The U.S. mortgage companies market plays a vital role in home financing, serving as a bridge between potential homeowners and the funds required to purchase or refinance properties. This sector is populated by various players, ranging from large lenders with expansive networks to smaller, niche firms. Companies typically offer loan products including FHA, VA, and conventional loans, as well as refinancing options. Innovations in technology have led to an increase in online lending platforms, making home loans more accessible. Currently, a focus on customer service and financial education is shaping how companies engage with clients, ensuring a more informed borrowing experience.

The companies featured here vary significantly in size and specialization, with many headquartered in key U.S. markets like Detroit, Texas, and California. Established between 1978 and 2018, these firms typically prioritize home lending solutions tailored to meet specific client needs. Ideal for both first-time buyers and seasoned homeowners, their service offerings often include FHA and VA loans, refinancing, and educational resources. With thousands of employees combined, these companies are equipped to handle high volumes of transactions, reflecting robust operational capacity and commitment to customer support in the mortgage industry.

Continue reading to explore the top mortgage companies in the U.S.

Top 18 Mortgages Companies Companies in the US

1. Quicken Loans

• Website: quickenloans.com
• Ownership type: Private
• Headquarters: Detroit, Michigan, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1985
• Headcount: 10001+
• LinkedIn: quicken-loans

Quicken Loans, founded in 1985 and based in Detroit, Michigan, is a private financial services company that specializes in mortgage lending and home financing. The company offers a variety of loan products, including FHA, VA, and USDA loans, as well as refinancing options. Quicken Loans serves individual consumers looking to purchase homes or refinance existing mortgages. They provide a wealth of educational resources and tools designed to help clients navigate the complexities of the home financing process. With over 10,000 employees, Quicken Loans has established itself as a significant entity in the mortgage sector, focusing on customer service and innovative solutions to meet the evolving needs of homebuyers and homeowners alike.

2. Rocket Mortgage

• Website: rocketmortgage.com
• Ownership type: Private
• Headquarters: Detroit, Michigan, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2018
• Headcount: 10001+
• LinkedIn: rocketmortgage

Rocket Mortgage, LLC, based in Detroit, Michigan, is a prominent mortgage lender that specializes in offering a variety of home loan products. These include fixed-rate and adjustable-rate mortgages, as well as refinancing options tailored to meet the needs of consumers looking to purchase homes or refinance existing mortgages. The company leverages an online platform to streamline the application process, making it more accessible and efficient for clients. Since its inception in 2018, Rocket Mortgage has focused on enhancing the customer experience, which is reflected in their high satisfaction ratings. They have also engaged in community initiatives, contributing to social causes and promoting homeownership. Rocket Mortgage operates under the umbrella of Rocket Companies, Inc., and has garnered recognition for its customer service excellence, winning multiple awards in the J.D. Power U.S. Mortgage Servicer Satisfaction Studies.

3. Freedom Mortgage

• Website: freedommortgage.com
• Ownership type: Private
• Headquarters: Boca Raton, Florida, United States (USA)
• Employee distribution: United States (USA) 99%, Other 1%
• Latest funding: Other (Debt), $1.0B, June 2023
• Founded year: 1990
• Headcount: 5001-10000
• LinkedIn: freedom-mortgage

Freedom Mortgage, founded in 1990 and based in Boca Raton, Florida, is a private mortgage lender that specializes in a variety of home loan options. The company offers FHA, VA, USDA, and conventional loans, catering to a broad spectrum of consumers seeking to buy or refinance homes. Freedom Mortgage emphasizes online services, making the mortgage application process more accessible and efficient for customers. They provide various tools and resources, including mortgage calculators and educational content, to assist clients in navigating their financing options. The company has a significant workforce, with around 5,000 employees, and operates primarily within the United States. In June 2023, Freedom Mortgage secured over $1 billion in funding, highlighting its robust financial backing and potential for continued growth in the mortgage market.

4. Caliber

• Website: caliberhomeloans.com
• Ownership type: Corporate
• Headquarters: Coppell, Texas, United States (USA)
• Employee distribution: United States (USA) 99%, Other 1%
• Latest funding: $1.7B, April 2021
• Founded year: 2007
• Headcount: 5001-10000
• LinkedIn: caliber-home-loans

Caliber Home Loans, Inc. is a mortgage lender based in Coppell, Texas, that specializes in providing financial services related to mortgage loans. Established in 2007, Caliber has built a reputation for assisting consumers in navigating the complexities of home financing. The company offers a variety of mortgage products and services, ensuring a smooth application process for new loans and effective management of existing mortgages. Recently, Caliber has partnered with Newrez, which now manages new loan applications while maintaining the same trusted loan officers for existing customers. This strategic alignment reflects Caliber's commitment to enhancing customer experience and adapting to the evolving mortgage market. With a workforce of over 2,700 employees, Caliber continues to play a vital role in the mortgage industry, serving a predominantly U.S.-based clientele.

5. CrossCountry Mortgage, LLC

• Website: crosscountrymortgage.com
• Ownership type: Private
• Headquarters: Cleveland, Ohio, United States (USA)
• Employee distribution: United States (USA) 99%
• Founded year: 2003
• Headcount: 5001-10000
• LinkedIn: crosscountry-mortgage

CrossCountry Mortgage, LLC is a private mortgage lender headquartered in Cleveland, Ohio. Established in 2003, the company has built a strong presence in the mortgage industry, employing over 5,600 professionals across the United States. CrossCountry Mortgage specializes in a variety of services, including home buying assistance, refinancing options, and tailored financial solutions for homeowners. They provide resources such as homebuying guides, refinancing tips, and mortgage calculators to help clients navigate the mortgage process effectively. The company is particularly focused on supporting first-time homebuyers, offering programs that facilitate down payment assistance and fast mortgage solutions. Their commitment to customer service is reflected in positive testimonials from clients who appreciate the efficiency and professionalism of their team. CrossCountry Mortgage operates primarily within the U.S. market, ensuring that their services are accessible to a broad audience of potential borrowers.

6. Movement Mortgage

• Website: movement.com
• Ownership type: Private
• Headquarters: Fort Mill, South Carolina, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2008
• Headcount: 1001-5000
• LinkedIn: movementmortgage

Movement Mortgage, based in Fort Mill, South Carolina, is a private mortgage lender that specializes in home loans and refinancing. Established in 2008, the company has grown to employ over 4,300 individuals, reflecting its significant presence in the mortgage industry. Movement Mortgage is dedicated to streamlining the mortgage process, utilizing advanced technology to enhance customer experience. Their offerings include a variety of financial tools designed to assist consumers in making informed decisions about home financing. Beyond their core services, Movement Mortgage is recognized for its community involvement, committing at least 10% of its profits to local initiatives through the Movement Foundation. This commitment extends to educational efforts with the establishment of Movement Schools, which aim to provide quality education in underserved areas. Overall, Movement Mortgage combines a strong operational framework with a focus on community impact, making it a noteworthy entity in the mortgage sector.

7. AmeriSave Mortgage Corporation

• Website: amerisave.com
• Ownership type: Private
• Headquarters: Atlanta, Georgia, United States (USA)
• Employee distribution: United States (USA) 99%, Other 1%
• Founded year: 2002
• Headcount: 5001-10000
• LinkedIn: amerisave

AmeriSave Mortgage Corporation, based in Atlanta, Georgia, is a private mortgage lender that has been active since its founding in 2002. The company specializes in various home financing options, including first and second mortgages, home equity loans, and refinancing services. With a workforce of approximately 1,781 employees, AmeriSave has financed over 733,603 borrowers, reflecting its significant impact in the mortgage industry. The company prides itself on providing a streamlined online mortgage lending experience, which appeals to consumers seeking efficiency and convenience in securing home financing. AmeriSave is licensed to operate in 49 states, showcasing its extensive reach across the United States. The firm has not reported any recent funding, indicating a self-sustaining business model that has allowed it to grow organically within the competitive mortgage landscape.

8. New American Funding

• Website: newamericanfunding.com
• Ownership type: Private
• Headquarters: Tustin, California, United States (USA)
• Employee distribution: United States (USA) 95%, India 5%
• Founded year: 2003
• Headcount: 1001-5000
• LinkedIn: new-american-funding

New American Funding, based in Tustin, California, is a private mortgage lender that has been operational since 2003. The company specializes in a variety of loan products, including conventional, FHA, VA, and jumbo loans, as well as refinancing options. With a workforce of over 4,500 employees, New American Funding serves homebuyers and homeowners across the United States, focusing on providing financial solutions that facilitate homeownership and improve financial futures. Their services extend beyond traditional lending, incorporating home insurance and concierge services to assist clients with moving and home setup. The company prides itself on transparency and customer service, servicing around 90% of the loans it originates, which allows them to maintain a relationship with clients throughout the life of the loan. New American Funding has received numerous positive reviews, highlighting their commitment to guiding clients through the mortgage process, particularly for first-time homebuyers. This dedication to customer satisfaction positions them as a notable entity in the mortgage industry.

9. Newrez LLC

• Website: newrez.com
• Ownership type: Private
• Headquarters: Fort Washington, Pennsylvania, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2008
• Headcount: 5001-10000
• LinkedIn: newrez-llc

Newrez LLC, based in Fort Washington, Pennsylvania, is a private mortgage lender that specializes in a variety of loan products aimed at consumers seeking to purchase homes or refinance existing mortgages. Established in 2008, Newrez has grown to employ approximately 5,000 individuals, reflecting its significant presence in the mortgage industry. The company offers a range of services, including home equity loans and refinancing options, catering to the needs of both first-time homebuyers and seasoned investors. Newrez emphasizes customer support, providing resources such as mortgage calculators and educational materials to assist clients throughout their homeownership journey. Their commitment to innovation is evident in programs like 'Lock & Shop,' which allows borrowers to secure interest rates while searching for homes. Newrez operates under various licenses across multiple states, ensuring compliance and broad service availability.

10. RoundPoint Mortgage Servicing LLC

• Website: roundpointmortgage.com
• Ownership type: Corporate
• Headquarters: Fort Mill, South Carolina, United States (USA)
• Employee distribution: United States (USA) 96%, Philippines 2%, Other 2%
• Latest funding: May 2019
• Founded year: 2007
• Headcount: 501-1000
• LinkedIn: roundpoint-financial-group

RoundPoint Mortgage Servicing LLC, based in Fort Mill, South Carolina, is a corporate entity founded in 2007. With a workforce of approximately 527 employees, the company specializes in mortgage servicing, providing a range of financial services tailored to homeowners and prospective buyers. Their offerings include home loans, mortgage assistance, and payment management, all facilitated through a user-friendly digital platform. This platform allows customers to easily navigate their mortgage needs, from making payments to accessing loan information. RoundPoint also emphasizes customer support, particularly for those facing financial difficulties, by providing mortgage assistance options. The company has not reported any recent funding, indicating a stable operational model since its inception. Their commitment to service and innovation positions them as a relevant player in the mortgage servicing industry.

11. Nations Lending

• Website: nationslending.com
• Ownership type: Private
• Headquarters: Independence, Ohio, United States (USA)
• Employee distribution: United States (USA) 99%
• Founded year: 2003
• Headcount: 501-1000
• LinkedIn: nationslending

Nations Lending Corporation, based in Independence, Ohio, is a private mortgage lender that specializes in providing home loans and mortgage services. Since its inception in 2003, the company has dedicated itself to helping families and individuals realize their dreams of homeownership. Nations Lending prides itself on offering tailored financial solutions, recognizing that each client's needs are unique. Their team of Personal Mortgage Advisors plays a crucial role in this process, assisting clients through the often complex loan application journey. The company emphasizes a conversational approach, aiming to build trust and understanding with clients rather than treating them as mere numbers. This focus on personalized service has allowed Nations Lending to carve out a niche in the competitive mortgage market, making it a relevant player in the industry.

12. Sierra Pacific Mortgage Company, Inc.

• Website: sierrapacificmortgage.com
• Ownership type: Private
• Headquarters: Folsom, California, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1986
• Headcount: 501-1000
• LinkedIn: sierra-pacific-mortgage

Sierra Pacific Mortgage Company, Inc., based in Folsom, California, is a private mortgage lender that has been active in the industry since 1986. The company specializes in a variety of loan products, including conventional loans, FHA loans, VA loans, and USDA loans, catering to both homebuyers and those looking to refinance. Sierra Pacific Mortgage emphasizes customer service, aiming to make the mortgage process straightforward and accessible. They provide various resources, such as mortgage calculators and educational content, to assist consumers in understanding their options. The company operates nationwide, allowing them to connect with clients through local branches, which enhances their ability to offer personalized service. Their focus on simplifying the loan process and providing tailored solutions positions them as a relevant entity in the mortgage lending market.

13. Paramount Residential Mortgage Group Inc. (PRMG Inc.)

• Website: prmg.net
• Ownership type: Private
• Headquarters: Corona, California, United States (USA)
• Founded year: 2001
• Headcount: 1001-5000
• LinkedIn: prmg-inc-

Paramount Residential Mortgage Group Inc. (PRMG Inc.) is a private mortgage lender based in Corona, California, founded in 2001. With a workforce of over 2,000 employees and nearly 250 branches nationwide, PRMG specializes in home financing solutions tailored to meet the needs of homebuyers and homeowners. The company offers a variety of mortgage products, including fixed-rate and adjustable-rate loans, FHA and VA loans, and refinancing options. PRMG is dedicated to providing personalized service, ensuring that clients receive the support they need throughout the mortgage process. Over its 22 years in the industry, PRMG has established a reputation for excellent customer service, as evidenced by the numerous positive reviews from satisfied clients. The company is committed to leveraging modern lending technology to enhance the customer experience and streamline loan processing.

14. Veterans United Home Loans

• Website: veteransunited.com
• Ownership type: Private
• Headquarters: Columbia, Missouri, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2002
• Headcount: 1001-5000
• LinkedIn: veterans-united-home-loans

Veterans United Home Loans, founded in 2002 and based in Columbia, Missouri, is a private mortgage lender that specializes in VA loans for veterans and military families. With a workforce of nearly 3,000 employees, the company has grown significantly since its inception, becoming the top provider of VA home loans by volume as of October 2023. Veterans United offers a comprehensive suite of services, including loan origination, refinancing, and educational resources designed to assist clients in navigating the complexities of homebuying. Their focus on providing accessible financing options is complemented by a strong emphasis on customer service, as evidenced by their impressive average customer satisfaction rating of 4.8 out of 5 from over 400,000 reviews. The company is licensed to operate in all 50 states and is not affiliated with any government agency, although it is a VA-approved lender. Veterans United also engages in community support through initiatives like the Veterans United Foundation, which enhances its reputation as a socially responsible entity in the mortgage industry.

15. Mutual of Omaha Mortgage

• Website: mutualmortgage.com
• Ownership type: Private
• Headquarters: San Diego, California, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2016
• Headcount: 501-1000
• LinkedIn: mutualmortgage

Mutual of Omaha Mortgage, based in San Diego, California, is a private financial services provider specializing in mortgage solutions. Established in 2016, the company offers a range of services including home refinancing and purchasing, catering primarily to individuals looking to finance their homes. With a workforce of approximately 954 employees, Mutual of Omaha Mortgage is committed to operational excellence and customer service. The company provides various resources to assist customers in navigating the mortgage process, including mortgage calculators and educational articles. Their innovative MORE Home Valuation + Search Tool allows users to search for properties based on monthly payment amounts, enhancing the home-buying experience. As part of the Mutual of Omaha family, which has served millions of customers since 1909, the mortgage division benefits from a legacy of trust and reliability in financial services.

16. Cornerstone Home Lending, Inc.

• Website: houseloan.com
• Ownership type: Private
• Headquarters: Houston, Texas, United States (USA)
• Founded year: 1988
• Headcount: 1001-5000
• LinkedIn: cornerstone-home-lending-inc-

Cornerstone Home Lending, Inc. is a private mortgage lender based in Houston, Texas, with a history dating back to 1988. The company specializes in a wide array of home loan products, including fixed-rate, adjustable-rate, FHA, VA, Jumbo, and USDA loans. With nearly 2,000 employees, Cornerstone has built a robust operational framework that supports its mission of simplifying the home buying process. They pride themselves on their customer-centric approach, providing guidance to homebuyers at every step of the mortgage journey. The firm has processed loans for nearly 500,000 families, showcasing its extensive experience in the industry. Cornerstone's recent transition to a state savings bank in 2022 further solidifies its position in the market, allowing for enhanced service offerings and operational capabilities. Their commitment to in-house operations ensures that processing, underwriting, and servicing are handled efficiently, contributing to their reputation for on-time closings and customer satisfaction.

17. Carrington Mortgage Services, LLC

• Website: carringtonmortgage.com
• Ownership type: Private
• Headquarters: Anaheim, California, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2007
• Headcount: 1001-5000
• LinkedIn: carrington-mortgage-services-mortgage-servicing-division

Carrington Mortgage Services, LLC is a private mortgage service provider based in Anaheim, California. Established in 2007, the company specializes in a variety of mortgage-related services, including home loans, refinancing options, and comprehensive mortgage management. Carrington aims to assist consumers in navigating the complexities of home buying and mortgage management, ensuring a smoother experience for its clients. The company operates throughout the United States and Puerto Rico, servicing loans in all 50 states and licensed to lend in 48 states. Carrington is part of a larger family of companies under Carrington Holding Company, which allows it to offer integrated services related to homeownership. With a focus on customer service, Carrington has served over 1.4 million customers, reflecting its significant presence in the mortgage industry. The company also promotes financial literacy and homeownership resources through its Learning Center, further supporting its clients in making informed decisions.

18. DHI Mortgage

• Website: dhimortgage.com
• Ownership type: Private
• Headquarters: Austin, Texas, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1978
• Headcount: 201-500
• LinkedIn: dhi-mortgage

DHI Mortgage, established in 1978 and headquartered in Austin, Texas, is a private mortgage lender dedicated to facilitating home financing for consumers. The company specializes in helping individuals secure mortgage loans, offering a range of resources to simplify the home buying process. Notable tools include a mortgage calculator and the DHI Mortgage Home Buyers Club, which aims to support potential homeowners, particularly those facing credit challenges. With a workforce of approximately 2,239 employees, DHI Mortgage operates primarily within the United States, showcasing its commitment to the domestic market. The company is affiliated with D.R. Horton, a prominent homebuilder, which further strengthens its position in the housing finance sector. DHI Mortgage's focus on customer service and educational resources underscores its role in the mortgage industry.

Mortgages Companies Insights: Key Companies in the US

Company	Headquarter	Size	Founded	Ownership
Quicken Loans	Detroit, Michigan, United States (USA)	10001+	1985	Private
Rocket Mortgage	Detroit, Michigan, United States (USA)	10001+	2018	Private
Freedom Mortgage	Boca Raton, Florida, United States (USA)	5001-10000	1990	Private
Caliber	Coppell, Texas, United States (USA)	5001-10000	2007	Corporate
CrossCountry Mortgage, LLC	Cleveland, Ohio, United States (USA)	5001-10000	2003	Private
Movement Mortgage	Fort Mill, South Carolina, United States (USA)	1001-5000	2008	Private
AmeriSave Mortgage Corporation	Atlanta, Georgia, United States (USA)	5001-10000	2002	Private
New American Funding	Tustin, California, United States (USA)	1001-5000	2003	Private
Newrez LLC	Fort Washington, Pennsylvania, United States (USA)	5001-10000	2008	Private
RoundPoint Mortgage Servicing LLC	Fort Mill, South Carolina, United States (USA)	501-1000	2007	Corporate
Nations Lending	Independence, Ohio, United States (USA)	501-1000	2003	Private
Sierra Pacific Mortgage Company, Inc.	Folsom, California, United States (USA)	501-1000	1986	Private
Paramount Residential Mortgage Group Inc. (PRMG Inc.)	Corona, California, United States (USA)	1001-5000	2001	Private
Veterans United Home Loans	Columbia, Missouri, United States (USA)	1001-5000	2002	Private
Mutual of Omaha Mortgage	San Diego, California, United States (USA)	501-1000	2016	Private
Cornerstone Home Lending, Inc.	Houston, Texas, United States (USA)	1001-5000	1988	Private
Carrington Mortgage Services, LLC	Anaheim, California, United States (USA)	1001-5000	2007	Private
DHI Mortgage	Austin, Texas, United States (USA)	201-500	1978	Private

Want to Find More Mortgages Companies Companies?

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• Detailed Ownership: Who owns the company? Is it a public or private company? What is the ownership structure?
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...and a lot more!