Fintech companies in New Jersey are at the forefront of innovation, offering modern solutions to traditional financial services. These firms focus on areas such as payment processing, lending, and investment management, leveraging technology to enhance customer experiences. With a strong emphasis on agility and efficiency, the industry is shifting toward digital-first solutions, including mobile banking and cryptocurrency services. As regulations evolve, these companies are adopting advanced compliance measures. Notable growth has been evident in the state, making it an exciting hub for fintech activity where the convergence of technology and finance is reshaping how consumers and businesses transact.

This list features 20 prominent fintech companies based in New Jersey, showcasing a range of sizes from startups to established firms. Many were founded in the early 2000s, while others are newer entrants emphasizing innovation. Predominantly located in Jersey City and surrounding areas, these companies specialize in services like digital lending, payment processing, and finance management. Their varied workforce sizes further demonstrate the sector's growth potential, highlighting a balance of team sizes—from small operations of fewer than 50 employees to larger firms boasting hundreds in staff.

Continue reading to discover the top fintech companies in New Jersey.

Top 20 Fintech Companies Companies in New Jersey

1. Cross River

• Website: crossriver.com
• Ownership type: Venture Capital
• Headquarters: Fort Lee, New Jersey, United States (USA)
• Employee distribution: United States (USA) 77%, Israel 21%, Other 2%
• Latest funding: November 2023
• Founded year: 2008
• Headcount: 501-1000
• LinkedIn: cross-river-bank

Cross River is a financial services company based in Fort Lee, New Jersey, founded in 2008. It operates as a venture capital-backed entity with a workforce of approximately 1,516 employees. The company specializes in providing technology infrastructure tailored for fintech and technology firms. Its product offerings include banking rails, card issuing, and digital lending solutions, which are essential for businesses looking to enhance their financial services. Cross River's API-driven banking infrastructure allows partners to integrate financial services efficiently, supporting a range of applications from digital lending to payment processing. The company serves a variety of clients, including digital lenders, merchant acquirers, and neobanks, thereby contributing significantly to the fintech ecosystem. With a strong emphasis on compliance and risk management, Cross River is well-positioned to support the evolving needs of its partners in the financial technology space.

2. Alacriti

• Website: alacriti.com
• Ownership type: Private
• Headquarters: Bridgewater, New Jersey, United States (USA)
• Employee distribution: India 79%, United States (USA) 21%
• Founded year: 2003
• Headcount: 51-200
• LinkedIn: alacriti-inc-

Alacriti, based in Bridgewater, New Jersey, is a financial technology company that specializes in payment processing and money movement services. Established in 2003, Alacriti provides solutions such as the Payments Hub and Unified Money Movement, which help financial institutions modernize their payment systems and improve customer interactions. The company primarily serves banks, credit unions, and insurers, offering tools that facilitate efficient transaction processing. Alacriti has been recognized for its innovative approach, particularly in the realm of instant payments, and has partnered with notable clients like Navy Federal Credit Union to enhance their payment capabilities. With a workforce that includes a significant presence in India, Alacriti continues to expand its influence in the fintech sector, focusing on delivering modern payment experiences and operational efficiencies.

3. Ampacash Corporation

• Website: ampacash.com
• Ownership type: Private
• Headquarters: Marlboro, New Jersey, United States (USA)
• Founded year: 2018
• Headcount: 51-200
• LinkedIn: ampacash-corporation

Ampacash Corporation, based in Marlboro, New Jersey, is a financial services company that was established in 2018. The firm focuses on providing innovative solutions for managing money, catering to both individual consumers and businesses. Their platform facilitates various financial transactions, aiming to simplify and modernize the way users handle their finances. The company promotes itself as being at the forefront of the future of money, indicating a commitment to evolving financial practices. Despite being a relatively new entrant in the fintech sector, Ampacash is positioned to contribute to the ongoing transformation of financial services, although specific details about their product offerings and market traction are limited.

4. Bluevine

• Website: bluevine.com
• Ownership type: Venture Capital
• Headquarters: Jersey City, New Jersey, United States (USA)
• Employee distribution: United States (USA) 47%, Israel 29%, India 23%
• Latest funding: Other (Debt), $75.0M, September 2020
• Founded year: 2013
• Headcount: 501-1000
• LinkedIn: bluevine

Bluevine, founded in 2013 and based in Jersey City, New Jersey, is a financial technology company that specializes in banking solutions tailored for small businesses and startups. The company offers a range of services, including business checking accounts, lines of credit, and credit cards, all designed to help customers manage their finances more effectively. Bluevine's business checking account features no monthly fees, high-yield interest rates, and automated accounts payable, making it an attractive option for small business owners. Additionally, they provide lines of credit up to $250,000 and term loans up to $500,000, facilitating access to necessary working capital. With a focus on reducing fees and enhancing financial accessibility, Bluevine has served over 500,000 businesses and has more than $1 billion in deposits and $14 billion in business loans. The company has also received substantial funding, with its last round totaling $75 million in September 2020, further solidifying its position in the fintech industry.

5. BlockFi

• Website: blockfi.com
• Ownership type: Venture Capital
• Headquarters: Jersey City, New Jersey, United States (USA)
• Employee distribution: United States (USA) 92%, United Kingdom (UK) 6%, Other 2%
• Latest funding: Other (Debt), $400.0M, June 2022
• Founded year: 2017
• Headcount: 501-1000
• LinkedIn: blockfi

BlockFi is a financial services firm based in Jersey City, New Jersey, founded in 2017. The company specializes in cryptocurrency and digital asset management, providing products such as interest accounts and loans for both individual and business clients. BlockFi's services cater to those looking to earn interest on their digital assets or access liquidity through loans. The firm has been active in the rapidly changing cryptocurrency market, offering essential services for managing digital investments. In June 2022, BlockFi secured $400 million in funding, reflecting investor confidence in its business model. However, the company faced significant challenges in late 2022, pausing operations and entering bankruptcy proceedings. As of mid-2024, BlockFi is working to return 100% of eligible claims to clients, indicating ongoing efforts to stabilize and recover from its recent difficulties.

6. Omnex Group

• Website: omnexgroup.com
• Ownership type: Private
• Headquarters: Englewood Cliffs, New Jersey, United States (USA)
• Employee distribution: United States (USA) 77%, India 12%, Dominican Republic 6%, Other 6%
• Founded year: 2003
• Headcount: 51-200
• LinkedIn: omnex-group

Omnex Group, Inc., founded in 2003 and based in Englewood Cliffs, New Jersey, is a financial technology firm that specializes in money transfer services. The company provides a range of solutions designed for both consumers and businesses, enabling secure and efficient remittance services on a global scale. With a commitment to empowering underserved communities, Omnex Group operates with a multilingual support team available 24/7, ensuring accessibility for a wide audience. They have facilitated over $20 billion in money transfers over the past 30 years, showcasing their extensive experience in the industry. Their services include the Sharemoney app, which allows users to send money anytime and anywhere, and various solutions tailored for businesses to integrate remittance services into their operations. Omnex Group is a licensed money transfer company, holding multiple state licenses across the United States, which underscores their compliance and regulatory adherence in the financial sector.

7. Premium Technology

• Website: premiumit.com
• Ownership type: Private
• Headquarters: Jersey City, New Jersey, United States (USA)
• Employee distribution: United States (USA) 46%, Malaysia 27%, Indonesia 12%, Other 15%
• Founded year: 2001
• Headcount: 201-500
• LinkedIn: premium-technology-inc

Premium Technology Inc., founded in 2001 and based in Jersey City, New Jersey, is a software development firm that specializes in supply chain finance solutions. The company has been dedicated to providing technology solutions for the global banking community since the launch of its FinShare platform in 2004. This platform offers a comprehensive suite of software solutions designed to automate and enhance financial transactions across various industries. Premium Technology serves a wide range of clients, including banks and businesses, and has established a reputation for improving cash flow management and financial workflows. With a team of over 250 industry experts, the company operates internationally, with offices in multiple countries, including Malaysia, Indonesia, and the UAE. Premium Technology has received several awards for its innovative solutions, further solidifying its position in the fintech sector.

8. Volante Technologies

• Website: volantetech.com
• Ownership type: Venture Capital
• Headquarters: Jersey City, New Jersey, United States (USA)
• Employee distribution: India 85%, United States (USA) 6%, Colombia 3%, Other 6%
• Latest funding: Convertible note, January 2024
• Founded year: 2001
• Headcount: 501-1000
• LinkedIn: volante-technologies

Volante Technologies, founded in 2001 and based in Jersey City, New Jersey, is a financial technology company that specializes in cloud-native payment processing solutions tailored for financial institutions. The company offers a suite of services including Payments as a Service, real-time payments, and ISO 20022 services. These offerings enable banks and financial organizations to modernize their payment systems, streamline operations, and enhance customer experiences. With a workforce of approximately 816 employees, the majority of whom are based in India, Volante has established a significant global footprint. The company has been recognized in various industry rankings, including the IDC Fintech Rankings Top 100 from 2021 to 2023, highlighting its impact and relevance in the fintech sector. Volante's technology is designed to support the evolving needs of financial institutions, making it a key player in the ongoing transformation of payment systems worldwide.

9. Vikar

• Website: vikartech.com
• Ownership type: Venture Capital
• Headquarters: Old Bridge, New Jersey, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: Series A, January 2025
• Founded year: 2017
• Headcount: 11-50
• LinkedIn: vikartech

Vikar Technologies, Inc., founded in 2017 and based in Old Bridge, New Jersey, specializes in creating innovative software solutions for community and regional banks and credit unions. The company addresses critical needs in the financial sector by offering tools for loan lifecycle management and client lifecycle management. These solutions are designed to automate manual processes, enhance operational efficiency, and ensure compliance with regulatory requirements. Vikar's software allows financial institutions to streamline onboarding processes, improve customer experiences, and manage compliance effectively. The company has positioned itself as a partner for smaller banks and credit unions, recognizing their vital role in local economies. Vikar's focus on automation and digital transformation reflects a growing trend in the financial technology industry, where efficiency and customer-centric solutions are increasingly important.

10. MSI Merchant Services Inc

• Website: merchantservices.com
• Ownership type: Private
• Headquarters: New Providence, New Jersey, United States (USA)
• Employee distribution: United States (USA) 65%, India 35%
• Founded year: 1989
• Headcount: 11-50
• LinkedIn: msi-merchant-services-inc

MSI Merchant Services Inc, also known as Shift4, is a financial technology firm based in New Providence, New Jersey. Established in 1989, the company specializes in payment processing solutions, offering a wide array of services that include in-person and online payment processing, mobile solutions, and business intelligence tools. Shift4 serves a variety of industries, such as travel, hospitality, retail, and eCommerce, providing tailored solutions that enhance operational efficiency and security for their clients. The company has a significant presence in the payment processing market, with a focus on delivering seamless and secure transactions. Their technology integrates with numerous point-of-sale systems and eCommerce platforms, making them a versatile partner for businesses looking to streamline their payment operations. Shift4's commitment to innovation is evident in their offerings, which include advanced security measures and analytics capabilities to support their clients' growth.

11. NYCE Payments Network, LLC

• Website: nyce.net
• Ownership type: Corporate
• Headquarters: Secaucus, New Jersey, United States (USA)
• Latest funding: $610.0M, May 2004
• Founded year: 1985
• Headcount: 201-500
• LinkedIn: nyce-payments-network-llc

NYCE Payments Network, LLC, based in Secaucus, New Jersey, is a financial services company that specializes in ATM services and payment processing solutions. Founded in 1985, NYCE has built a robust network that facilitates transactions for financial institutions, retailers, and consumers alike. The company offers a range of services, including cash deposits, bill payment options, and access to a comprehensive ATM locator. NYCE's network allows consumers to withdraw cash and make purchases at millions of retail locations across the United States. Additionally, the company provides various products and services tailored for financial institutions, such as account authentication, risk management, and tokenization services. NYCE's commitment to enhancing cash management and transaction efficiency positions it as a relevant player in the fintech industry.

12. Pearl Capital Business Funding, LLC.

• Website: pearlcapital.com
• Ownership type: Private Equity
• Headquarters: Jersey City, New Jersey, United States (USA)
• Employee distribution: United States (USA) 95%, South Africa 5%
• Latest funding: $15.0M, June 2017
• Founded year: 2010
• Headcount: 51-200
• LinkedIn: pearlcapitalbusinessfundingllc

Pearl Capital Business Funding, LLC., founded in 2010 and based in Jersey City, New Jersey, is a financial services firm that specializes in fintech solutions tailored for merchant cash advances. The company primarily serves under-banked and credit-challenged businesses, providing them with essential funding options through partnerships with Independent Sales Organizations (ISOs). Pearl Capital has facilitated over 23,000 financings across various industries, demonstrating their significant impact in the small business financing sector. Their offerings include a syndication program, white label solutions, and advanced financial tools designed to streamline the funding process. The company was acquired by Capital Z Partners in 2015, which has allowed them to enhance their operational capabilities and expand their market reach. Pearl Capital's focus on technology and customer service positions them as a valuable player in the fintech industry, particularly for those seeking alternative financing solutions.

13. Priority Payments Local

• Website: pplocal.com
• Ownership type: Private
• Headquarters: Red Bank, New Jersey, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2013
• Headcount: 11-50
• LinkedIn: priority-payments-local

Priority Payments Local, based in Red Bank, New Jersey, is a payment processing company that specializes in providing a range of services tailored to meet the needs of businesses across various sectors. Founded in 2013, the company focuses on innovative payment solutions, including point of sale systems and banking services. Their flagship offering, the Net Zero® Processing Fees Program, aims to eliminate credit and debit processing fees, rewarding customers who pay in cash. This program, along with their other products like AutoLink™ and MX™ Merchant, showcases their commitment to leveraging technology to enhance payment processing efficiency. With a workforce of around 43 employees, Priority Payments Local serves over 250,000 merchants and processes an impressive annual volume exceeding $60 billion. Their emphasis on customer support and tailored solutions further solidifies their position in the fintech industry.

14. Provenir

• Website: provenir.com
• Ownership type: Private
• Headquarters: Parsippany-Troy Hills, New Jersey, United States (USA)
• Employee distribution: United States (USA) 27%, United Kingdom (UK) 27%, India 26%, Other 20%
• Founded year: 2004
• Headcount: 201-500
• LinkedIn: provenir-inc-%e2%80%93-financial

Provenir, founded in 2004 and based in Parsippany-Troy Hills, New Jersey, is a financial technology company specializing in AI-powered decisioning solutions for financial services providers. The company offers a comprehensive platform that includes credit risk onboarding, fraud prevention, and customer management. Provenir's solutions are designed to enhance efficiency and minimize risk throughout the customer lifecycle. They cater to a variety of clients, including banks, credit unions, and fintechs, helping these institutions streamline operations and improve customer experiences. With a workforce of approximately 282 employees distributed across the United States, the United Kingdom, India, Brazil, and Singapore, Provenir has established a significant global footprint. The company processes over 4 billion transactions annually, underscoring its relevance and operational capacity in the financial technology sector.

15. NICE Actimize

• Website: niceactimize.com
• Ownership type: Corporate
• Headquarters: Hoboken, New Jersey, United States (USA)
• Employee distribution: India 47%, United States (USA) 21%, Israel 10%, Other 21%
• Latest funding: $281.0M, July 2007
• Founded year: 1999
• Headcount: 501-1000
• LinkedIn: actimize

NICE Actimize, founded in 1999 and headquartered in Hoboken, New Jersey, is a financial technology company that specializes in solutions for financial crime risk management. The firm offers a comprehensive range of services, including Anti-Money Laundering (AML), fraud prevention, and financial markets compliance. Their clients primarily consist of banks and investment firms that rely on NICE Actimize's expertise to navigate regulatory compliance and mitigate risks associated with financial crime. The company has developed advanced platforms such as X-Sight and Xceed, which leverage AI and analytics to enhance their offerings. With over 1,000 clients and the monitoring of billions of transactions daily, NICE Actimize is positioned as a key player in the financial technology space, providing critical support to institutions in managing financial crime risks effectively.

16. Concord Advice, LLC

• Website: concordadvice.com
• Ownership type: Private
• Headquarters: East Hanover, New Jersey, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2011
• Headcount: 51-200
• LinkedIn: concord-advice-llc

Concord Advice, LLC is a fintech consulting firm based in East Hanover, New Jersey, founded in 2011. The company specializes in providing technology solutions and advisory services to lending operations, particularly in the consumer finance sector. With a team of around 17 employees, Concord Advice focuses on enhancing customer account servicing, improving application processing, and leveraging advanced analytics to maximize profitability for their clients. Their services include technology advisement, advanced analytics, marketing technology, and servicing technology, all aimed at helping lending entities navigate the complexities of consumer finance. By partnering with clients, Concord Advice aims to minimize risks and maximize profits, ensuring that their clients can meet the evolving needs of their customers. They have established a reputation for being nimble and innovative, adapting to the fast-paced changes in the fintech industry.

17. Billtrust

• Website: billtrust.com
• Ownership type: Private Equity
• Headquarters: Lawrence Township, New Jersey, United States (USA)
• Employee distribution: United States (USA) 75%, Poland 9%, Netherlands 8%, Other 8%
• Latest funding: $1.7B, September 2022
• Founded year: 2001
• Headcount: 501-1000
• LinkedIn: billtrust

Billtrust, founded in 2001 and based in Lawrence Township, New Jersey, is a financial technology company that specializes in accounts receivable automation and payment processing solutions. The company offers a unified platform that streamlines invoicing, collections, and cash application processes, helping businesses enhance their cash flow and improve customer satisfaction. Billtrust serves a wide range of industries, providing tools that facilitate efficient financial operations. The company has made significant strides in integrating AI into its solutions, allowing for improved decision-making and operational efficiency. With a workforce of approximately 889 employees and a strong presence in the U.S. and Europe, Billtrust has positioned itself as a key player in the fintech sector. In September 2022, the company secured a notable funding round, further solidifying its financial standing and growth trajectory.

18. Stonewain Systems - An EquiLend Company

• Website: stonewain.com
• Ownership type: Corporate
• Headquarters: Berkeley Heights, New Jersey, United States (USA)
• Employee distribution: India 87%, United States (USA) 13%
• Latest funding: August 2021
• Founded year: 2009
• Headcount: 51-200
• LinkedIn: stonewain-systems-inc.

Stonewain Systems, an EquiLend Company, is a financial technology firm based in Berkeley Heights, New Jersey. Founded in 2009, the company has carved out a significant niche in the securities finance sector. Their primary offering, EquiLend Spire, serves as a comprehensive platform that supports agent lenders, broker-dealers, and beneficial owners in managing their securities lending operations. With a global footprint, Stonewain leverages its expertise to provide innovative solutions that enhance operational efficiencies and reduce costs for its clients. The company has been recognized for its contributions to the industry, having received the Global Investor/ISF Awards for Best Software Solution in both 2021 and 2022. Stonewain's partnership with EquiLend, which acquired a majority stake in the company, has further strengthened its position in the market, allowing for a more integrated approach to securities finance technology.

19. The Aeon Group, Inc.

• Website: aeon.vc
• Ownership type: Private
• Headquarters: Middletown Township, New Jersey, United States (USA)
• Founded year: 2012
• Headcount: 11-50
• LinkedIn: aeon-family-of-funds

The Aeon Group, Inc. is a financial services firm based in Middletown Township, New Jersey, founded in 2012. The company specializes in offering a fintech platform and pooled investment vehicles designed for accredited individuals and institutions. Their primary mission is to enable access to valuable and hard-to-find investment opportunities, addressing the specific needs of clients in the financial sector. The Aeon Group is also the parent company of a portfolio that includes a family of technology-oriented funds and related enterprises, showcasing their commitment to innovation in finance. The leadership team, including experienced professionals from investment banking and corporate consulting backgrounds, brings a wealth of knowledge to the firm, enhancing its capabilities in the fintech space.

20. Boiling Springs Savings Bank

• Website: bssbank.com
• Ownership type: Private
• Headquarters: Rutherford, New Jersey, United States (USA)
• Founded year: 1939
• Headcount: 51-200
• LinkedIn: boiling-springs-savings-bank

Boiling Springs Savings Bank, now operating as Blue Foundry Bank, is a private banking institution based in Rutherford, New Jersey. Founded in 1939, the bank has evolved to offer a variety of financial services tailored to both individual consumers and businesses. Their offerings include personal banking products such as checking and savings accounts, CDs, and credit cards, alongside business banking solutions that feature cash management services and specialized lending options. The bank emphasizes digital banking, providing customers with 24/7 access to their accounts and online account opening capabilities. The Blue Carbon suite of products is designed to meet the unique needs of businesses, showcasing the bank's commitment to integrating technology into its services. Despite not having reported any recent funding, Blue Foundry Bank continues to serve its community with a focus on personalized service and innovative banking solutions.

Fintech Companies Insights: Key Companies in New Jersey

Company	Headquarter	Size	Founded	Ownership
Cross River	Fort Lee, New Jersey, United States (USA)	501-1000	2008	Venture Capital
Alacriti	Bridgewater, New Jersey, United States (USA)	51-200	2003	Private
Ampacash Corporation	Marlboro, New Jersey, United States (USA)	51-200	2018	Private
Bluevine	Jersey City, New Jersey, United States (USA)	501-1000	2013	Venture Capital
BlockFi	Jersey City, New Jersey, United States (USA)	501-1000	2017	Venture Capital
Omnex Group	Englewood Cliffs, New Jersey, United States (USA)	51-200	2003	Private
Premium Technology	Jersey City, New Jersey, United States (USA)	201-500	2001	Private
Volante Technologies	Jersey City, New Jersey, United States (USA)	501-1000	2001	Venture Capital
Vikar	Old Bridge, New Jersey, United States (USA)	11-50	2017	Venture Capital
MSI Merchant Services Inc	New Providence, New Jersey, United States (USA)	11-50	1989	Private
NYCE Payments Network, LLC	Secaucus, New Jersey, United States (USA)	201-500	1985	Corporate
Pearl Capital Business Funding, LLC.	Jersey City, New Jersey, United States (USA)	51-200	2010	Private Equity
Priority Payments Local	Red Bank, New Jersey, United States (USA)	11-50	2013	Private
Provenir	Parsippany-Troy Hills, New Jersey, United States (USA)	201-500	2004	Private
NICE Actimize	Hoboken, New Jersey, United States (USA)	501-1000	1999	Corporate
Concord Advice, LLC	East Hanover, New Jersey, United States (USA)	51-200	2011	Private
Billtrust	Lawrence Township, New Jersey, United States (USA)	501-1000	2001	Private Equity
Stonewain Systems - An EquiLend Company	Berkeley Heights, New Jersey, United States (USA)	51-200	2009	Corporate
The Aeon Group, Inc.	Middletown Township, New Jersey, United States (USA)	11-50	2012	Private
Boiling Springs Savings Bank	Rutherford, New Jersey, United States (USA)	51-200	1939	Private

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