and collaboration with thought leaders further enhances its position in the insurance industry.

11. Liberty Mutual Insurance

• Website: libertymutualgroup.com
• Ownership type: Private
• Headquarters: Boston, Massachusetts, United States (USA)
• Employee distribution: United States (USA) 94%, Other 6%
• Founded year: 1912
• Headcount: 10001+
• LinkedIn: liberty-mutual-insurance

Liberty Mutual Insurance, established in 1912, is a prominent insurance provider based in Boston, Massachusetts. The company specializes in property and casualty insurance, offering a comprehensive range of products tailored for both individual consumers and businesses. With over 45,000 employees globally, Liberty Mutual operates in 29 countries, focusing on risk management through its extensive insurance offerings. The company provides various insurance solutions, including personal automobile, homeowners, specialty lines, reinsurance, and notably, commercial property insurance. Liberty Mutual's commitment to innovation is evident in its strategic ventures and technology initiatives, which aim to enhance customer experience and adapt to evolving market needs. As the eighth largest global property and casualty insurer, Liberty Mutual plays a crucial role in the insurance industry, catering to the needs of businesses and individuals alike.

12. Amwins

• Website: amwins.com
• Ownership type: Venture Capital
• Headquarters: Charlotte, North Carolina, United States (USA)
• Employee distribution: United States (USA) 99%, Other 1%
• Latest funding: $10.0M, March 2020
• Founded year: 1998
• Headcount: 5001-10000
• LinkedIn: amwins-group

Amwins, founded in 1998 and headquartered in Charlotte, North Carolina, is a prominent specialty insurance broker. The company specializes in providing tailored insurance solutions across various industries, including construction, healthcare, and energy. With a workforce of over 4,800 employees, Amwins serves retail agents and businesses, helping them navigate complex insurance needs and secure appropriate coverage. The firm is particularly adept at managing difficult placements and unique opportunities, leveraging its extensive market relationships and expertise. Amwins places more than 65,000 property accounts through a network of 300 markets each year, showcasing their significant involvement in the commercial property insurance sector. Their focus on catastrophe-exposed risks and innovative solutions, such as parametric insurance products, further highlights their commitment to addressing the evolving needs of their clients. In 2020, Amwins received funding amounting to nearly $10 million, indicating continued investment in their growth and capabilities.

13. Next Insurance

• Website: nextinsurance.com
• Ownership type: Corporate
• Headquarters: Palo Alto, California, United States (USA)
• Employee distribution: United States (USA) 74%, Israel 26%
• Latest funding: $2.6B, March 2025
• Founded year: 2016
• Headcount: 501-1000
• LinkedIn: next-insurance

Next Insurance, founded in 2016 and based in Palo Alto, California, is an insurance company that focuses on providing tailored business insurance solutions for small businesses. The company offers a variety of insurance products, including General Liability, Workers’ Compensation, Professional Liability, and notably, Commercial Property Insurance. Their services cater to over 1,300 professions, including construction, retail, and food services, making them a versatile option for small business owners. Next Insurance operates primarily online, allowing customers to quickly obtain quotes and manage their policies with ease. The company has received significant funding, totaling $2.6 billion, which underscores its growth trajectory and commitment to enhancing its offerings in the insurance market. With a strong emphasis on customer service and a user-friendly platform, Next Insurance is well-positioned to meet the needs of small businesses in today's fast-paced environment.

14. Marsh Commercial

• Website: marshcommercial.co.uk
• Ownership type: Private
• Headquarters: London, England, United Kingdom (UK)
• Employee distribution: United Kingdom (UK) 99%, Other 1%
• Founded year: 1989
• Headcount: 1001-5000
• LinkedIn: marsh-commercial

Marsh Commercial, founded in 1989 and based in London, is a private insurance broker that specializes in commercial insurance and risk management services. With a workforce of approximately 889 employees, the company operates through a network of local offices across the UK, ensuring a personalized approach to client needs. Marsh Commercial offers a wide range of insurance products tailored to various sectors, including construction, hospitality, and e-commerce. Their primary clientele consists of small to medium-sized enterprises that require protection against operational risks. The firm is part of the Marsh McLennan family, which has over 150 years of experience in risk and strategy, further enhancing its credibility in the insurance market.

15. NFU Mutual

• Website: nfumutual.co.uk
• Ownership type: Private
• Headquarters: United States (USA)
• Employee distribution: United Kingdom (UK) 99%, Other 1%
• Founded year: 1910
• Headcount: 1001-5000
• LinkedIn: nfu-mutual

NFU Mutual, officially known as the National Farmers Union Mutual Insurance Society, was founded in 1910 and operates primarily in the United Kingdom. As a mutual insurance company, it prioritizes the interests of its members, offering a wide range of insurance products that include motor, home, business, and farming insurance. NFU Mutual is particularly noted for its business insurance offerings, which cater to small and medium-sized enterprises, as well as specialized sectors like agriculture. The company emphasizes risk management and financial security, providing tailored solutions to meet the unique needs of its clients. With a workforce of over 5,000 employees and a network of more than 280 local agency offices, NFU Mutual is well-positioned to deliver personalized service and support to its customers. The company has also been recognized for its quality of service, having been named the Which? Insurance Brand of the Year for three consecutive years, reflecting its commitment to customer satisfaction and industry excellence.

16. Simply Business

• Website: simplybusiness.co.uk
• Ownership type: Corporate
• Headquarters: London, England, United Kingdom (UK)
• Employee distribution: United Kingdom (UK) 66%, United States (USA) 34%
• Latest funding: $490.0M, March 2017
• Founded year: 2000
• Headcount: 1001-5000
• LinkedIn: simply-business_39914

Simply Business, founded in 2000 and based in London, is an insurance provider that specializes in business and landlord insurance. The company has grown to serve nearly 1 million customers, primarily through its online platform, which offers a variety of insurance products tailored for small businesses and landlords. Their offerings include public liability insurance, professional indemnity insurance, and notably, commercial building insurance, which is crucial for commercial property owners. Simply Business has received substantial funding, amounting to £490 million, which underscores its growth and stability in the insurance market. The company is committed to providing fast and flexible cover, ensuring that their clients can protect their assets effectively. With a dedicated customer support team and a focus on the unique needs of small enterprises, Simply Business plays a significant role in the insurance industry.

17. Acuity Insurance

• Website: acuity.com
• Ownership type: Private
• Headquarters: Sheboygan, Wisconsin, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1925
• Headcount: 1001-5000
• LinkedIn: acuity-insurance

Acuity Insurance, based in Sheboygan, Wisconsin, is a mutual insurance company founded in 1925. With a workforce of over 1,600 employees, Acuity specializes in a wide range of insurance products, including auto, homeowners, and commercial insurance. The company serves both individual consumers and businesses across various sectors, helping them manage risks and protect their assets. Acuity operates in 32 states and is recognized for its strong financial ratings, including an A+ rating from AM Best. The company prides itself on its customer service, offering personalized support and a dedicated claims process. Acuity also partners with a network of over 30,000 independent agents to provide expert advice tailored to the specific needs of its policyholders. Their commitment to risk management services and a focus on industries such as construction, manufacturing, and retail further solidifies their position in the commercial insurance market.

18. Sentry

• Website: sentry.com
• Ownership type: Family Owned
• Headquarters: Stevens Point, Wisconsin, United States (USA)
• Employee distribution: United States (USA) 99%
• Founded year: 1904
• Headcount: 1001-5000
• LinkedIn: sentry

Sentry Insurance, based in Stevens Point, Wisconsin, is a family-owned mutual insurance company that has been serving businesses since 1904. With a workforce of over 4,300 employees, Sentry specializes in business insurance, offering a comprehensive suite of products that includes property and casualty insurance, workers' compensation, and life insurance. The company is dedicated to understanding the unique needs of its clients, providing customized insurance solutions that help businesses manage risks effectively. Sentry's commercial property insurance products cover essential areas such as building insurance, business income insurance, and equipment breakdown coverage. The company operates primarily through independent agents, ensuring a personalized approach to customer service. Sentry has also been recognized for its financial strength, holding an A+ rating from AM Best, which underscores its commitment to supporting policyholders and fostering long-term relationships. Over the years, Sentry has expanded its reach and continues to adapt to the evolving needs of the insurance market.

19. Kinsale Insurance

• Website: kinsaleins.com
• Ownership type: Private
• Headquarters: Richmond, Virginia, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2010
• Headcount: 201-500
• LinkedIn: kinsale-insurance

Kinsale Insurance Company, based in Richmond, Virginia, is a private insurance provider founded in 2010. With a workforce of approximately 619 employees, the company specializes in a variety of insurance products, including casualty, specialty casualty, professional lines, personal lines, property, and transportation insurance. Kinsale serves a wide array of businesses and organizations, helping them manage risks and protect against financial losses through customized insurance solutions. Their offerings include commercial property insurance, which is crucial for businesses looking to safeguard their physical assets. Kinsale's focus on specific industries, such as construction, real estate, and hospitality, demonstrates their commitment to understanding and addressing the unique challenges faced by their clients. The company also engages in community initiatives through its Kinsale Cares program, reflecting a dedication to corporate social responsibility. Overall, Kinsale Insurance is an active and relevant player in the insurance industry, particularly in the commercial property sector.

20. Utica National Insurance Group

• Website: uticanational.com
• Ownership type: Private
• Headquarters: New Hartford, New York, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1914
• Headcount: 1001-5000
• LinkedIn: uticanational

Utica National Insurance Group, founded in 1914 and based in New Hartford, New York, is a private insurance company that provides a comprehensive array of personal and commercial insurance products. With a workforce of over 1,300 employees, the company serves both individual consumers and businesses, helping them manage risks and protect their assets. Their commercial insurance offerings include coverage for various sectors such as small businesses, contractors, educational institutions, and more. Utica National emphasizes risk management and safety, providing resources to help clients mitigate potential hazards. Their commitment to customer service is evident through their 24/7 claims assistance and a focus on community involvement, including initiatives like the Utica National Kids' Run. The company operates entirely within the United States, ensuring a localized approach to their services.

21. SECURA Insurance

• Website: secura.net
• Ownership type: Corporate
• Headquarters: Neenah, Wisconsin, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: March 2007
• Founded year: 1900
• Headcount: 1001-5000
• LinkedIn: secura-insurance

SECURA Insurance, based in Neenah, Wisconsin, has been serving clients since its founding in 1900. As a mutual insurance company, it specializes in property and casualty insurance, catering to businesses, farms, and individuals. The company offers a range of products, including business insurance, farm insurance, and personal insurance, with a strong emphasis on risk management and customer service. SECURA operates through a network of independent agents across 13 states, ensuring that clients receive tailored coverage that meets their specific needs. Their focus on building relationships and providing exceptional service has earned them recognition in the industry, including being named a Great Place to Work for multiple years. SECURA's commitment to supporting local communities and understanding the unique risks faced by their clients positions them as a relevant player in the commercial property insurance sector.

22. NJM Insurance Group

• Website: njm.com
• Ownership type: Private
• Headquarters: Ewing Township, New Jersey, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1913
• Headcount: 1001-5000
• LinkedIn: njm-insurance-group

NJM Insurance Group, founded in 1913 and based in Ewing Township, New Jersey, is a private insurance company that provides a variety of insurance products. Their offerings include personal auto, homeowners, and commercial insurance, catering to both individual consumers and businesses. NJM is particularly noted for its commercial insurance solutions, which include workers' compensation, commercial auto, and specialized businessowners policies. The company prides itself on its commitment to customer satisfaction, having received recognition for its claims handling efficiency. With a workforce of approximately 1,963 employees, NJM operates solely within the United States, focusing on states such as New Jersey, Pennsylvania, Ohio, Maryland, and Connecticut. Their long history and dedication to service make them a significant player in the insurance industry.

23. First Insurance Company of Hawaii

• Website: ficoh.com
• Ownership type: Corporate
• Headquarters: Honolulu, Hawaii, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: $165.0M, August 2011
• Founded year: 1911
• Headcount: 201-500
• LinkedIn: first-insurance-company-of-hawaii

First Insurance Company of Hawaii, LTD, established in 1911, is an insurance provider based in Honolulu, Hawaii. The company specializes in a variety of personal and commercial insurance products, catering to both individuals and businesses. FICOH's commercial offerings include commercial property insurance, commercial general liability, and commercial auto insurance, among others. This range of products positions them well to meet the needs of businesses operating in Hawaii. FICOH prides itself on delivering local service, supported by the global resources of the Tokio Marine Group, which enhances their operational capabilities and market reach. The company has a workforce of approximately 209 employees, reflecting a robust operational structure to support its clients. Their focus on community engagement and customer service further solidifies their standing in the insurance market.

24. Shelter Insurance Companies

• Website: shelterinsurance.com
• Ownership type: Private
• Headquarters: Columbia, Missouri, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1946
• Headcount: 1001-5000
• LinkedIn: shelter-insurance-companies

Shelter Insurance Companies, founded in 1946 and based in Columbia, Missouri, is a private insurance provider with a workforce of over 4,000 employees. The company offers a wide array of insurance products, including auto, home, life, and business insurance. Their business insurance segment includes options for commercial property, general liability, and commercial fire, catering to the needs of businesses looking to protect their assets. Shelter operates through a network of agents, ensuring personalized service and support for their clients. The company has maintained a strong presence in the insurance industry, focusing on both individual and business clients, and has received positive ratings for its financial strength from agencies like A.M. Best. Shelter Insurance is also known for its community involvement, including initiatives like the Shelter Gardens, which serve as a public space for education and relaxation.

25. Cross Insurance

• Website: crossagency.com
• Ownership type: Corporate
• Headquarters: Bangor, Maine, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: October 2018
• Founded year: 1954
• Headcount: 501-1000
• LinkedIn: cross-insurance

Cross Insurance, based in Bangor, Maine, is a third-generation family-owned insurance agency founded in 1954. With a workforce of approximately 748 employees, the company operates multiple offices across several states, providing a wide array of insurance products. Their offerings include personal insurance, commercial insurance, employee benefits, and specialty products tailored to various sectors. Cross Insurance has built a reputation for serving individuals, businesses, and educational institutions, helping them manage risk and protect their assets. Notably, they have been recognized as one of the top 20 property and casualty agencies by Insurance Journal in 2022, highlighting their significant presence in the industry. The agency also serves as the official insurance broker for prominent New England sports teams, further solidifying their standing in the market.

26. MS Amlin

• Website: msamlin.com
• Ownership type: Corporate
• Headquarters: London, England, United Kingdom (UK)
• Employee distribution: United Kingdom (UK) 61%, Netherlands 17%, Belgium 7%, Other 16%
• Latest funding: $5.3B, September 2015
• Founded year: 2000
• Headcount: 1001-5000
• LinkedIn: mitsui-sumitomo-insurance-group_2

MS Amlin Ltd is an insurance and reinsurance company based in London, UK, founded in 2000. It operates as part of the global non-life insurance group MS&AD. The company specializes in providing insurance solutions to commercial enterprises, focusing on managing and mitigating risks through a range of products and services. MS Amlin is active in the Lloyd's, UK, and Continental European markets, offering various types of insurance, including property, casualty, marine, and crisis management. With a workforce of over 1,700 employees, the company has a significant presence in the insurance industry, serving clients across multiple regions. MS Amlin's commitment to specialty insurance positions it as a relevant player in the commercial property insurance sector.

27. Covéa Insurance

• Website: coveainsurance.co.uk
• Ownership type: Private
• Headquarters: Halifax, England, United Kingdom (UK)
• Employee distribution: United Kingdom (UK) 91%, France 9%
• Founded year: 2012
• Headcount: 1001-5000
• LinkedIn: coveainsuranceplc

Covéa Insurance, established in 2012 and based in Halifax, England, is a private insurance company that provides a variety of insurance products. Their offerings include home, motor, and commercial insurance, catering to both individual consumers and businesses. The company is part of the Covéa Group, a significant player in the European insurance market. Covéa Insurance focuses on delivering tailored solutions for small to mid-sized enterprises, with specific products designed for commercial property owners, shops, and offices. They have received accolades for their service quality, including a 5-star rating from brokers, which underscores their commitment to customer satisfaction and effective risk management. Covéa Insurance operates primarily in the UK, with a workforce of over 1,000 employees, and is regulated by the Prudential Regulation Authority and the Financial Conduct Authority.

28. Bryte Insurance Company Limited

• Website: brytesa.com
• Ownership type: Private
• Headquarters: Johannesburg, Gauteng, South Africa
• Employee distribution: South Africa 97%, Botswana 2%
• Founded year: 1965
• Headcount: 501-1000
• LinkedIn: bryte-insurance-company-limited

Bryte Insurance Company Limited, established in 1965, is a private insurance provider headquartered in Johannesburg, Gauteng, South Africa. With a workforce of approximately 739 employees, Bryte offers a wide array of insurance products tailored for both businesses and consumers. Their offerings include business insurance, specialist insurance, and travel insurance, with a notable emphasis on commercial insurance. Bryte's commercial insurance solutions cater to various sectors, including small and medium enterprises, hospitality, and agriculture, reflecting their adaptability to different market needs. The company also provides specialist property insurance, which includes coverage for engineering and marine risks, highlighting their expertise in managing complex insurance requirements. Bryte is committed to customer service and has initiatives aimed at empowering the next generation of insurance professionals through partnerships with educational institutions. This focus on education and community engagement further solidifies their role in the insurance industry.

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