The auto insurance industry in Florida is a robust and competitive sector, marked by a mix of corporate agencies, family-owned businesses, and digital platforms. Companies provide a range of products including personal auto, commercial auto, and specialty insurance, often tailored to individual needs. The industry has seen a shift towards digitalization, with many agencies enhancing user experience through online quote comparison and fast claims processing. The growth of technology is capturing attention and reshaping how consumers engage with insurers. Today, consumers expect transparent pricing and responsive service—trends that are influencing the future of auto insurance.

The companies featured in this list represent a spectrum of sizes, with some employing over 500 people and others sustaining small family businesses. Operating out of locations like Jacksonville and Miami, these firms were founded between 1923 and 2018. They specialize in various insurance types, notably auto insurance while also offering home, life, and business insurance. As the market evolves, many are adapting to contemporary demands, incorporating technology-driven solutions to better serve clients and streamline processes.

Continue reading to uncover the top auto insurance companies in Florida.

Top 20 Auto Insurance Companies in Florida

1. Main Street America Insurance

• Website: msainsurance.com
• Ownership type: Corporate
• Headquarters: Jacksonville, Florida, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: July 2009
• Founded year: 1923
• Headcount: 501-1000
• LinkedIn: the-main-street-america-group

Main Street America Insurance, based in Jacksonville, Florida, has been serving the insurance needs of individuals and businesses since its inception in 1923. With a workforce of approximately 586 employees, the company provides a variety of insurance products, including auto, home, and business insurance. They operate through a network of independent agents, which allows them to offer customized coverage solutions tailored to the specific needs of their clients. The company emphasizes community involvement and customer service, aiming to build strong relationships with both agents and policyholders. Their long history in the industry and focus on personalized service contribute to their reputation as a reliable insurance provider.

2. Estrella Insurance

• Website: estrellainsurance.com
• Ownership type: Corporate
• Headquarters: Coral Gables, Florida, United States (USA)
• Employee distribution: United States (USA) 96%, Ecuador 4%
• Latest funding: May 2023
• Founded year: 1980
• Headcount: 51-200
• LinkedIn: estrella-insurance

Estrella Insurance, founded in 1980 and based in Coral Gables, Florida, is an insurance agency that specializes in a variety of insurance products, prominently featuring auto insurance. The company serves both individual consumers and businesses, helping them secure affordable coverage tailored to their specific needs. With a workforce of approximately 242 employees, Estrella Insurance operates across several states, including Florida, Arizona, California, Texas, Nevada, and Colorado, among others. Their approach emphasizes personalized service through a network of agents, which allows them to cater to the unique requirements of their clients. The agency's website promotes a straightforward process for obtaining quotes and emphasizes their commitment to competitive pricing. Customer testimonials reflect a strong focus on service quality and satisfaction, reinforcing their reputation in the auto insurance market.

3. We Insure

• Website: weinsuregroup.com
• Ownership type: Private
• Headquarters: Sunrise, Florida, United States (USA)
• Employee distribution: United States (USA) 98%, Other 2%
• Founded year: 2009
• Headcount: 201-500
• LinkedIn: weinsuregroup

We Insure, founded in 2009 and based in Sunrise, Florida, is a private insurance agency that specializes in a wide array of insurance products. Their offerings include property, vehicle, business, and life insurance, catering to both individual consumers and businesses. The company operates through a network of local agents, which enhances their ability to provide personalized service. We Insure partners with numerous insurance carriers, allowing them to present competitive coverage options to their clients. This model not only supports their agents with access to a broad range of products but also positions them as a flexible choice for customers looking for tailored insurance solutions. The company has been recognized for its innovative approach and rapid growth in the insurance franchise sector, indicating a strong commitment to meeting the evolving needs of the market.

4. Evergreen Insurance

• Website: evergreeninsurance.com
• Ownership type: Family Owned
• Headquarters: Royal Palm Beach, Florida, United States (USA)
• Employee distribution: United States (USA) 76%, India 24%
• Founded year: 2006
• Headcount: 11-50
• LinkedIn: evergreen-insurance-agency

Evergreen Insurance Agency, based in Royal Palm Beach, Florida, is a family-owned independent insurance agency founded in 2006. With a team boasting over 100 years of combined insurance experience, the agency specializes in providing tailored insurance solutions across various sectors, including auto, homeowners, property, life, health, travel, and commercial insurance. Evergreen Insurance prides itself on delivering high standards of customer service, focusing on building long-lasting relationships with clients. They emphasize the importance of assessing individual needs and finding the right mix of protection at competitive premiums. The agency operates primarily in the United States, with a small portion of its workforce based in India, reflecting a blend of local expertise and global support. Their commitment to customer service and comprehensive coverage options positions them as a relevant player in the insurance market.

5. Nsure.com

• Website: nsure.com
• Ownership type: Venture Capital
• Headquarters: Boca Raton, Florida, United States (USA)
• Employee distribution: Poland 56%, United States (USA) 40%, United Kingdom (UK) 4%
• Latest funding: Seed, $2.0M, February 2019
• Founded year: 2018
• Headcount: 51-200
• LinkedIn: nsureapp

Nsure.com, officially known as Nsure Insurance Agency Inc., is an insurance agency based in Boca Raton, Florida. Founded in 2018, the company operates as a digital platform that allows consumers to compare and purchase home and auto insurance seamlessly online. Nsure aims to empower customers by providing a hassle-free shopping experience, eliminating the need for traditional sales agents. Their technology-driven approach includes features like auto-filling data for quotes and recommending coverage levels based on extensive data analysis. Nsure has received $2 million in seed funding, which supports its growth and technological advancements. The agency currently collaborates with over 50 top-rated insurance providers, ensuring a wide range of options for customers. While they are primarily focused on home insurance at present, their commitment to expanding auto insurance services indicates their relevance in the industry.

6. Florida Insurance Agency

• Website: floridainsuranceagency.net
• Ownership type: Venture Capital
• Headquarters: Pace, Florida, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: June 2020
• Founded year: 1993
• Headcount: 11-50
• LinkedIn: florida-insurance-agency

Florida Insurance Agency, founded in 1993, is an independent insurance agency based in Pace, Florida. With a team of 38 employees, the agency specializes in providing a variety of insurance products, including auto, home, life, and business insurance. They cater to both individual consumers and businesses, focusing on risk management and asset protection through customized insurance solutions. The agency operates multiple locations in Florida, including Pace and Pensacola, ensuring convenience for their clients. Their approach emphasizes exceptional customer service and the ability to offer competitive rates by working with various reputable insurance carriers. This strategy allows them to tailor coverage options to meet the specific needs of their clients, particularly in the auto insurance market.

7. State Farm

• Website: brantblessing.com
• Ownership type: Private
• Headquarters: Zephyrhills, Florida, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1981
• Headcount: 51-200
• LinkedIn: state-farm

State Farm, through the Brant Blessing agency, operates as an insurance agency based in Zephyrhills, Florida. Founded in 1981, the agency provides a variety of insurance products, including auto, life, homeowners, and boat insurance. State Farm is known for its focus on personalized service, helping customers navigate their insurance needs effectively. The agency serves individuals and families, aiming to protect them against financial risks associated with unforeseen events. With a dedicated team of employees, State Farm emphasizes community involvement and customer relationships, which are crucial in the insurance industry. The agency operates under the larger umbrella of State Farm Mutual Automobile Insurance Company, a well-established entity in the insurance market, further enhancing its credibility and reach.

8. Dennis Insurance Agency, Inc.

• Website: dennisagency.com
• Ownership type: Family Owned
• Headquarters: Lutz, Florida, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1996
• Headcount: 1-10
• LinkedIn: dennis-insurance-agency-inc.

Dennis Insurance Agency, Inc., founded in 1996 and based in Lutz, Florida, is a family-owned insurance agency dedicated to providing personal insurance solutions. The agency specializes in various types of insurance, including auto, home, condo, renters, and flood insurance. With a small team of 1-10 employees, they focus on serving the local community and helping Floridians protect their valuable assets from unexpected risks. As an independent agency, they represent a range of regional and national insurance carriers, allowing clients to compare rates and find suitable coverage tailored to their needs. Their commitment to customer service is evident in their positive client reviews, highlighting their responsiveness and personalized approach. The agency operates without external funding, relying on its established reputation and local presence to attract and retain clients.

9. Links Insurance Services

• Website: linksinsuranceservices.com
• Ownership type: Private
• Headquarters: Boca Raton, Florida, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2005
• Headcount: 11-50
• LinkedIn: links-insurance-services

Links Insurance Services, established in 2005 and based in Boca Raton, Florida, operates as a managing general agency dedicated to personal auto insurance. The company primarily serves individuals who may face challenges in obtaining coverage, offering affordable options through a network of independent agents. Their focus on customer service is evident in their commitment to providing personalized support, ensuring that clients can navigate their insurance needs effectively. Links Insurance Services has developed specific programs, such as the Drive Safe program, to enhance their offerings. They pride themselves on maintaining high standards of service and fostering strong relationships with both agents and policyholders. The company operates without reported funding, indicating a self-sustained business model that emphasizes stability and reliability in the insurance market.

10. Harris Insurance Services, Inc.

• Website: harrisinsurance.com
• Ownership type: Family Owned
• Headquarters: Fort Walton Beach, Florida, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1965
• Headcount: 11-50
• LinkedIn: harris-insurance-services-inc.

Harris Insurance Services, Inc. is a licensed insurance agency based in Fort Walton Beach, Florida, with a history dating back to 1965. As a family-owned business, it has built a reputation for providing a wide range of insurance products, including auto, homeowner, business, and life insurance. The agency serves both individual consumers and businesses, helping them secure optimal coverage options from a network of over 150 national insurance companies. Harris Insurance prides itself on its commitment to customer service, ensuring that clients receive competitive rates and comprehensive support for their insurance needs. The agency's experienced agents, who average over ten years in the industry, work closely with clients to navigate the complexities of insurance, advocating for them at every renewal opportunity. This focus on personalized service and local expertise has allowed Harris Insurance to maintain a strong presence in the Florida insurance market.

11. TopLine Insurance

• Website: toplineinsurance.com
• Ownership type: Private
• Headquarters: Jacksonville, Florida, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2019
• Headcount: 11-50
• LinkedIn: topline-insurance

TopLine Insurance is a private insurance agency based in Jacksonville, Florida, established in 2019. The company offers a variety of insurance products, including homeowners, auto, and commercial insurance. With a team of 24 employees, TopLine aims to provide tailored coverage solutions for both individual consumers and businesses. Their approach emphasizes customer service, aiming to simplify the often complex insurance process. TopLine Insurance is dedicated to helping clients secure the right coverage at affordable rates, leveraging multiple carrier options to meet diverse needs. The agency operates with a strong local focus, serving the Florida market and positioning itself as a reliable partner for insurance needs.

12. Univista Insurance

• Website: univistainsurance.com
• Ownership type: Corporate
• Headquarters: Miami, Florida, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: January 2025
• Founded year: 2006
• Headcount: 201-500
• LinkedIn: univista-insurance

Univista Insurance, founded in 2006 and based in Miami, Florida, operates as an insurance agency providing a wide array of insurance products. Their offerings include vehicle, home, commercial, life, and health insurance, catering to both individual consumers and businesses. The company emphasizes competitive pricing and personalized service, which is evident in their customer satisfaction ratings. Univista Insurance has established a presence through local offices and a user-friendly mobile app, allowing clients to easily access services and manage their policies. The agency collaborates with over 20 insurance companies to deliver tailored solutions that meet the specific needs of their clients. This strategic approach has enabled Univista to maintain a strong foothold in the insurance market, particularly in auto insurance, where they actively promote competitive rates and comprehensive coverage options.

13. HH Insurance

• Website: hhinsgroup.com
• Ownership type: Private
• Headquarters: St. Petersburg, Florida, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2018
• Headcount: 1-10
• LinkedIn: hhinsgroup

HH Insurance is a private insurance agency located in St. Petersburg, Florida, established in 2018. The agency specializes in a variety of insurance products, including homeowners, automotive, and business insurance. With a focus on serving consumers and businesses in Florida, HH Insurance aims to provide personalized quotes and expert guidance to help clients find the right coverage for their specific needs. The company prides itself on its customer-centric approach, emphasizing the importance of understanding client requirements and delivering tailored solutions. The team at HH Insurance is composed of highly trained agents who are dedicated to guiding clients through the insurance buying process. Their commitment to customer service is reflected in numerous positive testimonials from satisfied clients, highlighting the agency's responsiveness and ability to save customers money on their insurance policies. Although HH Insurance has not reported any funding, its growth since inception indicates a focus on building a strong reputation in the local insurance market.

14. Harbor Insurance Group

• Website: harborins.net
• Ownership type: Private
• Headquarters: St. Petersburg, Florida, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1997
• Headcount: 11-50
• LinkedIn: harbor-insurance-group

Harbor Insurance Group, founded in 1997 and based in St. Petersburg, Florida, operates as a private insurance agency. With a small team of 11-50 employees, the company provides a variety of insurance products, including auto, home, condo, and renters insurance. Their mission is to assist clients in managing their insurance needs effectively, ensuring that individuals and families can protect their properties and assets from various risks. Harbor Insurance Group emphasizes personalized service, helping clients navigate the complexities of insurance coverage and claims. They also offer resources and guidance on topics related to home and auto insurance, reflecting their commitment to educating consumers about their options and the importance of adequate coverage.

15. King Risk Partners

• Website: king-insurance.com
• Ownership type: Private Equity
• Headquarters: Gainesville, Florida, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: April 2025
• Founded year: 1974
• Headcount: 201-500
• LinkedIn: king-insurance

King Risk Partners, founded in 1974 and based in Gainesville, Florida, is a private equity-owned insurance agency that specializes in a wide array of insurance products, including auto, home, business, and life insurance. With a workforce of approximately 161 employees, the agency has established itself as a significant player in the insurance sector, particularly along the Eastern Seaboard of the United States. King Risk Partners prides itself on delivering tailored insurance solutions that effectively manage risks for both individual consumers and businesses. Their commitment to personalized service is evident in their in-depth consultations, which help clients navigate the complexities of insurance coverage. The agency has been recognized multiple times as a Best Practices agency, highlighting its operational excellence and customer service. King Risk Partners continues to adapt to the evolving needs of the insurance market, ensuring that they remain relevant and effective in providing quality insurance products.

16. United Automobile Insurance Company

• Website: uaig.net
• Ownership type: Private Equity
• Headquarters: Miami Gardens, Florida, United States (USA)
• Employee distribution: United States (USA) 99%, Other 1%
• Latest funding: $45.0M, April 2018
• Founded year: 1989
• Headcount: 501-1000
• LinkedIn: united-automobile-association

United Automobile Insurance Company (UAIC) is a private equity-owned insurance provider that specializes in automobile insurance. Established in 1989, the company is headquartered in Miami Gardens, Florida, and has grown to operate in multiple states across the U.S. UAIC offers a variety of insurance products, including SR22 and FR44 insurance, which are essential for drivers needing specific coverage due to legal requirements. The company prides itself on delivering high-quality service and efficient claims processing, aiming to protect clients from the financial risks associated with vehicle ownership. UAIC has invested significantly in technology to enhance its operations, ensuring a user-friendly experience for agents and customers alike. With a workforce of around 340 employees, UAIC continues to expand its market presence while maintaining a strong focus on customer satisfaction and disciplined underwriting practices. In 2018, the company secured $45 million in funding, which underscores its growth potential and commitment to innovation in the insurance sector.

17. M&L Insurance Agency, Inc.

• Website: mlinsurance.net
• Ownership type: Family Owned
• Headquarters: Coral Springs, Florida, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1999
• Headcount: 11-50
• LinkedIn: m%26l-insurance-agency-inc.

M&L Insurance Agency, Inc. is an independent insurance agency located in Coral Springs, Florida. Founded in 1999, the agency has built a reputation for providing a wide range of insurance products, including auto, commercial, home, life, and health insurance. The agency serves both individual consumers and businesses, focusing on customized insurance solutions that help manage risks and protect assets. M&L Insurance prides itself on its family-owned structure, which fosters a personal touch in client interactions. The agency represents a network of reputable insurance carriers, allowing them to offer competitive pricing and comprehensive coverage options. Their commitment to customer service is evident in their approach to tailoring policies to meet the specific needs of their clients, particularly in the auto insurance sector, where they offer various types of coverage such as liability, collision, and comprehensive insurance. M&L Insurance Agency actively engages with the local community, providing resources and support for clients navigating the complexities of insurance.

18. Insurance Nation

• Website: insurancenation.com
• Ownership type: Private
• Headquarters: Miami, Florida, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1998
• Headcount: 51-200
• LinkedIn: insurance-nation

Insurance Nation, founded in 1998 and based in Miami, Florida, operates as a private insurance agency. The company specializes in a wide array of insurance products, prominently featuring auto insurance alongside home, health, and commercial insurance. With a workforce of approximately 36 employees, Insurance Nation has expanded its reach to over 30 locations throughout Dade, Broward, and Palm Beach counties. Their approach emphasizes customer service, aiming to provide tailored insurance solutions that meet the specific needs of both individual consumers and businesses. The agency prides itself on quick quotes and licensed professionals, ensuring clients receive knowledgeable assistance. Insurance Nation serves over 25,000 active policies, reflecting its active engagement in the insurance market and its commitment to client satisfaction.

19. Rosier Insurance

• Website: rosierinsurance.com
• Ownership type: Private
• Headquarters: Bonita Springs, Florida, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2003
• Headcount: 11-50
• LinkedIn: rosier-insurance

Rosier Insurance, founded in 2003 and based in Bonita Springs, Florida, is a private insurance agency that provides a variety of insurance products, including auto, homeowners, life, and flood insurance. With a team of 11 to 50 employees, the agency prides itself on delivering personalized service and expert guidance to both individual and business clients. Rosier Insurance has been serving the Southwest Florida community for over 68 years, showcasing a long-standing commitment to the region. The agency operates as an independent insurance provider, allowing them to compare offerings from multiple top-rated insurance carriers such as Progressive, The Hartford, and Auto Owners. This independence enables them to tailor insurance solutions that meet the specific needs of their clients, particularly in a market that requires nuanced understanding due to local risks like hurricanes. Their focus on customer satisfaction and community involvement further solidifies their reputation in the industry.

20. Killingsworth Agency, Inc.

• Website: killingsworthagency.com
• Ownership type: Private
• Headquarters: Brooksville, Florida, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1974
• Headcount: 11-50
• LinkedIn: killingsworth-agency-inc

Killingsworth Agency, Inc., based in Brooksville, Florida, has been providing insurance solutions since 1974. This privately owned agency specializes in a variety of insurance products, prominently featuring auto insurance alongside home, business, and life insurance. With a dedicated team of 11 to 50 employees, the agency serves both individual consumers and businesses, tailoring coverage to meet specific needs. Their auto insurance offerings include comprehensive options such as motorcycle insurance, liability coverage, and accident forgiveness, among others. The agency prides itself on delivering quality customer service, operating in Brooksville and Spring Hill, Florida, and ensuring that clients receive personalized attention. Their commitment to customer satisfaction is further highlighted by their 24-hour customer service, allowing clients to access support whenever needed. This focus on service and local expertise positions Killingsworth Agency, Inc. as a relevant player in the auto insurance market.

Auto Insurance Insights: Key Companies in Florida

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