Home insurance in Utah serves to protect individuals and families from the risks of property loss. With a mix of small family-owned agencies and large corporate providers, the industry offers a range of options for homeowners. Many companies in Utah provide specialized policies, accommodating specific needs like natural disaster coverage or rental insurance. The demand for home insurance is expected to grow, driven by increasing wildfire risks and rising home values in the region. This evolving landscape makes it important for consumers to understand their choices and the features of various policies as they protect their investments.


The list of home insurance companies in Utah features small to medium-sized firms, many headquartered in cities like Salt Lake City and Ogden. Founded between the 1940s and 2000s, these agencies specialize in various insurance products, including homeowners, renters, and auto insurance. With teams ranging from a few individuals to hundreds, each company offers tailored solutions through partnerships with multiple insurance carriers. This selection provides residents with competitive choices suited to their specific needs, showcasing the agency's adaptability in serving the ever-evolving insurance market.


Read on to discover the top home insurance companies in Utah.


Top 25 Home Insurance Companies in Utah


1. Insurance Concepts Inc.

  • Website: insurcon.com
  • Ownership type: Corporate
  • Headquarters: Salt Lake City, Utah, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: November 2010
  • Founded year: 1978
  • Headcount: 1-10
  • LinkedIn: insurance-concepts-inc.

Insurance Concepts Inc. is an insurance agency based in Salt Lake City, Utah, founded in 1978 by Kenneth H. Church. The agency specializes in a wide array of insurance products, including auto, home, business, health, and life insurance. With a small team of dedicated professionals, Insurance Concepts focuses on providing tailored insurance solutions to individuals, families, and businesses across several states, including Utah, Colorado, Wyoming, Idaho, Arizona, Nevada, and California. Their approach emphasizes building strong relationships with clients, ensuring that they receive the best value for their insurance needs. The agency has built a reputation for excellent customer service, as evidenced by numerous positive client testimonials that speak to their responsiveness and commitment to client satisfaction. Insurance Concepts Inc. operates as an independent agency, allowing them to offer a variety of coverage options from multiple providers, which enhances their ability to meet diverse client needs effectively.


2. Heiner's Insurance Center

  • Website: heinerins.com
  • Ownership type: Private
  • Headquarters: Ogden, Utah, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1948
  • Headcount: 11-50
  • LinkedIn: heiner%27s-insurance-center

Heiner's Insurance Center, established in 1948, is a private insurance agency located in Ogden, Utah. With a team of approximately 22 employees, the company specializes in a wide array of insurance products, including home insurance, auto insurance, health insurance, life insurance, and business insurance. Heiner's is dedicated to providing personalized service, ensuring that clients receive tailored coverage that meets their specific needs. The agency operates as an independent insurance provider, collaborating with multiple carriers to offer competitive rates and comprehensive options. Their commitment to customer service is evident in their willingness to assist clients in understanding their policies and making informed decisions about their coverage. Heiner's Insurance Center serves both individual consumers and businesses, reinforcing its role as a significant player in the local insurance market.


3. Poulton Insurance Services Inc


Poulton Insurance Services Inc, based in Salt Lake City, Utah, has been serving clients since 1956. This private insurance agency specializes in a variety of insurance products, including auto, homeowners, commercial, and life insurance. With a team of 11 to 50 employees, Poulton Insurance aims to provide personalized coverage solutions to both individual consumers and businesses. Their approach emphasizes building relationships with clients, ensuring that they understand and meet the specific needs of each customer. The agency works with multiple carriers, all of which have consistently earned high ratings from AM Best, a respected independent insurance rating authority. This affiliation with reputable carriers enhances their credibility in the market. Poulton Insurance operates nationwide, making their services accessible to a broad audience.


4. Leavitt Group

  • Website: leavitt.com
  • Ownership type: Corporate
  • Headquarters: Cedar, Utah, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: May 2023
  • Founded year: 1952
  • Headcount: 1001-5000
  • LinkedIn: the-leavitt-group

Leavitt Group, founded in 1952 and headquartered in Cedar City, Utah, operates as a prominent insurance brokerage. With a workforce of over 1,000 employees and a network of more than 275 locations across 27 states, the company specializes in providing a comprehensive range of insurance and risk management solutions. Their offerings include business insurance, employee benefits, and personal insurance products such as home, auto, and life insurance. Leavitt Group emphasizes a consultative approach, aiming to understand the unique needs of their clients and deliver customized insurance packages. Their model is built on fostering long-term relationships, which is evident in their commitment to integrity and transparency. The company has been recognized for its workplace culture, being named one of the best companies to work for in Utah in 2023. This focus on employee satisfaction likely translates into better service for clients, enhancing their reputation in the insurance market.


5. Risk Managers, LLC - Utah

  • Website: riskman1.com
  • Ownership type: Private
  • Headquarters: Salt Lake City, Utah, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2006
  • Headcount: 1-10
  • LinkedIn: risk-managers-llc-utah

Risk Managers, LLC - Utah is an insurance agency based in Salt Lake City, Utah, founded in 2006. With a team that boasts over 100 years of combined experience in the insurance industry, the company is dedicated to providing a range of insurance solutions tailored for both individuals and businesses. Their offerings include personal insurance, commercial insurance, life insurance, and health insurance. The agency emphasizes customer service and education, aiming to empower clients to manage their risks effectively. They provide comprehensive home and auto insurance policies designed to offer protection against life's unexpected events. The agency operates with a small team, which allows for personalized service, but may also limit their capacity to compete with larger firms in the insurance market.


6. Advance Insurance Corporate


Advance Insurance Corporate, based in Orem, Utah, is a privately owned insurance agency that has been serving clients since 1978. The company specializes in a variety of insurance products, including home, auto, health/life, and business insurance. With a team of knowledgeable professionals, Advance Insurance aims to provide tailored coverage options that effectively manage risks for individuals, families, and businesses. Their approach emphasizes building lasting relationships with clients, ensuring that they receive personalized service and support. The agency collaborates with several well-known insurance providers, such as Allstate and Progressive, to offer competitive quotes and comprehensive coverage. This strategy not only enhances their service offerings but also positions them as a reliable choice for home insurance needs in their operational areas.


7. Blackburn Jones Company


Blackburn Jones Company, based in Ogden, Utah, has been serving clients since 1944. As a family-owned insurance agency, they provide a variety of insurance products, including auto, home, life, health, and commercial insurance. Their approach centers on building personal relationships with clients, ensuring tailored insurance solutions that meet individual needs. With a team of 15 employees, they focus on both individual consumers and businesses, helping them manage risks effectively. Their extensive experience in the industry, spanning over 70 years, positions them as a knowledgeable player in the insurance market, particularly in home insurance, where they offer various options such as homeowners, renters, and landlord insurance.


8. Bamboo Insurance

  • Website: bambooinsurance.com
  • Ownership type: Corporate
  • Headquarters: Midvale, Utah, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: October 2023
  • Founded year: 2018
  • Headcount: 51-200
  • LinkedIn: bamboo-insurance

Bamboo Insurance, officially known as Bamboo Ide8 Insurance Services, is an insurance company based in Midvale, Utah. Founded in 2018, the company specializes in property-casualty insurance products, including homeowners, renters, and auto insurance. Bamboo Insurance aims to provide affordable and reliable coverage options, particularly in markets that face challenges, such as California. The company prides itself on transparency and customer support, ensuring that clients have a clear understanding of their coverage and can easily access assistance when needed. Bamboo has garnered positive feedback from customers, who appreciate the company's proactive approach and effective communication during the claims process. This focus on customer experience is a significant aspect of their business model, setting them apart in a competitive industry.


9. Platinum Insurance Group, Inc.


Platinum Insurance Group, Inc., based in Pleasant View, Utah, is a private insurance agency founded in 2016. With a workforce of approximately 40 employees, the company specializes in a wide array of insurance products, including home, auto, life, health, farm, recreational vehicle, and business insurance. They cater to both individual consumers and businesses, providing customized insurance solutions designed to mitigate financial risks. The agency prides itself on delivering personalized service, ensuring that clients receive the right coverage tailored to their unique circumstances. Their website highlights a commitment to customer satisfaction, showcasing positive testimonials from clients who appreciate the attentive service and the ability to compare multiple insurance options. This focus on client relationships and comprehensive coverage options positions Platinum Insurance Group as a relevant player in the home insurance sector.


10. SentryWest Insurance Services

  • Website: sentrywest.com
  • Ownership type: Private
  • Headquarters: Salt Lake City, Utah, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1976
  • Headcount: 11-50
  • LinkedIn: sentrywest-insurance-services

SentryWest Insurance Services, based in Salt Lake City, Utah, is an independent insurance agency that has been serving clients since 1976. With a team of experienced agents, the company specializes in providing a comprehensive range of personal and business insurance solutions. Their offerings include home insurance, auto insurance, and specialized coverage options such as earthquake and flood insurance. SentryWest operates multiple locations across Utah, allowing them to effectively cater to a broad client base. The agency prides itself on delivering personalized service, working closely with clients to develop customized insurance solutions that meet their unique needs. By representing various insurance companies, SentryWest is able to offer clients a variety of policy options, ensuring they receive the best coverage for their circumstances. Their focus on building long-term relationships with clients underscores their commitment to customer satisfaction and support throughout the insurance process.


11. Cottonwood Insurance Inc.

  • Website: cottonwoodinsurance.com
  • Ownership type: Private
  • Headquarters: Salt Lake City, Utah, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1981
  • Headcount: 11-50
  • LinkedIn: cottonwood-insurance

Cottonwood Insurance Inc. is a private insurance agency based in Salt Lake City, Utah, founded in 1981. With a team of 41 employees, the agency specializes in providing a variety of insurance products, including home, auto, business, and life insurance. Cottonwood Insurance prides itself on delivering exceptional customer service and maintaining a high level of integrity in its operations. The agency represents several respected insurance companies, allowing it to offer tailored coverage options that meet the unique needs of both individual consumers and businesses. Over the years, Cottonwood Insurance has built a solid reputation for helping clients secure the best coverage at competitive rates, making it a trusted partner in the insurance market.


12. Bright Insurance Services

  • Website: brightinsuranceutah.com
  • Ownership type: Private
  • Headquarters: South Jordan, Utah, United States (USA)
  • Employee distribution: United States (USA) 78%, India 22%
  • Founded year: 2012
  • Headcount: 11-50
  • LinkedIn: four-seasons-insurance

Bright Insurance Services is an independent insurance agency based in South Jordan, Utah, established in 2012. The agency specializes in providing a variety of insurance products, including home, auto, commercial, and life insurance. With a team of 11 to 50 employees, they focus on delivering personalized service to both individuals and businesses. Bright Insurance Services aims to help clients secure financial protection against various risks, offering the convenience of obtaining quotes online or through direct contact. Their commitment to customer satisfaction is reflected in numerous positive reviews, highlighting their dedication to finding the best policies for their clients' needs.


13. Inside Insurance

  • Website: insideinsurance.net
  • Ownership type: Private
  • Headquarters: American Fork, Utah, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2011
  • Headcount: 1-10
  • LinkedIn: inside-insurance

Inside Insurance, founded in 2011 and located in American Fork, Utah, operates as a private insurance agency. The company specializes in a wide array of insurance products, including home, auto, and commercial insurance, as well as investment services. With a focus on both individual consumers and businesses, Inside Insurance aims to help clients manage risks and protect their assets through customized insurance solutions. The agency prides itself on its experienced staff, which includes agents, underwriters, and advisors, all dedicated to providing exceptional service. Inside Insurance has experienced steady growth, reportedly achieving over 20% annual growth since its inception. The company operates multiple offices across Utah and Oregon, enhancing its reach and accessibility to clients. Their commitment to client satisfaction is reflected in positive customer reviews, highlighting their responsiveness and expertise in navigating insurance needs.


14. American Insurance

  • Website: american-ins.com
  • Ownership type: Private
  • Headquarters: Salt Lake City, Utah, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1958
  • Headcount: 11-50
  • LinkedIn: american-ins

American Insurance & Investment Corp, based in Salt Lake City, Utah, has been a fixture in the insurance industry since its founding in 1958. The company operates as a private insurance agency, employing between 11 to 50 staff members. It provides a wide array of personal and commercial insurance products tailored to meet the unique needs of individuals, businesses, and organizations. Their personal insurance offerings include auto insurance, home insurance, life insurance, and health insurance, with a particular emphasis on home insurance products such as property insurance, homeowners liability, renters insurance, condo insurance, and earthquake insurance. American Insurance prides itself on delivering personalized service, ensuring that clients receive the attention and support they require. The agency has built a reputation for outstanding customer service and is recognized as one of Utah's top commercial insurance agencies. With offices in both Utah and Nevada, American Insurance is well-positioned to serve clients in these regions, leveraging its extensive industry knowledge and experience.


15. The Insurance Center UT

  • Website: insurancecenterut.com
  • Ownership type: Private
  • Headquarters: Ogden, Utah, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1994
  • Headcount: 11-50
  • LinkedIn: insurancecenterut

The Insurance Center UT, based in Ogden, Utah, is a private insurance agency founded in 1994. With a team of 24 employees, the agency specializes in a variety of insurance products, including auto, home, health, and commercial insurance. They serve individuals, families, and businesses, helping clients navigate the complexities of insurance to find suitable coverage. The agency operates independently, which allows them to compare rates and coverage options from multiple top carriers, ensuring clients receive tailored solutions. Their commitment to customer service is evident in their proactive approach to client needs and their willingness to assist with claims and policy management. The Insurance Center UT has established a presence in the local market with offices in Farr West, Heber City, and Logan, and they proudly serve residents and businesses across all 50 states.


16. L.A. Bowen Insurance


L.A. Bowen Insurance, based in Orem, Utah, has been serving clients since 1961. This independent insurance agency specializes in a variety of insurance products, including home, auto, business, and recreational vehicle insurance. With a team that boasts over 175 years of combined experience, they are well-equipped to understand and address the unique needs of their clients. The agency operates as an 'insurance mall,' providing clients with access to more than 50 top-rated insurance companies, ensuring competitive rates and comprehensive coverage options. Their commitment to customer service is evident in their proactive approach to policy management, where they routinely shop for better rates and coverage options for their clients. L.A. Bowen Insurance is licensed not only in Utah but also in several neighboring states, allowing them to extend their services to a broader clientele.


17. Statewide Insurance Agency


Statewide Insurance Agency, based in Murray, Utah, has been serving clients since 1927. This privately owned agency specializes in a wide array of insurance products, including auto, home, business, and life insurance. With a small team of around 22 employees, they focus on providing personalized service to both individual consumers and businesses. Their offerings in the home insurance category include mobile home insurance, condominium insurance, and renters insurance, showcasing their commitment to addressing various housing needs. The agency prides itself on working with top insurance carriers, allowing them to offer competitive rates and tailored solutions. Their long history in the industry and local expertise position them as a relevant player in the home insurance market.


18. Blue Mountain Insurance, Inc.


Blue Mountain Insurance, Inc., founded in 2002 and based in Provo, Utah, is a private insurance agency that provides a variety of insurance products. Their offerings include auto, homeowners, renters, life, health, pet, business, and franchise insurance. The company serves both individual consumers and businesses, focusing on risk management and asset protection through customized insurance solutions. With a small team of around 20 employees, Blue Mountain Insurance emphasizes personalized service and quick coverage issuance. Their involvement in the insurance industry is marked by a commitment to customer satisfaction, as evidenced by their high customer ratings. They also have a unique niche in providing insurance for Crumbl franchises, showcasing their adaptability to market needs. The agency operates entirely within the United States, ensuring a localized approach to service delivery.


19. Trustco Insurance

  • Website: trustcoinc.com
  • Ownership type: Private
  • Headquarters: Salt Lake City, Utah, United States (USA)
  • Founded year: 1973
  • Headcount: 11-50
  • LinkedIn: trustco-inc.

Trustco Insurance, founded in 1973 and based in Salt Lake City, Utah, is a private insurance agency that provides a wide array of insurance products. The company serves individuals, businesses, and organizations, focusing on personal, commercial, and specialty insurance. Trustco is known for its commitment to customer service, offering tailored coverage options to manage risks associated with unforeseen events. They represent over 200 insurance carriers, which allows them to provide flexible and affordable insurance solutions. Trustco has developed specialty programs, such as the Homeowners Catastrophe Insurance Trust (HCIT), which addresses unique risks like earthquakes and floods, showcasing their expertise in the home insurance market. Their operational philosophy is built on four core pillars that emphasize agility, good judgment, personal accountability, and kindness, reflecting their approach to client relationships and service delivery.


20. Neal Dastrup Insurance

  • Website: dastrupinsurance.com
  • Ownership type: Family Owned
  • Headquarters: Orem, Utah, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1974
  • Headcount: 11-50
  • LinkedIn: neal-dastrup-insurance

Neal Dastrup Insurance is a family-owned insurance agency based in Utah, established in 1974. With a team of experienced professionals, the agency specializes in providing a variety of personal and commercial insurance products, including home insurance. They operate multiple locations in Spanish Fork, Orem, Provo, and Pleasant Grove, allowing them to serve a broad client base. The agency prides itself on offering personalized service, ensuring that clients not only receive competitive quotes but also understand the intricacies of their insurance policies. Neal Dastrup Insurance works with several top-rated carriers, which enables them to present clients with multiple options tailored to their specific needs. Their focus on customer education and proactive service distinguishes them in the insurance market.


21. InfiniTeam Insurance

  • Website: infteam.com
  • Ownership type: Family Owned
  • Headquarters: Sandy, Utah, United States (USA)
  • Founded year: 2001
  • Headcount: 10001+
  • LinkedIn: infiniteam-insurance

InfiniTeam Insurance, a family-owned agency based in Sandy, Utah, is part of Acrisure, which was founded in 2001. The company provides a variety of insurance services, including personal and business insurance, employee benefits, and cybersecurity solutions. InfiniTeam Insurance aims to help clients manage risks and secure their financial futures through tailored insurance products. Their offerings include home, auto, life, and flood insurance, showcasing their involvement in the personal insurance market. The agency emphasizes a personalized approach, aiming to deliver quick quotes and efficient service to its clients. While they have a significant presence in the insurance industry, their focus on multiple insurance types may affect their specialization in home insurance.


22. United Underwriters

  • Website: uuinsurance.com
  • Ownership type: Corporate
  • Headquarters: Provo, Utah, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: June 2022
  • Founded year: 1998
  • Headcount: 11-50
  • LinkedIn: united-underwriters

United Underwriters, part of the United Insurance Group, has been a player in the insurance industry since its inception in 1998. Based in Provo, Utah, the company operates as an underwriting manager for several insurance entities, including the CSE Insurance Group and Topa Insurance Company. United Underwriters specializes in a range of insurance products, prominently featuring homeowners insurance, alongside auto, renters, and commercial insurance. The company prides itself on its customer-centric approach, emphasizing savings and superior coverage. With a network of over 150 agencies throughout Utah, United Underwriters is well-positioned to serve both individual consumers and businesses, ensuring that they can address various insurance needs effectively. Their focus on technology and automated processing aims to streamline the insurance experience for agents and clients alike, enhancing efficiency and satisfaction.


23. Bear River Mutual


Bear River Mutual Insurance Company, based in Murray, Utah, has been providing insurance solutions since its founding in 1909. The company specializes in personal lines of insurance, including home, auto, and renters insurance. With a workforce of approximately 136 employees, Bear River Mutual operates through a network of independent agents, ensuring that clients receive tailored insurance options that meet their specific needs. The company prides itself on its local expertise, understanding the unique risks and requirements of Utah residents. Bear River Mutual is structured as a mutual insurance company, meaning it serves its members rather than stockholders, which can lead to more favorable rates for policyholders. The company has built a reputation for reliability and customer service, as reflected in numerous positive customer testimonials. Bear River Mutual does not report any recent funding, indicating a stable, self-sustaining business model.


24. InspectorPro Insurance


InspectorPro Insurance, founded in 2009 and based in Lehi, Utah, is a private insurance provider that focuses on the unique needs of home inspectors. With a team of 11 to 50 employees, the company offers specialized insurance products such as errors and omissions insurance, general liability, and workers' compensation. Their offerings are designed to protect home inspection businesses from potential claims and liabilities that can arise in their line of work. InspectorPro is committed to understanding the intricacies of the home inspection industry, providing pre-claims assistance, and advocating for their clients. They have established partnerships with various home inspector associations, enhancing their credibility and reach within the industry. The company has not reported any funding, indicating a self-sustained growth model.


25. Custom Insurance Solutions


Custom Insurance Solutions, based in Lehi, Utah, is an independent insurance agency founded in 2011. The agency specializes in providing personalized insurance solutions tailored to high-net-worth individuals. Their product offerings include a wide array of insurance types, such as property, vehicle, and life insurance. Notably, they provide comprehensive home insurance policies designed to protect clients' homes and personal belongings against various risks, including natural disasters and theft. The agency prides itself on exceptional customer service and expertise, ensuring that clients receive coverage that meets their unique needs. With a small team of dedicated professionals, Custom Insurance Solutions emphasizes the importance of educating clients and making informed recommendations to protect their valuable assets. They operate without any reported funding, relying on their independent status to offer a broader selection of insurance products from multiple carriers.



Home Insurance Insights: Key Companies in Utah


CompanyHeadquarterSizeFoundedOwnership
Insurance Concepts Inc.Salt Lake City, Utah, United States (USA)1-101978Corporate
Heiner's Insurance CenterOgden, Utah, United States (USA)11-501948Private
Poulton Insurance Services IncSalt Lake City, Utah, United States (USA)11-501956Private
Leavitt GroupCedar, Utah, United States (USA)1001-50001952Corporate
Risk Managers, LLC - UtahSalt Lake City, Utah, United States (USA)1-102006Private
Advance Insurance CorporateOrem, Utah, United States (USA)51-2001978Private
Blackburn Jones CompanyOgden, Utah, United States (USA)11-501944Family Owned
Bamboo InsuranceMidvale, Utah, United States (USA)51-2002018Corporate
Platinum Insurance Group, Inc.Pleasant View, Utah, United States (USA)201-5002016Private
SentryWest Insurance ServicesSalt Lake City, Utah, United States (USA)11-501976Private
Cottonwood Insurance Inc.Salt Lake City, Utah, United States (USA)11-501981Private
Bright Insurance ServicesSouth Jordan, Utah, United States (USA)11-502012Private
Inside InsuranceAmerican Fork, Utah, United States (USA)1-102011Private
American InsuranceSalt Lake City, Utah, United States (USA)11-501958Private
The Insurance Center UTOgden, Utah, United States (USA)11-501994Private
L.A. Bowen InsuranceOrem, Utah, United States (USA)11-501961Corporate
Statewide Insurance AgencyMurray, Utah, United States (USA)1-101927Private
Blue Mountain Insurance, Inc.Provo, Utah, United States (USA)1-102002Private
Trustco InsuranceSalt Lake City, Utah, United States (USA)11-501973Private
Neal Dastrup InsuranceOrem, Utah, United States (USA)11-501974Family Owned
InfiniTeam InsuranceSandy, Utah, United States (USA)10001+2001Family Owned
United UnderwritersProvo, Utah, United States (USA)11-501998Corporate
Bear River MutualMurray, Utah, United States (USA)51-2001909Private
InspectorPro InsuranceLehi, Utah, United States (USA)11-502009Private
Custom Insurance SolutionsLehi, Utah, United States (USA)1-102011Private


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